PYMNTS

APRIL 28, 2020

These shifts have made digital banking and debit transactions more important than ever. Consumers are also avoiding cash out of concern that the virus could linger on physical object and are thus favoring virtual and contactless payment cards instead. Around the Next-Gen Debit World.

Online and Mobile Banking 95

Online and Mobile Banking Debit Card Direct Deposit Contactless Payments 95

PYMNTS

DECEMBER 31, 2020

PIN-based debit transactions are some of the most secure, but this payment method is being used less and less, with consumers instead turning to eCommerce and in-person contactless payments during the pandemic. Security challenges are mounting, too. The Face of Fraud. Not all CP purchases are equally safe, however.

Issuers 109

Issuers Card Issuer Point-of-Sale (POS) Debit Transaction 109

PYMNTS

SEPTEMBER 9, 2020

These two forces appear to be driving an increase in consumers’ use of touch-free debit payment options. Many shoppers are now loading their debit card details into mobile wallets and ordering apps, keying the information into online checkouts or waving contactless debit cards at POS terminals.

Debit Card 64

Debit Card Credit Union Service Organization Point-of-Sale (POS) Contactless Payments 64

Stax

MARCH 14, 2024

The chip does not affect the price of processing payments. You will still be subject to the costs of debit vs. credit payments, etc. During the EMV chip card rollout, consumers reported frustration with slower transaction times. So what is the difference between these two EMV chip card payment formats ?

Chip Cards 88

Chip Cards CHIPS EMV Debit Card 88

PYMNTS

OCTOBER 1, 2020

In regions where open banking and other electronic payments pilots are becoming common, such as the Middle East-North Africa (MENA) region, pandemic-era payments are all about privacy, security and trust, particularly in B2B transactions. Merchants, their payment providers and their regulators must keep up,” per the new Guide.

Online and Mobile Banking 52

Online and Mobile Banking Privacy Regulations B2B 52

PYMNTS

OCTOBER 13, 2016

NanoPay is finding that for mobile payments to take off, even among early adopters, using a phone to pay must be much more rewarding and convenient than tapping a card. Korean consumers see no evil in mobile payments. The statistics get even better as the daily average number of mobile payments increased almost 83 percent to 810,000.

Mobile Payments 79

Mobile Payments Online and Mobile Banking Payments Digital Currency 79

PYMNTS

DECEMBER 22, 2020

The overall cautiousness and sense of financial prudence, he said, can be seen in the fact that consumers are embracing debit transactions over credit, using cash on hand rather than choosing to build their liabilities on a credit card. It's needed, especially with what we've seen in [coronavirus] numbers.

Consumer 123

Consumer Credit Union BNPL Payment APIs and Integration 123

PYMNTS

JUNE 2, 2020

As consumers become used to, and increasingly embrace, life lived digitally, financial institutions (FIs) of all sizes must prepare for seismic shifts in how customers access financial services, communicate with their FIs and make payments. Do we invest in contactless?”. Partnering with FIS has helped to reduce those challenges.

Digital Payments 53

Digital Payments Online and Mobile Banking Payments Push-to-Card 53

PYMNTS

JULY 22, 2016

Payments and Consumer Choice. Two days ago, the payments ecosystem was humming along as it always does. payments scene, but it clearly has the potential to do a whole lot more than that. VocaLink is all about two things: enabling digital account to account money movement and using its rails to power faster payments initiatives.

PayPal 41

PayPal ACH Payments Visa 41

PYMNTS

NOVEMBER 2, 2020

eBay noted on its earnings call that organic revenue growth came in at 26 percent, driven by payments and advertising. In a nod to helping streamline the eCommerce pivot, eBay also continued to scale its management of payments globally and handle some logistics workflows. How They Pay. That means more ads, to be sure.

Online and Mobile Banking 84

Online and Mobile Banking Cross-Border Visa Volume 84

Clearly Payments

JANUARY 16, 2024

In the world of digital payment processing, merchants encounter a variety of fees that impact their bottom line. Interchange fees are a crucial aspect of this landscape, influencing how much a merchant pays for each transaction. Interchange fees are typically expressed as a percentage of the transaction amount plus a flat fee.

PCI DSS 97

PCI DSS Processors Debit Card Credit Cards 97

PYMNTS

APRIL 30, 2020

Those declines were offset at least in part by what management characterized as a long-standing shift to contactless payments and a move away from cash transactions. Drilling down into what drove top-line results, the company said that total payments volume was up 5 percent year on year in the quarter. were tap to pay.

Transactions 89

Transactions Cross-Border Volume Contactless Payments 89

PYMNTS

NOVEMBER 12, 2020

In an interview with PYMNTS, Steve Sievert , executive vice president of PULSE Network , said debit has clear advantages for users who want to spend what they have on hand — and not expose themselves to more debt. Use of debit in eCommerce has accelerated during the pandemic. Looking Ahead.

Debit Card 64

Debit Card Point-of-Sale (POS) Issuers Federal Reserve 64

PYMNTS

FEBRUARY 2, 2018

Within that top line, payment volumes were up 10 percent to $1.9 He recounted digitally-focused deals such as the announcement with Facebook in October, where the latter joined Visa’s digital enablement program to use the token service to accelerate payment services in the Facebook platform. The bottom line was $1.08 Revenue was $4.9

EMV 40

EMV Volume Cross-Border APACS 40

PYMNTS

JANUARY 29, 2019

Analysts expect international transactions to contribute about $1.9 Drilling down a bit into what lies beneath those numbers, payments volume in the latest reading stood at $2.1 Credit transactions were up 10 percent, and debit transactions were up 12 percent. billion, as estimated by sites such as AlphaStreet.

Volume 46

Volume B2B Cross-Border Credit Union 46