The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8 trillion transactions by 2027.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

The Payments Association

FEBRUARY 26, 2025

For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. Its a great time to be a fraudster.

Authentication 88

Authentication Risk Fraud Prevention Compliance 88

The Payments Association

MARCH 19, 2025

According to Yaccarino, the partnership will allow for secure and instant funding to users X Wallet via Visa Direct, connecting to their debit cards and allowing for peer-to-peer payments. By replacing the need for physical cash or cards, they allow seamless payments via smartphones, tablets, or other connected devices.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech Finance

FEBRUARY 20, 2025

Runa Assure was purpose-built for instant payout methods, including gift cards, prepaid, and push-to-card, and now protects over two million unique recipients every month. Web Application Firewalls (WAF) monitor traffic continually. And they dont have to lift a finger to benefit.

PCI DSS 86

PCI DSS Security Payment APIs and Integration MFA 86

PYMNTS

OCTOBER 18, 2020

The COVID-19 pandemic has produced one ray of sunshine amid otherwise devastatingly dark clouds: Consumer credit scores have improved in recent months to the point of hitting a new record high, the Wall Street Journal reported Sunday (Oct. Even as they're paying down debt, Americans continue to spend money, data suggests.

Consumer 103

Consumer Push-to-Card Credit Cards Checks 103

Fintech News

JANUARY 26, 2025

This shiftis not merely a matter of convenience; it is emblematic of an increasingly complex convergence between state-of-the-art technology, consumer desires for seamlessness, and the regions particular socio-economic landscape. In 2023, credit card payments comprised 52.2% of all cashless transactions in Japan.

Payments Trends 124

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 124

Fintech Finance

FEBRUARY 27, 2025

customers real-time1 fund transfers to and from bank accounts via debit card with its Deliver API solution, powered by Visa Direct. Orum customers will now be able to use its Deliver solution to reach 99% of bank accounts in the US via a linked debit card.

Faster Payments 64

Faster Payments Payment APIs and Integration Debit Card Push-to-Card 64

PYMNTS

DECEMBER 30, 2020

Between the explosion of the digital economy driven by the pressures of the pandemic and the radical realignment of consumer preferences that has happened as a result, the year 2020 has seen digital payments accelerate at something approaching warp speed. It’s a consumer choice, [offering] everything and anything they want,” Turner said. “We

Consumer 112

Consumer Visa Faster Payments Instant Payments 112

Fintech Finance

APRIL 2, 2025

This new feature enables both individuals and businesses to add their debit cards to Google Wallet, making payments more convenient and secure. This trend underscores a significant shift in consumer behavior towards mobile-enabled, contactless payments. myTUs business customers will also benefit from this new functionality.

Contactless Payments 52

Contactless Payments Security Online and Mobile Banking Debit Card 52

Tearsheet

JANUARY 9, 2024

X ended 2023 with the addition of a Money Transmitter License in Pennsylvania, pushing the total number of states where the company can engage in moving money to 13. For one, signups for X Premium have been lackluster despite Musk’s attempts at incentivizing target consumers like creators.

Continuity 105

Continuity Push-to-Card Payments Debit Card 105

Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest. What Are Credit Card Chargebacks?

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

Fintech Finance

AUGUST 22, 2024

The service is available for the holders of NBK Debit Cards (Only on international spends), NBK Foreign Currency Prepaid Card, and NBK Multi-Currency Prepaid Card. The service is available for the holders of NBK Debit Cards (Only on international spends), NBK Foreign Currency Prepaid Card, and NBK Multi-Currency Prepaid Card.

Mobile Banking 111

Mobile Banking Verification Online and Mobile Banking Push-to-Card 111

The Fintech Times

DECEMBER 9, 2023

Consumer Duty, a set of rules aimed at enhancing consumer protection in the financial services sector, came into force in July 2023. 2023 saw the introduction of a new Consumer Duty, setting higher and clearer standards of consumer protection across financial services, and requiring firms to put customers’ needs first.

Consumer 111

Consumer Financial Literacy Regulations AI 111

Fintech Finance

FEBRUARY 18, 2025

This groundbreaking solution, with the proof-of-concept phase already launched at several sites in Johannesburg and Cape Town, will allow customers to pay with major credit cards at Rubicon charging stations for the first time. The system then reserves a predefined amount on the users credit card before the charging starts.

