PYMNTS

NOVEMBER 13, 2020

Many digital authentication methods require customers to submit email addresses, birthdays, Social Security numbers or other forms of personally identifiable information , with a study finding that almost 70 percent of consumers are willing to share this data for security purposes. More than 6.2

Multifactor Authentication 97

Multifactor Authentication MFA Verification Online and Mobile Banking 97

Stax

JULY 11, 2024

A good chunk of consumers use Apple Pay for online purchases. According to Statista , in 2024, 60% of consumers have use Apple Pay at the point of sale (in physical locations) while 38% use it online. How Apple Pay works for consumers Many consumers are fans of Apple Pay because it provides a convenient and secure way to make payments.

Credit Cards 88

Credit Cards Contactless Payments Security Authentication 88

PYMNTS

DECEMBER 28, 2016

American consumers know there are new payment options available — they just aren’t taking the bait quite yet. . According to a report from Pew Charitable Trusts on mobile payments in the United States, a widespread availability of mobile payment services is doing little to provide consumers a meaningful payment experience.

Mobile Payments 48

Mobile Payments Payments Ubiquitous Bitcoin 48

PYMNTS

OCTOBER 24, 2018

. “Not only does this solidify Grab’s position as Southeast Asia’s undisputed FinTech leader, but it also enables the region’s 400 million unbanked and underserved consumers to buy goods and services online. Instead of using cash, this provides a safer and more convenient way for consumers in the region to pay for things.

Visa 50

Visa eWallet Online and Mobile Banking Debit Card 50

PYMNTS

AUGUST 4, 2016

Meanwhile, Samsung is tackling the African market ahead of Apple and Android, and Google announces a way to avoid app downloads. Riders with NFC-enabled mobile phones will be able to download the EASY Card, and for those without NFC-enabled phones, the app will provide a display-generated ticket and one with a bar code.

Mobile Payments 40

Mobile Payments Online and Mobile Banking Non-Bank Payments 40

PYMNTS

AUGUST 8, 2017

And, as mobile devices become increasingly popular globally as eCommerce hubs, retailers are proportionally turning to mobile platforms to connect with consumers — and boost revenue. consumers, but elsewhere they’re a hit — and providers are looking to capitalize on that popularity. Around the Platform World.

Ubiquitous 40

Ubiquitous Mobile Payments Checks Consumer 40

PYMNTS

OCTOBER 28, 2016

Smartphone users will need to download the Identity Check Mobile app before taking a photo of themselves to keep in-app to prevent fraudsters from using their account. The solution, called the iovationScore, can pick up on subtle contextual and global behavioral transaction patterns to safeguard consumers from fraud. About The Tracker.

Credit Cards 71

Credit Cards Security Ubiquitous Payment Security 71

PYMNTS

SEPTEMBER 27, 2018

Digital licenses and other electronic ID cards promise to provide increased convenience for consumers and law enforcement officials when confirming ages or identities. If those predictions are right, it may not be long before the ubiquitous physical license becomes a relic of the past. Pilot Testing Digital IDs.

Law Enforcement 49

Law Enforcement Credential Ubiquitous Laws 49

PYMNTS

JUNE 28, 2017

Easy, Safe and Ubiquitous. But the solution, he said, can’t just be easy for consumers — it also has to be secure. Hicks said that one of the objectives of the various pilots around the world is testing how easy and secure these solutions are to use — for both consumers and merchants. In the U.K.

Ubiquitous 53

Ubiquitous Small Business Visa Contactless Payments 53

PYMNTS

SEPTEMBER 16, 2019

consumers shop and pay — today and in the future. But it’s the bridge millennials – those 30- to 40-year-olds who are the first generation of connected consumers with spending power – who offer profound insights into the future of connected commerce, and the devices and apps that enable those experiences. This group of 60 million U.S.

Consumer 89

Consumer Use Case Ubiquitous Credential 89

PYMNTS

APRIL 10, 2018

These platforms reach consumers by reinforcing a behavior that consumers already exhibit — shopping with their credit and debit cards — while giving merchants valuable data. After users download these apps, they can scroll through offers at major retailers like Stop & Shop , Target and Walmart to see which items are eligible.

Debit Card 46

Debit Card Online and Mobile Banking Ubiquitous Checks 46

PYMNTS

DECEMBER 26, 2016

For years, mobile payment providers had been pushing solutions for mobile pay in-store, but a few things were not there yet: mobile adoption, mobile technology and consumer sentiment. Because of this, there’d been a nebulous — at best — market on both the merchant and consumer side. Download the eBook.

