Fintech Finance

APRIL 1, 2025

. “Our collaboration with Centiglobe provides a broader range of banks and payment service providers with seamless access to Mastercard Move, thereby extending the benefits of enhanced payment connectivity to even more businesses and consumers around the world.”

Near Real-Time 59

Near Real-Time Cross-Border Payments Cross-Border Visa 59

Fintech Finance

JULY 12, 2024

Around 63% of global consumers use international real-time payments (RTPs) services to send money to family and friends and 51% use them only to pay for goods and services, according to the 2024 Financial Services Consumer Survey* conducted by GlobalData , a leading data and analytics company.

Cross-Border 140

Cross-Border Real Time Payments Cross-Border Payments Cross-Border Settlement 140

The Payments Association

JANUARY 13, 2025

Stronger fraud detection and better industry collaboration are needed to protect consumers The Payment Systems Regulator’s (PSR) findings in its December’s Unmasking how fraudsters target UK consumers in the digital age report reveal a stark picture of the growing threat posed by authorised push payment (APP) scams.

Scams 88

Scams Romance Scams Phishing Volume 88

The Payments Association

OCTOBER 28, 2024

The Payments Association (TPA)’s George Iddenden recently sat down with Peter Theunis, senior vice president sales and European managing director at BPC to discuss the remarkable transformation of the payments processing industry, driven by the rise of fintech, the shift towards digital payments, and evolving consumer behaviours.

Process 100

Process Payment APIs and Integration Processors Payments 100

Fintech Finance

MARCH 6, 2025

By enhancing the shopping and purchasing experience for Chinese tourists in Switzerland, merchants can encourage higher spend, volume and frequency of purchases. At the same time, the WeChat app connects over a billion users, who can share their positive shopping experiences online, inspiring other Chinese consumers to visit.

Point-of-Sale (POS) 52

Point-of-Sale (POS) Consumer Payments Mobile Payments 52

Fintech News

DECEMBER 3, 2024

By focusing on stablecoins, dtcpay aims to provide a more secure, predictable, and regulatory-compliant payment solution for businesses and consumers. This transition also aligns with observed user behavior, as a significant portion of dtcpay’s transaction volume already comes from stablecoins, based on one year of transaction data.

Stablecoins 130

Stablecoins Money Laundering Cryptocurrency Payments 130

Fintech Finance

NOVEMBER 27, 2024

Lloyds Bank Merchant Services, the bank’s card payments processing and acceptance unit, is encouraging retail merchants to ensure that their payment platforms are ready to capitalise on the volume surges expected over Black Friday.,

PCI DSS 105

PCI DSS Alternative Payment Methods Payments Data Encryption 105

Fintech Finance

FEBRUARY 13, 2025

Zelle has announced that in 2024 the network reached 151 million enrolled users and helped American consumers and small businesses send over $1 trillionthe most money ever sent by a person-to-person payments service in a single year. billion, exceeding $1 trillion in annual payments volume for the first time.

Zelle 86

Zelle Credit Union Scams Small Business 86

Fintech Finance

MARCH 7, 2025

The “LATAM Payment Methods & Digital Payments 2025: Consumer Trends and Market Forecasts” report has been added to ResearchAndMarkets.com’s offering. How do consumer payment preferences vary across Latin American countries, and why? trillion by 2027.

Digital Payments 96

Digital Payments Payments Debit Card Cryptocurrency 96

Fintech Finance

DECEMBER 6, 2024

Consumers have come out in force again this Black Friday, while fraudsters have continued to target bargain hunters. In the UK, Visa saw an 11% increase in transaction volumes on Black Friday 2024 compared to Black Friday 2023. However, as consumers hunted for bargains, fraudsters were also looking for their own payday.

Blocks 98

Blocks Volume Transactions Consumer 98

Fintech Finance

NOVEMBER 19, 2024

This enables them to cater to Pakistani consumers’ payment preferences, all while meeting stringent local compliance standards. As more consumers embrace digital solutions, demand is rising for secure, accessible local payment options that connect them to global markets. billion to 6.4 billion in just one year.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Regulatory Compliance Fraud Prevention 98

The Payments Association

MARCH 19, 2025

Transaction volumes are surging, payment methods are diversifying, and businesses are under pressure to adapt. These innovations offer businesses and consumers a way to move money faster, cheaper, and more securely. This approach is time-consuming, inefficient, and highly prone to errors.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

Fintech News

JANUARY 12, 2025

QR code payments are driving this trend, with volumes surpassing US$13 billion in 2023 and over 85% of retailers in Thailand, Vietnam, and Indonesia now accepting the payment method. Consumer adoption of BNPL has also surged, with now 40% of Filipino users relying on BNPL for budgeting and immediate expenses.

