Payments Source

DECEMBER 2, 2019

Adoption of contactless is already well under way, and in a few years consumers will likely look back and recall the bad old days when valuable time was taken up waiting for transactions be processed and wonder how they ever coped without the speed, ease and convenience of contactless payment cards, writes Fiserv's Jamie Topolski.

Contactless Payments 85

Contactless Payments EMV Payments Process 85

Fintech Finance

OCTOBER 18, 2024

Fime is proud to announce that it is the first to offer testing services in line with the EMV®* C-8 Contactless Kernel Specification**. This new approach is set to significantly streamline the development, testing and launch of new contactless payment terminals for vendors, merchants and solution providers.

EMV 97

EMV Contactless Payments Accreditation Automation 97

NFCW

JULY 3, 2024

OPEN PAYMENT: Venice public transport users can use contactless cards to pay for their fares Visitors to Venice can now use a contactless debit or credit card to pay for fares on any of the city’s public transportation services, including water buses, speedboats, motorboats, ferries, buses and trams.

Contactless Payments 120

Contactless Payments Debit Card EMV Credit Cards 120

Payments Source

AUGUST 23, 2017

Contactless payments today seem to address the slowness of EMV contact without compromising security. And unbeknownst to many, it uses the same security protocol, writes Andrey Tikhonov, senior director of payment technology for Infinite Peripherals.

Contactless Payments 65

Contactless Payments EMV Compromise Payments 65

Stax

MARCH 13, 2025

To improve the payment experience for consumers, card networks must innovate and incorporate the latest technologies. Think AI-powered anti-fraud measures and contactless payments such advancements are funded by interchange fees. Swipe fees fund these initiatives and cover the maintenance costs.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

Stax

MARCH 4, 2025

Heres what companies need to know about credit card integrations and how they can handle payments. TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. Need to integrate payments?

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

PYMNTS

SEPTEMBER 19, 2016

As the payments industry nears the one-year anniversary of the United States’ transition to EMV, of course, it’s an opportune time to take stock of progress and what remains to be done. Webster noted that most of the time she sees slots covered with masking tape, a forbidding hurdle against full-scale EMV adoption.)

EMV 78

EMV Chip Cards CHIPS Issuers 78

PYMNTS

MAY 22, 2019

We are talking about consumer acceptance of contactless payments in the U.S. specifically, the use of such payments for mass transit in New York City. transit agency to implement contactless payments using Visa’s global transit framework. Moving Past EMV. The first time is a charm. But the U.S.

Contactless Payments 68

Contactless Payments Push-to-Card Payments EMV 68

Stax

NOVEMBER 14, 2024

EMV Smart Terminal Physical credit card processing terminals are great for businesses with brick-and-mortar locations to take in-person payments in-store. An important thing to remember is to make sure whatever machine you decide to purchase comes with full EMV and NFC technology enabled.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

PYMNTS

SEPTEMBER 30, 2016

EMV: The three little letters that represent the single most hotly debated and discussed topic in the U.S. payments and commerce ecosystem for nearly the entirety of the last two years. Not that EMV would have cured the reason for that breach, but let’s not get bogged down with details at the start of our story.

EMV 82

EMV CHIPS Chip Cards Push-to-Card 82

PYMNTS

JULY 7, 2020

Fernando Souza , vice president at payments platform CyberSource , a Visa solution, told PYMNTS in a recent conversation that such fears have public transit systems around the world looking at moving to EMV contactless payments and away from cash, paper tickets and closed-loop, card-based systems.

Contactless Payments 67

Contactless Payments EMV Payments Online and Mobile Banking 67

PYMNTS

APRIL 15, 2016

The EMV liability shift just hit the six-month mark , the force of mobile continues to strengthen, and industry players are shape-shifting their business models all while authenticating consumers just keeps getting more complex – and that’s the tip of the iceberg. Merchants have a lot going on these days. “I think that before Oct.

EMV 71

EMV Chip Cards CHIPS Disputes 71

PYMNTS

OCTOBER 16, 2018

Worldpay, the payment technology company, announced Tuesday (Oct. 16) that for the first time, contactless payments have become more popular than chip and pin card purchases when paying in-store in the U.K. The Guardian reported that Worldpay said it was the first time it has seen contactless payments surpass chip and pin.

