Fintech Finance

MAY 30, 2024

Today at the annual Visa Payments Forum for Central and Eastern Europe, Middle East and Africa, Visa unveiled a suite of new products and services that will ­revolutionize the card and address the future needs of consumers, merchants and the financial institutions that serve them across the region.

Online and Mobile Banking 52

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The Fintech Times

AUGUST 16, 2024

As consumers become increasingly price-conscious and expect greater payment choices, over 56 per cent have also changed their spending habits from this time last year, payment processor and digital wallet provider Paysafe has revealed. But what is pushing people to change their payment habits?

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Fintech Finance

SEPTEMBER 18, 2024

Fingerprint Cards AB (STO: FING B) and Infineon Technologies AG (FSE: IFX / OTCQX: IFNNY) today announced SECORA Pay Bio, an all-in-one biometric payment card solution that complies with Visa and Mastercard specifications. This will lead to a much simpler biometric payment card manufacturing process.

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PYMNTS

OCTOBER 18, 2020

The COVID-19 pandemic has produced one ray of sunshine amid otherwise devastatingly dark clouds: Consumer credit scores have improved in recent months to the point of hitting a new record high, the Wall Street Journal reported Sunday (Oct. For many years, consumers have been credited with driving about two-thirds of U.S.

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Fintech News

OCTOBER 28, 2024

Payments giant Mastercard has introduced Bill Qkr , a digital solution aimed at simplifying recurring and one-time bill payments for consumers and businesses. The service also improves guest checkout through Click to Pay, enhancing the ease of online transactions while increasing approval rates.

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Fintech News

OCTOBER 21, 2024

Initiatives like QRIS (Quick Response Code Indonesian Standard), a national standard for QR code payments launched in 2019, have allowed for standardization, making it easier for businesses and consumers, while collaboration between the government and fintech firms have helped enhance financial inclusion through clear regulations.

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The Payments Association

OCTOBER 28, 2024

The Payments Association (TPA)’s George Iddenden recently sat down with Peter Theunis, senior vice president sales and European managing director at BPC to discuss the remarkable transformation of the payments processing industry, driven by the rise of fintech, the shift towards digital payments, and evolving consumer behaviours.

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PYMNTS

FEBRUARY 3, 2020

In today’s top payments news, Mastercard’s CEO speaks out against a national payments system, the FCA tells credit card companies to be reasonable with customers in debt and the People’s Bank of China is prepared to inject $173 billion into the country to stabilize the economic damage wreaked by the coronavirus.

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PYMNTS

OCTOBER 12, 2020

In a time of increasing change for retailers and consumers, the current global climate has begun accelerating the future of retail trends at a much quicker pace than previously envisioned. However, one thing still rings true: Consumers need a reason to change ingrained behaviors. By contrast, U.S. By contrast, U.S.

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Consumer Push-to-Card Ubiquitous Credit Cards 126

The Payments Association

DECEMBER 2, 2024

The future of payments is evolving at an unprecedented pace, driven by innovation, regulation, and shifting consumer behaviours and, most importantly, payments professionals. We truly need a paradigm shift towards solutions that facilitate low-cost, fast, and efficient cross-regional payments.

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Payments Source

JULY 30, 2020

Apple Card helped push services-category revenue to new heights for Apple, which reported double-digit growth in its product and services segments for the third quarter of 2020.

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Fintech Finance

NOVEMBER 6, 2024

As payments become more intricate, Mastercard today announced the latest enhancement to its new Mastercard Payment Passkey Service which enables secure, on-device biometric authentication through facial scans or fingerprints, the same way consumers unlock their phones every day.

