Payments Dive

SEPTEMBER 30, 2024

households have a bank account, just under half use a nonbank payment service, Kansas City Federal Reserve Bank research says. While most U.S.

Federal Reserve 167

Federal Reserve Fed Digital Payments Consumer 167

Payments Dive

MARCH 20, 2024

New research from the Philadelphia and Boston Feds finds that consumers are cycling through low APR credit card offers.

Fed 166

Fed Consumer Credit Cards Research 166

Finextra

NOVEMBER 20, 2024

While the decline in cash use contnues, new research from NatWest demonstrates its enduring versatility, with three quarters of UK consumers still carrying paper money and coins in case of emergencies.

Consumer 64

Consumer Research 64

Fintech Finance

NOVEMBER 13, 2024

New research from Visa has revealed that two in five (40%) UK consumers would replace everyday personal items with biometrically powered devices – such as replacing their house or car keys with fingerprint access or facial ID. Surprisingly, nearly a third of people over the age of 65 would also make this swap.

Consumer 77

Consumer Crime Research Authentication 77

Payments Dive

MAY 30, 2023

New research suggests consumers’ payment method choice can depend on what they’re buying, especially if it’s a guilty-pleasure purchase.

Consumer 166

Consumer Research Payments 166

Payments Dive

AUGUST 26, 2024

Gen Z and millennials were the age groups most likely to use loans and credit cards to respond to higher prices, a Federal Reserve research report said.

Credit Cards 179

Credit Cards Federal Reserve Fed Consumer 179

Fintech Finance

JUNE 19, 2024

New research released today by emerchantpay , a leading global payment service provider and acquirer, has found that there is strong market potential for merchants who prioritise the adoption of Open Banking payments early in their payment strategies. However, more work needs to be done to educate consumers.

BNPL 122

BNPL Research eWallet Payments 122

Fintech Finance

SEPTEMBER 19, 2024

New research published today by Adyen , the global financial technology platform of choice for leading businesses, has uncovered the importance of a frictionless payment experience for hotel customers, with over a third (37%) of consumers admitting to have left the booking process because they haven’t been able to pay the way they would like.

Research 86

Research BNPL Payments Returns 86

ACI Worldwide Blog

NOVEMBER 16, 2023

or billers strategizing around payments innovation, it’s essential to understand consumer payments expectations and the wider financial pressures they might be facing. The post New Consumer Research Reveals Major New Cost Pressures in the Pipeline for Billers appeared first on ACI Worldwide.

Research 52

Research Consumer Innovation Posting 52

ACI Worldwide Blog

NOVEMBER 16, 2023

or billers strategizing around payments innovation, it’s essential to understand consumer payments expectations and the wider financial pressures they might be facing. The post New Consumer Research Reveals Major New Cost Pressures in the Pipeline for Billers appeared first on ACI Worldwide.

Research 52

Research Consumer Innovation Posting 52

The Fintech Times

AUGUST 15, 2024

Many consumers are dissatisfied with the digital services offered by financial institutions, with a significant number seeking better access to financial products and personalised advice, research has revealed. “However, there’s only so much the government can do to bring modern data solutions to its citizens.

Research 57

Research Government Governance Finance 57

Fintech Finance

JULY 23, 2024

UK consumers are leading the charge on digital financial services adoption amid rising demand for more innovation and convenience in payments and banking, according to a study from Marqeta (NASDAQ: MQ), the global modern card issuing platform powering some of today’s most innovative embedded finance solutions.

Embedded Finance 91

Embedded Finance Digital Payments Research Consumer 91

Nanonets

MAY 10, 2024

Gathering information about any of these is known as market research.    Whether you are launching a new product or improving an existing one, market research is necessary to understand the market trend and user perception. The biggest challenge that market researchers face is gathering all this data.

Research 52

Research Use Case Automation Legal 52

Finextra

SEPTEMBER 23, 2024

British consumers are less bothered about bank branch closures than those in the US and Europe, according to recently published research.

