Consumer Demand Deposit Account (DDA) On-Demand 
FICO
APRIL 21, 2023
Q: Dale, to start with, can you provide a little background on your business motivation as a credit risk executive for exploring the value of consumer-permissioned DDA data? Dale is a featured panelist at FICO World 2023. I’m a big believer in testing different data sources.
FICO
NOVEMBER 10, 2021
While the FICO® Score has been trusted by consumers, lenders and investors for decades, the data that goes into a FICO® Score can be as recent as a payment reported by your lender today. . The UltraFICO Score™ empowers consumers to leverage their checking and savings account data to enhance their score.
FICO
APRIL 9, 2019
Data is being used to improve all aspects of a consumer's life in our increasingly digital world. Retail stores use location data to drive consumers to local stores and restaurants and is even used in the store to better design its layout and available inventory. Simply put, consumers are more empowered.
FICO
JULY 6, 2023
From Australia to the UK to the USA, consumers and financial institutions are facing a scourge of authorized push payment (APP) and authorized user fraud. There is also growing impact to traditional card portfolios, not just demand deposit accounts (DDA) and real-time payments channels. Debbie holds a B.A.
FICO
MAY 22, 2019
You may have heard that alternative data holds great potential for expanding access to credit to more consumers to help them achieve their financial goals. Indeed, more data can enable credit score providers like FICO to provide a more complete snapshot of consumers’ credit behavior and potential risk. In the U.S., In the U.S.,
FICO
NOVEMBER 2, 2018
As volumes of account-to-account consumer payment transactions grow — such as person-to-person (P2P) transfers made via Zelle, which is forecast to take over Venmo in 2018 — so does the opportunity for fraudsters to exploit demand deposit accounts (DDA).
PYMNTS
OCTOBER 3, 2017
In terms of integrating those payments and offering them to consumers, firms can choose between application program interfaces (APIs) and software development kits (SDKs). In the case of the latter, cards may prove the preferred way to transact, and for others, there may be a nod toward using demand deposit account (DDA) bank accounts.
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