Fintech News

JANUARY 30, 2024

Additionally, it offers access to near-real-time payment information, facilitating more efficient reconciliation of financial data across systems and supporting quicker, more informed decision-making. This integration is an expansion of Nuvei’s ongoing global payments collaboration with Microsoft, which was announced last month.

Reconciliation 111

Reconciliation Near Real-Time Payments Real Time Payments 111

Clearly Payments

FEBRUARY 27, 2025

Projected) The data illustrates the rapid acceleration of online shopping, with a strong upward trajectory expected to continue as technology and consumer preferences evolve. Mobile Commerce Dominance Mobile commerce (m-commerce) continues to reshape the global ecommerce landscape, accounting for over 70% of all online retail sales in 2025.

BNPL 59

BNPL Payments Small Business PayPal 59

PYMNTS

JUNE 23, 2020

New payments infrastructure continues to gain traction with financial service providers looking to modernize their services for business clients. The Clearing House’s RTP finds expansion within the community bank arena, while abroad, the Bank of Thailand is planning its own infrastructure development to accelerate B2B payments.

Federal Reserve 106

Federal Reserve RTP Payment APIs and Integration Fed 106

PYMNTS

AUGUST 13, 2020

As COVID-19 continues to drive unprecedented acceleration of online retail purchasing, merchants can’t afford losses due to cart abandonment or false declines,” PAAY CEO Yitz Mendlowitz said in the announcement. Gluck, a 25-year veteran in the emerging payments space, led teams at Mastercard before joining PAAY.

EMV 99

EMV Technology Authentication Visa 99

Fintech News

JANUARY 7, 2024

But to fully realize the sector’s potential, stakeholders must focus on nurturing a robust ecosystem by enhancing capital access, attracting and retaining top talent and fostering a strong demand for payment solutions, a new report by Emerging Payments Association Asia (EPAA) says.

Financial Inclusion 122

Financial Inclusion Innovation Payments NOV 122

PYMNTS

SEPTEMBER 24, 2020

Discover is continually exploring new ways to connect cars and all types of IoT machines directly to the Discover Global Network,” said Bill Dulin, vice president of network solutions at Discover. “Car IQ’s capabilities enable data governance at the vehicle level using vehicle data to help create trust and certainty.”.

Push-to-Card 99

Push-to-Card Transactions Risk Management Credit Cards 99

PYMNTS

JUNE 29, 2020

Wirecard said over the weekend it would continue to operate in all but one of its European locations as the court considers the company’s insolvency request. Government officials have said anyone locked out of receiving welfare payments should contact its helplines.

Authorization 89

Authorization Blocks Emerging Payments Accounts 89

Clearly Payments

DECEMBER 18, 2023

As technological advancements continue to unfold, the payment landscape in the United States is poised for a transformative journey in 2024 and beyond. These key trends are set to redefine how consumers and businesses engage with payments, introducing innovation and unparalleled convenience.

Payments Trends 102

Payments Trends Online and Mobile Banking Payment APIs and Integration Contactless Payments 102

Fintech News

SEPTEMBER 17, 2024

Innovations in emerging payment modes, including UPI Lite, credit card on UPI, virtual credit cards, pay-by-points, business payments and merchant acquisition, will continue to drive growth, with credit cards linked to UPI in particular poised to surge.

Digital Payments 107

Digital Payments Credit Cards Online and Mobile Banking Payments 107

PYMNTS

OCTOBER 21, 2020

Customers are shopping online more often and are more frequently opting for contactless payment methods in stores, for example. They are also seeking out merchants that can swiftly and seamlessly offer them the payments and shopping experiences they crave. Forty-six percent of U.S.

Payments 69

Payments Adjustments Emerging Payments Push-to-Card 69

PYMNTS

NOVEMBER 9, 2020

A paper by the Emerging Payments Association EU found that “In the opinion of all observers, open banking on the one hand and instant payment on the other is the recipe for all tomorrow’s payment solutions.”. leads the pack with more than 80 percent of FinTech funding in Europe last year alone.

Consumer Financial Protection Bureau (CFPB) 114

Consumer Financial Protection Bureau (CFPB) Accreditation TCH CFPB 114

The Fintech Times

MARCH 12, 2025

The PSR very much sealed its own fate by continuing to ignore the industrys advice on APP fraud. The fintech sector needs assurance that the security and innovation will continue going hand in hand. As the fight to stop criminals continues, having a regulator that is slow to react to the market poses significant risks.”

