Fintech Finance

NOVEMBER 28, 2024

However, consumers are demanding more flexible options at checkout. Over half (54%) of British consumers choose online payment services such as PayPal, Google Pay and Klarna for online transactions, according to Statista (October 2024).

Consumer 98

Consumer Cross-Border Cross-Border Payments PayPal 98

NFCW

JANUARY 16, 2024

The Swiss central bank’s researchers based their analysis on anonymized, transaction-level data for a large sample of point-of-sale debit card payments made in Switzerland between 2019 and 2021. “In Switzerland – the country we study – the tap-and-go limit was doubled from CHF40 to CHF80 in April 2020.

Contactless Payments 122

Contactless Payments Research Consumer Central Bank 122

The Fintech Times

OCTOBER 28, 2024

Conducted in partnership with 451 Research of S&P Global Market Intelligence , Discover Global Network surveyed thousands of decision-makers across fintechs, merchants, and consumers to better understand if ecosystem priorities are aligned.

Fraud Prevention 72

Fraud Prevention Instant Payments Consumer Emerging Payments 72

Fintech Finance

FEBRUARY 24, 2025

Recent research has highlighted the state of payment experiences in the financial services industry, with the sector encountering substantial gaps that threaten customer satisfaction and loyalty. It identified the financial services industry as one with a moderate Trust Discrepancy Score of 24.2.

Research 59

Research Payments Payment Solutions On-Demand 59

Payments Dive

MAY 30, 2023

New research suggests consumers’ payment method choice can depend on what they’re buying, especially if it’s a guilty-pleasure purchase.

Consumer 166

Consumer Research Payments 166

Payments Dive

MARCH 20, 2024

New research from the Philadelphia and Boston Feds finds that consumers are cycling through low APR credit card offers.

Fed 166

Fed Consumer Credit Cards Research 166

Fintech Finance

NOVEMBER 19, 2024

State of Credit research from Marqeta , the global modern card issuing platform, reveals that 15% of UK consumers surveyed will use Buy Now, Pay Later (BNPL) this Christmas, aligning with a growing trend towards online shopping where digital and flexible payment options are more readily accessible.

BNPL 98

BNPL Research Consumer End User 98

The Fintech Times

NOVEMBER 25, 2024

million people) have noticed a subscription payment coming out of their bank account that they could not recognise or had forgotten, according to new research by online prepaid payment firm Recharge. However, one in three subscription holders (equivalent to around 15.9

Research 59

Research Payment Issues Caps Economy 59

The Fintech Times

APRIL 2, 2025

WhatsApp prides itself on the security of its encrypted messages, however, according to new research from Revolut, the global fintech with 11 million UK customers and 50 million globally, UK consumers are losing an average of 2,437 from scams originating on the communications platform.

Scams 59

Scams Consumer Financial Crimes Encryption 59

Payments Dive

SEPTEMBER 30, 2024

households have a bank account, just under half use a nonbank payment service, Kansas City Federal Reserve Bank research says. While most U.S.

Federal Reserve 167

Federal Reserve Fed Digital Payments Consumer 167

Payments Dive

AUGUST 26, 2024

Gen Z and millennials were the age groups most likely to use loans and credit cards to respond to higher prices, a Federal Reserve research report said.

Credit Cards 179

Credit Cards Federal Reserve Fed Consumer 179

Fintech Finance

AUGUST 14, 2024

Over half of consumers worldwide (56%) have changed their spending habits from a year ago, not only becoming more price conscious but demanding payment choice, from debit cards and bank transfers to digital wallets and cash, according to new research from Paysafe (NYSE: PSFE), a global payment processor and digital wallet provider.

Research 98

Research Consumer Debit Card Payments 98

Fintech Review

OCTOBER 1, 2024

Recent consumer research conducted by FullCircl reveals critical insights into public perception of digital identity verification processes. Surveying 1000 consumers, the study delved into their experiences and expectations regarding digital verification.

AML 98

AML Verification Research Consumer 98

The Fintech Times

FEBRUARY 24, 2025

UK retailers must look to adopt new technology allowing consumers to update card details seamlessly, or risk losing out on 4.3billion annually according to new research conducted by Opinium for Acquired.com , a payments business focused on recurring commerce. But payment technology can help with this.

