Faster Payments Council

JULY 21, 2020

Faster Payments Council (FPC), in partnership with Glenbrook, today released the research white paper, "Faster Payments and the Potential to Transform Consumer Bill Pay." Given these findings, the FPC and Glenbrook positioned bill pay as the subject for a second round of qualitative research.

Faster Payments 68

Faster Payments FPC Research Consumer 68

The Fintech Times

APRIL 30, 2024

Research from Juniper Research , the fintech market researchers, has found that due to open banking and the rise of account-to-account (A2A) payments, the instant payments market will grow by 161 per cent. A2A wallets are popular for peer-to-peer transfers, often used for informal lending and repayments to friends and family.

Research 74

Research Transactions Instant Payments Fraud Detection 74

PYMNTS

DECEMBER 9, 2020

B2B Use Cases Are Mushrooming. And, in the digital-first world that has been wrought amid the pandemic, the B2B use cases of moving money beyond the confines of the paper check have been exploding as data and payment need to be matched up seamlessly. Using Technology To Solve Key Use Cases.

Use Case 134

Use Case B2B Cross-Border Payments Cross-Border 134

Fintech Finance

APRIL 5, 2024

The study, conducted by ABI Research highlights the accelerating migration from physical to digital wallets, with more than 80% of those surveyed confirming that they have used a smartphone or smartwatch to make contactless payments. 53% confirmed they do so multiple times each week. “The Learn more and register to attend here.

Research 40

Research Technology Contactless Payments Use Case 40

PYMNTS

NOVEMBER 3, 2020

But it's not only consumers driving demand for real time. In this week's roundup of payment rail innovation, PYMNTS finds B2B payments use cases serve as an important driver of adoption, with FinTechs and financial service providers embracing payment rails old and new to enable real-time B2B payments and foreign exchange.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

PYMNTS

AUGUST 5, 2020

Mastercard is rolling out a new “business intelligence” platform that will provide research and analysis on the payments sector in Europe. Mastercard on Wednesday (Aug. 5) announced it is launching a new online platform called Market Trends, aimed at banks and financial institutions across Europe.

Visa 99

Visa Research Card Issuer Best Practices 99

Open Banking Excellence

NOVEMBER 9, 2023

Since Open Banking launched in January 2018, seven million consumers and businesses have used it. The number of adults using Open Banking in the UK represents around 10% of the adult population. A suboptimal allocation of fraud liabilities to ASPSPs and consumers. We have some way to go.

Use Case 130

Use Case API Fraud Prevention Risk 130

PYMNTS

DECEMBER 14, 2020

Consumers’ daily lives look very different now than they did just one year ago. Consumers across the nation have instead hunkered down at home, working, socializing, shopping and paying online. But how has their increasing reliance on these devices changed which devices they use and how they use them?

Consumer 111

Consumer Research Use Case Continuity 111

The Fintech Times

DECEMBER 12, 2023

But as financial institutions (FIs), fintechs and banks ponder the potential of the technology, 30 per cent of UK consumers do not trust it at all; FIS , the financial services technology provider, has revealed. Despite this, consumer trust in the technology remains low.

AI 63

AI Consumer Use Case Research 63

PYMNTS

JANUARY 21, 2020

PYMNTS research helps illustrate some of those recent developments. Commerce operators such as Macy’s and Timberland , for instance, are showing how to use virtual reality-equipped smart mirrors for such tasks from product testing to checkout. In fact, according to PYMNTS research, virtual reality will generate some $1.8

Use Case 84

Use Case Addressing Research Technology 84

PYMNTS

JANUARY 30, 2020

It’s not just the speed of payments that’s important, but also the data that payment operators gain as more consumers use faster forms of digital and mobile transactions. The growth of real-time payment options has helped build a new standard among consumers,” noted Villarreal. Bigger RTP Trends.

RTP 58

RTP Use Case Real Time Payments Credit Union 58

PYMNTS

MARCH 22, 2019

The fact remains that use cases — where one might, for example, walk into Starbucks and get a cuppa joe with a fragment of bitcoin — seem a ways off. The delay comes even as $182 million in investor funding is in place, while the ultimate goal is to bring crypto toward use cases that involve retail transactions.

