PYMNTS

JANUARY 30, 2020

Data indicate that the three biggest economies in the eurozone, France, Germany, and Italy, all report higher-than-expected consumer morale as shoppers continue to open their wallets and spend to support expanding a strong overall economy. In Italy, consumer confidence in January 2020 grew to 111.8 from 110.8

Economy 56

Economy Consumer Shutdown Central Bank 56

The Fintech Times

MARCH 20, 2024

New research from Swedish fintech Brite Payments and YouGov has found that the way consumers pay is changing, with Pay by Bank ranking a top three payment method in the UK, Netherlands, Finland, Spain and Germany. Speed also emerges as a key consideration in consumers’ choice of payment method. Over half (50.1

Research 59

Research Payments On-Demand Economy 59

PYMNTS

APRIL 21, 2020

American businesses and consumers are anxious to know whether the curve is being flattened and when the economy will reopen – and what life will look like when it does. Some of the smartest researchers and economists, among other experts, are focused on the first two questions. All this, Today in Data.

Economy 56

Economy Consumer Posting Research 56

The Fintech Times

SEPTEMBER 26, 2024

Consumers are always on the hunt for a simpler, more seamless payment method. New research from Pairpoint, the proponent and solution provider for the Economy of Things, explores this technology. New research from Pairpoint, the proponent and solution provider for the Economy of Things, explores this technology.

Research 59

Research Payments Economy Security 59

The Fintech Times

JUNE 26, 2024

Changing consumer demands pose the biggest challenge to profitability for two-thirds of subscription businesses over the next decade, according to a new report by Minna Technologies. The post Minna Technologies Finds Subscription Services Lagging Behind Consumer Expectations appeared first on The Fintech Times.

Technology 64

Technology Consumer On-Demand Consulting 64

PYMNTS

APRIL 9, 2020

It has also exposed and exacerbated a deeper, more structural problem with the United States economy that has been looming just beneath the surface for some time: A large portion of Americans are living hand-to-mouth and have almost no savings. PYMNTS latest research shows that about six out of 10 U.S.

Consumer 137

Consumer Economy Finance Research 137

CB Insights

DECEMBER 16, 2021

We covered all of these developments and many more across the customer engagement space, and we brought our top research together in the curated list below. Client Research] Analyzing Snap’s Growth Strategy: How The Company Is Becoming A Leading Immersive & Shoppable Virtual Platform. The Creator Economy Market Map.

Research 57

Research Metaverse NFTs AI 57

The Fintech Times

SEPTEMBER 12, 2024

Consumers are increasingly turning to digital payment methods instead of cash across the UAE and Saudi Arabia, according to new data from Checkout.com , the global payments solution provider. Past data revealed a 56 per cent increase in consumers engaging in e-commerce weekly since 2020.

Consumer 69

Consumer BNPL Payments Payment Solutions 69

PYMNTS

NOVEMBER 4, 2016

And then there’s the challenge of how to use marketing research to reach the right consumer in the right channel and the right time with the right message. The path to success comes in separating the signal from the noise by identifying the data that is predictive of consumer behavior.”.

Research 65

Research Consumer Privacy Database 65

Fintech Finance

MARCH 20, 2024

The way consumers pay is changing, and Pay by Bank is emerging as an appealing choice, ranking as a top three payment method in the UK, Netherlands, Finland, Spain and Germany. It also shines a light on why Pay by Bank is gaining traction amongst a growing number of consumers.

Research 52

Research Instant Payments Payments Economy 52

PYMNTS

AUGUST 20, 2019

Whether they are finding employment opportunities using platforms such as Freelancer.com, finding affordable lodging for their next vacation or merely hitching a ride across town using Uber or Lyft, some 111 million consumers daily use services offered by sharing economy platforms. In fact, 76.4 In fact, 76.4 This makes sense.

Economy 64

Economy Consumer Verification Authentication 64

PYMNTS

AUGUST 17, 2020

What we see in those numbers are the glimmers of a “V-shaped” recovery in those segments where consumers really value and want to return to the physical retail experience – with restaurants leading every other sector. And that’s the rise of the auto-refill economy. And what we also see is only one part of the retail sales story.

Economy 134

Economy Adjustments Consumer Product 134

Fintech Finance

MAY 3, 2024

American small- and medium-sized businesses (SMBs) looking to expand abroad face harsh logistical realities, according to new research commissioned by global technology company Wise. The post Hidden Costs, Complexity of International Payments Threaten Small Business Expansion, New Research Reveals appeared first on Fintech Finance.

