PYMNTS

JANUARY 30, 2020

It’s not just the speed of payments that’s important, but also the data that payment operators gain as more consumers use faster forms of digital and mobile transactions. The growth of real-time payment options has helped build a new standard among consumers,” noted Villarreal. Bigger RTP Trends.

RTP 58

RTP Use Case Real Time Payments Credit Union 58

PYMNTS

JULY 2, 2019

Real-time payments (RTP) is a global initiative that’s been a decade in the making and counting, one that has gained momentum over the last several years. Stoddart believes that getting more RTP standards and best practices — homogenization — in play is important to getting more from real-time payments in its second life.

RTP 68

RTP Real Time Payments Visa ISO 20022 68

PYMNTS

JULY 27, 2020

Now, Edwards said, banks are at the same starting point on disbursements, but this is the opportunity to capitalize on the next big digital payments wave — from digital to instant, on-demand money, creating a modern disbursements experience. The evolution to make all payouts instant, on demand and with choice, he noted, is underway.

On-Demand 91

On-Demand Instant Payments Push-to-Card Treasury 91

PYMNTS

SEPTEMBER 23, 2020

The Jacksonville, Florida-based financial software company provides a managed platform service for banks to quickly and cost-effectively connect to the Real-time Transport Protocol (RTP). As our volume of real-time payments grows, we can easily scale to meet the growing demand.”. account holders connected to its RTP.

RTP 52

RTP Real Time Payments TCH Instant Payments 52

Fintech Finance

JANUARY 24, 2024

Mastercard and The Clearing House (TCH) have announced an extended multi-year partnership, bringing the companies together to collaborate on innovative capabilities for consumers, businesses and governments to evolve and embrace the digital economy through real-time payments (RTP) adoption on the RTP® network.

Real Time Payments 52

Real Time Payments RTP Visa Instant Payments 52

PYMNTS

DECEMBER 24, 2020

It was a year in which consumers learned about new payment options and adopted them at a dramatic rate. Millennials have shown remarkable interest in these solutions, which allow consumers to finance purchases with specific terms when they check out online. Nearly one in 10 consumers (9.6 Buy Now, Pay Later. Voice Commerce.

RTP 104

RTP BNPL Real Time Payments Online and Mobile Banking 104

PYMNTS

JUNE 18, 2019

.’s push for real-time payments is led by The Clearing House, which aims for ubiquity of its real-time payments (RTP) network by 2020. The financial institution announced Tuesday (June 18) its collaboration with Finastra to connect corporate clients into the RTP network directly via Finastra’s Fusion Global PAYplus solution.

RTP 47

RTP Real Time Payments Credit Union Payment APIs and Integration 47

PYMNTS

OCTOBER 29, 2019

The Clearing House ’s (TCH) Real-Time Payments (RTP) network received multiple shows of support from B2B FinTechs this week as service providers embrace the U.S.’s But RTP isn’t the only novel network to gain traction in the small business in corporate realm. Finxact Enables Banks’ RTP Product Development.

RTP 40

RTP Blockchain Business Payments Real Time Payments 40

Finovate

MARCH 4, 2024

The Clearing House reported record usage of its RTP network in the third quarter of last year, when it reached 64 million transactions valued at $34 billion. Under the scaled up agreement, Galileo and The Bancorp will leverage The Clearing House’s Real Time Payments (RTP) network to fuel real-time payments services.

Real Time Payments 64

Real Time Payments RTP FedNow Payments 64

PYMNTS

JANUARY 8, 2021

In short, the global pandemic has ushered in rising usage — and use cases — for TCH’s RTP ® network, and Whisler doesn’t see that slowing down anytime soon. We've seen a lot of excitement this year with the RTP ® network, and we're very much expecting next year to grow even faster,” she said. Becoming A 24/7 RTP Shop.

RTP 139

RTP TCH Funding Agent Continuing Education 139

PYMNTS

JANUARY 26, 2021

According to Russ Waterhouse , executive vice president of Product Development and Strategy at The Clearing House (TCH), the surge in digitization brought on by the COVID-19 crisis has accelerated the evolution of a range of RTP (Real-Time Payments) network advancements, including instant payroll, merchant settlements and tokenization.

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

PYMNTS

NOVEMBER 25, 2020

Ranta said RTP is already past the “early adopter” stage and moving into the “fast follower” phase of its evolution. After all, The Clearing House’s RTP infrastructure is already up and running. And beyond TCH and RTP, the Federal Reserve’s FedNow real-time payments solution looms. consumers). consumers).

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

Tearsheet

MARCH 27, 2024

The on-demand pay provider has established partnerships with Santander and TD Bank and most recently with BMO Financial. According to data from The Clearing House [TCH] for the third and fourth quarters of 2022, DailyPay’s transactions make up one-tenth of all RTP payments. Take, for example, DailyPay.