FinTech 59

FinTech Payment APIs and Integration Fraud Prevention Regulations 59

The Payments Association

MARCH 17, 2025

While maintaining robust authorisation criteria, introducing a more precise and transparent "rubric marking guide" for firms and proportionate continuous monitoring will signal to the market that the FCA is ready for more new entrants to drive growth in the sector.

Regulations 88

Regulations Risk Stablecoins Payments 88

PYMNTS

APRIL 23, 2020

Can software providers — independent software vendors (ISVs) and payment facilitators (PayFacs) among them — help their merchant clients pivot as they scramble to reinvent themselves amid the continuing coronavirus pandemic? You don’t want to just take one payment type,” he said. Refocusing On Omnichannel.

ISVS 74

ISVS Contactless Payments Facilitators Emerging Payments 74

PYMNTS

OCTOBER 21, 2016

Bank of America Merrill Lynch, a player in transaction services, and ModoPayments, a digital payments company, announced Thursday (Oct. 20) a strategic relationship that will give the bank access to Modo’s patented COIN Operated Digital Payments Hub.

Cross-Border 66

Cross-Border Digital Payments Payment Networks Gateways 66

Fintech Finance

SEPTEMBER 11, 2024

With today’s customers preferring to embrace a frictionless payment experience, this trend is expected to continue as non-cash transactions are forecast to reach 2,838 billion by 2028. The continued surge in non-cash transactions is a watershed moment for banks and payment service providers.

Instant Payments 98

Instant Payments Accounts Innovation Non-Bank 98

PYMNTS

DECEMBER 28, 2020

But there are other ways beyond the payment mechanism itself that can help to remedy this conflict between corporate buyers and vendors. Buy now, pay later (BNPL) had a big year in the consumer payments world, particularly as shoppers flocked online and gained access to integrated BNPL offerings right at the point of sale.

B2B 81

B2B BNPL Payments Third-Party Service Provider 81

FICO

FEBRUARY 21, 2020

Emerging payment solutions will grow up – grade B+. Despite the risks, the automotive lending industry will continue to do more negative equity loans. Despite the risks, the automotive lending industry will continue to do more negative equity loans. The big consolidations that we saw in 2019 will continue .

Consumer 52

Consumer Emerging Payments Addressing Checks 52

Fintech Finance

AUGUST 20, 2024

Global losses to payment fraud have surged to $48 billion USD in 2023, and payment companies around the world are under more pressure to leverage new and existing technology to tackle this problem. It can continuously be updated and evolved in step with first-party fraud.

Disputes 98

Disputes Transactions AI Issuers 98

Clearly Payments

DECEMBER 3, 2023

E-xact Transactions: Payment gateway and online credit card processing (International). Elavon: Payment processing solutions with the Converge payment gateway. Emergent Payments: Digital payment solutions (International). eProcessing Network: Payment gateway and services (United States).

Payment Gateways 105

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 105

Fintech Review

DECEMBER 3, 2024

Frameworks governing digital assets seek to mitigate risks while enabling the integration of blockchain-based payments. Effective regulation is thus crucial for sustaining trust and driving progress in payment solutions. Emerging Payment Technologies Technological advancements continue to reshape the payment landscape.

Payment Solutions 97

Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

The Fintech Times

JUNE 9, 2024

While a majority of respondents were confident in their firm’s cross-border payment capabilities, decision-makers continue to face difficulties including lost business from a failure to integrate with popular and emergent payment methods.

Cross-Border Payments 64

Cross-Border Payments Cross-Border Interoperability Fraud Detection 64

Fintech Finance

MAY 13, 2024

This includes traditional acquirer, issuing and transaction-switching services alongside new and emerging payment types in the region. By utilizing a proven, multi-phased migration to implement this modern platform, disruption to our operations and customers will be minimized.”

Process 52

Process Point-of-Sale (POS) Payment APIs and Integration Payments 52

Fintech Finance

JANUARY 30, 2024

This announcement is the latest from Nuvei as it continues to build upon two decades of experience in the B2B payments space and expand its sizeable portfolio of ERP integrations during a period of rapid growth for the industry. In total, B2B payment volumes are expected to exceed $120tn this year.

Near Real-Time 52

Near Real-Time B2B ACH Automation 52

The Fintech Times

OCTOBER 12, 2024

Tom Poole, senior vice president, emerging payments at Capital One “Customers prefer options when it comes to authentication—and having more tools in your toolbox to help prevent fraud is a necessity,” said Tom Poole , senior vice president, emerging payments at Capital One. “We

Authentication 52

Authentication Credit Cards Debit Card Fraud Prevention 52

PYMNTS

AUGUST 29, 2019

As a leader in the area of banking as a service (BaaS) platforms, NovoPayment is extending Visa’s capabilities into emerging payments including digital account origination, super wallets, and instant and proximity payments through easily consumable APIs.

