Fintech Finance

NOVEMBER 21, 2024

Featuring expert insight from companies like Absa and KFC, as well as extensive merchant and consumer survey data, the report highlights the convergence of commerce – an industry-defining trend that is set to deliver customer convenience and merchant efficiency. Of these, over 40% reported that it resulted in higher customer spend.

Point-of-Sale (POS) 98

Point-of-Sale (POS) Online and Mobile Banking Value Added Service Database 98

PYMNTS

APRIL 6, 2020

Among its many profound impacts, the COVID-19 pandemic has dramatically altered how consumers shop. Even before large-scale stay-at-home policies went into effect, most consumers sought to limit direct contact with people and objects as much as possible when they went out. percent reported Walmart Pay usage. percent reported in 2019.

Point-of-Sale (POS) 93

Point-of-Sale (POS) Consumer Shutdown Contactless Payments 93

Fintech Finance

FEBRUARY 28, 2025

The Jaywan scheme will be available in many variants, such as (basic and premium) including debit, pre-paid and credit cards, and can be used in all payment channels like online transactions, ATM withdrawals, and point-of-sale (POS) terminals.

Point-of-Sale (POS) 81

Point-of-Sale (POS) Agreements Financial Inclusion International Payments 81

The Fintech Times

OCTOBER 30, 2024

The Dhaka-based bank explained that, driven by an ambition to improve local customer and merchant experiences, it opted to adopt a mobile-first payment gateway with the flexibility to quickly adapt to consumer preferences. We look forward to continuing our collaboration to bring advanced payment solutions to the Bangladesh market.”

Payment Gateways 59

Payment Gateways Gateways Acquirers Point-of-Sale (POS) 59

The Fintech Times

MARCH 4, 2025

Tap to Phone, the technology that turns smartphones into a point-of-sale (POS) device, has seen a 200 per cent increase across the globe in the last year, according to new stats from payments giant Visa. billion contactless payments made in the UK in 2023 alone , its clear that consumers love to tap. With over 18.3

Point-of-Sale (POS) 64

Point-of-Sale (POS) Small Business Contactless Payments Issuers 64

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This growth is driven by increased adoption of digital payment methods, evolving consumer behavior, and an expanding e-commerce sector.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

PYMNTS

JULY 1, 2020

We’re starting to see a real shift from that sort of legacy, which hasn’t gone away by any means, into more of a focus on the consumer experience,” Norris said. He also said that what consumers want most keenly in the post-pandemic world is to feel safe and secure. Tokenization Can Help Build Sales. A Low-Touch Future.

Consumer 100

Consumer Risk Mitigation Point-of-Sale (POS) Mitigation 100

The Fintech Times

MARCH 14, 2025

Pete Wickes , general manager, EMEA at Worldpay, said: In an era where consumer choice is king, the UKs payment landscape has become a sophisticated network of diverse options, reflecting the nuanced demands of its users. Payment preferences Cash In 2014, 32 per cent of consumers used cash to make their purchases.

Global Payments 59

Global Payments Point-of-Sale (POS) Debit Card BNPL 59

PYMNTS

DECEMBER 18, 2020

Since our inception, Katapult’s goal has always been to provide a clear, transparent and attractive transaction solution for nonprime consumers to access the essential products they need for everyday living,” Katapult CEO Orlando Zayas said in the announcement. Katapult offers eCommerce point of sale (POS) choices for U.S.

Point-of-Sale (POS) 128

Point-of-Sale (POS) FinTech Checks Transactions 128

PYMNTS

DECEMBER 13, 2020

Point-of-sale (POS) lender Affirm is putting on hold its initial public offering (IPO), which had been scheduled for this month, The Wall Street Journal reported, citing unnamed sources. WSJ did not give a definitive reason for the delay in Affirm Holding Inc.'s Levchin was a co-founder of PayPal.

Point-of-Sale (POS) 134

Point-of-Sale (POS) BNPL Underwriting PayPal 134

Fintech Finance

JULY 30, 2024

This includes merchant Point of Sale (POS) terminals, Automated Teller Machines (ATMs), or online e-commerce platforms. This is a digital first implementation which means that consumers can create a digital card, tokenize the digital card on their devices and use it to perform contactless payments globally.

Multi-Currency 136

Multi-Currency Visa Innovation Point-of-Sale (POS) 136

Fintech Review

NOVEMBER 27, 2024

For these businesses, securing a loan can be challenging, time-consuming, and costly. Fintech innovations Point-of-Sale (POS) Innovations Affordable POS solutions like Square and Yoco allow SMEs to accept card payments without traditional banking infrastructure.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

Stax

JANUARY 21, 2025

Any merchant who transacts in the offline world (like brick-and-mortar stores or even mobile businesses) needs a modern point-of-sale (POS) system. The right solution will enable you to ring up sales with ease, as well as manage the various components of your business. Q: What industries commonly use POS systems?

