The Fintech Times

MARCH 31, 2025

According to the FICO survey, three-quarters of consumers in the UK say they have sent (79 per cent) and received (73 per cent) real-time payments (RTP). Seventy-nine per cent of UK consumers have sent RTP, while 73 per cent have received RTP , compared to 91 per cent and 89 per cent average for all 14 countries surveyed.

Real Time Payments 64

Real Time Payments RTP Consumer Scams 64

The Payments Association

NOVEMBER 12, 2024

In an era marked by technological advancements and evolving consumer preferences, high-end banks and financial institutions are constantly seeking for innovative ways to cater for the demands of the discerning mass affluent market. One trend that has been gaining significant traction is the growing demand for metal cards.

Continuity 88

Continuity On-Demand Innovation Payments Tools 88

The Fintech Times

APRIL 2, 2025

WhatsApp prides itself on the security of its encrypted messages, however, according to new research from Revolut, the global fintech with 11 million UK customers and 50 million globally, UK consumers are losing an average of 2,437 from scams originating on the communications platform.

Scams 59

Scams Consumer Financial Crimes Encryption 59

The Fintech Times

FEBRUARY 19, 2025

Feedzai , an AI solution provider in financial crime prevention, is teaming up with payments giant Mastercard , to makeit easier for more banks to identify and stop scams, protecting consumers and businesses globally. As payments continue to evolve, fraudsters are increasingly using AI to scam consumers.

Visa 59

Visa AI Scams Financial Crimes 59

The Fintech Times

JANUARY 22, 2025

In 2024, consumer spending on in-app purchases and subscriptions hit $150billion globally, according to digital economy data provider, Sensor Tower. In its latest research, the firm uncovers how consumer spending on apps has evolved in the past year. Interestingly, consumers are not spending this money in the gaming sector.

AI 59

AI Consumer Non-Bank Cryptocurrency 59

Finovate

APRIL 3, 2025

Waiting for regulatory clarity and consumer awareness could position Plaid for a stronger public debut down the road. A company spokesperson told TechCrunch that Plaid will not go public this year, but it plans to continue tracking towards a public listing. As a result, more than 1 in 2 Americans have used Plaid.

Consumer Financial Protection Bureau (CFPB) 129

Consumer Financial Protection Bureau (CFPB) CFPB Rules Consumer 129

Fintech News

DECEMBER 17, 2024

The payment giant responded by deploying its own artificial intelligence and machine learning technologies to detect and prevent fraudulent activity before it could occur, regardless of where or how consumers were shopping. The company has also been proactive in raising awareness among consumers. And thats paying off.

Fraud Prevention 111

Fraud Prevention AI Account Takeovers Blocks 111

Fintech Finance

MARCH 6, 2025

At the same time, the WeChat app connects over a billion users, who can share their positive shopping experiences online, inspiring other Chinese consumers to visit. The post Nexi Group Enables Swiss Merchants to Accept Consumer Payments via WeChat Pay appeared first on FF News | Fintech Finance.

Point-of-Sale (POS) 52

Point-of-Sale (POS) Consumer Payments Mobile Payments 52

Fintech News

FEBRUARY 4, 2025

As fraudsters adapt to security measures and consumer awareness, it is crucial to examine the most prevalent fraud types, their impact on both consumers and businesses, and the measures necessary to counteract them. Phishing continues to be one of the most prevalent scams affecting both consumers and businesses.

Fraud Prevention 97

Fraud Prevention Phishing Authentication Disputes 97

The Payments Association

JANUARY 21, 2025

Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

NOVEMBER 3, 2024

Affirm , the payment network that empowers consumers and helps merchants drive growth, has launched its flexible and transparent pay-over-time options in the UK. Affirm underwrites every individual transaction before making a real-time credit decision and only approves consumers following an assessment that evidences their ability to repay.

Consumer 98

Consumer Economy Regulatory Compliance Payment Networks 98

Fintech Finance

FEBRUARY 5, 2025

The addition of send capabilities and real-time alerts will enable FIS financial institution clients to fully harness the entire FedNow service by providing their consumers and commercial borrowers with a modernized and unified digital payment experience.

