The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

The Fintech Times

MARCH 27, 2025

Today, we process over one billion transactions monthly, with total payment volume exceeding $22billion; enabling businesses and individuals in Nigeria to digitise their operations and thrive in its rapidly evolving economy. Fuelling local economies and boosting national GDP has significant benefits for all. Great question.

FinTech 59

FinTech Financial Inclusion Cross-Border Payments Online and Mobile Banking 59

Fintech News

DECEMBER 4, 2024

The region has become a hotbed for embedded finance, thanks to its mobile-first economy and digitally savvy population. Open banking and APIs will continue to drive innovation, enabling even more seamless integration of financial services. Southeast Asia Is Blooming With Options Let’s start somewhere close to heart, Southeast Asia.

Embedded Finance 111

Embedded Finance Finance Payment APIs and Integration BNPL 111

The Fintech Times

JANUARY 23, 2025

The latest to do so is PayJoy , the financial service provider to the underserved in emerging markets, as it reveals how smartphones are enabling working mothers in Mexico to have financial stability. Were committed to supporting the women who are often overlooked by traditional financial services, continued Barrantes.

Finance 59

Finance Participant Economy Financial Inclusion 59

The Fintech Times

FEBRUARY 4, 2025

Senegal is one of many countries across the Middle East and Africa trying to diversify its economy and future-proof itself by hosting financial inclusion by employing fintech solutions. Historically, Senegals economy has centred around agriculture, particularly peanuts.

FinTech 59

FinTech Financial Inclusion Online and Mobile Banking Central Bank 59

Fintech News

FEBRUARY 10, 2025

Unlike GenAI, which operates within predefined parameters, Agentic AI systems possess the capability to make independent decisions, learn from real-time data, and autonomously execute complex tasks without continuous human oversight. People no longer want to just be handed tools to manage their money.

AI 79

AI FinTech Fraud Detection Fraud Prevention 79

CB Insights

FEBRUARY 26, 2016

Frequently we hear talk about how startups are only catering to wealthier individuals in developed economies, or even the 1% (and sometimes, that’s true). However, there are many startups in the CB Insights database who are targeting underserved populations with healthcare, … Continued.

Underserved 53

Underserved Database Economy Continuity 53

The Fintech Times

JANUARY 28, 2025

Unlike traditional banks and financial service providers, which are often constrained by legacy systems and processes, fintechs are often more flexible – enabling them to quickly build solutions that better support underserved communities. Its an industry of collaboration and partnership between fintechs and traditional banks.

Service Provider 59

Service Provider FinTech Underserved Innovation 59

Fintech News

APRIL 28, 2024

According to Nikkei Asia , this move is part of a strategic effort to establish a significant presence in regions currently underserved by major digital asset platforms. With a daily trading volume of US$44.5 Looking ahead, Bitkub is exploring potential dual listings in international markets such as Hong Kong or the U.S.

Underserved 124

Underserved Cryptocurrency Economy Use Case 124

Fintech Review

JULY 10, 2024

As a result, DeFi is gaining traction rapidly due to its ability to provide financial services to those who have been historically underserved by conventional banking systems. Potential for Financial Inclusion: Bridging the Gap DeFi holds immense promise for fostering financial inclusion by providing services to underserved populations.

Finance 97

Finance Financial Inclusion Underserved Blockchain 97

The Fintech Times

SEPTEMBER 27, 2024

Despite its political unrest and economic challenges, Myanmar has shown significant progress in the fintech sector, bringing financial services to underserved populations. Agriculture, however, remains the largest contributor to the economy, accounting for nearly half of the GDP and employing two-thirds of the labour force.

Financial Inclusion 102

Financial Inclusion FinTech Underserved Central Bank 102

Fintech News

APRIL 24, 2025

4 Fintech Unicorns in Hong Kong Hong Kong continues to cement its role as a fintech powerhouse in Asia, blending its strong regulatory framework with an innovation-friendly environment. Its goal is to help grow Indonesias digital economy by enabling seamless transactions for everyone. Micro Connect Valuation: $1.7 Dana Valuation: $1.3

FinTech 133

FinTech Online and Mobile Banking Payment APIs and Integration Finance 133

Fintech Review

APRIL 19, 2025

It is becoming infrastructure, embedded, intelligent, and indispensable to the digital economy. This flexibility opens doors to underserved segments that were previously priced out of traditional enterprise software. Global expansion will continue, particularly in emerging markets where mobile and SaaS adoption is accelerating.