Point-of-Sale (POS) 88

Point-of-Sale (POS) Small Business Credit Cards Process 88

The Fintech Times

APRIL 27, 2025

Curve uses a versatile, personalised intelligence and consumer-led approach which aligns with the digital demands of British consumers today. This growth has a knock-on effect on both banks and consumers. We’re excited to offer a digital wallet that puts real financial power back in the hands of consumers.

Point-of-Sale (POS) 49

Point-of-Sale (POS) On-Demand Consumer PayPal 49

FICO

NOVEMBER 10, 2020

Many of the world’s leading banks and card issuers trust our Falcon Platform , which protects more than two-thirds of the world’s credit card and debit card transactions from fraud, as well as other forms or real-time payments and consumer banking funds transfers. Consumers Want to Be Involved.

Credit Cards 98

Credit Cards Consumer Card Issuer Issuers 98

PYMNTS

OCTOBER 20, 2020

The launch of the Apple Pay mobile wallet has long been seen as Apple’s attempt at replacing consumers’ use of plastic cards for in-store purchases as their primary payment method. To what extent has it succeeded in changing consumers' use of plastic cards at the point of sale (POS) in physical stores? Today, Oct.

Consumer 79

Consumer Point-of-Sale (POS) Contactless Payments On-Demand 79

PYMNTS

JANUARY 25, 2021

Contactless payments are “future-proofed” in that they will let consumers access the security and convenience for long into the future, according to the release. The new Enhanced Contactless (Ecos) specifications will come along with the demand for more efficient, safer products overall, the release stated.

Visa 124

Visa Technology Point-of-Sale (POS) Contactless Payments 124

Clearly Payments

MARCH 14, 2025

Despite rising interest rates, consumer spending remains strong, as shown by a 4% increase in holiday sales and a record-high reliance on credit, particularly among millennials. seconds Merchant and consumer receive transaction completion notice. Credit Card Use Overview in USA and Canada In the U.S., Final Confirmation 0.5

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

The Payments Association

JANUARY 21, 2025

Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

OCTOBER 17, 2024

These devices enable consumers to make swift, secure payments by simply tapping their wearable at any compatible point-of-sale (POS) terminal, ATM, or NFC-enabled payment point. By replacing sensitive data with encrypted tokens, we are ensuring that consumers can pay with confidence.

Visa 122

Visa Technology Financial Inclusion Contactless Payments 122

PYMNTS

JANUARY 11, 2021

This Cloud Tap on Phone will mean that “any business – regardless of size – can deliver new and best-in-class contactless consumer experiences using a device they already own: a smartphone,” Mastercard said in a release. The new pilot program will test the cloud-based point of sale (POS) technology.

Visa 119

Visa Point-of-Sale (POS) Contactless Payments Payment Gateways 119

Fintech Finance

MARCH 12, 2025

The UK’s payment landscape has transformed over the past decade, shaped by technology, consumer preferences, and economic shifts, according to the 10th edition of the Worldpay ® Global Payments Report (GPR). The way UK consumers pay is more diverse than ever.

Debit Card 52

Debit Card BNPL Point-of-Sale (POS) Payments 52

EBizCharge

DECEMBER 2, 2024

When used legally, the dual pricing approach can help businesses navigate the complexities of processing fees and empower consumers to make informed decisions at the point of sale (POS). Understanding dual pricing is crucial for merchants and consumers, as it can offer cost savings and valuable financial insights.

Process 52

Process Credit Cards Legal Point-of-Sale (POS) 52

Fintech Finance

APRIL 2, 2025

Its open and agnostic nature allows easy integration with point-of-sale (POS) and payment processing systems without requiring costly replacements. FreedomPays global platform empowers organizations to support integrated customer journeys while providing a cohesive view of consumer behaviors and operational systems.

Point-of-Sale (POS) 52

Point-of-Sale (POS) Database Payment Solutions Processors 52

PYMNTS

MAY 27, 2020

As PYMNTS found in a recent consumer study, 40 percent of individuals are doing more of their daily retail and transactions online, partly because, well, there’s no other way to do it. Even waving the card at the point of sale (POS) may face headwinds because of transaction limits. Incentivizing The Consumer.