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PYMNTS

OCTOBER 10, 2019

Twelve years ago, LendingClub Founder Renaud Laplanche built a business to help consumers manage the $800 million in outstanding credit card debt. That product was an unsecured personal loan that consolidated the debt into a lower interest option with fixed monthly payments. Interest rates on the Upgrade Card range from 6.49

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PYMNTS

DECEMBER 30, 2020

Between the explosion of the digital economy driven by the pressures of the pandemic and the radical realignment of consumer preferences that has happened as a result, the year 2020 has seen digital payments accelerate at something approaching warp speed. It’s a consumer choice, [offering] everything and anything they want,” Turner said. “We

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Payments Source

APRIL 25, 2016

The prepaid card industry is ramping up its advocacy efforts on Capitol Hill as the Consumer Financial Protection Bureau readies a final rule targeting such products.

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PYMNTS

JANUARY 27, 2021

But for consumers, as noted by PYMNTS research, more than half of subscribers rank saving money among the top three reasons for considering buying subscription bundles. But keeping track of it all can be a challenge — especially knowing what card is being charged, by whom, and when. Subscription management is part of that.

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Fintech Finance

OCTOBER 18, 2024

The Mastercard Payment Passkey Service streamlines e-commerce and revolutionizes the consumer journey. The Mastercard Payment Passkey Service streamlines e-commerce and revolutionizes the consumer journey. They offer consumers the peace of mind that they will not lose or inadvertently share their password or OTP.

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Fintech Finance

OCTOBER 15, 2024

A pioneer in open banking, Neonomics unveils an innovative new product suite launched as Nello, with the goal to bring open banking to the next level through AI-driven solutions and seamless payments. Launching across the EU and the U.K., Launching across the EU and the U.K., What is Nello Pay?

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PYMNTS

JANUARY 27, 2021

Going to the branch still outscores using a bank website, according to PYMNTS’ recent Paradigm Shift report , and consumers would still rather get their messages from their financial institution via an email than via a mobile app. What Consumers Need . A good example of this phenomenon in action is loyalty rewards.

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Consumer Push-to-Card Transactions Process 90

PYMNTS

FEBRUARY 5, 2020

And even if it doesn’t quite make it over the trillion-dollar milestone, consumer spending will certainly get within striking distance – which attests to the fact that in the U.S. During the Black Friday and Cyber Monday shopping events and beyond, consumers were increasingly turning to buy now, pay later (BNPL) solutions in the U.S.

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PYMNTS

APRIL 17, 2020

As of today, consumers nationwide are facing levels of uncertainty that have no historical parallels. Unemployment filings have set records and consumers are deeply concerned about their futures. It is a lot of small things that happen through these rough patches that help consumers stay calm rather than run off in a panic. “It

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Credit Union Consumer Push-to-Card Contactless Payments 63

Fintech News

OCTOBER 10, 2024

Banks push for digitalization According to the report, large banks are at the forefront of the sector’s digital transformation. HDFC Bank, for example, adopted in 2022 Bloomberg’s MARS Valuations solution, which offers a comprehensive valuation system for a wide range of financial instruments, from cash products to complex derivatives.

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Fintech Finance

JULY 18, 2024

Coast also announced a strategic investment from Synchrony, a leading consumer financial services company delivering one of the industry’s most complete digitally-enabled product suites across diverse sectors. The fleet fuel payments on these specialized cards add up to a staggering $120 billion annually in the US.

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PYMNTS

SEPTEMBER 4, 2019

Short-term lending has something of a bad rap in the United States — consumer advocacy groups have long accused them of being predatory debt traps, and both state and federal regulators have spent the last decade writing and rewriting regulations aimed at curtailing what they characterize as the short-term lending industry’s excesses.

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Open Banking Excellence

MARCH 5, 2024

A sustainable economic model will encourage greater collaboration and innovation and expansion of products down the line and really drive improvements in customer journeys,” says Wright. JROC will also help focus attention on the economics of Open Banking by introducing the idea of premium APIs, he says. “A

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Innovation Payment APIs and Integration Push-to-Card Use Case 147

PYMNTS

DECEMBER 11, 2020

Digital has certainly advanced further and faster than anyone predicted at this time last year, and the ground that’s been taken is unlikely to ever be surrendered back, Helena Mao , vice president of global product strategy for payment solutions at Blackhawk Network , told PYMNTS in a recent conversation. “I Digital Gift Cards ’ Growth.