Payments 50

Payments Ubiquitous Consumer Consulting 50

PYMNTS

FEBRUARY 18, 2020

To help remove the frictions that exist within healthcare , payment choice can be a powerful tool in fostering ubiquitous acceptance — across such options as ACH and cards. “That being said, we are seeing increasing adoption rates across electronic payments within the B2B healthcare vertical,” he said. The Power Of Choice — And Automation.

B2B 52

B2B Faster Payments Payments ACH 52

PYMNTS

AUGUST 22, 2016

PYMNTS caught up with Goodrich for this month’s Payments as a Service Tracker™ cover story to discuss how brick-and-mortar retailers can use full-service payment systems to build relationships and loyalty with consumers. To download the August edition of the Payments as a Service Tracker™, click the button below.

EMV 58

EMV Payments Ubiquitous Debit Card 58

PYMNTS

JUNE 27, 2019

consumers currently order delivery or takeout once a week. For more on these and other mobile order-ahead news items, download this month’s Tracker. Mobile order-ahead apps are ubiquitous among quick-service restaurant (QSR) chains, complete with generous loyalty and rewards programs and extensive data analytics.

Account Takeovers 48

Account Takeovers Ubiquitous Verification Volume 48

PYMNTS

AUGUST 3, 2016

23 to go smoothly is that the ACH network is already being used by banks and consumers. Because Faster Payments is being implemented on an existing ecosystem, the first phase of Same Day’s launch won’t feel like a major dive into the unknown, but rather a natural next step toward ubiquitous digital financial efficiency, Kenneally said.

Same Day ACH 41

Same Day ACH ACH NACHA Faster Payments 41

PYMNTS

JANUARY 24, 2019

While consumers wait for sweeping system-wide changes, they still crave speedier services that can streamline the payments they make in their daily lives, and companies like Stack Sports are working to meet that demand. For the rest of the latest headlines in the space, download the Tracker. While Australia, the U.K., lags behind.

Federal Reserve 67

Federal Reserve Real Time Payments Faster Payments RTP 67

PYMNTS

FEBRUARY 15, 2019

To stand out from the ubiquitous ridesharing giants of the world, on-demand startups are putting a new spin on transportation services with premium membership-based offerings. To start the process, passengers can download the company’s app in the App Store or through Google Play. The Membership Platform.

On-Demand 43

On-Demand Ubiquitous Consumer Continuity 43

PYMNTS

FEBRUARY 3, 2017

When busy shopping periods take place, such as right after the holidays or coming up on Valentine’s Day, it doesn’t take long before the fake delivery emails start reaching unsuspecting consumers. Making Consumer Trust Pay Off.

Scams 41

Scams Phishing Compromise Ubiquitous 41

FICO

NOVEMBER 1, 2022

Our survey shows that if you make it too difficult or time-consuming, it can end the relationship before it has started. For some products almost 1 in 5 people say they have abandoned opening an account because they found identity checks too difficult or time-consuming. 78% rate fingerprint security as either good or excellent.

Checks 52

Checks Risk Identity Theft Accounts 52

PYMNTS

NOVEMBER 30, 2017

Cleland explained many facets of the current state-of-cash, including its changing accessibility and evolving role in consumer preferences. With more competition from alternate payment forms these days, cash may not be the only choice consumers have, but it continues to be a payment method to reckon with, she said. And rightfully so.

Contactless Payments 66

Contactless Payments Alternative Payment Methods Online and Mobile Banking ATM 66

PYMNTS

APRIL 8, 2019

Treasury banks participating in the pilot can enable their business clients to download the Card Payouts app from the NetSuite SuiteApp store. “A Though the app, firms can use Visa Direct to improve small business and consumer disbursements, as it will enable real-time payments to NetSuite customers’ independent suppliers and employees.

Contactless Payments 40

Contactless Payments Push-to-Card Debit Card Payments 40

PYMNTS

MAY 4, 2016

Whether it’s downloading or streaming music, ordering takeout via telepathy or paying their bills, consumers expect to be enabled to complete tasks immediately. We clearly understand and recognize that, for this to work, it’s got to be ubiquitous like an ACH or check is,” Waterhouse said. About The Tracker.

Faster Payments 40

Faster Payments Same Day ACH NACHA ACH 40

CB Insights

APRIL 1, 2019

Download the full report to find out the top trends in luxury for 2019 from pop-ups to luxury streetwear. As wealthy consumers get used to trading privacy for connectivity, travel & mobility companies are using Wi-Fi to offer premium services. Startups disrupting how we consume luxury goods and services. Luxury Tech.