Risk 59

Risk Consumer Research Product 59

Fintech Finance

JUNE 19, 2024

New research released today by emerchantpay , a leading global payment service provider and acquirer, has found that there is strong market potential for merchants who prioritise the adoption of Open Banking payments early in their payment strategies. However, more work needs to be done to educate consumers.

BNPL 124

BNPL Research eWallet Payments 124

The Fintech Times

JANUARY 22, 2025

In 2024, consumer spending on in-app purchases and subscriptions hit $150billion globally, according to digital economy data provider, Sensor Tower. In its latest research, the firm uncovers how consumer spending on apps has evolved in the past year. Interestingly, consumers are not spending this money in the gaming sector.

AI 59

AI Consumer Non-Bank Cryptocurrency 59

Finextra

JANUARY 6, 2025

New research from Barclays Bank reveals that one in five consumers fell victim to a scam in the last year.

Consumer 119

Consumer Scams Research 119

Fintech Finance

NOVEMBER 27, 2024

This helps to close the gap between consumer expectations and merchant capabilities. Consumers who make an eligible return can now receive near instant refunds when returning goods for online purchases. Consumers who make an eligible return can now receive near instant refunds when returning goods for online purchases.

Visa 98

Visa Returns Consumer Participant 98

NFCW

APRIL 4, 2024

More than 80% of the respondents to a survey conducted by ABI Research on behalf of the NFC Forum said they have used a smartphone or smartwatch to make a contactless payment. The biennial NFC Usage and Adoption Study involved consumers in nine countries — the US, the UK, France, Italy, Spain, Germany, China, Japan and South Korea.

Consumer 122

Consumer Contactless Payments Use Case Research 122

Fintech Finance

SEPTEMBER 19, 2024

New research published today by Adyen , the global financial technology platform of choice for leading businesses, has uncovered the importance of a frictionless payment experience for hotel customers, with over a third (37%) of consumers admitting to have left the booking process because they haven’t been able to pay the way they would like.

Research 96

Research BNPL Payments Returns 96

Payments Next

MAY 2, 2024

With The post CCCA could save merchants and consumers over $16B a year first appeared on Payments NEXT. By Jeff Domansky, Managing Editor The Merchants Payments Coalition (MPC) has emphasized the urgent need for Congress to pass the Credit Card Competition Act (CCCA).

Consumer 136

Consumer Credit Cards Posting Payments 136

Fintech Finance

JANUARY 22, 2025

The app, which boasts a 39%+ share of checkout in Sweden, is the Swedish consumers preferred way to pay. We know that consumers want to see payment methods they recognise when visiting e-commerce sites, explained Rosanna Helm-Visscher, Global Head of Partnerships, Ecommpay.

Multifactor Authentication 96

Multifactor Authentication Alternative Payment Methods Payments Global Payments 96

Fintech Finance

MARCH 11, 2025

Indeed, a recent study from Juniper Research found that 46% of all payments fraud is targeted at the airline industry, highlighting the challenge faced by travel companies that must effectively prevent fraud without introducing additional friction to the payments experience.

Payment Security 96

Payment Security Security Data Breach Authentication 96

Fintech Finance

NOVEMBER 19, 2024

According to new research released today, almost half of UK consumers (48%) cite concerns about payment security as a key reason for abandoning their shopping at the online checkout. Mollie’s Ecommerce Report shows that UK shoppers remain extremely cost-conscious.

Payment Security 98

Payment Security Security Payments Returns 98

The Fintech Times

MARCH 24, 2025

Over half (62 per cent) of young adults think financial and retail brands don’t do enough to help them understand the risks around credit, despite 56 per cent believing financial brands actively encourage young people to take on loans or credit, according to new research conducted by media agency UM.