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PYMNTS

FEBRUARY 27, 2019

There might be one word that consumers would use to describe the state of disbursements in early 2019: mediocre. Millennial consumers probably wouldn’t be so generous. That naturally led, he said, to consumers asking the logical question: “Why can’t I choose how I am paid and when?”. What consumers don’t want is the paper check.

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PYMNTS

OCTOBER 25, 2018

More product improvements — and quick ones at that — seem to be in the mix for Snap as its daily active user base and its Q3 loss disappointed investors late Thursday (October 25), despite a 5 percent increase in average revenue per consumer. Product upgrades are in the works, company officials said. “I

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Stax

SEPTEMBER 24, 2024

Customers who walk into your business or order your products or services have many expectations. In addition, contactless and digital payment options, such as debit and credit cards, only increase the financial burden for businesses like yours. In 2023, card brands in the U.S. One of them is multiple payment options.

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Credit Cards Electronic Fund Transfer Act (EFTA) Push-to-Card Debit Card 88

PYMNTS

AUGUST 14, 2019

In the world of small business financial services, entrepreneurs’ frustrations with banking have been loudly vocalized : firms are often considered too small to be profitable for banks’ corporate services units and are therefore pushed into an FI’s consumer banking operations.

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PYMNTS

NOVEMBER 11, 2019

Payments is a different game than theoretical physics, but the industry has its own push for unification — in this case, a single card that serves as a one-stop shop for transactions or financial services. Simply put, a super app is a mobile app designed to improve and ease payment and retail flows for consumers.

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The Fintech Times

DECEMBER 21, 2023

Streamlining cross-border payments Audrey Hall, chief product officer at Brightwell Looking back at 2023 trends, Audrey Hall, chief product officer at Atlanta-based fintech Brightwell, says there has been a surge in the number of domestic players launching products that allow users to send funds from one wallet to another.

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Cross-Border Payments Cross-Border Online and Mobile Banking Payments 115

PYMNTS

DECEMBER 1, 2016

Consumer Payments Study. While this year’s findings highlight the strides the industry and consumers have made towards digital payments, they also underscore how existing behaviors and patterns remain very much intact. Consumers still love their cash. That’s the key takeaway from the sixth year of TSYS’ U.S. Cash Holds Steady.

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PYMNTS

SEPTEMBER 23, 2020

Consumer engagement has become a very different ballgame for financial institutions (FIs) in the past several months, as the physical branches that were the cornerstone of making connections with customers closed down. More generally, financial institutions are now in the position of having the highest [level of U.S.

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PYMNTS

DECEMBER 24, 2019

About 31 percent of consumers now own voice-activated devices, up from 27 percent in 2018 and 14 percent in 2017. The rise of voice is the big factor behind the rise of smart homes, where consumers are doing more commerce and payments. That’s not all — voice is becoming more emotionally attuned to consumers.

Consumer 64

Consumer Zelle P2P Real Time Payments 64

PYMNTS

NOVEMBER 12, 2020

Safety-minded consumers the world over can now be seen tapping contactless cards, scanning QR codes or utilizing voice ordering technologies to make purchases without potentially putting themselves or others at risk of contracting the virus. The Beyond The Card: Toward The Cardless And Contactless Future report, a PYMNTS and i2c Inc.

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PYMNTS

MARCH 20, 2019

In the age of smartphones, tablets and voice assistants, the morning or evening commute provides a myriad of opportunities for consumers to interact with the world. Those possibilities also extend to commerce, with connected devices paving the way for new shopping opportunities while consumers are on the road. Currently, 58.7

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Consumer Push-to-Card Credit Cards Transactions 73