The Payments Association

OCTOBER 28, 2024

The Payments Association (TPA)’s George Iddenden recently sat down with Peter Theunis, senior vice president sales and European managing director at BPC to discuss the remarkable transformation of the payments processing industry, driven by the rise of fintech, the shift towards digital payments, and evolving consumer behaviours.

Process 100

Process Payment APIs and Integration Processors Payments 100

Fintech News

JANUARY 13, 2025

SEAs young, tech-savvy population, a growing consumer base, reliance on informal financial systems, and supportive government initiatives aimed at financial inclusion serve as robust drivers for long-term growth. This demand is expected to fuel fintech innovations even in the face of current economic hurdles. Yet, optimism abounds.

FinTech 114

FinTech Cross-Border On-Demand Innovation 114

Fintech Finance

JANUARY 9, 2025

Online payments can continue via the virtual card, providing a flexible mix of both digital and physical payment options. Through the Kuady card, merchants can now provide their customers with instant cash-outs, giving consumers real-time access to their funds.

Visa 97

Visa Processors On-Demand Security 97

Fintech Finance

NOVEMBER 14, 2024

The survey reveals that 81% of merchants anticipate a surge in digital wallet usage, while 69% expect Open Banking and instant bank transfers to gain popularity as consumer demand for convenient, secure payment options continues to grow.

Payment APIs and Integration 98

Payment APIs and Integration Regulatory Compliance Cross-Border Payments Fraud Prevention 98

Fintech Finance

FEBRUARY 20, 2025

As digital payment methods continue to evolve, UK consumers and businesses are increasingly seeking more innovative and flexible payment solutions. The demand for innovative payment solutions is clear, with high-income groups particularly keen on adopting VRPs.

Innovation 87

Innovation Payments On-Demand Regulations 87

Fintech Finance

DECEMBER 17, 2024

In a landscape where speed and security are essential for consumers, PayU sets a milestone by becoming the first payment gateway in Colombia to integrate Google Pay (GPay). In a country where mobile payment growth is projected at 22% annually, adopting solutions like Google Pay is essential to meet market demand.

Payment Gateways 97

Payment Gateways Gateways Online and Mobile Banking Payments 97

Fintech Finance

MARCH 25, 2025

Internal behavioural data from UnaCash also revealed that consumers primarily focus on purchasing gadgets and electronics, particularly through mobile devices. As technology continues to evolve rapidly, the demand for these products remains high, contributing to the growth for BNPL.

BNPL 80

BNPL On-Demand Product Consumer 80

Fintech Finance

FEBRUARY 24, 2025

Roberto Catanzaro, Head of Merchant Services in Nexi Group comments: “We facilitate fast checkout solutions online, offering all the payment methods that are in demand by local consumers. This partnership is a win-win for all, merchants and consumers alike.”

Online and Mobile Banking 96

Online and Mobile Banking On-Demand Facilitators AI 96

Neopay

DECEMBER 16, 2024

The Financial Conduct Authority (FCA) continues its commitment to guiding firms on embedding the Consumer Duty by publishing two insightful reports. Consumer Duty Board Report This report evaluates firms governance structures and their alignment with the Consumer Dutys objectives. Key highlights from the FCAs reports 1.

Consumer 52

Consumer Compliance Audit Governance 52

Fintech Finance

NOVEMBER 19, 2024

This enables them to cater to Pakistani consumers’ payment preferences, all while meeting stringent local compliance standards. As more consumers embrace digital solutions, demand is rising for secure, accessible local payment options that connect them to global markets.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Regulatory Compliance Fraud Prevention 98

Fintech Finance

NOVEMBER 3, 2024

Affirm , the payment network that empowers consumers and helps merchants drive growth, has launched its flexible and transparent pay-over-time options in the UK. Affirm underwrites every individual transaction before making a real-time credit decision and only approves consumers following an assessment that evidences their ability to repay.

Consumer 98

Consumer Economy Regulatory Compliance Payment Networks 98

Fintech News

FEBRUARY 26, 2024

This period of upheaval has catalysed a significant transformation within the sector, with fintech firms adapting to and capitalising on the changing landscape of consumer demands and regulatory environments. The regulatory environment presents a nuanced picture for fintechs.