FedNow 97

FedNow Instant Payments Payment Networks Federal Reserve 97

Fintech Finance

NOVEMBER 13, 2024

These advancements provide significant benefits to the wider ecosystem, including banks, consumers, and businesses. Core to this commitment to bring these new technologies together by 2030 is continued partnership and momentum across the payments ecosystem, as well as enablement via the Mastercard Gateway.

Visa 98

Visa Authentication Payments Issuers 98

Fintech Finance

JANUARY 7, 2025

Its global network reaches more than 1 million consumers worldwide, spread across over 160 countries. The new STICPAY features come at a time when cross-border transactions are increasing rapidly, with FXC Intelligence estimates putting the consumer-to-consumer market size at US$1.8 trillion in 2023.

Cross-Border Payments 96

Cross-Border Payments Cross-Border Payment Gateways Gateways 96

Fintech Finance

DECEMBER 9, 2024

New data released today from the Reserve Bank of Australia (RBA) , shows Australians continue to embrace the ease of mobile wallets when making payments. ABA CEO Anna Bligh said the data demonstrated that customers were continuing to switch to convenient digital banking channels. Australia is well and truly in a digital banking boom.

Digital Payments 98

Digital Payments Payments Consumer Protection Laws 98

Fintech Finance

NOVEMBER 19, 2024

Together with Google, we’re making it easier than ever for millions of shoppers to choose Klarna, empowering consumers to shop confidently with a smarter, more transparent way to pay right at their fingertips.” Klarna on Google Pay will offer Google Pay’s consumers in the U.S.

BNPL 98

BNPL Global Payments Payment Solutions Finance 98

The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Pekrek continued: “New payment trends, particularly incorporating personal identification technologies, are revolutionising contactless payment methods.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

Fintech Finance

NOVEMBER 12, 2024

“The Visa Flexible Credential all started with a simple idea that consumers should easily be able to choose how they want to pay,” said Jack Forestell, Chief Product and Strategy Officer, Visa. consumers with the Affirm Card. The Affirm Card offers consumers a product with the flexibility to pay now or pay over time.

Credential 97

Credential Cross-Border Multi-Currency Online and Mobile Banking 97

Fintech Finance

JANUARY 9, 2025

Online payments can continue via the virtual card, providing a flexible mix of both digital and physical payment options. Through the Kuady card, merchants can now provide their customers with instant cash-outs, giving consumers real-time access to their funds.

Visa 97

Visa Processors On-Demand Security 97

The Payments Association

OCTOBER 28, 2024

In the world of digital payments, fraud is an ever-present threat that continues to evolve, creating serious risks for both businesses and consumers. One of the most alarming trends identified in the report is the continued rise in social engineering scams, which now account for a significant portion of fraud activity.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

Fintech News

DECEMBER 2, 2024

The Vietnam Consumer Trends 2024 report, released in October, explores key drivers set to fuel Vietnam’s growth and opportunities, highlighting that digital payment methods are gaining dominance, and helping improve financial inclusion and accessibility. The payment vertical continues to dominate, with 48 companies and a share of 21.8%.

Financial Inclusion 111

Financial Inclusion Financial Literacy Point-of-Sale (POS) NOV 111

Fintech Finance

NOVEMBER 19, 2024

This enables them to cater to Pakistani consumers’ payment preferences, all while meeting stringent local compliance standards. As more consumers embrace digital solutions, demand is rising for secure, accessible local payment options that connect them to global markets. This mitigates the risks often associated with frontier markets.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Regulatory Compliance Fraud Prevention 98

Fintech Finance

DECEMBER 17, 2024

In a landscape where speed and security are essential for consumers, PayU sets a milestone by becoming the first payment gateway in Colombia to integrate Google Pay (GPay). Globally, over 40% of consumers already use digital wallets, and in Latin America, the use of these tools is expected to grow by 30% annually in the coming years.

