The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Reflecting on 2024, what were the key takeaways and lessons learned for your company and the broader payments industry? How should businesses address this?

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

Payment Savvy

DECEMBER 9, 2020

It’s why merchants should keep an eye on payment trends to ensure they’re ahead of the curve. As payments continue evolving, companies are finding new strategies for improving customer experience and optimizing software through them. Since payments are ubiquitous, they give businesses and platforms a growth opportunity.

Payments Trends 52

Payments Trends Payments RTP C2B 52

PYMNTS

JULY 23, 2019

The healthcare insurance provider recently launched a payments app designed to enable consumers to use their smartphones to schedule and pay for medical visits, get diagnoses and text with doctors. PYMNTS, of course, has documented these recent shifts – and the trends fueling them – through its own original research.

Payments Trends 74

Payments Trends Procedures Payments Mobile Payments 74

PYMNTS

OCTOBER 22, 2020

As infection and mortality rates rose and consumers became more concerned about their health and the health of others, it’s not hard to understand why their interest in contactless payments – tepid at best in a pre-pandemic world – skyrocketed overnight. PayPal’s Global Push. million users access to checking and savings accounts.

BNPL 77

BNPL Payments Trends PayPal Payments 77

The Fintech Times

MARCH 29, 2024

However, digital payments have had an undeniable impact in the sector, and according to new research from Boku , the global network for localised payment solutions, there has been a continued decline in the market share of traditional card payments.

Payments Trends 64

Payments Trends Payments Online and Mobile Banking Volume 64

The Fintech Times

SEPTEMBER 10, 2024

What are some payment trends we’re seeing in Brazil? As such, enhancing payment processes could help merchants in these sectors meet high consumer demand and better manage rising traffic. What is emerchantpay doing to improve the payments sector in Brazil and LatAm? Any final thoughts?

Payments Trends 59

Payments Trends Cross-Border Cross-Border Payments Payments 59

The Fintech Times

MAY 13, 2024

Amazon Payment Services’ latest research supports this as it reveals that 81 per cent of businesses believe revenues would increase if transactions were faster. This is just one trend of many revealed in the Leading Trends in Digital Payments: Driving the Real-Time Economy in MENA report.

Payments Trends 59

Payments Trends Innovation Security Payments 59

PYMNTS

AUGUST 21, 2020

A recent study found that 47 percent of consumers around the world would be more inclined to trust businesses that support environmental or social causes they embrace, for example, while 53 percent said a business’s outreach in causes they support would make them more likely to endorse the firm’s goods or services.

BNPL 117

BNPL Payments Consumer Research 117

Payments Next

DECEMBER 8, 2023

We have The post Payment decline trends in consumer subscriptions: Strategies to retain customers first appeared on Payments NEXT. By Brian Geier, VP of Business Intelligence, Recurly Insights drive business decision-making, and Recurly has a unique subscription industry perspective.

Consumer 88

Consumer Payments Posting Research 88

PYMNTS

DECEMBER 24, 2018

But in hopes of hopping on the holiday bandwagon — and providing data-backed insight in the hottest payment trends for 2019 — allow us to offer this list of a dozen ways that consumers (and some businesses) are paying now, methods that promise to play big roles in 2019. So, how will consumers (and some businesses) pay? #1:

Consumer 83

Consumer Online and Mobile Banking Debit Card Volume 83

The Paypers

SEPTEMBER 8, 2023

ACI Worldwide has released its ACI Speedpay Pulse report, research that delves into consumer billing, payment trends, and payment experiences across different generations.

Real Time Payments 65

Real Time Payments Payments Trends Payments Research 65

PYMNTS

SEPTEMBER 30, 2020

Dramatic shifts are underway in the retail sector as it adjusts to consumers’ increasingly digital preferences. Many consumers are shying away from physical stores, however, leaving these high-end merchants scrambling to develop strong online presences. OAK + FORT On Navigating Changing Consumer Behaviors With BNPL.

BNPL 111

BNPL Payments Push-to-Card Credit Cards 111

PYMNTS

OCTOBER 21, 2020

21) that the company is expanding its contactless Tap To Phone (TTP) payment systems to more than 15 markets worldwide, with plans to bring the mobile tech to the United States sometime next year. One example is how mobile payments are changing things is the rise of so-called “line-busting.”. Visa announced Wednesday (Oct.

