Fintech Finance

SEPTEMBER 4, 2024

Almost £60 million has been reported stolen through card fraud over the past three years in the UK according to new research from Trustly, the global leader in open banking payments. Credit card fraud is the most costly and common type of card fraud, according to Trustly’s research.

Debit Card 98

Debit Card Credit Cards Push-to-Card Research 98

PYMNTS

NOVEMBER 12, 2020

Safety-minded consumers the world over can now be seen tapping contactless cards, scanning QR codes or utilizing voice ordering technologies to make purchases without potentially putting themselves or others at risk of contracting the virus. The Beyond The Card: Toward The Cardless And Contactless Future report, a PYMNTS and i2c Inc.

Innovation 120

Innovation Contactless Payments FinTech Push-to-Card 120

The Fintech Times

DECEMBER 9, 2023

Consumer Duty, a set of rules aimed at enhancing consumer protection in the financial services sector, came into force in July 2023. 2023 saw the introduction of a new Consumer Duty, setting higher and clearer standards of consumer protection across financial services, and requiring firms to put customers’ needs first.

Consumer 111

Consumer Financial Literacy Regulations AI 111

Fintech Finance

OCTOBER 15, 2024

Card payments dominate the Nordic payment landscape, with 90 percent of shoppers using them for contactless payments either daily or once a week. That’s according to new research conducted on behalf of Nets , part of Nexi Group – the European PayTech.

Mobile Payments 98

Mobile Payments Push-to-Card Payments Contactless Payments 98

PYMNTS

MAY 6, 2020

But it will take a mindset shift on the part of merchants and consumers — and a return of foot traffic to the stores, of course. As Platko said, the data show that consumers are willing to try something different when it comes to payments, chiefly to avoid touching things. As Webster noted, consumers like their cards.

Consumer 87

Consumer Contactless Payments Push-to-Card Returns 87

Fintech Finance

MARCH 4, 2025

Vixio , a leading provider of regulatory intelligence solutions, is proud to release its global Authorised Push Payment (APP Fraud) research. As scammers become increasingly adept at persuading consumers to willingly send them money, regulators worldwide are implementing various strategies to combat this growing issue.

Fraud Prevention 52

Fraud Prevention Deepfake Scams Fraud Detection 52

PYMNTS

NOVEMBER 4, 2020

Various digital methods have since joined these options as consumers have embraced smartphones and other electronic devices, but the COVID-19 pandemic has been accelerating digital uptake in an unprecedented way. Research confirms that QSR patrons are seeking multiple online and offline ordering methods. The Evolution Of Ordering.

Consumer 92

Consumer Digital Payments Payments Push-to-Card 92

Finovate

MARCH 7, 2025

What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments? With one of the biggest LPM networks in the world, were making it easier than ever for global merchants to meet consumers where they are.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

Fintech News

APRIL 3, 2025

BNPL (Buy Now, Pay Later) burst onto the scene as a game-changer, transforming how consumers shop and pay over time. What started as a consumer-friendly alternative to traditional credit is becoming a more concrete financing solution in the digital payments ecosystem, particularly in emerging markets like BNPL regulation in Asia.

BNPL 110

BNPL Regulations Accreditation Consumer Protection 110

PYMNTS

JANUARY 27, 2021

But for consumers, as noted by PYMNTS research, more than half of subscribers rank saving money among the top three reasons for considering buying subscription bundles. But keeping track of it all can be a challenge — especially knowing what card is being charged, by whom, and when. Subscription management is part of that.

Consumer 72

Consumer Technology Push-to-Card Blocks 72

Fintech News

NOVEMBER 12, 2024

While Singapore has established bilateral linkages with countries including Thailand, Cambodia, Malaysia and India, these arrangements are time-consuming and resource-intensive. After sifting through the flurry of announcements and speeches, here are 10 key highlights from SFF 2024.

FinTech 107

FinTech Cross-Border Payments Cross-Border Payment APIs and Integration 107

The Fintech Times

JANUARY 31, 2025

They quickly had to navigate the world of credit scores and card payments just to find somewhere to live. Throughout January, The Fintech Times has been exploring the theme of ‘fintech for good,’ focusing on how fintech solutions support financial inclusion.

FinTech 59

FinTech Financial Inclusion Research Government 59

Fintech Finance

OCTOBER 18, 2024

The Mastercard Payment Passkey Service streamlines e-commerce and revolutionizes the consumer journey. The Mastercard Payment Passkey Service streamlines e-commerce and revolutionizes the consumer journey. They offer consumers the peace of mind that they will not lose or inadvertently share their password or OTP.