Contactless Payments 112

Contactless Payments Credit Union Point-of-Sale (POS) Online and Mobile Banking 112

The Fintech Times

AUGUST 12, 2024

US consumers are increasingly turning to debit cards for their everyday transactions, driving a significant surge in the number of transactions and overall spending. point-of-sale (POS) transactions, two account-to-account transfers, and 1.9 Notably, POS usage grew at an annual rate of 4.4 ATM transactions.

Debit Card 64

Debit Card Consumer Debit Transaction Point-of-Sale (POS) 64

PYMNTS

DECEMBER 1, 2020

As consumers spend more time at home, they continue to order groceries online in far larger numbers than they ever did before the pandemic. In fact, even more consumers have shifted to ordering their groceries online over time, as 15.7 In fact, even more consumers have shifted to ordering their groceries online over time, as 15.7

Consumer 78

Consumer Point-of-Sale (POS) Digital Payments Contactless Payments 78

The Payments Association

MARCH 19, 2025

This brought near-field communication (NFC) technology to in-store payments, changing the point of sale (POS) sector. With digital wallets growing in sophistication, consumers and businesses have fundamentally altered how they interact with payments, forcing banks and payment system providers (PSPs) to innovate.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Clearly Payments

APRIL 17, 2025

Collecting Data First, businesses gather financial data from different sources, such as: Sales and invoice data from their point-of-sale (POS) or e-commerce system Bank statements showing deposits and withdrawals Reports from payment processors (like PayPal, Stripe, or Clearly Payments) Credit card settlement data 2.

Reconciliation 52

Reconciliation Payment Reconciliation Processors Payments 52

PYMNTS

APRIL 21, 2020

The coronavirus pandemic winds on, and while it seems like it’s been forever, when — and not if — we emerge from all this, consumer spending will be altered. Even grocery spending growth slowed to 25 percent on credit cards and 10 percent for debit cards, which gives a nod to the fact that consumers are likely “fully stocked up.”

Consumer 67

Consumer Credit Union Credit Cards Debit Card 67

Fintech Finance

MARCH 12, 2025

Tap to Pay on iPhone allows QuickBooks Payments* customers to access an easy way to accept in-person contactless payments from anywhere using an iPhone and the QuickBooks mobile or GoPayment iOS apps, without the need for an additional card reader or point-of-sale (POS) hardware.

Contactless Payments 52

Contactless Payments Point-of-Sale (POS) Small Business Payments 52

The Fintech Times

MARCH 28, 2024

Paymob, a provider of financial services in the Middle East, North Africa, and Pakistan (MENAP), has teamed up with MID Takseet, a consumer finance company, to enhance access to consumer finance solutions in Egypt.

Finance 64

Finance Consumer Point-of-Sale (POS) Online and Mobile Banking 64

PYMNTS

NOVEMBER 3, 2020

The firm offers financial resources to clients such as online credit, cash loans, point-of-sale (POS) lending offerings, offline-to-online consumer finance and working capital financing for SMBs. Also in April, Hong Kong-based Oriente has notched $50 million in its continuing Series B round per news at the time.

Digital Payments 105

Digital Payments Point-of-Sale (POS) Multi-Currency Payments 105

PYMNTS

MARCH 6, 2020

The payments network will allow merchants in the country to receive funds just by having consumers scan QR codes on their cell phones. The use of real-time payment rails could bring benefits to consumer and business transactions, but only if the systems become widely adopted. Designing Real-Time Payment Rails for Ubiquity.

Real Time Payments 121

Real Time Payments TCH Faster Payments Point-of-Sale (POS) 121

Stax

MARCH 5, 2025

Fact: modern consumers are increasingly gravitating towards eCommerce businesses. Think of the gateway as the online equivalent of a card reader or point of sale (POS) system in a brick-and-mortar store. While brick-and-mortar retail isnt going away, todays customers value the convenience of shopping online.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

PYMNTS

APRIL 10, 2019

Mobile point-of-sale (mPOS) terminals that are enabled for contactless have to meet certain specifications to gain EMVCo 3.0 Fifteen percent of in-store, point-of-sale (POS) transactions are expected to be made through contactless payments by 2020, according to the latest PYMNTS mPOS Tracker.

Contactless Payments 103

Contactless Payments Point-of-Sale (POS) Debit Card Payments 103

PYMNTS

JULY 22, 2020

Shopify offers a subscription software service that provides an eCommerce platform for online stores and retail point-of-sale (POS) systems. He added that Shopify has “the gold standard of eCommerce platforms for businesses that want to sell direct-to-consumer.”. The coronavirus crisis has spurred on this trend.

BNPL 89

BNPL Point-of-Sale (POS) Small Business Consumer 89