Instant Payments 55

Instant Payments API Payments Issuers 55

The Fintech Times

MAY 16, 2024

As new payment technologies continue to emerge and fraud tactics evolve, there is a growing recognition of the need for regulatory adjustments to effectively combat these challenges. We’ve been part of the Payments Association (previously the Emerging Payments Association or EPA), including Pay360, for several years.

Fraud Prevention 64

Fraud Prevention Fraud Detection Payments Regulations 64

PYMNTS

DECEMBER 3, 2019

That’s not all that has happened over the last year or so, or all that will continue to develop in the new year or new decade. For instance, companies as nimble as PayPal and Stripe have played a part in changing the payments ecosystem, driving innovation throughout the industry and likely upending the traditional merchant services model.

Point-of-Sale (POS) 55

Point-of-Sale (POS) Gateways Payments Instant Payments 55

PYMNTS

SEPTEMBER 17, 2018

Going forward, HomeAway plans to explore emerging payment technologies, including cryptocurrencies. Payments is an exciting space; new opportunities are surfacing on a regular basis,” he said. Emerging payment technologies, such as cyrptocurrencies and mobile payments, could help the space push its influence even further. “I

Emerging Payments 49

Emerging Payments Push-to-Card Mobile Payments On-Demand 49

PYMNTS

MAY 4, 2020

Barnett brings to his new role a deep understanding of emerging payment technologies and 20-plus years of retail banking and payments industry experience, per the announcement. He has diversified our business to set us up for continued success while making Mastercard a true market leader across Europe.

Visa 56

Visa Emerging Payments Regulations Consulting 56

FICO

JANUARY 6, 2020

Emerging Payment Solutions Will Grow Up. Emerging payment solutions are slowly but steadily displacing legacy payment options like cash and checks…However, the faster these new payments move, the more attention they will attract from criminals.”. . Read the full post.

Posting 52

Posting AI Online and Mobile Banking Real Time Payments 52

Fintech Finance

DECEMBER 12, 2023

Notably, 42% of Spaniards have embraced mobile payments at least once, according to Visa’s data[1]. In this dynamic landscape Visa remains at the forefront of innovation, dedicated to enhancing accessibility and efficiency in emerging payment methods and channels, facilitating new money movement flows that connect and empower consumers.

P2P 52

P2P Near Real-Time Facilitators Payments 52

PYMNTS

FEBRUARY 25, 2019

“As regulators overseeing non-banks, our goals are clear: Ensure the safety and soundness of the financial system, protect consumers and streamline the multistate experience,” said Mark Quandahl, chairman of the CSBS Emerging Payments & Innovation Task Force, in a statement.

Regulations 59

Regulations FinTech Community Banks Non-Bank 59

The Fintech Times

MARCH 6, 2024

The payments landscape is undergoing a profound transformation as consumer preferences continue to evolve, with digital payments rising in prominence as the preferred method for conducting financial transactions. Network tokens and stored payment token usage are also on the rise. What else do you expect to see in 2024?

Digital Payments 64

Digital Payments Innovation Security Issuers 64

PYMNTS

AUGUST 8, 2019

More recently, in PYMNTS’ May Faster Payments Tracker , Fiserv Vice President of Digital Payments and Data Aggregation Paul Diegelman told PYMNTS about the friction associated with paper checks in B2B transactions, but acknowledged corporates’ hurdles in embracing emerging payments solutions.

FedNow 66

FedNow Checks B2B Federal Reserve 66

PYMNTS

FEBRUARY 25, 2020

B2B payments’ innovation trajectory continues to accelerate as more end-point solutions emerge to improve the vast number of friction points in the industry. It’s for these reasons that emerging payment methods like ACH can actually add burden to business operations. This is what businesses are asking for.

Remittance Data 69

Remittance Data Same Day ACH ACH B2B 69

PYMNTS

JANUARY 14, 2019

That capability to walk out of your house at any time and load money, and then go back into your room and buy something online or continue working online is incredible,” adding that eCommerce is “going to grow even more. Last month, Emergent acquired Interpay , a Ghana-based payments processor.

Online and Mobile Banking 85

Online and Mobile Banking Economy Accounts Transactions 85