Fintech Finance

FEBRUARY 18, 2025

This groundbreaking solution, with the proof-of-concept phase already launched at several sites in Johannesburg and Cape Town, will allow customers to pay with major credit cards at Rubicon charging stations for the first time. The system then reserves a predefined amount on the users credit card before the charging starts.

Payment Solutions 75

Payment Solutions Push-to-Card Payments Credit Cards 75

The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8 trillion transactions by 2027.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

PYMNTS

OCTOBER 1, 2020

The great digital shift is transforming credit cards into money management tools. Consumers want cards, and they want them quickly, and they want those cards [delivered] in a digital way," said Turner. The company said that through the expansion of its Digital-First Card Program, which was announced last Wednesday (Sept.

Credit Cards 99

Credit Cards Visa Credential Push-to-Card 99

PYMNTS

FEBRUARY 21, 2019

Apple and Goldman Sachs, through joint efforts, will issue a credit card that links with the iPhone, the Wall Street Journal reported on Thursday (Feb. The new card is aimed at helping consumers with money management, and bringing the companies into new areas of business.

Credit Cards 68

Credit Cards Push-to-Card End User Visa 68

Fintech News

JANUARY 26, 2025

This article explores five key trends changing how we pay today while pushing the narrative for a more efficient, powerful financial ecosystem in Asia. In 2023, credit card payments comprised 52.2% In Southeast Asia, digital payment transactions are projected to exceed US$1 trillion by 2025.

Payments Trends 124

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 124

The Fintech Times

DECEMBER 9, 2024

Mike Camerling, CEO, Aevi Mike Camerling , CEO said: “The incident has underscored the critical need for resilience, especially in industries like payments, where operational continuity and consumer trust are paramount. 2024 has been a big year for Aevi. . 2024 has been a big year for Aevi. What have been the highlights?

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

Electronic Payments Coalition

APRIL 9, 2024

The Federal Trade Commission (FTC) recently released a report questioning whether COVID-19 price increases at grocery conglomerates, including corporate mega-stores, were necessary and if the continued higher prices were all about increasing profits.

FTC 105

FTC Federal Trade Commission Push-to-Card Credit Cards 105

Fintech Finance

AUGUST 22, 2024

The service is available for the holders of NBK Debit Cards (Only on international spends), NBK Foreign Currency Prepaid Card, and NBK Multi-Currency Prepaid Card. The service is available for the holders of NBK Debit Cards (Only on international spends), NBK Foreign Currency Prepaid Card, and NBK Multi-Currency Prepaid Card.

Mobile Banking 111

Mobile Banking Verification Online and Mobile Banking Push-to-Card 111

PYMNTS

MARCH 25, 2019

And so a tech giant gets into the credit card game. And not just any tech giant – it’s Apple, the company whose payment services were touted (by at least some) as a credit card killer. News came Monday (March 25) that Apple – specifically, through its payments service Apple Pay – has launched the Apple Care credit card.

Credit Cards 65

Credit Cards Push-to-Card Visa CHIPS 65

PYMNTS

NOVEMBER 16, 2020

Real-time payments continue to gain traction around the world. Joaquim Kiyoshi Kavakama , CEO of Brazil’s Interbank Payment Chamber (known as “CIP”), told PYMNTS' Karen Webster that the two systems will work together as Brazil’s payments-ecosystem continues to evolve. Case in point: Brazil. PIX has advantages over SITRAF.

Real Time Payments 131

Real Time Payments Wire Transfer Push-to-Card Credit Cards 131

Fintech Finance

SEPTEMBER 4, 2024

Almost £60 million has been reported stolen through card fraud over the past three years in the UK according to new research from Trustly, the global leader in open banking payments. Credit card fraud is the most costly and common type of card fraud, according to Trustly’s research.

Debit Card 98

Debit Card Credit Cards Push-to-Card Research 98

PYMNTS

OCTOBER 2, 2020

In today’s top news, the European Central Bank outlines use cases for a digital euro, and Goldman Sachs will buy GM’s credit card business. for General Motor's Credit Card Business. for General Motor's Credit Card Business. Goldman Sachs will buy General Motors’ credit card business for approximately $2.5

Use Case 77

Use Case Credit Cards Central Bank Push-to-Card 77

PYMNTS

OCTOBER 10, 2019

Twelve years ago, LendingClub Founder Renaud Laplanche built a business to help consumers manage the $800 million in outstanding credit card debt. The Upgrade Card is tied to a line of credit that can be used everywhere that Visa cards are accepted. Interest rates on the Upgrade Card range from 6.49