Finance 94

Finance Embedded Finance FinTech Payment APIs and Integration 94

Fintech Finance

AUGUST 15, 2024

million active customers and more than 79,000 merchants across the United States, Australia and New Zealand,1 Zip continues to promote financial inclusion by making everyday spending, cash flow management, budgeting – and the ability to cover unexpected expenses – accessible.

Financial Inclusion 98

Financial Inclusion BNPL Underserved Economy 98

Fintech News

MARCH 24, 2024

This deal reinforces our commitment to support new economy businesses as they move along the different growth stages and expand across the region.” This financial support is instrumental in propelling our continuous efforts to meet the unique financial requirements of underserved communities across Southeast Asia.”

Finance 114

Finance Security BNPL Underserved 114

Fintech Finance

APRIL 23, 2024

This collaboration aims to build a more financially sustainable creator economy. Leveraging Accelerated Payments funding solutions, inflverse has developed a proprietary platform that is revolutionising payments within the creator economy.

Economy 59

Economy Payments Underserved Addressing 59

Fintech Finance

MAY 9, 2024

A leading multinational bank, Access Bank Group , has today launched an innovative solution in collaboration with Mastercard to expand access to cross-border payments and remittances to and from the continent, bringing Africa closer to the global economy. In 2024, remittance flows to the region are projected to increase by 2.5%.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Visa Financial Inclusion 98

Fintech Finance

SEPTEMBER 25, 2024

Beginning in Cote d’Ivoire and Nigeria, Mastercard and KaiOS will deliver affordable payment acceptance devices and stimulate the growth of a more inclusive, connected global economy. This, in turn, makes it harder for these businesses to meaningfully participate in the digital economy and limits inclusive growth.

Visa 97

Visa Economy Digital Payments Enrollments 97

The Fintech Times

JANUARY 23, 2025

Paytech can bring people together Briana Marbury, CEO at the Interledger Foundation The reason many leave countries with developing or uncertain economies is to find a way to make more money to help their families back home. “Access to fair credit isnt just a convenience; its a necessity.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Fintech Finance

JULY 26, 2024

The SME sector accounts for 94% of the total number of companies operating in the UAE, according to the Ministry of Economy. The holistic and expansive nature of our product offering has helped us continue to grow sustainably. We’ve been in the market for a while now, and are incredibly proud of what our team has achieved.

Security 98

Security Underserved Product FinTech 98

Fintech Finance

DECEMBER 17, 2024

Tranglo , a leading cross-border payment hub, continues its expansion across Africa with the addition of 10 new payout countries: Benin, Cameroon, the Democratic Republic of the Congo, Gambia, Guinea, Guinea-Bissau, Ivory Coast, Malawi, Rwanda, and Tanzania. With the latest expansion, Tranglo now supports payouts to 25 African countries.

Cross-Border Payments 97

Cross-Border Payments Cross-Border Financial Inclusion Payment APIs and Integration 97

Fintech Finance

OCTOBER 24, 2024

Tap Pay is not just a feature; it’s a key part of our efforts to cultivate a more inclusive, cashless society and a documented economy. We will continue to lead the way in transforming Pakistan’s financial services landscape and paving the way for the widespread adoption of digital payments.” ” J.K.

Visa 98

Visa Point-of-Sale (POS) Economy Digital Payments 98

Fintech News

NOVEMBER 11, 2024

This year, digital payments and lending continued to lead the sector’s growth, accounting for over 90% of the total DFS revenue. This growth was driven by digital banks entering the space and expanding lending to underserved customers through the use of advanced technologies, including artificial intelligence (AI).

NOV 132

NOV Non-Bank Debit Card P2P 132

Tearsheet

JANUARY 28, 2025

The focus: Growing the network while providing an optimized payments experience to meet the financial needs of Americans Leonhard: Our goal is to continue that trajectory and surpass $1 trillion in transaction volume by the next edition of The Quarterly Review. Our engineers work nonstop to ensure that we have a strong and resilient platform.

Zelle 52

Zelle Transactions Credit Union P2P 52

Fintech News

FEBRUARY 26, 2024

Yet, despite these challenges, the fintech industry continues to innovate and adapt, seeking new avenues for growth and development. The research points out that this diversity in views reflects the sector’s resilience, with many firms identifying opportunities for expansion, especially into underserved markets.

