Consumer Protection, Legal and Legal Framework

Navigating legal uncertainty: How the Digital Assets Bill could impact PSPs

The Payments Association

JANUARY 13, 2025

Navigating legal uncertainty: How the Digital Assets Bill could impact PSPs January 13 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The impact of the UK Digital Assets Bill on PSPs, highlighting legal uncertainties, operational challenges, and strategic opportunities. Why is it important?

Legal

Legal Stablecoins Cross-Border Due Diligence

Reflecting on 2024: A transformative year in payments regulation

The Payments Association

DECEMBER 2, 2024

2024 reshaped payments with instant payment mandates, crypto regulations, and enhanced consumer protection driving innovation and security. In 2024, payments regulation underwent seismic shifts, with reforms spanning fraud prevention, digital innovation, and consumer protection, collectively redefining the industry’s future.

Regulations

Regulations Instant Payments Consumer Protection Payments

Ultimate Guide to Surcharges: What is a Surcharge and How Does It Work

Stax

FEBRUARY 5, 2024

Healthcare providers, for instance, may factor in compliance costs spent on cybersecurity measures, staff training, regular audits, and legal consultations to ensure adherence to health information privacy regulations. Be aware of restrictions and guidelines in your business jurisdictions to avoid legal repercussions.

Credit Cards

Credit Cards Legal On-Demand Regulatory Compliance

Webinars

A Roadmap For Modernization: How To Break Free From Your Monolith Before July 31, 2026

MORE WEBINARS

Compliance, Gaming and Gambling in Australia vs USA

Segpay

MARCH 24, 2025

By comparing the Australian legal e-gaming and e-gambling landscape with that of the USA, we want to make it easier to understand for our readers who are familiar with US regulations. Fraud & Consumer Protection Strong player protection, self-exclusion, and responsible gambling measures. billion by 2034.

Compliance

Compliance Suspicious Activity Report (SAR) Fincen AML

Oman’s Fintech Future: A Market on the Rise

The Fintech Times

JANUARY 31, 2025

Sharakah provides financial support and post-financial to SMEs in Oman Oman Technology Fund Aims to put Oman firmly on the map of knowledge leaders in the Middle East Oman Banks Association (OBA) A non-profile professional association for the countrys banking industry Breakdown of sector: Image Source: The Fintech Times Timeline of key fintech (..)

FinTech

FinTech Non-Bank Legal Framework Central Bank

ESAs publish Joint Annual Report for 2023

Neopay

JUNE 24, 2024

The main areas of cross-sectoral focus included joint risk assessment, sustainable finance, digitalisation, consumer protection, securitisation, financial conglomerates, and central clearing. DORA mandated the ESAs to develop several policy products before its application date of January 17, 2025, to supplement the legal framework.

Legal Framework

Legal Framework Financial Literacy Consumer Protection Risk Assessment

FTC Discusses Antitrust Laws In Testimony To US Senate

PYMNTS

SEPTEMBER 24, 2019

Hoffman added that the commission has held its own hearings on competition and consumer protection topics over the last year. Hoffman explained that the agency used this legal framework in its 2017 case against Questcor, alleging that the company illegally maintained its U.S.

FTC

FTC Federal Trade Commission Laws Legal Framework

Understanding Payment Processing Compliance When Implementing Credit Card Surcharging

Stax

JANUARY 15, 2024

Failure to comply with its policy frameworks can have severe consequences— legally and financially. In the following sections, we’ll delve into the legal framework, compliance standards, and best practices to navigate the complexities of surcharging. Swipe fees have doubled in a decade and increased by 20% since 2022.

Credit Cards

Credit Cards PCI DSS Compliance Process

The Credit Card Chargeback Process Explained: What Merchants Need to Know

Stax

DECEMBER 9, 2024

Chargebacks are an important consumer protection mechanism to ensure that consumers don’t fall victim to unscrupulous sellers or scams. Legal and Regulatory Considerations Businesses must navigate a complex web of regulations when dealing with chargebacks.

Credit Cards

Credit Cards Process Disputes Card Issuer

Is Your Business Ready for DORA?

Segpay

MAY 1, 2024

DORA entered into force on January 16th, 2023, and its legal implementation deadline is January 17 th , 2025. Its legal framework is designed to enhance the operational resilience of all digital service providers, including payment service providers (PSPs), that operate in the European Union (EU).

Cybersecurity

Cybersecurity Compliance Procedures Risk Management

Finovate Global: Talking Fintech Regulation in the European Union with EverC’s Maya Shabi

Finovate

JANUARY 24, 2025

Shabi: Complying with the MiCA framework is the first thing that comes to mind when cryptocurrency and the EU are mentioned in the same sentence. MiCA is the EUs first comprehensive legal framework for crypto assets that introduces clear and consistent rules across member states.

Regulations

Regulations FinTech BNPL Cross-Border

An Overview of Payment Regulation In The USA

Clearly Payments

FEBRUARY 8, 2024

Its primary objectives encompass safeguarding consumers, maintaining financial stability, promoting market integrity, preventing fraud and security breaches, and ensuring legal compliance. Why Payment Regulation Exists Payment regulation exists for ensuring the integrity, stability, and equity within the payment ecosystem.

Regulations

Regulations Electronic Fund Transfer Act (EFTA) Federal Reserve Electronic Funds Transfer (EFT)

What are the Biggest Challenges Fintechs Need to Overcome to Ensure Meaningful Social Impact?

The Fintech Times

JANUARY 18, 2025

Fintechs operate in a fast-moving environment, but social impact often intersects with time-consuming areas such as consumer protection and data privacy. Without adequate safeguards, breaches or misuse can harm consumers and businesses. “Regulation has always posed challenges.

FinTech

FinTech Financial Inclusion Underserved Cybersecurity

An Overview of AI Regulations in Financial Services Around the World

Fintech News

FEBRUARY 11, 2025

Additionally, the legislation emphasises consumer protection by requiring financial institutions to ensure that AI-driven decision-making does not lead to adverse or unjust outcomes. In short, it is a legally binding international agreement designed to establish uniform AI regulatory principles globally. In contrast, the U.K.

AI

AI Regulations APACS Consumer Financial Protection Bureau (CFPB)

Payments Space

Navigating legal uncertainty: How the Digital Assets Bill could impact PSPs

Reflecting on 2024: A transformative year in payments regulation

Ultimate Guide to Surcharges: What is a Surcharge and How Does It Work

Webinars

Compliance, Gaming and Gambling in Australia vs USA

Oman’s Fintech Future: A Market on the Rise

ESAs publish Joint Annual Report for 2023

FTC Discusses Antitrust Laws In Testimony To US Senate

Understanding Payment Processing Compliance When Implementing Credit Card Surcharging

The Credit Card Chargeback Process Explained: What Merchants Need to Know

Is Your Business Ready for DORA?

Finovate Global: Talking Fintech Regulation in the European Union with EverC’s Maya Shabi

An Overview of Payment Regulation In The USA

What are the Biggest Challenges Fintechs Need to Overcome to Ensure Meaningful Social Impact?

An Overview of AI Regulations in Financial Services Around the World

Stay Connected