Instant Payments 64

Instant Payments RTP Consumer Financial Protection Bureau (CFPB) FedNow 64

PYMNTS

NOVEMBER 3, 2020

The appetite for new payments approaches is only growing, with The Clearing House (TCH) reporting that 400 more FIs have already gained technical access to the RTP network.”. RTP Doing Its Part for a Quicker Recovery. With real-time payments becoming more real every day, awareness is climbing – and with it, so is demand.

Real Time Payments 109

Real Time Payments RTP Same Day ACH Payer 109

Fintech Finance

MARCH 11, 2024

The agile, resilient, cloud-based payments solution will help Jefferson Bank to efficiently deliver both RTP TCH and FedNow services 24/7, and accommodate the rapidly growing volume of instant payment transactions.

Instant Payments 52

Instant Payments Payments Strategy FedNow TCH 52

PYMNTS

OCTOBER 7, 2020

In today’s top news in digital-first banking, Alacriti is teaming with The Clearing House to help with the adoption of real-time payments (RTP), while Bank of America is rolling out three new business treasury-focused application programming interfaces (APIs). Plus, Oracle Banking Payments announced it is supporting SWIFT’s newest service.

RTP 52

RTP Treasury Cross-Border Payments API 52

PYMNTS

NOVEMBER 20, 2019

Also, Wells Fargo has launched an integration with the RTP network, letting its business clients send real-time payments. consumer households as well as a variety of business clients. Wells Corporate Customers Can Now Send Immediate Payments Via RTP Network. Q3 Retail Earnings Show Mixed Bag Of Consumer Spending.

RTP 40

RTP Money Laundering Payment APIs and Integration AML 40

PYMNTS

OCTOBER 8, 2020

Also seen in this week’s roundup of the latest in Bank-FinTech innovations was Alacriti teaming with The Clearing House on real-time payments (RTP), while Singapore Banking-as-a-Service (BaaS) startup RootAnt concluded a seed round with $1.46 Alacriti Collaborates With The Clearing House on RTP.

Innovation 120

Innovation Technology FinTech RTP 120

Fintech Finance

JULY 12, 2024

With Orbipay EBPP, accountholders will have an enhanced ability to manage and pay their loans with the convenience that today’s consumer demands. We are excited about the future integration of real-time A2A transfers, allowing users to send payments instantly via the RTP® network and FedNow® Service rails.”

Instant Payments 93

Instant Payments FedNow RTP ACH 93

Fintech Finance

JULY 9, 2024

“As customer demand continues to evolve, it is crucial that financial institutions of all kinds have the solutions they need to stay competitive, especially as we’re seeing an increase in the pace of regulatory change,” stated Anders Ohrneman, Head of IT Post-Trade & Operations, Azqore. The company processed the first U.S.

ISO 20022 91

ISO 20022 ISOs Technology Instant Payments 91

PYMNTS

OCTOBER 30, 2020

The demand for faster payments is ringing louder than ever during the economic downturn. Corporate buyers that pay vendors, meanwhile, might seek to satisfy these business partners by delivering money via same-day ACH or over the RTP network. It depends on, ‘Is that customer really cash-strapped? Managing Cash Flow Reporting in B2B.

Faster Payments 59

Faster Payments Payments Tools RTP Same Day ACH 59

PYMNTS

MARCH 12, 2020

Faster payments are only one example of the effects of a world moving toward real-time everything, with growing customer demands driving change in the way banks and businesses operate themselves. As such, the consequences of real-time payments aren’t solely impacting consumers’ peer-to-peer ( P2P ) transaction activity.

RTP 85

RTP Real Time Payments Zelle Faster Payments 85

PYMNTS

JANUARY 17, 2020

When The Clearing House launched its Real-Time Payments (RTP) network in 2017, the service was bound to rewrite some rules, and it has. The initial blush of RTP has been around improving cash flow, and that remains its core appeal. There’s More to RTP Than Fast Money. Banks, FinTechs Race to RTP Glory.

Real Time Payments 61

Real Time Payments RTP Payments Wires 61

PYMNTS

NOVEMBER 27, 2020

Consumers and businesses alike have long been familiar with digital payments, but both now expect smoother payment experiences as the COVID-19 pandemic’s financial impacts continue. Friction points that once proved to be minor nuisances have become legitimate financial challenges, especially for consumers and smaller businesses.

Real Time Payments 106

Real Time Payments P2P B2B Zelle 106

PYMNTS

DECEMBER 4, 2019

Not only does that figure represent the growing demand among businesses for faster, more agile and more transparent ways to move funds across borders, it also reflects the financial services industry’s willingness to embrace something other than legacy payment networks to facilitate that demand. HSBC Loops Into RTP.