FinTech 142

FinTech Consumer Financial Inclusion On-Demand 142

Electronic Transactions Association

FEBRUARY 22, 2023

The report, Advancing Economic Inclusion—Empowering Underserved Communities with Fintech , highlights the innovative products and services revolutionizing the way commerce is conducted through safe, secure, convenient, and rewarding solutions.

Underserved 40

Underserved Financial Literacy Online and Mobile Banking FinTech 40

The Fintech Times

OCTOBER 1, 2024

Having originally launched in Mexico in February 2024, inDrive Money improves financial inclusion for gig economy workers. This is particularly impactful as freelancers have traditionally been underserved in Latin America, and Colombia is no different. This will depend on their activity on the inDrive app.

Financial Inclusion 104

Financial Inclusion Underserved Origination Finance 104

Clearly Payments

OCTOBER 7, 2024

The COVID-19 pandemic has reshaped industries and economies worldwide. As of 2024, it is clear that the changes initiated during the pandemic are not just temporary adjustments but enduring shifts that continue to define the industry’s trajectory. in 2020, reaching $4.28 Subscription-based companies grew revenue by 11.6%

Cross-Border 105

Cross-Border Processors Multi-Currency Contactless Payments 105

PYMNTS

SEPTEMBER 27, 2020

The relationship will help Commerce Bank in its transformation to a more digital way of doing business, as the world continues to embrace digital technology in the wake of the pandemic. In this digital-first economy, AI is a critical component of their digital transformation.”.

Treasury Management 89

Treasury Management Treasury Underserved Reconciliation 89

PYMNTS

JUNE 19, 2020

Finance reported. “Many small businesses will continue to struggle in the weeks and months to come,” Senator Ben Cardin (D-Maryland) told Yahoo. Congress must once again act urgently to support our most vulnerable small businesses through this crisis, so our economy can recover as quickly as possible after the pandemic.”.

Small Business 91

Small Business Shutdown Underserved Treasury 91

PYMNTS

MAY 2, 2018

They are proportionally comfortable using gig economy services that provide these things, with about a third of millennials working some sort of gig position themselves. This generation also loves to travel, and many delay starting families (or forego it altogether) to continue exploring the world or otherwise pursue self-fulfillment.

Economy 57

Economy Participant On-Demand Underserved 57

Fintech Review

DECEMBER 31, 2024

With their growing economies and youthful populations, these regions present significant opportunities. Consequently, Kenya witnessed a surge in mobile payment adoption, improving financial access for underserved populations. The governments continuous support has ensured sustained growth.

FinTech 111

FinTech Regulations Best Practices Central Bank 111

Lending Front

JUNE 6, 2021

But while the economy in general is expected to boom, many small businesses are still in recovery mode. Of course, many firms opted to apply for fully forgivable PPP loans instead of traditional loans, seeing as the second round of PPP had funds earmarked for underserved small businesses. They might even be the next Chobani. ) .

Small Business 52

Small Business Community Banks Economy Non-Bank 52

PYMNTS

JANUARY 17, 2021

Bookkeeper360 embodies this culture, and we could not be more excited to continue helping small and family-owned businesses, excel with Bookkeeper360’s solutions.”. “Enabling small businesses to have the tools to succeed has been at the forefront of companies we look to invest in,” said Judson Ain in the release.

FinTech 75

FinTech Small Business Value Added Service Underserved 75

Fintech News

MAY 20, 2024

These virtual events became vital for maintaining business continuity, serving as a means for internal meetings and connecting with clients and audiences. Post-COVID-19, webinars continue to thrive, owing to their versatility, accessibility, affordability and effectiveness in engaging and educating audiences in an increasingly digital world.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

Fintech Review

APRIL 11, 2025

Whether youre an entrepreneur, investor, policymaker, or simply curious, this guide offers a clear, structured overview of the fintech sector as it continues to evolve. Financial Inclusion Fintech improves access to credit, savings, and insurance in underserved markets. Artificial intelligence will play a greater role.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Fintech Finance

JULY 30, 2024

At Mastercard, our commitment to playing a pivotal role in the country’s dynamic fintech ecosystem remains steadfast, as we continue to provide access to our expertise, network, and cutting-edge technologies to accelerate growth and meet evolving customer demands.”

Contactless Payments 98

Contactless Payments Cybersecurity Visa FinTech 98