Consumer 72

Consumer Research 72

Fintech Finance

JUNE 20, 2024

Forter , the Trust Platform for digital commerce, released findings from a national consumer study that found the majority of respondents (61%) have shifted their online shopping habits as a result of higher prices, signalling a need for brands to evolve with their customers. Of those using BNPL, 56% are doing so to help manage their costs.

Consumer 94

Consumer BNPL Research Credit Cards 94

The Fintech Times

OCTOBER 28, 2024

Conducted in partnership with 451 Research of S&P Global Market Intelligence , Discover Global Network surveyed thousands of decision-makers across fintechs, merchants, and consumers to better understand if ecosystem priorities are aligned.

Fraud Prevention 70

Fraud Prevention Instant Payments Consumer Emerging Payments 70

The Fintech Times

SEPTEMBER 9, 2024

In fact, according to new research from Juniper Research , the fintech and payments markets researcher, the payment method could rise from 60 billion transactions in 2024 to 186 billion by 2029. The 209 per cent increase was recorded in Juniper Research’s How Open Banking Is Driving A2A Payments report.

Research 57

Research Transactions Instant Payments FedNow 57

Fintech Finance

JULY 30, 2024

However, a survey of consumers revealed a mixed picture when it comes to adoption and attitudes towards Open Banking payments, also known as pay-by-bank. While Open Banking adoption is on the rise, there is a significant need to educate consumers about its benefits and alleviate their concerns.

Research 90

Research Continuity FinTech Cross-Border Payments 90

Fintech Finance

OCTOBER 28, 2024

“Our research underscores the window of opportunity for SaaS platforms to embrace embedded finance to stay competitive, or get left behind. The post Adyen and BCG Research Finds Embedded Payments and Finance Now a $185 Billion Opportunity — a 25% Increase in Two Years appeared first on FF News | Fintech Finance.

Embedded Payments 93

Embedded Payments Embedded Finance Research Finance 93

Finextra

JANUARY 31, 2024

Soaring levels of authorised push payments fraud in the UK are turning consumers off digital banking, according to research conducted by Visa

Consumer 123

Consumer Research Payments 123

Faster Payments Council

JULY 21, 2020

Faster Payments Council (FPC), in partnership with Glenbrook, today released the research white paper, "Faster Payments and the Potential to Transform Consumer Bill Pay." Given these findings, the FPC and Glenbrook positioned bill pay as the subject for a second round of qualitative research.

Faster Payments 68

Faster Payments FPC Research Consumer 68

Fintech Finance

OCTOBER 1, 2024

Tink , a Visa Solution, has today launched ‘Merchant Information’ to provide consumers with a more detailed overview of their transactions. Merchant Information will enrich card and non-card transactions, providing consumers with a thorough understanding of their spend.

Transactions 96

Transactions Consumer Non-Bank Fraud Prevention 96

The Fintech Times

AUGUST 18, 2024

Science Card , the e-money current account allowing users to contribute to scientific research, has launched its new debit card with the support of Mastercard, the payments juggernaut. As a result, university researchers are finding themselves spending a lot more time trying to get funding, rather than putting time into the research itself.

Research 62

Research Debit Card Visa Innovation 62

The Fintech Times

JULY 5, 2024

As the number of people paying for and benefiting from financial advice lessens over time, the lang cat has questioned the success of the FCA’s Consumer Duty regulation, which was introduced to provide better outcomes for consumers. “This is not a criticism of the profession – in fact, it makes complete sense. .

Consumer 67

Consumer Consulting Regulations Research 67

The Paypers

MARCH 30, 2023

Payment orchestration provider BR-DGE has revealed research showcasing increased concern amongst UK-based consumers regarding payment security when shopping online.