Visa 96

Visa Scams Push-to-Card Payments 96

Finovate

NOVEMBER 6, 2024

Consumers will benefit from earning rewards for transactions via Crypto.com’s Crypto.com Pay ; merchants will benefit from being able to manage payments and services via both mobile and tablet devices. Also this week, Crypto.com announced that it would expand its offering to include banking services, credit cards, and stock trading.

Blockchain 64

Blockchain Cryptocurrency SWIFT Payments 64

The Fintech Times

AUGUST 16, 2024

As consumers become increasingly price-conscious and expect greater payment choices, over 56 per cent have also changed their spending habits from this time last year, payment processor and digital wallet provider Paysafe has revealed. But what is pushing people to change their payment habits?

Consumer 64

Consumer Push-to-Card Debit Card Processors 64

PYMNTS

SEPTEMBER 30, 2020

Dramatic shifts are underway in the retail sector as it adjusts to consumers’ increasingly digital preferences. Many consumers are shying away from physical stores, however, leaving these high-end merchants scrambling to develop strong online presences. billion this year — almost double last year’s total.

BNPL 111

BNPL Payments Push-to-Card Credit Cards 111

CB Insights

AUGUST 23, 2018

Live briefing: Consumer Banks in The Digital Age. Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. JPM’s digital push, a theme it refers to as “Mobile First, Digital Everything,” is showing positive early results. First Name.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

PYMNTS

SEPTEMBER 28, 2020

Making mobile payments with a smartphone in Japan is more popular than ever, according to eMarketer, a New York-based market research company. Japan is betting big on QR codes as consumer payment preferences begin to change,” eMarketer analyst Cindy Liu told the website. “QR

Mobile Payments 80

Mobile Payments Push-to-Card Payments Economy 80

PYMNTS

DECEMBER 24, 2019

About 31 percent of consumers now own voice-activated devices, up from 27 percent in 2018 and 14 percent in 2017. The rise of voice is the big factor behind the rise of smart homes, where consumers are doing more commerce and payments. That’s not all — voice is becoming more emotionally attuned to consumers.

Consumer 64

Consumer Zelle P2P Real Time Payments 64

PYMNTS

OCTOBER 10, 2019

Real-time payments are currently among the hottest trends and topics in the payments industry — a source of significant investment and regulatory attention, as financial institutions and other players strive to meet consumer demand for faster money movement. Fresh PYMNTS research has dug into the issue. That’s a huge benefit.”.

Real Time Payments 80

Real Time Payments Push-to-Card Payments Debit Card 80

PYMNTS

SEPTEMBER 15, 2020

Anecdotal evidence has shown that the digitization of consumer habits began the day stay-at-home orders effectively shut down in-person interaction in the real world. He said research has shown that as of June, 17 percent of senior citizens were logging into their financial accounts via smartphones at least once a week.

FinTech 89

FinTech Push-to-Card Online and Mobile Banking Consumer 89

PYMNTS

SEPTEMBER 4, 2020

Signs are that it’s a hit with consumers. It confirms that legions of consumers have shifted to online and mobile banking since the pandemic's arrival, and across demographic boundaries, people like it. Now, digital banking is the rage among consumers for the original reasons — speed, control — and it’s touchless, too.

Online and Mobile Banking 93

Online and Mobile Banking Mobile Banking Push-to-Card ATM 93

PYMNTS

NOVEMBER 5, 2020

Innovating on the point of sale (POS) for consumers isn’t a one-shot deal. Visa North America Senior Vice President and Head of Product Brian Cole told Karen Webster that when the topic is POS innovation in late 2020, innovation spans an entire continuum from card-not-present to card-present transactions and everyplace in between.

Innovation 110

Innovation Point-of-Sale (POS) Push-to-Card Payments 110

Synapse Payment Systems

SEPTEMBER 27, 2022

The Clover point-of-sale system is a big step above a standard credit card terminal. It offers a modern user interface, analytical tools, and essential features for running your business. Many business owners wonder, is Clover a good POS system compared to Square, Toast, and its many other competitors? Functionality: How Does Clover Compare?

Push-to-Card 130

Push-to-Card Processors Process Card Association 130

PYMNTS

DECEMBER 24, 2020

It was a year in which consumers learned about new payment options and adopted them at a dramatic rate. Millennials have shown remarkable interest in these solutions, which allow consumers to finance purchases with specific terms when they check out online. PYMNTS research shows 11.5 Buy Now, Pay Later. Contactless.

