Remove Consumer Financial Protection Bureau (CFPB) Remove Credit Limit Remove Credit Risk
article thumbnail

How to Address Portfolio Risk Volatility Through Economic Uncertainty - Part 3

FICO

Leveraging FICO Resilience Index to refine credit risk decisions during benign economic phases defends against dramatic swings in delinquency rates and provides for a more consistent portfolio management approach over time. According to the Consumer Financial Protection Bureau (CFPB), signs of trouble are already brewing.

Risk 52
article thumbnail

Attention Small Business Lenders!  The CFPB is Calling on You.

FICO

On May 10, the Consumer Financial Protection Bureau (CFPB) issued a Request for Information (RFI) seeking to learn more about the small business lending market. If you are scratching your head as to why the CFPB is delving into small business lending, you are not alone.

CFPB 45