FinTech 117

FinTech Financial Inclusion BNPL Cross-Border 117

Fintech Finance

MARCH 20, 2025

NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, to the U.K. Affirm provides consumers with a wider range of interest-free and interest-bearing installment options. “We’ve seen how Affirm’s consumer-first payment options accelerate growth for our U.S. and U.K. .”

On-Demand 91

On-Demand Payment Networks Volume Consumer 91

Clearly Payments

DECEMBER 19, 2024

Global Digital Payment Volume Passes $10 Trillion in a Year! The global volume of digital payments will reach over $10 trillion by the end of 2024, a sharp increase from $8.3 This growth is driven by increased consumer demand, lower transaction fees, and enhanced cross-border capabilities. trillion in 2023.

BNPL 105

BNPL Contactless Payments Processors Payments 105

Fintech Finance

MARCH 30, 2025

Global analytic software leader FICO ’s analysis of UK credit card payments data from the past six years has revealed that consumers developed healthier credit card p ayment patterns during the pandemic, and those patterns have not fallen back to pre-pandemic levels. Fewer consumers are now paying off less than the minimum due.

Consumer 87

Consumer Credit Cards Payments Payer 87

Fintech Finance

NOVEMBER 19, 2024

From unauthorised transactions to duplicate charges or service issues, cardholder disputes can swiftly become time- and cost-intensive for back-office teams, especially during peak periods like Black Friday and Cyber Monday, when transaction volumes spike.

Disputes 96

Disputes Consumer Protection Duplicate Transactions 96

Clearly Payments

OCTOBER 30, 2024

As global online shopping grows rapidly, consumers expect seamless payment experiences. PSD2 (Payment Services Directive 2) : Also in the European Union, PSD2 aims to strengthen consumer protection and requires two-factor authentication for payments. Local tax laws : Some countries impose a VAT or other taxes on foreign merchants.

International Payments 105

International Payments Process Multi-Currency Cross-Border 105

Fintech Finance

NOVEMBER 12, 2024

“The Visa Flexible Credential all started with a simple idea that consumers should easily be able to choose how they want to pay,” said Jack Forestell, Chief Product and Strategy Officer, Visa. consumers with the Affirm Card. The Affirm Card offers consumers a product with the flexibility to pay now or pay over time.

Credential 97

Credential Cross-Border Multi-Currency Online and Mobile Banking 97

Fintech Finance

OCTOBER 1, 2024

Tink , a Visa Solution, has today launched ‘Merchant Information’ to provide consumers with a more detailed overview of their transactions. Merchant Information will enrich card and non-card transactions, providing consumers with a thorough understanding of their spend.

Transactions 98

Transactions Consumer Non-Bank Fraud Prevention 98

Fintech Finance

JANUARY 6, 2025

HighRadius serves +1,000 clients and handles more than $10 trillion in annual accounts receivable volume. By deepening Onbes connectivity to clients, we’re well-positioned to accelerate the digitization of consumer and workforce payments.” where he led a team that built payment solutions for a broad range of clients.

Product 98

Product FinTech Volume Innovation 98

Fintech Finance

JANUARY 21, 2025

MuchBetters fast-growing momentum comes amid an exciting time for wearables as they break into the mainstream, with wearable transaction volume in Canada totalling C$1.1 billion in 2023 an increase of 32% in volume and 34% in value from 2022.

Contactless Payments 97

Contactless Payments Visa Payment Gateways Volume 97

Stax

MARCH 13, 2025

A survey by Forbes Advisor also revealed that 33% of consumers prefer to use credit cards as they’re safer than carrying cash. Keep card networks up and running Large, global infrastructures are required to process massive volumes of transactions safely and efficiently.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

Finovate

JANUARY 15, 2025

“Our goal is to simplify lending processes, turning them into a seamless, hassle-free acquisition tool for credit unions, while providing consumers access to an array of local financing options and all the great benefits of credit union membership,” Union Credit Co-Founder and CRO Barry Kirby said.

