PYMNTS

JANUARY 8, 2019

When Chime ’s Co-founders Chris Britt (CEO) and Ryan King (CTO) first set out to start a web bank, it was with one idea in mind: offering middle-class consumers a good deal. Toward that end, Chime acquired consumer credit startup Pinch late in 2018. Pinch’s offering was a series of tools to help consumers build better credit.

Debit Card 64

Debit Card Push-to-Card Funds Availability Payroll 64

PYMNTS

SEPTEMBER 23, 2019

Western Union CEO Hikmet Ersek told Karen Webster that real time means that receivers will have funds available to spend within minutes, enabling new real-time, cross-border, cross-currency payments capabilities for C2C, B2C and B2B use cases. “We The recipient gets the money nearly instantly — and we settle with the banks overnight.”.

Accounts 82

Accounts Cross-Border Cross-Border Payments Real Time Payments 82

PYMNTS

OCTOBER 8, 2019

Consumers, not so much. In fact, as Ingo Money CEO Drew Edwards pointed out to Karen Webster in the most recent edition of their “how to instant” conversations, consumers more or less don’t know the payments rails exist — and are really only ever concerned with a single question: “How am I gonna get my money?”.

Instant Payments 49

Instant Payments Push-to-Card Payments Settlement 49

PYMNTS

SEPTEMBER 17, 2018

Consumers know that payment methods bearing their brand are accepted at tens of millions of merchants globally and that when they use those products, they work reliably. Certainty of good funds is what they need to plan their cash position, as is the certainty that the funds moving across the networks are secure.

Rules 78

Rules Zelle Payments PayPal 78