Privacy 43

Privacy Cryptocurrency AI Blockchain 43

PYMNTS

DECEMBER 8, 2016

Less than two months after its implementation, Same Day ACH, the ubiquitous faster payments initiative for the payments industry in the United States, is showing a significant impact on the market, but it still has plenty to learn from those across the pond. In October alone, the ACH Network processed nearly $5 billion in 3.8

Faster Payments 69

Faster Payments Same Day ACH ACH NACHA 69

PYMNTS

OCTOBER 31, 2016

Given how ubiquitous IoT devices are in today’s marketplace, safeguarding all forms of data is critically important to merchants. Retailers are very concerned when new technology is introduced and offered to consumers,” he said. Striking a balance.

Credential 76

Credential Data Breach Security Breach 76

PYMNTS

SEPTEMBER 24, 2018

That ecosystem today includes developers who create skills powered by Alexa , SDKs (software developer kits) for third parties to use to incorporate Alexa into their own devices and a suite of Amazon’s own hardware devices that consumers can purchase to bring Alexa and her skills into their homes and offices. consumer’s automobile.

Consumer 76

Consumer Use Case On-Demand Ubiquitous 76

PYMNTS

JUNE 1, 2020

Capturing and then enabling card-on-file payments when consumers buy the products or services they consume in the physical world. Not surprisingly, to make consumers more comfortable shopping and checking out in their stores, retailers have rushed to enable a “ contactless ” payment experience. Just download our app.”.

Credential 58

Credential Consumer Contactless Payments Checks 58

PYMNTS

SEPTEMBER 28, 2016

As a result, the system scores any consumer who has missed even just one or two payments harshly, and the missed payments remain on the account for a long time, making it difficult to reverse the score. The company also starts new customers on varying credit limits, which fluctuate based on consumer behavior over time. “We

Security 67

Security Online and Mobile Banking Authentication Credit Limit 67

CB Insights

APRIL 23, 2019

Unprecedented download speeds could enable the proliferation of emerging technologies like augmented reality, the internet of things, connected vehicles, and more. Download the free report to understand what 5G is, the industries its disrupting and the drivers paving the way for its implementation. Get the entire 31-page What is 5g?

Technology 77

Technology CHIPS On-Demand Research 77

CB Insights

MARCH 4, 2019

Download the free report to learn about the biggest emerging trends in mobility and strategies to watch for 2019. In 2019, look for telematics to become more ubiquitous across the auto and mobility sectors. The car buyer’s interaction with the dealership is changing as a growing share of consumers start the buying process online.

Verification 56

Verification On-Demand Blockchain Technology 56

PYMNTS

JULY 30, 2018

But getting that infrastructure into place is a time-consuming process all on its own, and is just the beginning of the omnichannel journey for the restaurant operator. For 50 years, consumers have been walking in to stores and handing over a credit card,” Lloyd said. “It Transformations Take Time.

Third Party Vendors 40

Third Party Vendors Point-of-Sale (POS) Push-to-Card Ubiquitous 40

PYMNTS

MAY 22, 2018

However, the consumer experience hasn’t quite lived up to that — frequent complaints are that the text interface for commerce feels far from natural or unconnected to shopper’s buying intentions at the moment. We just want to be a global, ubiquitous network that people use in the future, the way they use Facebook today.”.

Multi-Currency 47

Multi-Currency Ubiquitous Transactions Process 47

PYMNTS

DECEMBER 27, 2019

Ignition of a new technology or idea in payments and commerce is always something of a tricky balancing act because consumers need a really good reason to change their well-entrenched habits. But, novelty alone, as we’ve seen over and over and over again in the 2010s, won’t move the needle for enough consumers to matter. Two things.

Instant Payments 55

Instant Payments Payments Interoperability Innovation 55

PYMNTS

MARCH 17, 2016

consumers know about mobile payments, that doesn’t mean they are going contactless. consumers really think about mobile payments and the 3 things that are needed to boost adoption. Consumer Payments Study? Last year, we launched our inaugural report on consumer payments in the U.K. What are the reasons for this?

Mobile Payments 41

Mobile Payments Payments P2P Contactless Payments 41

PYMNTS

DECEMBER 26, 2018

But in the era of near ubiquitous smartphone ownership — and in the shadows of such mega-matchmaking platforms like Uber, Airbnb, Amazon, Lyft, The App/Play Store, eBay, Square, and more — one can reasonably argue we are living in the platinum age of the platform. Everybody has a tile story.”.

On-Demand 73

On-Demand Checks Ubiquitous Consumer 73

PYMNTS

DECEMBER 27, 2016

Aamoth joined host Karen Webster to share how the payment terminal is helping to address the complexities that come with allowing consumers to use a promo code they receive online on the shopping they do at a brick-and-mortar location. Today, on average, only 30 percent of consumers who buy fuel at the pump go buy at the convenience store.

Point-of-Sale (POS) 49

Point-of-Sale (POS) Consumer Ubiquitous Payments 49