Small Business 52

Small Business International Payments Research Cross-Border Payments 52

PYMNTS

DECEMBER 11, 2020

The digital-first economy was huge factor in automotive sales this year, as evidenced by a new report from JD Power. The research company’s annual sales satisfaction index showed that decreased showroom traffic caused by COVID-19 shutdowns fast-tracked dealer adoption of digital selling tools.

Economy 113

Economy Shutdown Procedures Agreements 113

PYMNTS

APRIL 10, 2019

When it comes to digital payments and commerce, it’s hard to argue with China’s leading and influential position, especially in terms of ecosystems based around consumers’ mobile devices. As well, a big part of the future of the global sharing economy is playing out in China, and that’s worthy of note. Sharing Economy Signals.

Economy 49

Economy Consumer Product Checks 49

PYMNTS

SEPTEMBER 29, 2020

Consumer spending has been on something of a roller-coaster ride in 2020 thus far – dropping into the basement in the spring, but showing signs of recovery over the summer. But now summer is over, and consumer spending is looking a whole lot hazier heading into the traditional holiday shopping season.

Consumer 95

Consumer Governance Government Economy 95

Fintech News

FEBRUARY 26, 2024

This period of upheaval has catalysed a significant transformation within the sector, with fintech firms adapting to and capitalising on the changing landscape of consumer demands and regulatory environments. AI, in particular, is poised to redefine operational efficiencies , customer service paradigms, and compliance mechanisms.

FinTech 129

FinTech Consumer Financial Inclusion On-Demand 129

Fintech Finance

OCTOBER 21, 2024

billion of additional global GDP growth and create more than 167 million new bank account holders by 2028, according to a new report published by ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, in collaboration with The Centre for Economics and Business Research (Cebr). billion – a 74.2% million workers.

Real Time Payments 85

Real Time Payments Financial Inclusion Instant Payments Accounts 85

PYMNTS

MAY 7, 2020

It has been almost two months since the World Health Organization (WHO) first declared the coronavirus a pandemic on March 11, and it has since taken an unprecedented toll on consumers’ wellbeing and livelihoods. Among consumers who are still employed, 31.5 Our research shows that 43.6 We also see 45.8

Consumer 100

Consumer Returns Economy Research 100

PYMNTS

DECEMBER 3, 2020

The pandemic has significantly altered the way consumers of all age groups and income levels shop and pay, with many turning to online and mobile channels to reduce health risks. Yet, the two most connected consumer groups — bridge millennials and superconnected consumers — have changed their habits the most.

Economy 84

Economy Research Consumer Risk 84

PYMNTS

APRIL 10, 2020

economy, as the fallout from the coronavirus continues. economy, that “we want to avoid a false start” tied to a partial reopening and a new spike in coronavirus cases. Direct payments to consumers can help. And in PYMNTS research this week, six out of 10 U.S. It’s all meant to shore up the U.S. Different This Time?

Fed 135

Fed Federal Reserve Returns Consumer 135

The Fintech Times

JANUARY 19, 2024

Consumers, particularly those in the younger generations, are becoming increasingly aware of both the financial and environmental benefits of circular practices including repair and second-hand shopping; a new report from Klarna , the AI-powered payments network, has found.

Consumer 59

Consumer Economy Research Payment Networks 59

CB Insights

AUGUST 13, 2020

The gig economy — a labor market characterized by flexible contractor work — continues to mature, especially as more consumers turn to platforms like Uber , Lyft , Instacart , and Fiverr. The post How Fintech Companies Are Helping Power The Gig Economy appeared first on CB Insights Research.

Economy 69

Economy FinTech On-Demand Participant 69

Fintech Finance

MARCH 26, 2024

Boku , the global network for localised payment solutions, has released a global research report entitled ‘ 2024 Global Ecommerce Report: The Changing World of Payments ’ – an in-depth analysis of payment preferences and purchasing behaviours of consumers across the globe.

Consumer 52

Consumer Payments Online and Mobile Banking Research 52

PYMNTS

OCTOBER 21, 2020

The ownership economy is going full throttle. He pointed to “solid demand and a strong pricing environment due to low interest rates and increased interest in vehicle ownership from consumers.” That’s where the consumer is happiest,” said Jackson. Higher demand and tight inventory should continue into the next year, he said.