Credit Union 104

Credit Union Origination API Finance 104

NFCW

MARCH 18, 2025

“The FCA is looking at whether removing or increasing the contactless limit could benefit consumers, merchants and economic growth in the UK,” the regulator explains. ” “The FCA will focus on how consumers are protected in the case of any changes to contactless limits,” the FCA adds.

Transaction Limits 71

Transaction Limits Regulations Transactions Fraud Prevention 71

The Fintech Times

NOVEMBER 14, 2024

Fuse outlines a few of them: In Egypt, just shy of nine in 10 consumers have used at least one emerging payment method in the last 12 months. In Bahrain, the volume of e-wallet transactions almost tripled between 2020 and 2021. To facilitate the huge volume of remittances, countries have established a number of payment schemes.

FinTech 78

FinTech Payments Emerging Payments APACS 78

The Payments Association

JANUARY 21, 2025

Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

JANUARY 22, 2025

This includes increased platform resilience, multi-acquiring connectivity, and smart volume-based transaction routing enabled from go-live all through a single integration with BR-DGE.

Payments 97

Payments Acquirers Volume On-Demand 97

The Fintech Times

MARCH 14, 2025

Joo Del Valle , co-founder and CEO of EBANX “This is a clear indication of how the fast and massive adoption of alternative payment channels by consumers in emerging countries is also influencing the credit card industry in these regions, explained Joo Del Valle , co-founder and CEO of EBANX. In Mexico, this figure reaches 55 per cent.

Continuity 64

Continuity Debit Card Push-to-Card Credit Cards 64

The Payments Association

DECEMBER 19, 2024

Trust Payments CEO Laurence Booth emphasises the need for payment service providers to move beyond transaction processing, leveraging digitisation and personalisation to deliver seamless, data-driven experiences in an evolving consumer and regulatory landscape. Consumer expectations are evolving rapidly, and merchants are racing to keep up.

Payments 88

Payments Fraud Prevention On-Demand Service Provider 88

Fintech Finance

DECEMBER 19, 2024

“Over time, instalments have become deeply ingrained in Brazilian and all Latin American cultures, providing consumers with a convenient and accessible way to make purchases, especially for higher-ticket values,” de Abreu added. Today, nearly half of this merchant’s transaction volume in Brazil is driven by instalments.

Alternative Payment Methods 98

Alternative Payment Methods Payments Transactions Payment Solutions 98

The Fintech Times

MARCH 13, 2025

Thanks to the strength and effectiveness of digital marketing, we’ve seen a significant increase in cross-border shopping during holiday seasons, with consumers seeking unique gifts and deals from international retailers.

Cross-Border Payments 96

Cross-Border Payments Cross-Border Payment APIs and Integration Payment Service Provider (PSP) 96

Fintech News

JANUARY 21, 2025

Furthermore, Abbot notes that only 100 million of the 360-375 million UPI users are responsible for the majority of payment volume (65%). The government is now taking steps to expand the reach of UPI beyond national borders, allowing Indian consumers and businesses to make and receive payments internationally.

Caps 120

Caps Digital Payments AI Debit Card 120

The Payments Association

NOVEMBER 18, 2024

Von Vonno adds: “ According to Pay.UK, 53% of UK consumers (over 28 million) operate two or more current accounts. Banks should continue to address barriers such as consumer expectations and the need for technology expertise to maintain their competitive edge. billion in 2024. billion in 2024.

FinTech 88

FinTech Online and Mobile Banking Acquirers Fraud Prevention 88

Fintech Finance

SEPTEMBER 9, 2024

A new study from Juniper Research , the foremost experts in fintech & payment markets, has found the volume of global transactions via A2A (Account-to-Account) payments will rise from 60 billion in 2024 to 186 billion by 2029; an increase of 209%.

Research 93

Research Transactions Consumer Instant Payments 93

Finovate

DECEMBER 4, 2024

As chargeback volumes are projected to rise 42% by 2026, Justt’s AI-driven tools offer merchants an automated way to handle cases such as friendly fraud. Since the increase in ecommerce activity has taken off in the past five years, there has been a substantial increase in chargeback volumes.

Disputes 59

Disputes Cross-Border AI Volume 59

Stax

NOVEMBER 21, 2024

As a small business owner, building a payment gateway from scratch may be too time-consuming and expensive. Providers using this model don’t typically charge monthly fees and even offer free equipment, which makes it ideal for very small businesses with low transaction volumes (less than $5000), and ticket prices.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88