B2B 52

B2B RTP Cross-Border FPC 52

PYMNTS

JANUARY 21, 2021

They can eliminate the pain points in business-to-consumer (B2C) transactions by keeping consumers from waiting to receive their funds, while businesses are witnessing the advantages of using real-time payments when transacting with each other. Immediate disbursements are gaining favor in various industries and sectors.

Real Time Payments 92

Real Time Payments RTP P2P AI 92

Center for Payments

OCTOBER 18, 2023

With demand from consumers and businesses for faster payments firmly established, financial institutions recognize the need to act, but where do they stand on implementation planning? Where do you stand on instant payment implementation compared to your peer institutions?

Center for Payments 40

Center for Payments Faster Payments Instant Payments FedNow 40

Payment Savvy

MAY 16, 2023

Instant ACH transfers have gained prominence as they cater to the increasing demand for expedited financial transactions. These rapid transfers not only benefit consumers by providing quick access to funds but also streamline business operations and enhance financial institutions’ services. What Are Instant ACH Transfers?

ACH 94

ACH Same Day ACH Direct Deposit Consumer Financial Protection Bureau (CFPB) 94

PYMNTS

MARCH 18, 2019

This new feature, available to PayPal customers in good standing, leverages the company’s partnership with Chase, and Chase’s connection to The Clearing House’s RTP network, to move money instantly into the bank accounts of consumers and SMBs. No date has been given for that process. the other being the Fed.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

Clearly Payments

DECEMBER 18, 2023

These key trends are set to redefine how consumers and businesses engage with payments, introducing innovation and unparalleled convenience. The appeal lies in the seamless and secure experience they offer, with consumers relishing the speed and merchants benefiting from reduced checkout times and transaction costs.

Payments Trends 71

Payments Trends Online and Mobile Banking Payment APIs and Integration Contactless Payments 71

PYMNTS

OCTOBER 21, 2020

Then came the COVID-19 pandemic, triggering a massive shift online as stores closed and consumers grew wary about venturing out. These statistics dramatically illustrate how consumer demands — and the supply chains that fulfill them — have shifted in just a matter of months. Cross-border online sales in the U.S.

Cross-Border 63

Cross-Border RTP Cross-Border Payments Regulatory Compliance 63

PYMNTS

DECEMBER 31, 2020

The demand for faster payments is growing as companies look for swift, data-rich ways to transact. A separate survey found that 92 percent of bank and credit union (CU) respondents expected that implementing the RTP network would “benefit” corporate clients , for example.

RTP 67

RTP Real Time Payments Faster Payments Third-Party Service Provider 67

PYMNTS

JULY 16, 2019

Now, now, now — that’s the chorus coming from consumers, merchants and other companies when it comes payments, and that demand is fueling progress in real-time payments. Significant challenges remain before the benefits of real-time payments (RTP) really start to show themselves. New RTP Rails. RTP Security.

Real Time Payments 40

Real Time Payments RTP Faster Payments Law Enforcement 40

PYMNTS

NOVEMBER 4, 2019

Both are key to addressing the modern demands of end-users. Where the market is going, consumers and small businesses expect expediency.”. Kovacs pointed to The Clearing House ’s real-time payments service, RTP, as an example of this. the acceleration of payments, and the adoption of open banking frameworks. Driving Competition.

Real Time Payments 44

Real Time Payments RTP Payment APIs and Integration Faster Payments 44

PYMNTS

JANUARY 2, 2019

a number of leading tech companies have become vocal in their support of a real-time payments (RTP) network, to be created under the leadership of the Federal Reserve and different from what has been previously proposed by the big banks. On the face of it, the lure of real-time payments might seem like an inevitability.

Real Time Payments 79

Real Time Payments RTP ISO 20022 Cross-Border 79

PYMNTS

JANUARY 24, 2019

The demand for faster payments is strong in the U.S., Since The Clearing House (TCH) launched Real-Time Payments (RTP) in 2017, the system has yet to reach ubiquity in the U.S. Yet, while demand is strong, not all financial players agree on how to achieve it. is hoping to attain real-time payments ubiquity by that point.

Federal Reserve 67

Federal Reserve Real Time Payments Faster Payments RTP 67

PYMNTS

OCTOBER 29, 2020

Consumers are also working to handle new budget strains and seeking swifter access to their earnings so they can better make ends meet. Firms are also looking at options like same-day ACH and The Clearing House 's RTP network as they explore how to speed up B2B transactions. Vendors are not the only ones feeling the pain, either.

Faster Payments 43

Faster Payments Same Day ACH Real Time Payments Payroll 43