PYMNTS

OCTOBER 2, 2020

In today’s top news, the European Central Bank outlines use cases for a digital euro, and Goldman Sachs will buy GM’s credit card business. European Central Bank Outlines Use Cases for Digital Euro. Plus, Walmart is partnering with Clover Health for its new health centers.

Use Case 77

Use Case Credit Cards Central Bank Push-to-Card 77

Finovate

SEPTEMBER 16, 2024

From my fellow panelists, I heard insights about bridging ecommerce and in-store experiences for Gen Z consumers who want seamless technology-driven relationships. At FinovateSpring earlier this year, you were involved in a discussion on digital transformation in retail. What were some of your key takeaways? How do you measure success?

Consumer 59

Consumer AI Embedded Finance Automation 59

Fintech Finance

JULY 9, 2024

NASDAQ: SOFI), today announced it is arming fintechs with wire transfer capabilities, enabling them to better serve consumers and businesses by offering another option for fast, secure money movement. Galileo Financial Technologies , a leading financial technology company owned by SoFi Technologies, Inc.

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Wire Transfer Wires Wire FedWire 81

PYMNTS

DECEMBER 28, 2020

More than 90 percent of consumers will ask for one — and of that 90+ percent, roughly 80 percent will pick an instant payment if offered the option. The digital era of commerce has habituated us to this option, he said, using Amazon as an example. That has not always been the case. Then you have to call back.”.

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Instant Payments Payer Consumer Debit Card 121

PYMNTS

MARCH 21, 2017

The on-demand revolution is well under way, fueled by innovators like Amazon and Uber as well as the move to online and mobile channels. Consumers expect more than ever from their delivery experiences. The idea for Bringg began back in 2010 during the on-demand and logistics revolution as it happened, Sion said. Enter Bringg.

On-Demand 52

On-Demand B2C Use Case Adjustments 52

PYMNTS

OCTOBER 11, 2018

That thought led to on-demand moving service Dolly. To use the service, consumers can access an iPhone app, Android app or mobile version of the website. Dolly then asks for a couple of key pieces of information, such as when and where a consumer is moving before giving a price upfront.

On-Demand 44

On-Demand Use Case Consumer Economy 44

Fintech Finance

JULY 30, 2024

AppBrilliance , a pioneer in real-time payment solutions with its cutting-edge Money API platform, is leveraging a recent rule change by The Clearing House to expand use-cases for Real Time Payments (RTP) to closed-loop digital wallets in the US. Outside the U.S., Eric Smith, AppBrilliance’s Founder and CEO.

RTP 88

RTP FedNow RFP Payment APIs and Integration 88

The Fintech Times

MAY 21, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. However, in the last couple of years, behind the scenes, some developers have continued to bet on the technology for other use cases.

NFTs 145

NFTs Use Case Non-Bank Facilitators 145

PYMNTS

JANUARY 30, 2020

It’s not just the speed of payments that’s important, but also the data that payment operators gain as more consumers use faster forms of digital and mobile transactions. The growth of real-time payment options has helped build a new standard among consumers,” noted Villarreal. The market is growing,” Villarreal said.

RTP 58

RTP Use Case Real Time Payments Credit Union 58

Fintech Finance

OCTOBER 15, 2024

The RoPay service is being gradually rolled out, as participating banks introduce new features and cover more use cases, while users get accustomed to the service. The first available use is for proximity-based person-to-person (P2P) payments.

Instant Payments 97

Instant Payments Online and Mobile Banking Processors Payments 97

The Fintech Times

FEBRUARY 27, 2024

James Butland, UK managing director, Mangopay “By 2027, third-party sales via marketplaces will account for 59 per cent of all global e-commerce, and so we’ll see an increased demand for paytech built with marketplaces and platforms at the heart. This lightens the human load, allowing teams to concentrate on more complex and strategic tasks.

Consumer Protection 69

Consumer Protection Stablecoins Payments Trends Consumer 69

PYMNTS

MAY 14, 2020

Now more than ever, he said, it is “absolutely clear how essential” converged communications platforms have become for businesses and consumers alike. Looking at the natural progression of 5G adoption across a variety of use cases for enterprises and individuals, he noted some parallels in what has come before.