Use Case 49

Use Case Bitcoin Cross-Border Cryptocurrency 49

PYMNTS

NOVEMBER 13, 2020

Real-time payments (RTP) methods aren’t much use if few people understand what they are, where to find them and how to use them. PYMNTS’ research reveals that a fair share of consumers do not fully understand what real-time payments are or which payment methods support real-time transfers. A surprising 36.2

Real Time Payments 56

Real Time Payments RTP Consumer P2P 56

Tearsheet

NOVEMBER 19, 2024

The success of any specific payment method is strongly affected by macroeconomic factors, consumers’ perceptions, and technology. A big reason for this delay was that the debit card technology needed the ATM network to spread out and gain traction among consumers. Take debit cards.

Payments 52

Payments Debit Card Online and Mobile Banking Push-to-Card 52

PYMNTS

SEPTEMBER 13, 2019

Rampant data breaches have left consumers on edge about digital fraud. In fact, recent PYMNTS research shows that most consumers believe they can do a better job of identifying and protecting themselves against fraud than their FIs, with 71.2 percent of consumers cite this use case), paying merchants and contractors (64.5

Consumer 66

Consumer Authentication Mobile Banking On-Demand 66

Fintech Finance

OCTOBER 28, 2024

“We are committed to identifying new and highly impactful ways to make DailyPay’s platform relevant, meaningful, and easy to use for our customers and their everyday needs,” said Jack Rubin, SVP of Consumer Financial Solutions at DailyPay. Sending payments overseas with the click of a button, safely and quickly is one such example.”

Real Time Payments 71

Real Time Payments Credit Cards Use Case Research 71

Fintech Finance

NOVEMBER 28, 2024

The report outlines several potential use cases for spendable benefits cards, such as use in employee-engagement platforms, reward and recognition platforms, traditional HR platforms and new employee-centric super apps. To meet these expectations, new approaches, powered by modern retail payments technology, are required.

Embedded Finance 77

Embedded Finance Finance Technology Debit Card 77

FICO

JULY 12, 2020

Hot off the press today is a FICO-commissioned research study on artificial intelligence and how Chief Analytics Officers (CAOs) and Chief Data Officers (CDOs) are responding to the current pandemic, economic uncertainty, and renewed focus on social justice. 1 – Many Organizations Are Not Yet Monitoring their Predictive Models for Drift.

Research 52

Research AI Audit Government 52

Nanonets

MAY 12, 2024

However, constantly collecting and keeping this data updated is extremely time-consuming and resource-intensive. Hence, businesses must use automated data collection processes to gain a competitive advantage.  The copy-paste method is useful when web scraping needs to be done for personal projects or one-time use cases.

Research 52

Research Use Case Product Automation 52

NFCW

JANUARY 11, 2024

Already one of the most energy efficient and low e-waste wireless technologies to connect products, the NFC Forum community is proud to announce its next tangible steps towards researching, learning and advancing our sustainable thinking and approach to do even more,” says Mike McCamon, executive director of the NFC Forum.

Product 106

Product CHIPS Use Case Regulations 106

Faster Payments Council

AUGUST 23, 2024

Financial Institutions are enabling use cases and improving send reach that allows customers to manage their cash on hand and easily disburse payments up to the due date while maintaining a positive account status and avoiding late fees. We will wrap up with an interactive session for feedback on our research efforts.

FPC 167

FPC ISO 20022 Federal Reserve Instant Payments 167

The Fintech Times

DECEMBER 3, 2024

Beforehand, there was an interim review carried out by members of the Rulebook Development Group , representing the views of consumers, retailers and payment service providers. Up to date At the same time, the ECB has been conducting new user research and experimentation activities to gather insights into users’ preferences.

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Fintech Review

OCTOBER 29, 2024

The alliance aims to drive innovation and growth of the Stablecoin and Real-World Asset (RWA) ecosystem Deep Blue is an issuance platform for Stablecoins bringing best-in-class practices and best partners in both digital assets and traditional finance, enabling users to operate across multiple use cases.

Stablecoins 52

Stablecoins Blockchain Use Case Blocks 52

PYMNTS

NOVEMBER 4, 2019

Consumers have a bad case of app fatigue. There was a time when consumers were eager to download and experiment with apps that could offer new, unique connected shopping experiences, but that time seems to have come to an end. Their interest in downloading and using new apps is down across the board.

Consumer 43

Consumer Use Case Volume Participant 43

PYMNTS

JUNE 8, 2017

The more connected devices consumers have, the more concerned they are about the security of their financial information. At the same time, 76 percent of connected consumers also said they were concerned about data privacy, and 69 percent worried about order verification and accuracy.