Financial Literacy 80

Financial Literacy Research Risk Finance 80

NFCW

FEBRUARY 11, 2025

trillion in 2025 to more than US$8 trillion in 2029, Juniper Research predicts. “The research anticipates that accessibility and affordability will be vital for establishing the presence of QR codes in NFC-dominated markets.” Mobile payments made via QR codes will grow in value by 50%, from US$5.4

Mobile Payments 73

Mobile Payments Transactions Research Payments 73

Fintech Finance

MARCH 19, 2025

This report provides valuable insights into the usability factors that must be addressed to enhance the consumer and merchant experience and accelerate adoption. The FPC continues to advance its mission of fostering the adoption of faster payments through collaboration, research, and industry-wide initiatives.

Faster Payments 129

Faster Payments Instant Payments FPC Point-of-Sale (POS) 129

The Fintech Times

FEBRUARY 21, 2024

In fact, nearly three in four consumers (73 per cent) rank good fraud protection as a top three consideration when opening a new account according to FICO research. It reveals at what point consumers decide to stop their onboarding process due to complicated measures. Consumers expect the application process to be fast.

Consumer 122

Consumer Security Identity Theft Account Takeovers 122

Fintech Finance

JANUARY 20, 2025

A positive payment experience makes 82% of global online sports-bettors stay to continue wagering with sportsbooks, according to new research released today by leading payments platform Paysafe (NYSE: PSFE). About the 2025 All the Ways Players Pay Research Report Paysafe launched its All the Ways Players Pay research report series in 2019.

Security 98

Security Alternative Payment Methods Payments On-Demand 98

Fintech Finance

FEBRUARY 5, 2025

The addition of send capabilities and real-time alerts will enable FIS financial institution clients to fully harness the entire FedNow service by providing their consumers and commercial borrowers with a modernized and unified digital payment experience.

FedNow 97

FedNow Instant Payments Payment Networks Federal Reserve 97

Fintech News

DECEMBER 2, 2024

Vietnam is undergoing a transformation and moving towards becoming a cashless economy, a shift that has been driven by innovative financial solutions and public initiatives, a new report by Chiming, a market research firm focusing on Vietnam and Indonesia, shows. E-wallets followed at 31%, ahead of bank cards at 18%.

Financial Inclusion 111

Financial Inclusion Financial Literacy Point-of-Sale (POS) NOV 111

The Fintech Times

JULY 13, 2024

With Consumer Duty’s next deadline looming, new research from engagement, data and customer journey platform Moneyhub reveals just how much work firms still have to do before they realise the business and consumer benefits of the Duty. The early feedback from firms that have embraced it is overwhelmingly positive.

Compliance 105

Compliance Consumer Regulations Non-Bank 105

Payments Dive

MAY 29, 2024

Roughly 72% of consumers say they swipe, dip or tap a debit card at the point of sale, a larger portion than credit cards, checks and digital wallets, according to a consumer survey by research firm J.D.

Debit Card 174

Debit Card Credit Cards Checks Research 174

Fintech News

NOVEMBER 6, 2024

Sunny Quek Sunny Quek, OCBC’s Head of Global Consumer Financial Services, said, “Our wider goal is to become the go-to app for cross-border transactions in Greater China, ASEAN and even globally. This will allow customers to send money to friends and family abroad or even make direct payments to small businesses overseas.

Cross-Border 122

Cross-Border Small Business Facilitators Mobile Banking 122

Fintech Finance

NOVEMBER 13, 2024

New research from Visa has revealed that two in five (40%) UK consumers would replace everyday personal items with biometrically powered devices – such as replacing their house or car keys with fingerprint access or facial ID. Surprisingly, nearly a third of people over the age of 65 would also make this swap.

Consumer 96

Consumer Crime Research Authentication 96

Fintech News

FEBRUARY 26, 2024

This period of upheaval has catalysed a significant transformation within the sector, with fintech firms adapting to and capitalising on the changing landscape of consumer demands and regulatory environments. However this is also influenced by other prevailing macroeconomic trends.

FinTech 142

FinTech Consumer Financial Inclusion On-Demand 142

Fintech Finance

JANUARY 31, 2025

The finding comes as part of a new report launched by economics, research and analysis firm Mandala in partnership with FinTech Australia , compiled using fresh research into small business and analysis of ABS data.

Small Business 97

Small Business FinTech Innovation Payments 97