Small Business 109

Small Business Mobile Payment Processing Mobile Payments Research 109

PYMNTS

DECEMBER 2, 2020

Many American consumers are feeling the financial squeeze as the holiday shopping season goes on and will be turning to flexible spending plans to help put them at ease. More merchants are embracing buy now, pay later (BNPL) options to allow consumers to pay in four installments interest-free. In fact, only 20.7 In fact, only 20.7

BNPL 77

BNPL Credit Cards Payments Research 77

PYMNTS

DECEMBER 6, 2019

Consumers — especially millennials and Generation Z — are looking for new commerce experiences during the 2019 holiday season. Debt from the previous holiday shopping season has made these younger consumers credit-shy, but it has not limited their appetite for holiday spending. How BNPL Solutions Can Help Cut Through The Holiday Buzz.

BNPL 87

BNPL Alternative Payment Methods Payments Credit Cards 87

The Fintech Times

DECEMBER 31, 2023

Instant payments to reach new heights Antoine Cuypers, director, strategic alliances and key accounts at Intix The demand for quick, digitised payment methods is growing following Covid-19, according to Antoine Cuypers , director, strategic alliances and key accounts at Intix, a transaction data management platform.

Global Payments 124

Global Payments Alternative Payment Methods Online and Mobile Banking Instant Payments 124

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. Once youve evaluated your options, you should research emerging trends in the payment space to ensure your payment gateway meets consumer demands.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

PYMNTS

NOVEMBER 9, 2016

Sage, which is a market leader for integrated accounting, payroll and payments software, released the results of the sixth annual report focused on the current and future payment trends. The report addresses drivers for innovation, the need for omnichannel retailing, as well as payment security and consumer trust.

Contactless Payments 70

Contactless Payments Payroll Innovation On-Demand 70

PYMNTS

OCTOBER 10, 2019

Real-time payments are currently among the hottest trends and topics in the payments industry — a source of significant investment and regulatory attention, as financial institutions and other players strive to meet consumer demand for faster money movement. Pull Payment Trends. That’s a huge benefit.”.

Real Time Payments 80

Real Time Payments Push-to-Card Payments Debit Card 80

PYMNTS

JULY 23, 2020

Flexible in-store payment plans that can help consumers handle both everyday and big-ticket purchases are gaining popularity in the United States, where the pandemic’s economic effects are causing consumers to temper their spending. consumers ages 18 to 64 through late February and early March.

BNPL 72

BNPL Payments Consumer Debit Card 72

Clearly Payments

MARCH 18, 2024

In consumer finance, the way we pay for goods and services is changing rapidly. As we step into the year 2024, this article serves as a guide to understanding the latest trends in cash and credit card usage. This significant drop underscores a fundamental shift in consumer preferences towards digital alternatives.

Credit Cards 105

Credit Cards Federal Reserve FedNow Online and Mobile Banking 105

Fintech Finance

JULY 23, 2024

UK Finance today releases its latest Payment Markets Report, produced in collaboration with Accenture , which shows payments trends for the UK in 2023 and gives forecast projections for the next decade. Key figures for 2023 The total number of payments made in the UK increased by five per cent to 48.1 billion payments).

Contactless Payments 98

Contactless Payments Online and Mobile Banking Debit Card Payments 98

The Fintech Times

JUNE 11, 2024

A lack of omnichannel payment options is a primary pain point for consumers, with 86 per cent of merchants agree their payment experience requires improvement. At Money 20/20 Europe , Discover Global Network shared a first look at the PSOU results, highlighting emerging trends in the industry from global merchants and consumers.

Contactless Payments 59

Contactless Payments Use Case Payments Trends Payments Tools 59

Tearsheet

JANUARY 9, 2025

Awareness The biggest barrier were seeing in [B2B] embedded payment adoption is awareness, notes Todd Manning, VP of Global Commercial Services, American Express. These additions not only enhance the maker-checker process but also create a smoother payment experience, reducing barriers to adoption while safeguarding corporate controls.

Embedded Payments 59

Embedded Payments B2C B2B Embedded Finance 59

PYMNTS

OCTOBER 23, 2020

Most retailers survive by staying in tune with customers’ preferences and providing the features and payment methods they crave. Consumers’ rapidly shifting behaviors during the ongoing COVID-19 pandemic have made these tasks much more challenging for merchants, however. Following Consumers' Complex Payment Needs .

