PYMNTS

NOVEMBER 23, 2020

Big data, it used to be called. But there’s a new data revolution underway and this one is on the consumer side, as financial data aggregators are very much in the news. It is an open banking platform on one level and it also is a data management platform for consumers on another. The latest developments come from Mastercard.

Consumer 117

Consumer Visa Use Case CFPB 117

NFCW

APRIL 4, 2024

. “Additionally, when compared to other payment options including contactless cards, QR codes, and cash, consumers rated NFC contactless as the most secure, most convenient, most reliable, and easiest way to pay in-person,” the NFC Forum says.

Consumer 122

Consumer Contactless Payments Use Case Research 122

PYMNTS

DECEMBER 14, 2020

Consumers’ daily lives look very different now than they did just one year ago. Consumers across the nation have instead hunkered down at home, working, socializing, shopping and paying online. But how has their increasing reliance on these devices changed which devices they use and how they use them?

Consumer 111

Consumer Research Use Case Continuity 111

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data.

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

Fintech Finance

FEBRUARY 13, 2025

Zelle has announced that in 2024 the network reached 151 million enrolled users and helped American consumers and small businesses send over $1 trillionthe most money ever sent by a person-to-person payments service in a single year. billion, a 25% increase from the prior year.

Zelle 86

Zelle Credit Union Scams Small Business 86

The Payments Association

JANUARY 21, 2025

Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

PYMNTS

DECEMBER 30, 2020

Between the explosion of the digital economy driven by the pressures of the pandemic and the radical realignment of consumer preferences that has happened as a result, the year 2020 has seen digital payments accelerate at something approaching warp speed. It’s a consumer choice, [offering] everything and anything they want,” Turner said. “We

Consumer 112

Consumer Visa Faster Payments Instant Payments 112

The Fintech Times

SEPTEMBER 3, 2024

Recent Morgan Stanley research projects generative AI’s power demands will increase by as much as 75 per cent annually over the next several years, which would put it on track to consume as much energy in 2026 as Spain did in 2022.

Use Case 65

Use Case AI Innovation CHIPS 65

Fintech Finance

JUNE 17, 2024

In this new role, Scott will oversee the company’s expansion into new markets, drive consumer engagement and accelerate the adoption of its innovative open banking solutions. Commenting, TrueLayer Co-Founder and CTO Luca Martinetti said: “Lisa’s exceptional track record in taking products to market and consumer engagement speaks for itself.

Consumer 95

Consumer Alternative Payment Methods PayPal Use Case 95

Fintech Finance

MARCH 31, 2025

in 2024, continuing the trend of yearly ACH volume and value growth. per year, as businesses and consumers continued to embrace electronic payments. per year, as businesses and consumers continued to embrace electronic payments. The trend of increasing volumes is also continuing into 2025. year over year.

ACH Network 59

ACH Network ACH Continuity Same Day ACH 59

Nanonets

JANUARY 12, 2024

Technologies such as RPA are expected to take the insurtech sector in the US to $261.6 Automation in the Insurance sector RPA in the insurance sector has a multitude of use cases, automating data entry, record maintenance, facilitating new applications, and even claims management. billion by 2026.

Use Case 59

Use Case Automation Procedures Compliance 59

Fintech Finance

MARCH 20, 2025

These landmark numbers show that 2025 will be a critical turning point for open banking solutions like Pay by Bank as use cases grow and expand into more markets. Consumer demand is driven by the need for fast, convenient, and secure payment methods. This can reduce the need for manual data entry and the risk of fraud.

Payment Service Provider (PSP) 59

Payment Service Provider (PSP) Payments On-Demand Instant Payments 59

The Payments Association

FEBRUARY 10, 2025

Currently, large enterprises are the primary users, while small businesses and consumers have shown limited adoptionlikely due to unclear policies on customer eligibility and risk exposure. Data shows that vIBANs are primarily used by large financial firms, with minimal adoption among small businesses and individual consumers.

IBAN 88

IBAN AML Master Account Due Diligence 88

Fintech Finance

FEBRUARY 20, 2025

As pay-ins and payouts become increasingly instant and adoption increases across more use cases, keeping funds secure is more important than ever, said Aron Alexander, CEO of Runa. Web Application Firewalls (WAF) monitor traffic continually.

PCI DSS 86

PCI DSS Security Payment APIs and Integration MFA 86

Fintech Finance

JANUARY 22, 2025

Brite launched its Instant Payments offering in Germany in 2024, where research indicates that two-thirds of consumers are already familiar with A2A payments in part due to the legacy of early A2A innovators such as Sofort and are open to trying new online payment methods.

Product 98

Product Instant Payments Online and Mobile Banking Payments 98

Tearsheet

JANUARY 9, 2024

For one, signups for X Premium have been lackluster despite Musk’s attempts at incentivizing target consumers like creators. million blue tick owners to be using it for payments. The post Musk’s X makes progress in payments as he continues his beef with advertisers appeared first on Tearsheet.

Continuity 105

Continuity Push-to-Card Payments Debit Card 105

The Fintech Times

MAY 21, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. However, in the last couple of years, behind the scenes, some developers have continued to bet on the technology for other use cases.

NFTs 145

NFTs Use Case Non-Bank Facilitators 145

The Payments Association

FEBRUARY 26, 2025

Faster payments and faster fraud As new payment use cases and systems emerge, they naturally introduce new fraud risks. Yet, the debate on payment security versus user experience continues. Those who continue to rely on it risk falling behind in an increasingly sophisticated fraud landscape.

Authentication 88

Authentication Risk Fraud Prevention Compliance 88

Tearsheet

FEBRUARY 27, 2025

Crypto solutions for consumers & merchants While PayPal focuses on attracting new users, its also encouraging its existing consumers and merchants to integrate crypto into their transactions to drive wider adoption. We plan to continue to deliver more use cases for merchants and consumers around the world, says Zabaneh.