Economy 89

Economy Online and Mobile Banking On-Demand Consumer 89

Fintech Finance

DECEMBER 14, 2023

Despite economic challenges, nearly half of consumers believe the economic situation will improve in the short term and expect to spend more in the next year. Unsurprisingly, consumers are increasingly drawn to discounted items, with 38% indicating a higher likelihood of purchasing discounted products compared to a year ago.

Consumer 52

Consumer BNPL Research Product 52

FICO

AUGUST 15, 2018

The first clear trend observed around newly originated mortgages is that as we get further away from the Great Recession, underwriting criteria seems to have eased and a broader section of consumers are obtaining mortgages as a result. Additionally, as the economy has improved over the past decade, so have mortgage delinquency rates.

Research 53

Research Consumer Origination Underwriting 53

PYMNTS

JULY 6, 2020

When the digital economy started to reduce jobs in some areas and create them in others, a more robust “ gig economy ” developed. Now that the digital shift is underway in a big way, retailers need to enter a new kind of gig economy. All of a sudden, it seemed, being a free agent was cool. Side hustles were in.

Economy 64

Economy Research Consumer Returns 64

The Fintech Times

AUGUST 3, 2024

The Financial Conduct Authority (FCA) introduced Consumer Duty, aiming to improve consumer protection standards across the financial industry. In 2023, the FCA described Consumer Duty as a ‘cornerstone’ to of three-year plan to improve standards across the UK. Firms had to comply with these rules by 31 July 2023.

Consumer 59

Consumer Rules Duplicate Regulations 59

FICO

OCTOBER 20, 2016

Our latest research shows that: The number of US consumers aged 25-34 with student loan debt of at least $50,000 doubled from 2005 to 2015. During that same time, the average student loan debt across all age 25-34 consumers also doubled — by comparison, average credit card debt and mortgage debt for this population actually fell.

Research 103

Research Credit Cards Economy Consumer 103

The Fintech Times

JANUARY 4, 2024

As financial technology continues to evolve, and as banking becomes more ’embedded’ in the lives of consumers and in businesses’ value chains, people are also becoming increasingly conscious of the choices they are making – bringing banks’ values and climate credentials into question.

Consumer 64

Consumer Credential On-Demand Economy 64

Fintech Finance

FEBRUARY 21, 2024

PayPal’s complete payments platform (PPCP) is enabling businesses of all sizes across the global economy to drive conversion by giving them the ability to reduce friction at checkout, offering customers an easy and secure way to pay online and in-app. As we look to process over £1.5

PayPal 52

PayPal Consumer Payments Venmo 52

PYMNTS

MAY 26, 2020

After a sharp decline in April, consumer confidence held steady in May as some businesses reopened in the wake of the COVID-19 pandemic, according to the Conference Board Consumer Confidence Index. The Expectations Index, based on consumers’ short-term outlook for income, business and labor market conditions, improved to 96.9

Consumer 65

Consumer Economy Assessments Research 65

PYMNTS

OCTOBER 6, 2020

The growth of the connected economy is predicated on – and is propelling – the emergence of online platforms. The pandemic has spotlighted the benefits of horizontal expansion, where consumers who were unable to hail rides in the middle of the lockdown (and where would they have gone?) Uber , to give but one example, has Uber Eats.

Economy 82

Economy Blocks Caps Cost Structure 82

PYMNTS

MAY 12, 2020

California-based Baidu Research is leveraging its technology to work on a COVID-19 vaccine , widely regarded as the linchpin to returning the world economy to a normal state. Baidu added that its “latest anti-pandemic research effort [is] inspired by our previous project, LinearFold.”. percent on March 17.

Economy 52

Economy Research Returns Technology 52

The Fintech Times

MAY 17, 2024

In fact, as much as 72 per cent of consumers worry on a day-to-day basis about being fooled by a deepfake into handing over sensitive information or money. Jumio surveyed over 8,000 adult consumers, split evenly across the United Kingdom, United States, Singapore and Mexico.

Deepfake 69

Deepfake Identity Theft Consumer Verification 69

PYMNTS

APRIL 22, 2020

All 50 states have since issued social distancing guidelines, with consumers everywhere wondering when the mandates will be lifted, when the economy will reopen and whether it will be possible to resume living their pre-COVID-19 lives. PYMNTS research shows that the employment rate had dropped from 63 percent to 40.9

Consumer 86

Consumer Economy Research Posting 86