Contactless Payments 52

Contactless Payments Point-of-Sale (POS) Payments Payments Trends 52

PYMNTS

JUNE 17, 2020

Consumers around the world are confining themselves to their homes and feeling the urge to invest in luxury items and home improvement projects to spruce up their surroundings — despite economic concerns. Amazon Pay Later plans to extend instant credit to consumers who buy electronics, clothing and other items.

BNPL 67

BNPL Online and Mobile Banking Payments Credit Cards 67

The Fintech Times

AUGUST 14, 2024

Although it is well known that customer expectations for payment journeys continue to increase, a significant disconnect remains between small businesses and consumers in the UK about this subject, according to new research by global small business platform Xero.

Small Business 64

Small Business Debit Card Payments On-Demand 64

PYMNTS

NOVEMBER 22, 2016

Researchers forecast mobile payments to account for $1 trillion in transactions next year. And while that trend is universal, the Asia-Pacific region is a particular hotbed for mobile FinTech. MC Payment , a startup based in Singapore, is a FinTech startup in the region that is riding the B2B mobile payments wave. .

B2B 65

B2B Mobile Payments B2C Payroll 65

Payments Next

AUGUST 29, 2024

By Brent Johnson, CISO, Bluefin A notable shift is occurring in the payment landscape as mobile wallets gain traction among consumers. Mobile The post How mobile wallets boost security, convenience and inclusion for bill payments first appeared on Payments NEXT.

Security 88

Security Payments Posting Consumer 88

PYMNTS

FEBRUARY 7, 2020

The no-interest, no-fee nature of these solutions intrigues consumers — especially the millennial and Generation Z demographics — searching for alternative payment methods that can grant them further flexibility and convenience while shopping. How BNPL Solutions Could Slow Cart Abandonment. About The Tracker.

BNPL 67

BNPL Alternative Payment Methods Push-to-Card Credit Cards 67

Fintech Finance

MARCH 7, 2024

Ecommpay’s own research highlights the need for innovative solutions across industries, with almost three quarters of consumers surveyed stating that digital payment service experiences could be improved.

Alternative Payment Methods 52

Alternative Payment Methods Fraud Prevention Service Provider Visa 52

Faster Payments Council

SEPTEMBER 12, 2022

They will discuss how the recently published white paper on "Faster Payments and Financial Inclusion" illustrates the pain points and barriers to financial inclusion, actions, and solutions to expand, requirements of the underserved, action and solutions for issues, and considerations for faster payment stakeholders.

FPC 88

FPC Federal Reserve Cross-Border Payments Faster Payments 88

PYMNTS

MAY 20, 2020

Consumers have largely turned to eCommerce since efforts to slow the spread of COVID-19 shuttered brick-and-mortar stores. consumers started out buying essentials like groceries and medical supplies before turning to more varied retail purchases and quickly appeared to need payment methods that fit their more focused shopping needs.

BNPL 55

BNPL Payments Alternative Payment Methods Consumer 55

CB Insights

JULY 25, 2019

Payments Trends to Watch in 2019. Download the free report to find out the hottest trends in payments, at the physical and online point-of-sale. Startups go direct-to-consumer: Earnin , Chime , Varo , and ZayZoon offer early payday solutions direct-to-consumer via digital banking applications.

Payroll 55

Payroll Underwriting Accounts Assessments 55

PYMNTS

AUGUST 28, 2019

To reach consumers on the hunt for offerings that are “clean and natural,” the retail chain rolled out its Everspring household brand. The items are sold in small quantities to catch the interest of Generation Z and millennial consumers who aren’t interested in buying in bulk. Forget millennials – well, at least for a moment.

Research 59

Research Consumer Checks Innovation 59

Payment Savvy

SEPTEMBER 2, 2020

Having a different look to the payment experience can often result in consumers thinking the transaction must not be secure, or their card information is not being “processed” directly by your company. Research says businesses forcing customers to register an account before purchasing leads to high abandonment.

Payments 52

Payments Correspondent Credit Cards Process 52

Stax

NOVEMBER 6, 2023

Fast forward to now where much has changed, and research anticipates contactless mobile payments to exceed one billion users globally by 2024. Why Is Adding Mobile Payments Important to Businesses Today? Contactless payments are quickly gaining traction among users, and it’s not just younger generations and tech-savvy consumers.

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Payments 88