Credit Cards 61

Credit Cards Product Push-to-Card Consumer 61

PYMNTS

JULY 23, 2019

Visa posted fiscal third quarter results that showed a rebound in cross border transactions, and continued gains in payments volumes overall. Credit grew 7 percent year over year to $1.2 Credit grew 7 percent year over year to $1.2 Total cards were up 3 percent to 3.3 billion, credit cards gained 3 percent 1.1

Continuity 74

Continuity Cross-Border Credential Push-to-Card 74

PYMNTS

SEPTEMBER 6, 2019

Even as the economy in the United States softens, Citigroup has been making a push for credit cards. Moody’s Analyst Warren Kornfeld said, according to the report, “Just recognizing where we are in the credit cycle, it’s interesting to see Citigroup doubling down and pushing forward.”.

Credit Cards 50

Credit Cards Push-to-Card Underwriting Economy 50

PYMNTS

OCTOBER 7, 2020

Smaller companies were the focus of innovation in the commercial card space this week thanks to new cards designed for small and medium-sized businesses (SMBs). American Express, Amazon Rollout Card For UK SMBs. American Express rolled out co-branded cards with Amazon for British SMBs.

Commercial Card 99

Commercial Card Innovation Push-to-Card Credit Cards 99

Fintech News

SEPTEMBER 9, 2024

His background includes time at Credit Suisse, where he helped facilitate major transactions for companies such as Lyft, Meta Platforms, and GoDaddy. The company is focused on continuing this momentum, with expansion efforts targeted at markets in the UK and Latin America. Despite a lower current valuation of US$1.4

Cross-Border Payments 111

Cross-Border Payments Cross-Border Push-to-Card Real Time Payments 111

FICO

JANUARY 22, 2021

But despite the COVID pandemic having effected massive changes in the ways consumers transact, credit card fraud is still a “thing,” and a big, ever-changing thing at that. Exactly how big credit card fraud is depends on where you look. Credit card fraud was the FTC’s second most-reported fraud type in 2019.

Credit Cards 52

Credit Cards FTC Push-to-Card Federal Trade Commission 52

Stax

DECEMBER 6, 2023

In an era defined by digital transactions and cashless payments, the process of paying for goods and services is more convenient, and increasingly reliant on credit card transactions. However, as the popularity of credit cards and digital wallet payments continues to surge, the costs associated with accepting them also do.

Consumer 88

Consumer Credit Cards Alternative Payment Methods Debit Card 88

Fintech Finance

AUGUST 28, 2024

To enhance its conventional and Islamic banking applications with digital payment capabilities, BankDhofar has implemented the Entrust Digital Card Solution for Tap to Pay services and tokenization enablement – making BankDhofar one of the first banks in Oman to enable Tap to Pay services to its customers.

Push-to-Card 97

Push-to-Card Payments Debit Card Contactless Payments 97

PYMNTS

SEPTEMBER 18, 2018

18), a San Francisco startup launched by sending roughly 60,000 credit cards to consumers living in northern California. This startup was a bank, and its innovation was a single card that could be used by consumers to purchase things on credit from many different merchants. Sixty years ago today (Sept.

Global Payments 103

Global Payments Credit Cards Push-to-Card Payments 103

PYMNTS

JANUARY 25, 2021

According to Ossama Soliman , chief product officer at open banking provider TrueLayer , the very fact that there are so many payment options pushes new entrants to differentiate themselves from the pack. “But But actually, it raises the bar for what it takes to add a new payment method into the checkout.”. Click, Biometric, Done.

Instant Payments 120

Instant Payments Push-to-Card Payments Money Laundering 120

PYMNTS

OCTOBER 18, 2020

The COVID-19 pandemic has produced one ray of sunshine amid otherwise devastatingly dark clouds: Consumer credit scores have improved in recent months to the point of hitting a new record high, the Wall Street Journal reported Sunday (Oct. The widely-used FICO credit score can range from 300 to 850. The average U.S.

Consumer 103

Consumer Push-to-Card Credit Cards Checks 103

The Fintech Times

DECEMBER 21, 2023

“As hackers continue to gain access to powerful AI tools, we can expect this trend to gain greater prominence in 2024. “This is the reason why, especially in the US, consumers still gravitate towards using their credit cards for making online purchases, despite the US leading the charts on the scale of online e-commerce fraud.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Online and Mobile Banking Payments 115

PYMNTS

OCTOBER 8, 2018

Sixty-one percent of small businesses said they use commercial credit cards , a year-over-year decrease from 2017’s 71 percent. Half of SMBs using a business credit card borrow on those cards; one-quarter said they regularly do so. One-third of U.S.

