Fintech Finance

JULY 9, 2024

NASDAQ: SOFI), today announced it is arming fintechs with wire transfer capabilities, enabling them to better serve consumers and businesses by offering another option for fast, secure money movement. Galileo Financial Technologies , a leading financial technology company owned by SoFi Technologies, Inc.

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Wire Transfer Wires Wire FedWire 97

The Fintech Times

FEBRUARY 26, 2025

. “Organisations are now thinking about how AI specifically applies to them, and they are leveraging these benefits across their operations and customer-facing services to address challenges specific to their workflows, industry and end users not just joining the AI hype because its trending.

AI 78

AI FinTech Financial Literacy End User 78

PYMNTS

JANUARY 26, 2021

And while the concept initially set its sights on elevating the consumer banking experience, the data integration drive continues to expand into new use cases, including business banking, that open up opportunity through bank-FinTech collaboration and data integration. where there is no open banking regulatory mandate.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

PYMNTS

SEPTEMBER 18, 2020

consumers in these geographies are quickly opening up lucrative possibilities for global merchants thanks to the availability of lower-cost smartphones and wireless broadband, the ongoing adoption of eCommerce and the move on the part of many countries to innovative their national payments infrastructure.

Cross-Border 101

Cross-Border Cross-Border Payments End User Facilitators 101

PYMNTS

APRIL 22, 2019

We used to have the network, the issuers, the issuer processors … and then the consumer,” he added. In short, he said, “there are a lot of things on the issuing and consumer side that are going to require the network to do things differently — and for our network to do things differently — if we want to serve it well.”.

Payment APIs and Integration 91

Payment APIs and Integration Issuers API Use Case 91

Fintech Finance

MARCH 18, 2025

This includes account funding and a variety of payment use cases in the United States via the Mastercard network. It is part of Jack Henry’s previously announced alliance with Moov to enable banks and credit unions to offer robust and comprehensive digital payment services to consumers and small and medium-sized businesses.

Visa 93

Visa Near Real-Time Credit Union Non-Bank 93

PYMNTS

AUGUST 5, 2020

You likely know the drill: Where once we separated quarters, pennies and nickels, and painstakingly bundled them in paper wrappers, and lugged them to the bank for redemption, consumers can bring loose change to a Coinstar kiosk, dump the coins in, have them counted automatically … and then decide how they want those funds to be used.

Bitcoin 135

Bitcoin Payment APIs and Integration Online and Mobile Banking Credit Union 135

PYMNTS

APRIL 17, 2020

Open banking regulations across Europe kicked open the door for a wave of FinTech competition, with consumer-facing personal finance management (PFM) right in the crosshairs of innovators’ efforts. Small businesses and corporate end-users have emerged as powerful drivers of exploring new use-cases for open banking and PSD2 regulations.

Innovation 83

Innovation Payment APIs and Integration Use Case Reconciliation 83

PYMNTS

MAY 8, 2020

Small- to medium-sized businesses (SMBs) are often forced to fit within banks’ consumer-facing services as they are too small to qualify as a corporate client, leaving an opportunity for FinTech innovators to develop unique products, services and user experiences designed for entrepreneurs, freelancers and SMB owners.

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B2C B2B End User Addressing 70

PYMNTS

MARCH 3, 2020

There must also be transparency, as the enterprises and agencies using the platform must have obtained end-users’ explicit consent to work with that data. As Caballero said, “we can use the different types of data and can vary our models by mixing all of them.”. The Use Cases. The Commercial Setting.

AI 85

AI Use Case Financial Inclusion Government 85

The Fintech Times

APRIL 22, 2024

The key to Web3 development focuses on providing a user-friendly interface and experience for decentralised applications. It’s common for end-users to interact with Web3 applications instead of the blockchain directly. These native and powerful browser applications are numerous and well-suited to financial use cases.

Finance 130

Finance Blockchain Cryptocurrency Regulations 130

Open Banking Excellence

NOVEMBER 14, 2023

It allowed for the emergence of various use cases and innovative solutions to address customer needs. In turn, it is expected that consumer trust and confidence in Open Banking and Open Finance services will increase, driving an uptake in adoption and encouraging the industry to pursue the development of other new services.