Payment Solutions 75

Payment Solutions Push-to-Card Payments Credit Cards 75

Stax

MARCH 27, 2025

Thats why 92% of consumers and 82% of companies reportedly made the switch to electronic payments, like Electronic Funds Transfers (EFT) and Automated Clearing House (ACH). Digital wallets accounted for 50% of eCommerce purchases , while debit cards raked up 12% of total transactions last year. Checks can bounce, and cash can get lost.

ACH 88

ACH Electronic Funds Transfer (EFT) Wire Transfer Wire 88

The Payments Association

JANUARY 3, 2025

As fraud continues to grow in sophistication, merchants are increasingly at the forefront of the battle against financial crime. Fraudsters, armed with advanced technologies and professional networks, are exploiting gaps in systems and consumer behaviour. The unique challenges of certain sectors came to light during the conversation.

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

The Payments Association

FEBRUARY 3, 2025

Key integrations: Ethoca Consumer Clarity Verifi Order Insight 3. Thats where avoided.io comes in, offering state-of-the-art Intelligent Chargeback Management Software that empowers businesses to tackle chargebacks before they become a financial burden. As a proud scale-up member of The Payments Association, avoided.io has to offer.

Fraud Prevention 100

Fraud Prevention Disputes Fraud Detection Card Network Rules 100

Stax

DECEMBER 6, 2023

In an era defined by digital transactions and cashless payments, the process of paying for goods and services is more convenient, and increasingly reliant on credit card transactions. However, as the popularity of credit cards and digital wallet payments continues to surge, the costs associated with accepting them also do.

Consumer 88

Consumer Credit Cards Alternative Payment Methods Debit Card 88

PYMNTS

MAY 6, 2020

But it will take a mindset shift on the part of merchants and consumers — and a return of foot traffic to the stores, of course. As Platko said, the data show that consumers are willing to try something different when it comes to payments, chiefly to avoid touching things. As Webster noted, consumers like their cards.

Consumer 87

Consumer Contactless Payments Push-to-Card Returns 87

PYMNTS

JUNE 22, 2020

And as the spending is curbed, from the top down, the economic recovery may be pushed out a ways, or even stalled. Drilling down into types of spending, two-thirds of the total reduction in credit card spending since January had come from that cohort. Call it the trickle down theory – in reverse.

Consumer 90

Consumer Small Business Push-to-Card Research 90

PYMNTS

AUGUST 4, 2020

Consumers worldwide are realigning their entire lives around digital — and looking for financial services providers to meet their new, emerging lifestyles. “We What sets digital challengers apart, he said, are “mission-driven cultures” that aim to create more than just digital vaults in which consumers place their funds.

Push-to-Card 138

Push-to-Card Financial Literacy Underwriting Risk 138

Fintech Finance

OCTOBER 15, 2024

Card payments dominate the Nordic payment landscape, with 90 percent of shoppers using them for contactless payments either daily or once a week. Preference for mobile payments continues to increase: in Denmark, Apple Pay is now more popular than Mobilepay; and in Sweden it is almost on par with local mobile payment option, Swish.

Mobile Payments 98

Mobile Payments Push-to-Card Payments Contactless Payments 98

Finovate

FEBRUARY 4, 2025

“As money moves between banks, consumers, businesses, and beyond in a complex cycle, credit and debit cards continue to play a leading role in the payment experience,” said FIS Head of Cards and Money MovementChris Como. FIS is now certified to offer send capabilities for FedNow.

FedNow 59

FedNow Federal Reserve Push-to-Card Enrollments 59

Fintech Finance

NOVEMBER 5, 2024

MeaWallet , a leading digital payments enabler specialising in card tokenization, today announced several updates to its products in support of Click to Pay. The Click to Pay payment method is designed to deliver a seamless and secure online payment experience, enhancing both convenience and speed for consumers and merchants.

Enrollments 98

Enrollments Push-to-Card Payment APIs and Integration Issuers 98

The Fintech Times

MARCH 12, 2025

As the government pushes its broader economic agenda, the question remains: does this decision streamline regulation or create new risks for the payments industry? A push for simplification The PSR, which oversees payment systems including Faster Payments and Mastercard , will have its functions largely absorbed by the FCA.