Payment Security 36

Payment Security Research Consumer Security 36

Fintech Finance

NOVEMBER 11, 2024

Rather, once the eGift is activated at purchase, consumers use a mobile device to scan the QR code inside the carrier to load the funds directly to their digital wallet for immediate use in-store using tap-to-pay terminals or online. “The Global branded payments provider, Blackhawk Network (BHN) has partnered with Visa Inc.

Visa 93

Visa Product Consumer Security 93

The Fintech Times

JULY 13, 2024

With Consumer Duty’s next deadline looming, new research from engagement, data and customer journey platform Moneyhub reveals just how much work firms still have to do before they realise the business and consumer benefits of the Duty. The early feedback from firms that have embraced it is overwhelmingly positive.

Compliance 104

Compliance Consumer Regulations Non-Bank 104

The Fintech Times

APRIL 30, 2024

Research from Juniper Research , the fintech market researchers, has found that due to open banking and the rise of account-to-account (A2A) payments, the instant payments market will grow by 161 per cent. Open banking’s popularity has skyrocketed as it is making transactions simpler for all parties.

Research 73

Research Transactions Instant Payments Fraud Detection 73

The Paypers

OCTOBER 8, 2024

AI-enabled identity verification platform IDScan.net has revealed in its research a substantial increase in identity fraud-related scams and a surge in US consumers’ concerns over identity protection.

Scams 36

Scams Research Verification AI 36

The Fintech Times

JUNE 9, 2024

New research by reveals that almost half of New Zealanders are interested in crypto investments as an alternative to home ownership, despite significant barriers in understanding and trust. ” The post Kiwis Turn to Crypto as Home Ownership Becomes Elusive, New Research Reveals appeared first on The Fintech Times.

Research 67

Research Scams Cryptocurrency Governance 67

Payments Next

MAY 2, 2024

With The post CCCA could save merchants and consumers over $16B a year first appeared on Payments NEXT. By Jeff Domansky, Managing Editor The Merchants Payments Coalition (MPC) has emphasized the urgent need for Congress to pass the Credit Card Competition Act (CCCA).

Consumer 136

Consumer Credit Cards Posting Payments 136

NFCW

APRIL 4, 2024

More than 80% of the respondents to a survey conducted by ABI Research on behalf of the NFC Forum said they have used a smartphone or smartwatch to make a contactless payment. The biennial NFC Usage and Adoption Study involved consumers in nine countries — the US, the UK, France, Italy, Spain, Germany, China, Japan and South Korea.

Consumer 95

Consumer Contactless Payments Use Case Research 95

Fintech Finance

MARCH 6, 2024

Women are more likely than men to be embracing new digital financial services such as mobile wallets and Buy Now, Pay Later (BNPL) according to new Marqeta research. The research highlights trends in men and women’s ability to access, use and benefit from new financial services offerings in the United Kingdom.

Research 59

Research BNPL Embedded Finance Embedded Payments 59

Fintech News

JUNE 11, 2024

It also aims to facilitate research and education on scams while developing a coordinated approach to regulatory issues and consumer protection across both jurisdictions. The agreement focuses on providing mutual assistance and cooperation on scam telephone calls and text messages through information exchanges.

Scams 52

Scams Research Cross-Border Agreements 52

The Paypers

SEPTEMBER 22, 2022

Global modern card issuing platform Marqeta has published research showing that half of the consumers surveyed struggle with credit card payments.

Credit Cards 36

Credit Cards Research Consumer Payments 36

FICO

SEPTEMBER 27, 2016

FICO research consistently shows that older consumers have higher FICO® Scores than their younger counterparts. To get to the bottom of this, FICO conducted fresh research on credit behavior trends by age. To get to the bottom of this, FICO conducted fresh research on credit behavior trends by age.

Research 89

Research Consumer Credit Cards Returns 89

Payments Dive

SEPTEMBER 3, 2022

“It's not just merchants at the mercy of the oligopoly,” writes Ed Mierzwinski, a senior director at the Public Interest Research Group. “Consumers all pay more at the store and more at the pump.”

Credit Cards 88

Credit Cards Consumer Research 88