PayPal 72

PayPal Payments Privacy Digital Currency 72

Tearsheet

FEBRUARY 16, 2024

This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments. For consumers, real-time payments provides instant access and confidence in making payments anytime, anywhere. This encompasses a variety of aspects.

Instant Payments 119

Instant Payments RTP Visa TCH 119

Basis Theory

NOVEMBER 12, 2024

Completing audits and other non-value-generating work consumes resources, timelines, and funds. Tokenization, by contrast, has become a core component of some vital processes, especially in the payment industry, while it is continuing to gain a solid foothold in other settings.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage. Previously, these exchanges relied on in-person verification.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Fintech Times

DECEMBER 10, 2024

“Together with Saga, we aim to help them overcome the challenges and unlock valuable use cases that drive innovation and deliver tangible benefits. With extensive global expertise in open banking compliance, Salt Edge is committed to guiding Serbian financial institutions through this transformative journey.

Third-Party Service Provider 65

Third-Party Service Provider Compliance API Consumer Protection 65

The Payments Association

MARCH 19, 2025

The high price of legacy in a payments-first world Banks that continue to rely on legacy infrastructure face mounting challenges: Limited scalability: Legacy tech wasnt built for real-time, cross-border, 24/7 payments or seamless integration with regional schemes.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Fintech Finance

APRIL 30, 2024

India continues to dominate the global real-time payments market, with 129.3 Constant Flow of New, User-Friendly Use Cases: Real-time payments thrive in countries where innovative use cases have found mass adoption by consumers or businesses. Key Findings at a Glance Globally, 575.1

Real Time Payments 52

Real Time Payments Use Case Transactions Cross-Border 52

FloQast

MARCH 19, 2025

Now that you understand what agents are, its time to look at their use cases. Use Cases of AI Agents AI in accounting is not new, although there have been significant advancements in recent years. Over 50% of companies use AI to varying degrees. In accounting, strategic use cases prove to be very beneficial.

AI 52

AI Accounts Fraud Detection Audit 52

The Fintech Times

AUGUST 14, 2024

A new report from Visa has revealed why generative AI is booming in Singapore and how consumers are using the tech. In its Visa Consumer Payment Attitudes Study, Visa found that consumers are becoming increasingly aware of the potential of generative AI (gen AI).

AI 76

AI Consumer Fraud Detection Payments 76

Tearsheet

FEBRUARY 7, 2024

The adoption of digital wallets is expected to grow with new use cases this year. This indicates a shift away from physical debit card usage toward using debit cards through digital wallets. That said, younger consumers show higher adoption rates compared to their older counterparts.

Debit Card 119

Debit Card Online and Mobile Banking Non-Bank Credit Cards 119

PYMNTS

JANUARY 8, 2021

In short, the global pandemic has ushered in rising usage — and use cases — for TCH’s RTP ® network, and Whisler doesn’t see that slowing down anytime soon. when businesses or consumers need to deliver or receive goods, she said. We will definitely see that continuing to evolve,” Whisler said.

RTP 139

RTP TCH Funding Agent Continuing Education 139

Fintech Finance

MARCH 3, 2025

Thats especially the case for new businesses starting out, that can set up shop and instantly accept payments using a mobile device they already have in their pocket. billion [3] contactless payments made in the UK in 2023 alone, its clear that consumers love to tap. With over 18.3

Point-of-Sale (POS) 59

Point-of-Sale (POS) Contactless Payments Small Business Credential 59

PYMNTS

NOVEMBER 25, 2020

Instant Paychecks Should Get Consumers Interested. But Ranta added that when it comes to the consumer, the critical use cases that could spur wider adoption aren’t there quite yet. "We We have not seen the use cases or the digital overlay services rolled out,” he noted. consumers).

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

The Fintech Times

FEBRUARY 23, 2024

IDnow , the identity verification platform provider, has revealed that there is a massive gap in UK consumer knowledge when it comes to key tactics used by fraudsters. Consumers shouldn’t make it even easier for fraudsters though.

Continuity 69

Continuity Deepfake Risk Smishing 69

Fintech News

AUGUST 21, 2024

This pilot reflects ongoing efforts to integrate blockchain technology into financial processes, aiming for broader use cases in the future. We envision this payment innovation being extended to more use cases including milestone-based project payments, consumer rewards and more.”

Governance 111

Governance Government Blockchain Use Case 111

The Payments Association

MARCH 17, 2025

How the FCA can define and balance acceptable risk in UK payments regulation to support innovation while ensuring financial stability and consumer protection. The challenge for UK policymakers is to set clear boundaries that protect consumers and markets without choking off growth. Why is it important?

Regulations 88

Regulations Risk Stablecoins Payments 88

The Fintech Times

MAY 30, 2024

“Continued adoption from industry participants like PayPal helps realise the next generation of fintech innovation.” In addition to the PayPal and Venmo wallets, Crypto.com, Phantom and Paxos are three of the first places to buy PYUSD on Solana , enabling a seamless fiat-to- crypto experience for consumers and enterprises.

Stablecoins 120

Stablecoins PayPal Blockchain Venmo 120

PYMNTS

AUGUST 10, 2020

Part of the tailwind comes from the fact that consumers are becoming more aware that there’s a better mousetrap out there. In other cases, stimulus payments were commingled with tax refunds, and were subject to garnishment. Expanding The Use Cases. What’s going to change that are some new use cases,” Waterhouse predicted.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

PYMNTS

OCTOBER 15, 2020

Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.” But he pointed to a use case that might be a bit under the radar. More Tools, More Flexibility . Interoperability In Focus .

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125