Consumer 52

Consumer Use Case Near Real-Time On-Demand 52

PYMNTS

SEPTEMBER 13, 2019

Rampant data breaches have left consumers on edge about digital fraud. In fact, recent PYMNTS research shows that most consumers believe they can do a better job of identifying and protecting themselves against fraud than their FIs, with 71.2 Despite widespread demand for greater mobile banking authentication controls, only 39.9

Consumer 66

Consumer Authentication Mobile Banking On-Demand 66

PYMNTS

SEPTEMBER 16, 2019

That is just one of five critical findings highlighted in How We Will Pay 2019 , a PYMNTS, Visa collaboration examining how consumers use a wide range of connected devices to shop and make purchases. consumers who documented their shopping and purchasing experiences over a seven-day period in mid- to late-July of 2019.

Consumer 75

Consumer Use Case On-Demand FinTech 75

Fintech Finance

MARCH 15, 2024

Following the service launch in July 2023 with 35 participating institutions, FedNow Service adoption and network volume continues to gain traction as participants enable instant payment processes, identify in-demand use cases, and raise awareness of instant payment products and services among their customers.

Federal Reserve 52

Federal Reserve FedNow Participant Instant Payments 52

Fintech Finance

OCTOBER 23, 2024

Finzly’s Digital Galaxy enhances this offering by providing a comprehensive digital banking experience, enabling businesses and consumers to send, receive, and request instant payments. Powered by AWS, the Finzly BankOS platform integrates the FedNow service seamlessly with FIs’ core and digital banking systems.

FedNow 83

FedNow FedWire Instant Payments RTP 83

Fintech Finance

OCTOBER 8, 2024

Backed by collective industry expertise of over 250 years, the platform meets the needs of government, corporations, merchants and consumers while being highly scalable, with the capacity for up to 10,000 TPS. The blockchain is perfect for diverse businesses and use cases, from small startups to large enterprises.

Global Payments 111

Global Payments Blockchain TPS Interoperability 111

Fintech Finance

SEPTEMBER 17, 2024

Elliff’s appointment comes at a pivotal time as the demand and need for next generation dispute management solutions meets unprecedented growth in the post-transaction fraud space. One of the most significant use cases is the mirror effect in post-transaction APP claims, which now reflects 75% of all digital banking fraud.

Disputes 90

Disputes Multi-Currency Issuers Fraud Prevention 90

Faster Payments Council

JUNE 28, 2021

Today's consumers want fast, easy, digital transactions. It is now what they are accustomed to with the seamless and easy nature of services such as Airbnb, and what they demand, given the safety concerns brought on by the pandemic. billion by 2024 – cross-border faster payments is an area that still needs some work.

Cross-Border 68

Cross-Border Faster Payments Cross-Border Payments FPC 68

The Fintech Times

JANUARY 13, 2024

The investigation’s findings revealed the complete dominance of the largest banks in the financial market, prompting the CMA to mandate that the nine largest banks in the UK, known as the CMA9, collaborate to facilitate secure sharing of consumers’ banking data with trusted third parties. ” What else needs to be achieved?

Payment APIs and Integration 81

Payment APIs and Integration Use Case On-Demand Consumer 81

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

Fintech Finance

OCTOBER 11, 2024

Leveraging Citi’s WorldLink® Payment Services and Mastercard Move’s money transfer capabilities, Citi clients can make near-instant, full-value payments, with near 24/7 availability to consumers using their Mastercard debit card details.

Cross-Border Payments 76

Cross-Border Payments Cross-Border Visa Debit Card 76

PYMNTS

FEBRUARY 27, 2019

There might be one word that consumers would use to describe the state of disbursements in early 2019: mediocre. Millennial consumers probably wouldn’t be so generous. That naturally led, he said, to consumers asking the logical question: “Why can’t I choose how I am paid and when?”. on a scale of 100.

Consumer 53

Consumer Debit Card Push-to-Card On-Demand 53

Nanonets

OCTOBER 28, 2024

In this guide, we’ll dive into the specifics of the NetSuite REST API, including its setup , features , and use cases , while exploring advanced querying with SuiteQL , and how tools like Nanonets can scale your NetSuite-driven workflows. Save to generate the Consumer Key and Consumer Secret needed for authentication.

API 52

API Payment APIs and Integration Automation Use Case 52

The Fintech Times

MARCH 1, 2024

Payments giant Mastercard has launched its new ‘Open Banking for Account Opening’ programme for select US debit and prepaid products, hoping to streamline and secure account opening. The post Mastercard Unveils Open Banking Programme for Card Issuers in the US appeared first on The Fintech Times. million in 2020 to 47.8

Card Issuer 64

Card Issuer Issuers Visa Online and Mobile Banking 64

PYMNTS

JULY 15, 2020

“Just as changing consumer behaviors are accelerating the adoption of digital commerce, they are also creating a greater demand for digital payout methods.”. In just over three months, digital commerce adoption among consumers has grown exponentially, accelerating many businesses’ nascent digital transformation plans into overdrive.