FinTech 142

FinTech Consumer Financial Inclusion On-Demand 142

The Fintech Times

NOVEMBER 7, 2024

“Given 24/7 e-commerce , the continued rise in mobile and online payments and consumers’ desire for seamless multichannel experiences, treasuries need to automate and optimise back-office processes or risk falling behind.

ISO 20022 59

ISO 20022 Consumer ISOs Online and Mobile Banking 59

Fintech Finance

MARCH 13, 2025

With the Sezzle app , consumers can shop anywhere, compare prices in seconds, and instantly find the best deals — reinforcing Sezzle’s mission to financially empower the next generation. Unlike a subscription, Sezzle On-Demand has no recurring fees; consumers simply pay a one-time service fee at checkout.

On-Demand 69

On-Demand BNPL AI Product 69

Fintech Finance

NOVEMBER 21, 2024

The report also uncovered the challenge many consumers face with using retail credit at Christmas, with 64% of people struggling to repay it, suggesting that many enter the New Year burdened by new debt. It also highlights how Open Banking can help lenders and retailers better serve customers and manage lending risks.

Credit Cards 95

Credit Cards Assessments On-Demand Rules 95

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This rise underscores credit cards’ central role in consumer spending, spurred by rewards programs and convenience factors.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Fintech Finance

JANUARY 7, 2025

Bringing over 15 years of experience, respectively, in financial technology and payments, Langbridge and Sandhofer will oversee and scale Wise Platforms strategic partnerships, growth, and commercial strategy across the regions, as demand for its solutions rapidly grows.

Cross-Border 98

Cross-Border Cross-Border Payments Multi-Currency International Payments 98

Fintech Finance

NOVEMBER 22, 2024

This growth surge is fueled by a wave of new partnerships and a rising number of merchants embracing Trustly’s innovative payment technology to meet the demand for faster, more secure transactions.

Transactions 98

Transactions Innovation On-Demand Instant Payments 98

Fintech Finance

JANUARY 20, 2025

A positive payment experience makes 82% of global online sports-bettors stay to continue wagering with sportsbooks, according to new research released today by leading payments platform Paysafe (NYSE: PSFE). With players demanding rapid payouts, 42% of global players expect to cash-out instantly.

Security 98

Security Alternative Payment Methods Payments On-Demand 98

Fintech Finance

FEBRUARY 28, 2025

As the retail landscape continues to evolve, Metro is pioneering the integration of cutting-edge payment technology, ensuring it remains at the forefront of innovation. By partnering with dtcpay, Metro is not only meeting this demand but also taking the lead as a leader in the adoption of blockchain-based payment solutions.

Stablecoins 90

Stablecoins Payments On-Demand Payment Solutions 90

Clearly Payments

OCTOBER 31, 2024

From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. Cost : RTP services are low-cost or free for consumers, typically around $0.50 They remain a staple payment method globally. handled $1.6

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Fintech Finance

MARCH 20, 2025

Tink also recently hit a new €100M peak in a single day for its payment initiation services (PIS) across Europe, marking a tipping point in demand for Pay by Bank. Consumer demand is driven by the need for fast, convenient, and secure payment methods. This can reduce the need for manual data entry and the risk of fraud.

Payment Service Provider (PSP) 59

Payment Service Provider (PSP) Payments On-Demand Instant Payments 59

Basis Theory

NOVEMBER 12, 2024

This demands a substantial investment of time and resources for the initial build, not to mention creating the significant ongoing burden of securing and maintaining compliance for the entire lifecycle of the system. Completing audits and other non-value-generating work consumes resources, timelines, and funds.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

The Fintech Times

MARCH 17, 2025

Through the new partnership, Checkout.com integrated BNPL solutions from Tabby into its platform, enabling merchants in the UAE and Saudi Arabia tooffer consumers seamless, flexible payment methods at checkout. This surge is driven by increasing consumer demand for flexible payment and credit solutions.

