Stax

APRIL 8, 2025

PCI compliance fee – This fee is usually charged by the payment processor or acquiring bank to ensure the business follows Payment Card Industry Data Security Standard ( PCI DSS ) requirements to protect customer data. Compare the total cost and not just the processor’s advertised rates.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Clearly Payments

OCTOBER 22, 2024

PINs in Contactless Payments Contactless payments , often referred to as “tap-and-go” transactions, have become increasingly popular due to their speed and convenience. These payments use Near Field Communication (NFC) technology to transmit payment information securely.

Debit Card 105

Debit Card Credit Cards Point-of-Sale (POS) Encryption 105

Clearly Payments

JANUARY 16, 2024

Implementing strategies such as offering discounts for debit transactions can incentivize customers to choose this lower-cost payment method. Explore Technology like Contactless Payments: Embracing innovative payment technologies can positively impact interchange fees.

PCI DSS 105

PCI DSS Debit Card Processors Credit Cards 105

Clearly Payments

MARCH 22, 2024

Consumers, increasingly tech-savvy and seeking convenience, have readily embraced the swift and seamless nature of mobile payments over traditional methods. 51% of smartphone users in the USA have engaged in contactless payments at least once in 2023. smartphone users had engaged in contactless payments at least once in 2023.

Contactless Payments 105

Contactless Payments Online and Mobile Banking Mobile Payments Payments 105

Stax

JANUARY 28, 2025

For businesses using a subscription-based sales model, Click to Pay supports recurring payments and your customers will be able to easily authorize recurring charges using their stored card information.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

The Fintech Times

APRIL 8, 2024

SUNRATE , a Singapore-based payment and treasury management platform, is bringing Apple Pay to its customers, offering a safer, more secure and private way to pay, and using the iPhone’s power to protect each transaction. Now, SUNRATE customers can use an iPhone or Apple Watch at payment terminals to make contactless payments.

Credit Cards 59

Credit Cards PCI DSS Commercial Card Treasury Management 59

Clearly Payments

DECEMBER 2, 2024

Once approved, the funds are transferred to the business’s merchant account, typically within 1–3 business days (same day or next day with Clearly Payments ). Contactless payments , such as tap-to-pay, grew by 25% year-over-year in 2023 , making up a significant portion of in-store card transactions.

Credit Cards 105

Credit Cards Payment Gateways Gateways Point-of-Sale (POS) 105

Stax

MARCH 18, 2025

Modern digital payment processing systems Modern digital payment processing systems leverage cloud-based technology, APIs, and digital wallets to quickly and securely process transactions. These systems are widely adopted in eCommerce, mobile apps, and contactless payments.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Choosing a gateway that provides these payments can also increase conversion rates.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

The Payments Association

OCTOBER 4, 2024

Cybercriminals are constantly innovating, targeting vulnerabilities in payment systems to carry out unauthorised transactions, identity theft, and data breaches. The rise of online shopping, contactless payments, and mobile wallets has increased the number of points where fraud can occur.

Cross-Border Payments 88

Cross-Border Payments Online and Mobile Banking Cross-Border Alternative Payment Methods 88

Fintech Finance

APRIL 8, 2024

. “More and more businesses seek out for the same degree of convenience and security that they enjoy in their everyday personal transactions – therefore, even though we are known to be a global B2B payment platform, we’re thrilled to bring Apple Pay to our customers,” said Qincheng Wang, Head of Product, SUNRATE.

Credit Cards 52

Credit Cards PCI DSS Commercial Card Contactless Payments 52

Stax

NOVEMBER 6, 2023

Regulatory compliance and ease in meeting standards like PCI DSS – Payment Card Industry Data Security Standard (PCI DSS) compliance requirements are easier to fulfill and maintain as processing and storage of sensitive information is at a minimum with data tokenization.

Encryption 88

Encryption PCI DSS Data Security Origination 88

Stax

JUNE 4, 2024

Security features Your payment services provider must be PCI-DSS compliant as a bare minimum requirement, and it should have other robust security features that are standard practice in your industry niche. Q: How do I determine if a payment processor is secure? This trend will only continue to grow.

Process 88

Process PCI DSS Payment APIs and Integration Payments 88

Stax

DECEMBER 27, 2023

Online Merchant Accounts Process payments for online businesses eCommerce websites, marketplaces, mobile apps Secure payments, fraud prevention, payment gateway integration PCI DSS compliance, multi-currency, recurring billing. PCI compliance. Scalability.

Accounts 88

Accounts Online and Mobile Banking Payment Gateways PCI DSS 88

Payment Savvy

JULY 3, 2024

Contactless Payments : Using NFC (Near Field Communication) and RFID (Radio Frequency Identification) for debit card transactions. PCI DSS Compliance This is the cornerstone of debit card security. Signature-based Debit Cards : Transactions verified by the customer’s signature.

Debit Card 52

Debit Card Process PCI DSS Processors 52

Clearly Payments

FEBRUARY 12, 2024

These networks have transformed the way payments are processed, moving from paper-based transactions to electronic authorizations and settlements. How Visa and MasterCard Influence the Payment Industry with Their Market Dominance The biggest is payment network is Visa with 40% of the global market.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

Stax

JULY 9, 2024

Key regulations governing EFT payments include the National Automated Clearing House Association (NACHA) rules, which establish guidelines for ACH transfers, and the Payment Card Industry Data Security Standard (PCI DSS), which sets security standards for handling card information. Q: What is a contactless payment?