Contactless Payments 73

Contactless Payments CHIPS Payments Debit Card 73

PYMNTS

MAY 20, 2020

Many eateries are thus reimagining their operations to offer guests touch-free ordering and payment experiences. The following Deep Dive explores how contactless payments and digital ordering processes are going to be vital to restaurants’ survival during the pandemic and in the future. A Cash-Free Environment.

Contactless Payments 76

Contactless Payments Point-of-Sale (POS) Payments EMV 76

Clearly Payments

MARCH 14, 2025

credit card payments surpassed $10.6 Contactless payments continue their rapid adoption, projected to account for more than 60% of in-store purchases. Authentication 0.5 – 2 seconds Verification of cardholder identity via EMV, biometrics, or token. Credit Card Use Overview in USA and Canada In the U.S.,

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Clearly Payments

MARCH 31, 2025

Prefer mobile and wireless solutions that support contactless payments and QR codes for flexibility. Require higher security standards, including EMV , PCI compliance , and encryption measures. Tend to opt for simpler, cost-effective devices that require minimal setup and maintenance.

Small Business 59

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

Stax

MARCH 14, 2024

EMV (Europay, Mastercard, and Visa) chip card use has continued to expand in use since its tumultuous rollout in 2015. The EMV standard has now become a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions. The chip does not affect the price of processing payments.

Chip Cards 88

Chip Cards CHIPS EMV Debit Card 88

PYMNTS

FEBRUARY 7, 2017

EMV is nowhere near finished, a year and a half after the much-heralded liability shift in the U.S. This is the percentage of all Merchant Link orders that are for EMV terminals — a transition, said Carcillo, that “has really taken off in the market segments we serve, in retail and hospitality.”. Data Point Number One: 82 Percent.

EMV 57

EMV Contactless Payments Gateways Push-to-Card 57

Clearly Payments

MARCH 4, 2025

Clearly Payments provided clear and straightforward pricing, without hidden fees or excessive markups, making it easier to predict and control costs. Lowering Cost with EMV Transactions One of the most effective ways to lower payment processing costs is by using EMV chip and PIN transactions.

Small Business 52

Small Business Process EMV Processors 52

Payments Source

NOVEMBER 14, 2016

s long journey to EMV adoption will remain a major focus for the U.S. Payments Forum, but contactless and mobile payments technology will also start to get serious attention from a new industry working group.

Contactless Payments 72

Contactless Payments EMV Payments Mobile Payments 72

Payments Source

JANUARY 9, 2017

ATM maker Diebold Nixdorf plans to unveil its smallest EMV-enabled payment terminal yet, a self-checkout unit that’s designed to fit into small retail spaces and supports cash, cards and contactless payments, but lacks a magnetic stripe reader, the company said in a Jan. 9 press release.

EMV 60

EMV Contactless Payments ATM Payments 60

PYMNTS

DECEMBER 19, 2018

19) that it is supplying Intesa Sanpaolo, the Italian bank, with what it said is the first Mastercard biometric contactless payment card. In a press release , Gemalto said it will test an EMV contactless biometric card for Europe via a pilot program backed by Intesa Sanpaolo and Mastercard.

Contactless Payments 59

Contactless Payments Visa EMV Enrollments 59

The Fintech Times

DECEMBER 19, 2023

JCB International Co has extended its collaboration with global financial technology leader FIS and its merchant solutions business, Worldpay from FIS, to enable ‘JCB Contactless’ for its UK merchants – becoming the largest JCB contactless deployment in the UK to date.

Contactless Payments 64

Contactless Payments Point-of-Sale (POS) Payments EMV 64

PYMNTS

JANUARY 12, 2018

12) in a blog post that it is making the signature an option — and no longer a requirement — for EMV chip-enabled merchants across North America. That shift, for contact or contactless payments, goes into effect April 2018. No more signatures. Visa said today (Jan.