On-Demand 94

On-Demand Use Case Contactless Payments Innovation 94

The Fintech Times

DECEMBER 7, 2023

In this guest post, Ellis offers a perspective on the profound opportunities that arise from collaborating with non-financial brands and fintech companies to meet the ever-changing demands of customers. Digital by default, seamless by demand Customers are increasingly digital by default.

Embedded Finance 111

Embedded Finance Finance Non-Bank On-Demand 111

PYMNTS

NOVEMBER 25, 2020

Instant Paychecks Should Get Consumers Interested. But Ranta added that when it comes to the consumer, the critical use cases that could spur wider adoption aren’t there quite yet. "We We have not seen the use cases or the digital overlay services rolled out,” he noted. "We consumers). consumers).

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

The Fintech Times

SEPTEMBER 24, 2024

Businesses will find it easier to integrate financial solutions into their own offerings using the platform. The partnership with GetirFinans is the first use case for Fibabanka’s BaaS model. Through the GetirFinans, integrated within the Getir, application, users can now access a range of banking services.

Payment APIs and Integration 59

Payment APIs and Integration Non-Bank Financial Inclusion On-Demand 59

PYMNTS

JULY 18, 2018

Outsourcing, he said, and bringing in professionals photographers as needed should be a superior option because there is, generally speaking, ample supply of qualified potential talent out there for a wide variety of B2B photographic use cases. Larger enterprises tend to integrate through the firm’s APIs.

On-Demand 40

On-Demand Payment APIs and Integration AI Process 40

Fintech Finance

FEBRUARY 28, 2024

Today Mastercard announced the Open Banking for Account Opening program, providing a foundational set of open banking products as a core benefit to Mastercard consumer and small business debit issuers as well as consumer prepaid issuers in the U.S. year over year, from 20.7 million in 2020 to hit 47.8 million by 2026.

Visa 59

Visa Accounts Issuers Online and Mobile Banking 59

The Finance Weekly

DECEMBER 12, 2021

Companies may use data to make better decisions, gain a better understanding of market trends and customers, create smarter products and services, improve corporate operations, and generate new revenue streams. But what does this mean for those tasked with evaluating the return on investment of a data strategy and business use cases?

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Use Case Privacy Assessments Returns 90

Tearsheet

MARCH 27, 2024

View the case study While the historical arrangement of paying employees bi-weekly remains the norm, around 20% of employers have veered toward a more flexible approach by introducing Earned Wage Access [EWA] as of 2023 in anticipation of increased employee satisfaction and better retention rates. Take, for example, DailyPay.

Instant Payments 64

Instant Payments RTP Consumer Financial Protection Bureau (CFPB) FedNow 64

Fintech News

MAY 21, 2024

Institutional Investors Surging Demand for Digital Assets The SBI DAH report highlights a notable surge in institutional demand for digital assets. Traditional securities transactions often involve complex and time-consuming settlement processes, which can take several days to complete.

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Settlement Cryptocurrency Blockchain Digital Currency 130

The Fintech Times

AUGUST 3, 2024

Underscoring the importance of instant payments in the current financial landscape, FPC and Finzly also found the top use cases for instant payments. Reed Luhtanen, director, FPC “We’ve reached a crossroads with faster payments becoming table stakes for businesses and consumers alike.

FPC 64

FPC Instant Payments Faster Payments Payments 64

PYMNTS

DECEMBER 24, 2018

The “Twelve Days of Christmas” is a holiday classic, though some of us at PYMNTS still don’t understand why anyone would want to take a partridge away from what seems like a pleasant existence in a pear tree. consumers who were asked about the devices they own and how they use them to buy things. 1: With Multiple Devices.

Consumer 83

Consumer Online and Mobile Banking Debit Card Volume 83

Fintech News

FEBRUARY 27, 2024

The partnership is set to deliver digital banking and Banking-as-a-Service (BaaS) solutions designed to meet the growing consumer demands efficiently and cost-effectively. The combined offering is designed to eliminate the complexities associated with development and integration with legacy systems, facilitating rapid market entry.

Facilitators 84

Facilitators On-Demand Use Case API 84