BNPL 64

BNPL Alternative Payment Methods On-Demand Payment Solutions 64

The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

The Payments Association

APRIL 7, 2025

Continued investment in innovative fraud detection technologies and adaptive regulatory frameworks is essential to stay ahead of evolving financial crime threats. Continued investment in innovative fraud detection technologies and adaptive regulatory frameworks is essential to stay ahead of evolving financial crime threats.

Financial Crimes 88

Financial Crimes Crime AML Fraud Prevention 88

Fintech Finance

JANUARY 10, 2025

The European region presents significant growth opportunities for merchants and acquirers, with consumers increasingly seeking frictionless payment experiences. The e-book highlights the rise in cross-border spending, fuelled by a resurgence in tourism and the continued growth of eCommerce.

Acquirers 98

Acquirers Cross-Border Fraud Prevention Contactless Payments 98

Fintech News

DECEMBER 16, 2024

While European, American and Chinese markets have largely found their digital banking champions in Revolut, Chime, and WeBank, competition in Southeast Asias digital banking remains fierce as regulators continue to roll out digital banking licenses to both neobanks and traditional countinghouses. Physical cards in the digital era, really?

Issuers 117

Issuers Payment APIs and Integration Payments APACS 117

Fintech Finance

JANUARY 14, 2025

As the global payments landscape continues to evolve, this reports highlights how CaaS enables financial institutions (FIs) to streamline card issuance, enhance operational efficiency, and improve customer experience to stay competitive in this digital era.

Visa 105

Visa Issuers Payments Processors 105

The Payments Association

MARCH 19, 2025

Despite these advancements, many firms still rely on outdated payment systems and technologies that cant meet the market’s growing demands. These innovations offer businesses and consumers a way to move money faster, cheaper, and more securely. This approach is time-consuming, inefficient, and highly prone to errors.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

The Payments Association

MARCH 19, 2025

The high price of legacy in a payments-first world Banks that continue to rely on legacy infrastructure face mounting challenges: Limited scalability: Legacy tech wasnt built for real-time, cross-border, 24/7 payments or seamless integration with regional schemes. This can be on-prem, or hosted in any private or public cloud.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

The Fintech Times

MARCH 25, 2025

Buy now, pay later (BNPL) continues to prove its popularity across the globe, despite the risks associated with the technology. While its hype has died down, usage continues to quietly rise. As technology continues to evolve rapidly, the demand for these products remains high, contributing to the growth for BNPL.

BNPL 59

BNPL On-Demand Payments Continuity 59

The Fintech Times

FEBRUARY 17, 2025

Merchants and consumers in the UAE are going to have greater accessibility to make real-time transactions following a new partnership between digital payments firm, Checkout.com and payments juggernaut, Visa. It also marks the first organisation to use Visa’s solution in the region. ” Why Visa Direct?

Push-to-Card 69

Push-to-Card Cross-Border Near Real-Time On-Demand 69

Fintech Review

NOVEMBER 20, 2024

What’s more, financial barriers continue to impact quality of life for people globally. Because the solution is not consumer-facing, the user experience is unchanged. The consumer uses their preferred bank, mobile wallet, remittance provider, or other licenced money transmitter to initiate a cross-border transfer.

Cross-Border 115

Cross-Border Cross-Border Payments Multi-Currency FinTech 115

Fintech News

JANUARY 12, 2025

The regions strong fundamentals, coupled with a growing digital economy, promise continued growth and innovation in the coming years, a new report by Royal Park Partners (RPP), a fintech-focused corporate finance advisory firm, says. Southeast Asia’s youth, aged 15 to 34, account for over a third of the population.

FinTech 117

FinTech Financial Inclusion BNPL Cross-Border 117

Fintech Finance

MARCH 17, 2025

This partnership integrates Tabby’s popular BNPL solutions directly into Checkout.com’s platform, allowing merchants to offer consumers seamless, flexible payment methods at checkout. This surge is driven by increasing consumer demand for flexible payment and credit solutions.

BNPL 59

BNPL Alternative Payment Methods On-Demand Payment Solutions 59