Electronic Fund Transfer Act (EFTA) 88

Electronic Fund Transfer Act (EFTA) ACH Electronic Funds Transfer (EFT) Funds Transfer 88

EBizCharge

APRIL 25, 2024

Merchant accounts provide a secure channel for handling sensitive financial information, such as cardholder data, in compliance with industry standards like the Payment Card Industry Data Security Standard (PCI DSS). Contactless payments are also highly secure.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Credit Cards Contactless Payments 52

Stax

JANUARY 3, 2024

Payment processing options An mPOS system should support various payment options to accommodate customer preferences. Traditional methods like cash and credit cards/debit cards are a must-have, as are digital wallets and contactless payments such as Apple Pay for iOS and Android’s Google Pay.

Small Business 88

Small Business PayPal CRM Transactions 88

Stax

JULY 25, 2024

Payment processing – Payment processing integration with your POS system is important since customers are increasingly using contactless payments. Your POS system can either offer built-in payment processing or allow integration with third-party payment processing systems.

Small Business 88

Small Business PCI DSS CRM Online and Mobile Banking 88

EBizCharge

JULY 2, 2024

This article will explore ten straightforward methods for collecting payments from customers, highlighting the benefits and practical applications of each. The importance of seamless payment collections A seamless payment collection process is crucial for businesses as it ensures efficiency and customer satisfaction.

Contactless Payments 52

Contactless Payments Payments Disputes Online and Mobile Banking 52

The Fintech Times

FEBRUARY 28, 2024

As consumer preferences drive this space, I would expect more retailers to expand their offerings to enable digital wallet and contactless experiences for their customers. The message from consumers is clear: they desire the seamless and fast experiences digital wallets and contactless payments offer.”

Payment Solutions 59

Payment Solutions BNPL Payment APIs and Integration Payments 59

EBizCharge

JULY 24, 2024

Moreover, P2P platforms must also comply with the Payment Card Industry Data Security Standards (PCI DSS) when processing debit card and credit card transactions. Adhering to PCI DSS helps protect sensitive information by implementing stringent security measures, such as encryption and regular monitoring.

P2P 52

P2P PCI DSS Encryption Fraud Prevention 52

The Fintech Times

MARCH 6, 2024

Whether it’s safeguarding against PCI DSS compliance requirements, managing risks associated with various types of data, or implementing industry-standard encryption during data processing, storage, and transportation, we approach data sharing with the utmost seriousness.

Digital Payments 64

Digital Payments Innovation Security Issuers 64

Clearly Payments

APRIL 3, 2024

Payment Processing Market Size and Trends The landscape of payment methods is witnessing a transformative shift, with a noticeable decline in cash transactions and a surge in digital payment solutions such as digital wallets and contactless payments.

Process 59

Process Processors Online and Mobile Banking Payments 59

Stax

NOVEMBER 11, 2024

Benefits of Accepting ACH Payments The ability of a business to accept an ACH payment can be advantageous. Not only is this payment type a secure and low-cost alternative to contactless payments and credit and debit card payments, it often processes more quickly.

ACH 88

ACH Checks Identity Theft Payments 88

Stax

APRIL 18, 2024

Ensure that your chosen payment processing solution complies with industry standards and regulations, such as the Payment Card Industry Data Security Standard (PCI DSS) and takes EMV chip cards. This technology is also available for Apple Watch users.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Mobile Payments 88

Stax

JANUARY 10, 2024

If POS hardware is being offered as part of the merchant’s payment plan, it will also include the cost of hardware. PCI compliance fees. This fee helps payment processors maintain compliance with the latest Payment Card Industry Data Security Standard (PCI DSS) requirements for secure online transactions.

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

PayHawk

APRIL 18, 2023

N Near Field Communication (NFC) A technology that enables wireless communication between devices in close proximity, commonly used for contactless payment transactions. O Online Payment System A system that enables merchants to accept electronic payments through a website or mobile application.

Process 52

Process Card Issuer Online and Mobile Banking Issuers 52

Clearly Payments

DECEMBER 5, 2023

Smartphones equipped with card readers enabled small businesses and individual entrepreneurs to accept card payments on the go. Contactless payments gained traction, with the introduction of technologies like Near Field Communication (NFC) , allowing users to make payments with a simple tap.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

Stax

MARCH 14, 2024

consumers using two or more types of digital payment methods increased by 8%. Consumers are increasingly gravitating towards quick and convenient payment methods such as contactless payments and mobile wallets when transacting with businesses. Industry data shows that the B2B payments landscape is rather diverse.

B2B 88

B2B Process B2C Credit Cards 88

EBizCharge

AUGUST 30, 2024

For instance, integrating a payment gateway that optimizes interchange fees or software that automatically updates credit card information can lower costs. Up-to-date terminals that accept EMV chip cards and contactless payments can also help merchants mitigate or avoid higher fees associated with manually keyed transactions.

Credit Cards 52

Credit Cards Processors Process Card Issuer 52

Fintech Finance

NOVEMBER 14, 2024

A new study from Tribe Payments , the pioneering digital payments and infrastructure orchestrator which specialises in issuer and acquirer processing, has revealed that 28% of merchants’ legacy in-person point of sale (POS) systems cannot support alternative payment methods like digital wallets and QR codes.

PCI DSS 94

PCI DSS Payment APIs and Integration Point-of-Sale (POS) CRM 94