FinTech 59

FinTech Payment APIs and Integration Fraud Prevention Regulations 59

Fintech Finance

SEPTEMBER 4, 2024

Almost £60 million has been reported stolen through card fraud over the past three years in the UK according to new research from Trustly, the global leader in open banking payments. Credit card fraud is the most costly and common type of card fraud, according to Trustly’s research.

Debit Card 98

Debit Card Credit Cards Push-to-Card Research 98

PYMNTS

OCTOBER 5, 2020

In a nutshell: Companies (and even consumers) “hire” goods or services to get where they want to go, to make progress, to satisfy goals. The great digital shift is upending B2B payments , pushing them away from the age-old reliance paper checks toward digital options. Beyond The Safety Factor . B2B is poised to make the same leap.

B2B 137

B2B Payment APIs and Integration Payments Push-to-Card 137

Fintech Finance

FEBRUARY 18, 2025

Mastercard and Feedzai , an AI solution provider in financial crime prevention, today announced they are joining forces to make it easier for more banks to identify and stop scams, protecting consumers and businesses globally. As payments continue to evolve, fraudsters are increasingly using AI to scam consumers.

Scams 71

Scams Visa Financial Crimes Consumer 71

Finovate

MARCH 7, 2025

What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments? With one of the biggest LPM networks in the world, were making it easier than ever for global merchants to meet consumers where they are.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

PYMNTS

NOVEMBER 16, 2020

Real-time payments continue to gain traction around the world. Joaquim Kiyoshi Kavakama , CEO of Brazil’s Interbank Payment Chamber (known as “CIP”), told PYMNTS' Karen Webster that the two systems will work together as Brazil’s payments-ecosystem continues to evolve. It takes consumer data to make PIX work.

Real Time Payments 131

Real Time Payments Wire Transfer Push-to-Card Credit Cards 131

PYMNTS

NOVEMBER 4, 2020

Various digital methods have since joined these options as consumers have embraced smartphones and other electronic devices, but the COVID-19 pandemic has been accelerating digital uptake in an unprecedented way. Many of the numerous ordering and payment methods that today’s QSR customers enjoy have taken time to evolve and catch on.

Consumer 92

Consumer Digital Payments Payments Push-to-Card 92

PYMNTS

JANUARY 22, 2021

Global payments firm MoneyGram is advancing its Visa debit card deposit service across Europe in a partnership with Checkout.com and continued collaboration with Visa’s real-time push payments platform Visa Direct. Consumer demand for real-time payments direct to bank accounts and mobile wallets continues to surge.”.

P2P 107

P2P Cross-Border Real Time Payments Cross-Border Payments 107

The Payments Association

OCTOBER 14, 2024

Traditionally, consumers stuck with familiar banks, but there’s now a growing trend of current account switching. Rivero co-founder Fatemeh Nikayin tells Payments Intelligence: “Today’s surge in current account switching is driven by consumers seeking more than just basic banking services.

Accounts 88

Accounts Consumer Online and Mobile Banking Multi-Currency 88

PYMNTS

SEPTEMBER 23, 2020

Consumer engagement has become a very different ballgame for financial institutions (FIs) in the past several months, as the physical branches that were the cornerstone of making connections with customers closed down. More generally, financial institutions are now in the position of having the highest [level of U.S.

Online and Mobile Banking 113

Online and Mobile Banking Push-to-Card Point-of-Sale (POS) Debit Card 113

PYMNTS

JANUARY 27, 2021

But for consumers, as noted by PYMNTS research, more than half of subscribers rank saving money among the top three reasons for considering buying subscription bundles. But keeping track of it all can be a challenge — especially knowing what card is being charged, by whom, and when. Subscription management is part of that.

Consumer 72

Consumer Technology Push-to-Card Blocks 72

PYMNTS

SEPTEMBER 18, 2020

It may have taken some time, but faster and real-time payments demand continues to grow in the corporate and B2B payments context. With a focus on optimizing cash flow for merchant customers, EVO Payments has announced a new feature that enables businesses to access funds from card transactions in real time.

Innovation 116

Innovation Payment APIs and Integration SWIFT Real Time Payments 116

PYMNTS

MARCH 28, 2019

Instant payments — and the ability to push funds immediately across the debit rails to consumer bank accounts — has entered something of a renaissance. Today Visa , with Visa Direct , has added another use case for push payments — this time on a global scale. Visa Direct is the card network’s instant push payments platform.

P2P 87

P2P Cross-Border Push-to-Card Debit Card 87