RTP 104

RTP BNPL Real Time Payments Online and Mobile Banking 104

PYMNTS

NOVEMBER 21, 2018

The paper reported that Amazon in its initial push and has been working with gas stations, restaurants and local merchants that aren’t competing directly with Amazon. The move is part of Amazon’s efforts to be a part of every aspect of consumers’ lives. consumers have been slow to embrace digital wallets.

Push-to-Card 74

Push-to-Card Mobile Payments Digital Payments Credit Cards 74

PYMNTS

OCTOBER 26, 2018

The world has a plastic problems — a fact illustrated earlier this week when researchers from the Environment Agency Austria and the Medical University of Vienna jointly presented evidence that there is so much plastic in the environment that we’ve actually begun to inadvertently eat it. 015 percent of the world’s total plastic use.

Visa 75

Visa Push-to-Card Best Practices Credit Cards 75

PYMNTS

JUNE 29, 2020

It’s designed to break down the bigger topics in a typical consumer’s financial life into “bite-sized” teaching modules that are easily consumable. Then get enough pineapples to receive a low-value gift card as a reward. The startup has added a direct incentive. Do a module to earn points (pineapples).

Financial Literacy 105

Financial Literacy Push-to-Card Credit Union Consumer 105

PYMNTS

NOVEMBER 2, 2020

With the average consumer saying the pandemic will have a life of 374 days, some digital-first victors are already obvious. As PYMNTS noted in the Pandenomics report in early October, “the biggest change of all will likely be the share of consumers shopping for groceries online. Our research shows that 85.3

Push-to-Card 82

Push-to-Card Online and Mobile Banking Consumer Processors 82

FICO

NOVEMBER 24, 2020

Fraud has spiked during the pandemic , with criminals upping their game as consumers swing into holiday shopping mode. The fraud problem has gone viral - consumers have filed more than 130,000 reports of fraud to the FTC and have lost $182 million to these activities during the pandemic. Like COVID, Fraud Is Rampant.

Identity Theft 98

Identity Theft Scams Online and Mobile Banking Account Takeovers 98

The Fintech Times

MARCH 20, 2024

After years of pushing to a fully digital payments landscape that will in theory see a cashless economy in the (reasonably) near future, it could all come tumbling down after a series of technical issues that has seen major retailers unable to process card or contactless payments and once again relying on notes and coins.

Contactless Payments 115

Contactless Payments Push-to-Card Payments Online and Mobile Banking 115

The Payments Association

NOVEMBER 19, 2024

In today’s competitive landscape, implementing a card product can be a powerful addition for businesses looking to enhance customer loyalty, streamline expenses, or broaden their financial offerings. Designing and launching a debit or credit card product requires navigating a complex web of stakeholders and intricate processes.

Product 88

Product Push-to-Card Card Issuer Issuers 88

PYMNTS

DECEMBER 9, 2020

Now, we’ve moved to offerings like Visa Direct, which enables real-time push payment capabilities across account-to-account interactions — domestic and across borders — for consumers and small businesses. As Koenigsberg stated, “when we think about rails, we think about them as a means to an endpoint.”.

Use Case 134

Use Case B2B Cross-Border Payments Cross-Border 134

PYMNTS

DECEMBER 2, 2020

In a year that’s been filled with lifestyle changes, personal pivots and business adaptations, 2020 may also go down as the year of the gift card as studies show an outsized increase in sales leading up to the busy holiday season. InMarket’s data also showed customers were spending about 17 percent more on gift cards in 2020.

Push-to-Card 64

Push-to-Card Research Consumer 64

PYMNTS

DECEMBER 5, 2017

The digital economy is here and, for many consumers, it has become a way of life. Direct deposits, push payments, eWallets, same-day ACH transfers, PayPal, Zelle and myriad other platforms and tools are now second nature. The ability to keep up with consumer demand is the crux of any capitalist enterprise. Supply and Demand.

Consumer 56

Consumer Same Day ACH C2B B2C 56

Clearly Payments

JANUARY 25, 2024

We’ll delve into the impact of this trend on businesses, including the challenges and opportunities they face in adapting to changing consumer preferences. This will shed light on the payment methods embraced by businesses and consumers across various industries, sizes, and geographical locations. User penetration will be 9.5%

Process 105

Process Online and Mobile Banking Electronic Funds Transfer (EFT) Digital Currency 105

PYMNTS

NOVEMBER 11, 2019

Payments is a different game than theoretical physics, but the industry has its own push for unification — in this case, a single card that serves as a one-stop shop for transactions or financial services. Simply put, a super app is a mobile app designed to improve and ease payment and retail flows for consumers.

Consumer 43

Consumer Push-to-Card PayPal Payments 43