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Non-Bank Rules Authentication Regulations 130

Faster Payments Council

MARCH 15, 2023

Speakers: Elizabeth McQuerry, Glenbrook Partners; Mike Sklow, Goldman Sachs; Samson Rajan; JP Morgan; Miriam Sheril, Form3 1:30pm-2:10pmCT: Panel Session – Business End-Users Mega Use Cases (City Beautiful Ballroom AB) As more capabilities become available for faster payments, business end users are finding creative ways to use the services.

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

Stax

APRIL 18, 2024

ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. ISV software products are tailored to meet the specific needs of industries and users. Customer Support In-house support teams maintain direct relationships with end-users for assistance.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

Fintech Finance

JULY 24, 2024

As the FPC looks to add even more value, Carl’s experience and judgment will be invaluable in assessing the growing need for coordination and standardization to streamline the adoption of faster payments across various use cases.”

Faster Payments 97

Faster Payments FPC FedNow RTP 97

PYMNTS

OCTOBER 1, 2020

Consumers want cards, and they want them quickly, and they want those cards [delivered] in a digital way," said Turner. The digital-first financial experience fits within a lifestyle (particularly among younger consumers) that does almost everything online, from shopping to scheduling doctors’ appointments.

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Credit Cards Visa Credential Push-to-Card 99

PYMNTS

OCTOBER 6, 2020

The pandemic has spotlighted the benefits of horizontal expansion, where consumers who were unable to hail rides in the middle of the lockdown (and where would they have gone?) The horizontal push – vital to bringing innovation to end users and, in some cases, spawning the “super app” – may hit a regulatory roadblock.

Economy 82

Economy Blocks Caps Cost Structure 82

PYMNTS

OCTOBER 19, 2016

From aspects of its innovation, to consumer and merchant adoption rates, to what could be next for this method of payment, experts say the shopping landscape still has much room to grow. Some say it has to do with the EMV (chip card) implementation; others say it has to do with consumers’ insecurity about security issues.

Mobile Payments 79

Mobile Payments EMV Payments Breach 79

The Fintech Times

FEBRUARY 27, 2024

Merchants, especially smaller or micro-merchants, don’t want the hassle of hardware that’s time-consuming to install, expensive to maintain, and difficult to upgrade every time a new payment method or industry standard emerges, like PCI DSS. Additionally, this can be easily updated in line with new regulations and new customer use cases.

Consumer Protection 69

Consumer Protection Stablecoins Payments Trends Consumer 69

The Fintech Times

MAY 26, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. The potential use cases and benefits for users are hazy at best. In recent years, digital currencies have been all the rave.

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CBDC Central Bank Privacy Stablecoins 98

The Finance Weekly

JUNE 24, 2024

Automated Data Imports – Accurately collect data from multiple sources in real time, eliminating time-consuming tasks and reducing data import errors. Granular Access Rights – Define and control what individuals or groups of users can access, view, or modify on any board, metric, dimension, or cell.

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Audit AI Automation Finance 130

PYMNTS

JUNE 10, 2019

A bit more than a month ago, Visa debuted Visa Next, a platform that offers a growing menu of beta application programming interfaces (APIs) that can be (and are being) used by issuers and issuer processors to build and test new digital-first products. Defining The Visa Next Ecosystem And Use Cases. The Roadmap.

Processors 70

Processors Issuers API Push-to-Card 70

The Fintech Times

SEPTEMBER 9, 2024

Vendors must capitalise on this opportunity and offer merchants A2A-specific solutions that enhance consumer payment experiences like VRPs, improving satisfaction and rewarding repeated payments.” Competing with cards The research found instant payment roll-outs are creating A2A-based opportunities, even in card-dominated markets like the US.

Research 59

Research Transactions Instant Payments FedNow 59

PYMNTS

MARCH 7, 2019

Part of that collaborative movement involves working with open source technology, where, generally speaking, software is made (freely and publicly) available for users to develop and modify as they see fit. Expanding upon the way open source can transform an “older” use case in payments (again, focusing on the ATM), Feldmann noted that the 3.5

ATM 77

ATM Innovation Real Time Payments Blockchain 77

PYMNTS

DECEMBER 8, 2016

Consumers understand that a business has to verify who they are, but millennials, in particular, don’t understand why they are asked for their life’s history when all they want to do is buy something online.”. It’s All About The Use Case . I think it really depends on the use case,” said Ayers.

