FICO

JANUARY 13, 2020

The FCC will issue updated interpretations of the Telephone Consumer Protection Act in 2020. The Telephone Consumer Protection Act (TCPA) has long been a concern to many organizations that are frustrated by their inability to effectively use modern technology to communicate with their customers or members.

AML 52

AML Authentication Finance OCC 52

Segpay

MARCH 24, 2025

Fraud & Consumer Protection Strong player protection, self-exclusion, and responsible gambling measures. A Deeper Dive into Australia's Regulations Online Gaming (Esports & Video Games) Generally, falls under consumer protection and classification laws rather than gambling regulations.

Compliance 71

Compliance Suspicious Activity Report (SAR) Fincen AML 71

PYMNTS

SEPTEMBER 12, 2018

Reuters , citing three sources familiar with the matter, reported that the Consumer Financial Protection Bureau (CFPB) and the Office of the Comptroller of the Currency (OCC) told the bank that it has to do more to make sure it has located and compensated everyone impacted by the practice.

Consumer Financial Protection Bureau (CFPB) 40

Consumer Financial Protection Bureau (CFPB) Office of the Comptroller of the Currency OCC CFPB 40

The Fintech Times

JULY 31, 2024

With the OCC consent orders against BaaS banks and bad press plaguing B2C BaaS platforms, regulators are extra scrutinising when it comes to all types of BaaS platforms, catching those in the middle that are B2B or Business to Nonprofit. “Adhering to stringent data protection laws is a primary challenge.

Compliance 64

Compliance AML Regulations Due Diligence 64

PYMNTS

NOVEMBER 27, 2017

Federal and state officials have been investigating whether the GAP insurance is unnecessary, and whether interest rates on the loans increased too much as a result of the GAP protection. The Office of the Comptroller of the Currency (OCC) is looking into Wells Fargo’s auto loans business as well. .

CFPB 40

CFPB Consumer Financial Protection Bureau (CFPB) Office of the Comptroller of the Currency Product 40

FICO

DECEMBER 20, 2021

For years, I have talked about the need for action by the FCC or Members of Congress to clear up the gray areas related to the Telephone Consumer Protection Act (TCPA). In addition, CFPB , OCC and HUD leaders have all made public statements encouraging lenders to explore opportunities provided by special purpose credit programs (SPCP).

CFPB 52

CFPB Financial Inclusion OCC Rules 52

PYMNTS

OCTOBER 11, 2017

On the other side of the issue, however, industry representatives were far less excited and genuinely concerned about the unintended casualties of the “consumer protection” legislation. There’s the OCC for national banks; for small state there is the FDIC; medium banks have the Fed and there is NCUA for credit unions.

Rules 43

Rules CFPB NCUA Credit Union 43

Clearly Payments

FEBRUARY 8, 2024

It monitors and enforces regulations related to payment products and services to ensure fair treatment and transparency for consumers. Office of the Comptroller of the Currency (OCC): As an independent bureau within the U.S. Department of the Treasury, the OCC supervises and regulates national banks and federal savings associations.

Regulations 105

Regulations Electronic Fund Transfer Act (EFTA) Federal Reserve Electronic Funds Transfer (EFT) 105

PYMNTS

OCTOBER 23, 2019

Office of the Comptroller of the Currency (OCC) does not have the power to grant national charters to financial technology (FinTech) companies, The Wall Street Journal reported on Tuesday (Oct. An increasing number of banks are swapping their own regulators in exchange for oversight by the OCC. The court decision on Monday (Oct.

OCC 40

OCC Rules Office of the Comptroller of the Currency FinTech 40

FICO

DECEMBER 19, 2018

The FCC Will Issue a Major Declaratory Ruling on the Telephone Consumer Protection Act (TCPA). In September, the OCC took the lead by issuing an Advance Notice Proposed Rulemaking asking the public 31 questions related to four main areas of the existing CRA regulatory framework. In March, the U.S.

BSA 40

BSA Fincen Suspicious Activity Report (SAR) SARS 40

PYMNTS

FEBRUARY 7, 2018

6), Comptroller of the Currency Joseph Otting had nothing but praise for acting Consumer Financial Protection Bureau (CFPB) Director Mick Mulvaney. After a 45-minute meeting on Tuesday (Feb. According to American Banker , the two met to discuss how to reduce regulatory burden, as well as to coordinate supervision of financial firms.

Rules 43

Rules Consumer Financial Protection Bureau (CFPB) OCC CFPB 43

FICO

AUGUST 27, 2018

The issues that grabbed the headlines included recommendations urging the OCC to move forward with a special purpose bank charter for fintechs (it must have worked since the OCC made a major announcement just a few hours after the report was released), encouraging U.S. The 222 page report contains more than 80 recommendations.

FinTech 49

FinTech Treasury OCC Federal Trade Commission 49

FICO

JANUARY 9, 2017

The FDIC, Fed and OCC recently initiated the process for drafting new cybersecurity regulations for banks with assets exceeding $50 billion. fraud alerts) in accordance with the 1991 Telephone Consumer Protection Act (TCPA). We’ve already seen several early indications of this.

Cybersecurity 78

Cybersecurity CFPB Regulatory Compliance Rules 78

The Payments Association

MARCH 18, 2025

now takes a step toward embracing crypto by fostering a holistic approach that balances innovation with consumer protection. Were pleased to see this issue finally receiving the attention it deserves.

Federal Reserve 88

Federal Reserve Stablecoins Fed Settlement 88

FICO

JULY 17, 2017

We have already seen new leaders at the Federal Communication Commission (FCC) and the Securities Exchange Commission (SEC), while the President has recently nominated a new head of the Office of the Comptroller of the Currency (OCC).

Consumer Financial Protection Bureau (CFPB) 40

Consumer Financial Protection Bureau (CFPB) CFPB Office of the Comptroller of the Currency Financial Crimes 40

The Payments Association

JANUARY 31, 2025

the Board of Governors of the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), or the National Credit Union Administration (NCUA)) are not included in the Working Group, especially given the allegations of an ‘Operation Choke Point 2.0.,’

Stablecoins 88

Stablecoins Office of the Comptroller of the Currency Treasury Regulations 88