Consumer 60

Consumer Security Void Online and Mobile Banking 60

PYMNTS

NOVEMBER 25, 2020

Instant Paychecks Should Get Consumers Interested. But Ranta added that when it comes to the consumer, the critical use cases that could spur wider adoption aren’t there quite yet. "We We have not seen the use cases or the digital overlay services rolled out,” he noted. consumers).

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

The Fintech Times

JUNE 11, 2024

A lack of omnichannel payment options is a primary pain point for consumers, with 86 per cent of merchants agree their payment experience requires improvement. The research study uncovers key insights into merchant payment trends in response to customer payment priorities, merchant pain points and advancements in digital payments.

Contactless Payments 58

Contactless Payments Use Case Payments Trends Payments Tools 58

PYMNTS

NOVEMBER 28, 2019

India’s Minister of state for electronics and IT (MeitY) has announced that the government is drafting a national framework to expand the deployment of blockchain use cases. And Tata Consultancy Services has also rolled out a multi-brand consumer loyalty platform on R3’s enterprise blockchain Corda.

Blockchain 63

Blockchain Research Use Case Governance 63

The Fintech Times

JUNE 13, 2024

Sometimes this is the merchant’s fault, however, a mistyped payment card by the consumer can also cause frustration. Tokenisation unlocks a plethora of use-cases and benefits, such as helping turn everyday technology, like phones and cars, into commerce devices. Consumers will experience faster and safer checkouts.

Visa 68

Visa Online and Mobile Banking Card Issuer Issuers 68

Finovate

AUGUST 26, 2024

Latimore’s focus is on innovation in financial services and fintech, with a keen interest in consumer behavior and technology-enabled strategy. Most recently, he was the Chief Research Officer at Celent, a leading research firm focused on technology for financial services.

AI 58

AI Credit Union Research Regulatory Compliance 58

PYMNTS

MARCH 18, 2020

According to that firm’s research, downloads of Tencent games increased by 10.4 I think when the market actually reopens, then a lot of the use cases will shift back to offline. percent year over year in February, and revenue increased by 11.8

Consumer 56

Consumer SWIFT Use Case Volume 56

The Payments Association

NOVEMBER 19, 2024

Different use cases require different security, regulatory, and technological configurations. What about making changes—can you self-serve for basic modifications, or are all changes locked behind time-consuming procedures? Conduct thorough market research Testing similar products can offer valuable insights.

Product 88

Product Push-to-Card Card Issuer Issuers 88

The Fintech Times

JULY 17, 2024

Is there much change from a consumer’s standpoint? Research from takepayments , the UK card payments solution, explored how much consumers were using mobile wallets and Apple Pay to pay for products in person and found it to be the second highest payment method (20 per cent), only behind contactless payments (48 per cent).

Card Issuer 115

Card Issuer Payments Contactless Payments CHIPS 115

PYMNTS

DECEMBER 24, 2018

But in hopes of hopping on the holiday bandwagon — and providing data-backed insight in the hottest payment trends for 2019 — allow us to offer this list of a dozen ways that consumers (and some businesses) are paying now, methods that promise to play big roles in 2019. So, how will consumers (and some businesses) pay? #1:

Consumer 83

Consumer Online and Mobile Banking Debit Card Volume 83

Nanonets

APRIL 30, 2024

The information on these websites must be scraped and extracted for many different business purposes, ranging from aiding small research projects to training LLMs that power AI models. The copy-paste method is useful when web scraping needs to be done for personal projects or one-time use cases.

Use Case 59

Use Case Automation Database Legal 59

The Fintech Times

MAY 1, 2024

Previous reports by ACI Worldwide and GlobalData have looked at economic benefits and consumer uptake of real-time payments. However, this one delves into the driving factors and use cases that have allowed certain regions and countries to develop a thriving real-time payment ecosystem.

Real Time Payments 58

Real Time Payments APACS Cross-Border Cross-Border Payments 58

The Fintech Times

FEBRUARY 23, 2024

IDnow , the identity verification platform provider, has revealed that there is a massive gap in UK consumer knowledge when it comes to key tactics used by fraudsters. The research by YouGov , commissioned by IDnow, reveals that many Brits are vulnerable to cybercrime which has seen exponential growth in the last year.

Deepfake 68

Deepfake Continuity Risk Smishing 68