Finance 78

Finance Credit Cards Small Business Push-to-Card 78

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts. Real time is getting ever closer to prime time.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

Finovate

FEBRUARY 18, 2025

Initially, I supported the credit card acquisition strategy for the banks consumer and small business programs. This gave me a solid understanding of the credit card profit and loss (P&L), which helped me gain insights into what drives consumer behavior and how to capture their interest.

FinTech 96

FinTech Push-to-Card Credit Cards Technology 96

Stax

SEPTEMBER 24, 2024

In addition, contactless and digital payment options, such as debit and credit cards, only increase the financial burden for businesses like yours. In 2023, card brands in the U.S. While electronic payments have been rising in popularity, you still can’t ignore cash. earned approximately $135.75

Credit Cards 88

Credit Cards Electronic Fund Transfer Act (EFTA) Push-to-Card Debit Card 88

The Fintech Times

JULY 2, 2024

“Our customer base is expanding at impressive rates, and our diversified business model continues to fuel exceptional financial performance, delivering revenues of over $2.2billion in 2023 and a record profit before tax of $545million. . In 2022, the neobank celebrated an annual net profit of £6million.

Continuity 59

Continuity IBAN Push-to-Card Credit Cards 59

The Payments Association

MARCH 19, 2025

We continued the evolution from cash to cards by around the 1950s with the Diners Club credit card, the 1970s brought the ATM, and the 80s and 90s (along with fantastic style choices, haircuts and music) saw electronic banking starting to make an appearance. billion), its the continued advent of technology.

Push-to-Card 88

Push-to-Card AI Bitcoin Blockchain 88

PYMNTS

SEPTEMBER 23, 2020

That left FIs scrambling to “rapidly figure out how to get that same emotional and engagement outcome when the possibility of face-to-face is virtually nonexistent,” Randy Piatt , head of product solutions at card technology firm Ondot Systems , told PYMNTS in a recent conversation. Simple: Start with the cards.

Online and Mobile Banking 113

Online and Mobile Banking Push-to-Card Point-of-Sale (POS) Debit Card 113

Clearly Payments

JANUARY 25, 2024

Digital Only Banks or Neobanks The emergence of digital-only banks injects competition, propelling the use of debit cards and credit cards, impacting the overall payment processing market. Digital banks, sometimes called Neobanks, push consumers into digital banking and digital payments. User penetration will be 9.5%

Process 105

Process Online and Mobile Banking Electronic Funds Transfer (EFT) Digital Currency 105

PYMNTS

AUGUST 14, 2020

It looks like a race is shaping up to determine the future management of General Motors ’ credit card business. However, the Journal cited unnamed sources as saying that the London-based Barclays is also bidding for GM’s card business, while current issuer Capital One is unlikely to let the account go without a fight.

Push-to-Card 98

Push-to-Card Credit Cards Contactless Payments On-Demand 98

PYMNTS

MARCH 28, 2019

In a press release , ICBA Bancard said the partnership with MK Decision streamlines its credit card application process to make it easier for customers when shopping and applying for cards. Our mission — to stimulate local borrowing and local lending — is well aligned with ICBA Bancard and its community bank clients.

Community Banks 76

Community Banks Online and Mobile Banking Push-to-Card Card Issuer 76

Tearsheet

MARCH 13, 2025

Last year, Brex born as a scrappy startup with a corporate card for startups that transformed into a global fintech and enterprise SaaS firm in corporate spend made a bold move: it hit reset. This move simultaneously positioned Brex as a competitor to companies like Ramp and traditional corporate card providers.

Push-to-Card 52

Push-to-Card Web 3.0 Product Embedded Finance 52

Tearsheet

JULY 1, 2024

That seems to be driven by BNPL’s ease of use, availability and attractiveness as an alternative to credit cards. Very few in this generation use physical cards. Gen Z’s payment preferences will continue to drive the way the merchant community invests in and adopts financial and POS technologies. Data shows nearly 32.8

BNPL 105

BNPL Online and Mobile Banking Encryption Payments 105

PYMNTS

OCTOBER 14, 2020

Businesses of all sizes are doing their best to stay on top of changing payment trends and consumer expectations as the pandemic continues to impact how money is moved. Using digital push payments can also help add security to B2B transactions, thanks to the cybersecurity measures that can be grafted into these processes.

Instant Payments 103

Instant Payments Treasury Treasury Management Payment APIs and Integration 103