Payment Gateways 97

Payment Gateways Gateways Online and Mobile Banking Payments 97

Fintech Finance

MARCH 19, 2025

This report provides valuable insights into the usability factors that must be addressed to enhance the consumer and merchant experience and accelerate adoption. The FPC continues to advance its mission of fostering the adoption of faster payments through collaboration, research, and industry-wide initiatives.

Faster Payments 129

Faster Payments Instant Payments FPC Point-of-Sale (POS) 129

The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech News

DECEMBER 22, 2024

The collaboration will leverage the companies’ combined knowledge, methodologies, and tools to deliver enhanced fraud protection services for businesses and consumers. The company helps safeguard 500 million consumers globally and processes more than 100 billion payment events annually.

Fraud Detection 107

Fraud Detection AI Fraud Prevention Value Added Service 107

Clearly Payments

OCTOBER 31, 2024

From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. Cost : RTP services are low-cost or free for consumers, typically around $0.50 They remain a staple payment method globally. handled $1.6

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This growth is driven by increased adoption of digital payment methods, evolving consumer behavior, and an expanding e-commerce sector.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Fintech Finance

OCTOBER 30, 2024

As consumers continue to choose new payment methods that suit their spending behaviors, Klarna is on a mission to be available at every checkout. Klarna offers consumers a choice of ways to pay including immediate payments, short-term, interest-free BNPL and longer-term financing.

BNPL 97

BNPL Service Provider Global Payments Payment Networks 97

Fintech Finance

DECEMBER 23, 2024

As consumers continue to choose new payment methods that suit their spending behaviors, Klarna is on a mission to be available at every checkout. Klarna offers consumers a choice of ways to pay including immediate payments, short-term, interest-free BNPL and longer-term financing.

Agreements 98

Agreements BNPL Payment Networks Finance 98

The Payments Association

DECEMBER 19, 2024

Trust Payments CEO Laurence Booth emphasises the need for payment service providers to move beyond transaction processing, leveraging digitisation and personalisation to deliver seamless, data-driven experiences in an evolving consumer and regulatory landscape. Consumer expectations are evolving rapidly, and merchants are racing to keep up.

Payments 88

Payments Fraud Prevention On-Demand Service Provider 88

The Payments Association

OCTOBER 28, 2024

The Payments Association (TPA)’s George Iddenden recently sat down with Peter Theunis, senior vice president sales and European managing director at BPC to discuss the remarkable transformation of the payments processing industry, driven by the rise of fintech, the shift towards digital payments, and evolving consumer behaviours.

Process 100

Process Payment APIs and Integration Processors Payments 100

NFCW

APRIL 2, 2025

We can see from todays report that contactless payments continue to be very popular with Irish consumers, accounting for almost 90% of all point of sale (POS) card payments made in shops, restaurants and other retail outlets in Ireland last year,” says Gillian Byrne, BPFI’s head of payments.

Contactless Payments 70

Contactless Payments Point-of-Sale (POS) Payments Consumer 70

Fintech Finance

FEBRUARY 20, 2025

As digital payment methods continue to evolve, UK consumers and businesses are increasingly seeking more innovative and flexible payment solutions. Despite consumer enthusiasm, gaps in Open Banking protections for consumers and merchants must be addressed.

Innovation 87

Innovation Payments On-Demand Regulations 87

Fintech Finance

FEBRUARY 24, 2025

Roberto Catanzaro, Head of Merchant Services in Nexi Group comments: “We facilitate fast checkout solutions online, offering all the payment methods that are in demand by local consumers. This partnership is a win-win for all, merchants and consumers alike.”

Online and Mobile Banking 96

Online and Mobile Banking On-Demand Facilitators AI 96

The Payments Association

DECEMBER 9, 2024

It underscores the need for payment firms to balance AI innovation with robust privacy and regulatory compliance to protect sensitive consumer data. Firms must adopt transparent AI practices, enhance regulatory frameworks, and continuously train models to navigate the evolving landscape of AI-driven threats. What’s next?

Privacy 88

Privacy AI Payment Security Security 88