PYMNTS

JANUARY 21, 2019

where almost everyone is now banked) and made the case for why the Fed was positioned as the best player to operate a ubiquitous, interoperable real-time payments network – even though the Fed doesn’t have a great track record at payments innovation ( #killthecheck ). Here’s where the canary flew in. are moving faster than they ever have.

Faster Payments 77

Faster Payments Same Day ACH Fed Real Time Payments 77

PYMNTS

JANUARY 3, 2020

Rarely do consumers and businesses agree on anything as much as they have on instant. And as promising as things are in the early stages, there’s work to be done before instant becomes ubiquitous. As instant money organizes itself largely around consumer preferences, there are important distinctions to be made. Risk vs. Reward.

Instant Payments 60

Instant Payments Payments Ubiquitous Push-to-Card 60

PYMNTS

MARCH 28, 2017

In its latest white paper, INTERAC outlines the principles as follows: Principle #1: Good funds is the better model. While these may not necessarily be the greatest vehicles to exchange value, they are ubiquitous in many payment markets, which makes moving consumers and businesses away a major challenge.

Faster Payments 52

Faster Payments Payments Payment APIs and Integration Near Real-Time 52

PYMNTS

MARCH 18, 2019

This new feature, available to PayPal customers in good standing, leverages the company’s partnership with Chase, and Chase’s connection to The Clearing House’s RTP network, to move money instantly into the bank accounts of consumers and SMBs. Meanwhile, there are already two ubiquitous faster (than before) payments rails in the U.S.:

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

SEPTEMBER 17, 2018

Consumers know that payment methods bearing their brand are accepted at tens of millions of merchants globally and that when they use those products, they work reliably. The bank account is the ubiquitous funding source used by trading partners to pay each other. Certainty as a Catalyst for Change. That creates certainty.

Rules 78

Rules Zelle Payments PayPal 78

PYMNTS

OCTOBER 8, 2018

Card rails that run in reverse can push payments from corporates to consumers instantly and are being used to push loan proceeds from alternative lenders and sales from acquirers to SMBs in real time too. Instead, it’s a lack of certainty that good funds are on the way — and when they’re expected to arrive.

B2B 76

B2B Same Day ACH Payments ACH 76