EMV 61

EMV Chip Cards CHIPS Contactless Payments 61

FICO

JUNE 8, 2017

As new countries such as those in the Nordics embrace contactless payments, people are asking about the impact on fraud. The good news is that contactless doesn’t appear to increase fraud. First-party fraud is one of the most prevalent, growing and insidious forms of fraud in a mature EMV (chip issuance) market.

Contactless Payments 58

Contactless Payments Risk CHIPS EMV 58

Payments Source

APRIL 1, 2019

The EMVCo standards organization has accredited FIME's transaction security testing labs for the upgraded EMV contactless interface software.

EMV 68

EMV Accreditation Transactions Security 68

PYMNTS

APRIL 2, 2019

In a press release , Wells Fargo said the new cards will enable customers to complete transactions quickly and with a single tap at millions of merchants and transit systems that accept contactless payments. Customers can still insert or swipe their cards or use their digital wallets for payments. “At

Debit Card 83

Debit Card Contactless Payments EMV ATM 83

PYMNTS

NOVEMBER 30, 2018

NMI’s Senior VP of Marketing Ingrid Anusic said contactless payment systems open up new streams of revenue, especially for charities. “But there need to be cards in the market to drive adoption.”.

Contactless Payments 59

Contactless Payments Chip Cards CHIPS Card Issuer 59

Payments Source

NOVEMBER 19, 2017

With a solution that addresses the unique security, transaction speed and integration requirements of the transit environment, EMV contactless open payments for transit can become a reality and change our public transportation experiences for the better, writes Randy Vanderhoof, director of the U.S. Payments Forum.

EMV 68

EMV Payments Addressing Transactions 68

Payments Source

FEBRUARY 26, 2020

The decisions made five years ago are creating problems for contactless payments today.

Contactless Payments 118

Contactless Payments Technology Payments Payment Networks 118

Payments Source

JULY 14, 2020

The coronavirus pandemic has generated more interest in pay-at-the-pump apps, a growing segment of the payments industry that may not have grown fast enough to be ready for the sudden surge of interest in contactless payments.

Contactless Payments 136

Contactless Payments Payments EMV Rules 136

Payments Source

OCTOBER 13, 2020

EMV specifications body EMVCo has started a pilot program to evaluate consumer mobile devices for contactless payment acceptance, enabling vendors to have smartphones and tablets evaluated for possible use by merchants to accept payments without attached card readers.

Consumer 75

Consumer EMV Contactless Payments Payments 75

Fintech Finance

JULY 17, 2024

It marks a significant step in the era of contactless payments, greatly enhancing the convenience of public transport and is expected to encourage more citizens to use it more frequently.”

Authorization 97

Authorization Online and Mobile Banking Contactless Payments Bank Card 97

Clearly Payments

OCTOBER 3, 2024

However, h ere are some of the most popular credit card machine models in the USA: Ingenico Move 5000 Features : Durable design, fast processing, supports multiple payment types including EMV chip and contactless payments over wireless payments with Wi-Fi, Bluetooth, and 4G/LTE connections.

Credit Cards 105

Credit Cards Contactless Payments Payments Point-of-Sale (POS) 105

PYMNTS

OCTOBER 18, 2018

Mastercard said cardholders will be able to check out faster, and consumers who use contactless payment methods won’t have to worry about providing a signature. The payments company said the innovations provide greater security and a simpler, more convenient payment experience. Based on a survey in the U.S.,

Visa 87

Visa Contactless Payments Authentication EMV 87

Payments Source

JANUARY 31, 2017

The EMV migration includes support for chip cards and NFC contactless payments, giving banks room to compete in the contactless payments market just in time for wearables to take off.

Issuers 60

Issuers Chip Cards Contactless Payments EMV 60

PYMNTS

NOVEMBER 3, 2017

If there is one universal truth in payments, it’s that the easier a process feels to consumers, the more difficult it was to implement on the back end. Such is the case with EMV — the chip that allows customers to pay with a credit card by inserting or “dipping” it into a point-of-sale (POS) card reader instead of swiping the old mag stripe.

EMV 43

EMV CHIPS Contactless Payments Chip Cards 43