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Due Diligence Authentication Addressing Social Security 78

PYMNTS

NOVEMBER 22, 2017

However, this dramatic connotation is still very real in the minds of many average consumers. In a recent interview with Karen Webster, Kaplan said that the core of AI in banking is to facilitate better, faster, more informed decision-making for the end user to improve their experience (and boost their lifetime value to the FI).

AI 74

AI Credit Cards Non-Bank End User 74

The Fintech Times

JUNE 8, 2024

As part of the partnership, Onafriq will implement the VGS card reveal capability for its new ‘Credential Show’ feature, which is where both organisations will securely collect and store Primary Account Number (PAN) data and display a complete card number, expiration date, and CVV to end-users when requested.

Security 64

Security FinTech Credential Interoperability 64

Finovate

MARCH 5, 2024

Specifically, Envestnet | Yodlee’s 47 million customers will be able to improve their user experiences by offering their end-users the option to either submit documents or digitally connect bank accounts.

Automation 59

Automation Use Case End User Verification 59

PYMNTS

APRIL 21, 2020

And many of us must transact entirely online, by necessity, to get the goods and services we need on a daily basis. The stage is being set, then, for consumers to pivot away from legacy banking toward trusted brands that, increasingly, are building out financial services. We now must bank entirely online, by necessity.

Online and Mobile Banking 92

Online and Mobile Banking IBAN Non-Bank Credit Union 92

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. The panelists will offer unique perspectives from the Network, the RfP Sender, and the Consumer.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

Faster Payments Council

FEBRUARY 18, 2021

The group will examine the current state of issues, concerns, and needs of unbanked and underserved consumers and small businesses, in order to develop and inform the industry on a holistic approach to better serve this segment of the economy. The list of use cases for real-time recurring payments has grown substantially in recent years.

Financial Inclusion 68

Financial Inclusion Faster Payments FPC Cross-Border Payments 68

PYMNTS

MAY 31, 2018

It makes sense, as the regulation adds strict new standards around these actions – and particularly around consumers’ rights to control their own data, even going so far as to request its total erasure from an organization’s system. End User Experience. It feels familiar, he said, and that increases user comfort.

ATM 43

ATM Consumer Data Breach Credential 43

PYMNTS

JANUARY 9, 2020

Consumers have always influenced how payment methods evolve – stretching back centuries to the barter system, and extending, now, into the digital age. And as payments are done in bits and bytes, across all manner of use cases, consumers prize convenience and personalization. In the webinar scheduled for Jan.

Point-of-Sale (POS) 60

Point-of-Sale (POS) Payments End User Issuers 60

PYMNTS

MAY 29, 2020

Once an anomaly is identified, a “fingerprint” of the event is indeed sent to the cloud, analyzed by additional algorithms and sent to end-users. Emerging use cases include healthcare, where, for example, the elderly live in assisted-living, perhaps need some level of monitoring but still have a fair amount of autonomy.

Privacy 101

Privacy Security On-Demand Compromise 101

PYMNTS

JUNE 12, 2019

It’s another story in the financial services community, of course, where banks and FinTech firms have accelerated their embrace of the application program interface (API) to open up data and unlock new product development opportunities for end users — from individual consumers to multinational corporates.

Overlay Service 54

Overlay Service Payment APIs and Integration Payer B2B 54

PYMNTS

SEPTEMBER 5, 2019

In June, Western Union partnered with Visa to expedite the movement of money globally — and digitally — across a range of use cases. Western Union is leveraging Visa Direct, the card giant’s real-time push payments platform, to offer end-users — consumers and businesses — expedited global, push-to-card transfers.

Push-to-Card 61

Push-to-Card Multi-Currency Cross-Border Payments Cross-Border 61

PYMNTS

JANUARY 13, 2021

However, there is a new game in town [in which] the FinTech actually empowers the bank to enable its own services, such as disbursements, for its corporate clients and all the way through to the clients’ end users or recipients.”.

FinTech 52

FinTech End User P2P Treasury 52