Finextra

NOVEMBER 28, 2024

The fallout from the collapse of Synapse continues, with several partner banks facing a lawsuit alleging mishandling of customer funds, and one of those banks insisting that end user funds it once held were moved by the BaaS platform before it went bankrupt.

End User 116

End User Continuity 116

The Payments Association

FEBRUARY 10, 2025

Andrew Doukanaris Ambassador, The Payments Association While vIBANs have positive use cases, challenges exist in limited monitoring of the end user, alignment with the PSPs risk appetite, and the lack of a consistent framework to mitigate financial crime and regulatory risks. Common standards would bring consistency and confidence.

IBAN 88

IBAN AML Master Account Due Diligence 88

The Payments Association

FEBRUARY 27, 2025

Optimus’s solution enables corporate and retail end-users to send payments utilising local banking rails. E-money license and technological prowess Optimus’s e-money license and advanced core banking/card processing technology platforms provide a solid foundation for its continued success.

IBAN 88

IBAN Payments End User On-Demand 88

The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

PYMNTS

DECEMBER 22, 2020

Increasingly, consumer and corporate end users of various platforms are seeking a more seamless experience, and the owners of those platforms are finding a big opportunity to integrate a range of financial products and services, from payments to financing. But across use cases, Bloh said two key themes are emerging.

Payment APIs and Integration 114

Payment APIs and Integration End User Treasury Non-Bank 114

Fintech Finance

FEBRUARY 18, 2025

Payment : If the user stops charging early, the final payment reflects only the electricity used, and the remaining reserved funds are released. Though it required complex operational changes, the result is the opposite for the end-user: A considerably simplified experience.

Payment Solutions 75

Payment Solutions Push-to-Card Payments Credit Cards 75

PYMNTS

JANUARY 21, 2020

While Open Banking initiatives and data integrations between banks and FinTech firms have begun to target corporate and small business (SMB) end users, new research out of the U.K. has warned that small businesses are largely shunning the opportunity to unlock their financial data. In a recent report from the U.K.

Continuity 60

Continuity Payment APIs and Integration FinTech Small Business 60

Basis Theory

APRIL 19, 2024

The payment landscape continues to expand each year, offering a vast array of payment methods for end users and processing options for merchants. Payment gateways, processors, and service providers now provide comprehensive end-to-end solutions that maximize payment reach and minimize risk.

Payment Gateways 88

Payment Gateways Gateways End User Processors 88

The Fintech Times

DECEMBER 18, 2024

PayU continues to lead innovation in digital payments, making life easier for both merchants and end-users, while driving e-commerce growth in the country. The post Two Clicks and Purchased: PayU Brings Payment Simplicity to Colombia With Google Pay Integration appeared first on The Fintech Times.

Online and Mobile Banking 59

Online and Mobile Banking Payment Gateways Payments Encryption 59

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Although the technology exists, it’s ultimately the end user who will dictate how (or if) to use it. What Faster Payments Hasn’t Solved … Yet.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

The Fintech Times

APRIL 2, 2025

As commercial payments continue to evolve, Mastercards new programme will slash lengthy onboarding processes, unlocking efficiency for all VCN ecosystem participants and accelerating VCN usage in an $80trillion serviceable market. Mastercards approach is transforming commercial payments.

Visa 52

Visa Embedded Payments Payments Participant 52

PYMNTS

JUNE 30, 2020

One thing is certain: The seismic shifts have shone a spotlight on the fact that cash (and even plastic cards) has seen – and will continue to see – dwindling use. To get there, according to some of the executives we queried, agility is key, and responding to end users’ demands will be paramount.

End User 107

End User On-Demand Commercial Card Instant Payments 107

Fintech News

JUNE 5, 2024

By joining the Engage Programme, Sumsub aims to streamline customer onboarding, reduce fraud risks, and foster trust, ultimately improving the digital experience for end-users. They require continuous fraud prevention measures that extend beyond just the user onboarding phase.

Visa 107

Visa Product Fraud Detection Fraud Prevention 107

The Fintech Times

FEBRUARY 26, 2024

.” Consumers will not see big changes Anish Kapoor, CEO, AccessPay Looking at the impact of CBDCs from a consumer’s perspective, Anish Kapoor , CEO, AccessPay , the bank Integration-as-a-Service provider, did not think users would notice a radical transformation.

Cross-Border Payments 145

Cross-Border Payments Cross-Border Digital Currency Central Bank 145

PYMNTS

JANUARY 14, 2020

As such, services integrated into mobile phones, tablets, computers, Internet of Things (IoT)-connected devices and more may mean a more convenient service for end-users, but as Cohen noted, this monumentally increases the “attack surface” upon which cyberattackers can infiltrate and compromise. A Regulatory Minefield.

Security 101

Security PCI DSS Compromise Service Provider 101

Finovate

FEBRUARY 4, 2025

. “As money moves between banks, consumers, businesses, and beyond in a complex cycle, credit and debit cards continue to play a leading role in the payment experience,” said FIS Head of Cards and Money MovementChris Como.

FedNow 59

FedNow Federal Reserve Push-to-Card Enrollments 59

PYMNTS

APRIL 10, 2020

While this strategy can yield results, it can also create silos, hampering a bank’s ability to achieve one of the most vital goals of DX: seamless integration of operations that boost efficiency and improve the end-user experience. “Banks are technology companies,” Rio Tinto recently told PYMNTS.

Technology 144

Technology End User Cross-Border On-Demand 144

PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

PYMNTS

DECEMBER 16, 2019

Service providers are increasingly understanding that, like consumers, businesses demand a better and more seamless end-user experience. The higher the level of anti-fraud risk you build into your transaction monitoring rules and into your platform, the more clunky the system becomes for end users,” he continued.

Compliance 81

Compliance B2B Payment APIs and Integration End User 81

PYMNTS

JANUARY 26, 2021

Over the last three years, the open banking model has continued to proliferate in markets around the world — even in jurisdictions, like the U.S., where there is no open banking regulatory mandate. Citi Drives ISO 20022 Adoption With Volante.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

Fintech Finance

JULY 23, 2024

Alternative payment methods like digital wallets, account-to-account (A2A), and buy now, pay later (BNPL) continue to gain popularity. Companies across the payments value chain need to deliver exceptional end-user experiences and ensure technology, data and operations platforms are transformed to drive revenue, cost efficiency and control.

Consulting 98

Consulting Alternative Payment Methods Payments BNPL 98

Fintech News

OCTOBER 20, 2024

DBS continues to explore further blockchain applications, including securities tokenisation and digital trade finance. The bank is also exploring Programmable Rewards, a system for creating digital voucher programs with a focus on environmental, social, and governance (ESG) initiatives.

Blockchain 114

Blockchain Innovation Liquidity Management Multi-Currency 114

The Payments Association

MARCH 19, 2025

Judges were looking for solutions demonstrating genuine innovation that truly solves an issue and delivers benefits to end users. The Payments Innovation category recognises a product, solution, or project that has broken new ground within payments.

Payment APIs and Integration 88

Payment APIs and Integration End User Payment Solutions Innovation 88

Fintech Finance

JULY 2, 2024

This is part of Swiss4’s recently launched application that combines financial services and high-end lifestyle management, the first of its kind in Switzerland. With Marqeta’s platform, Swiss4 can swiftly design and introduce novel payment features, continually enhancing the end user experience.

Embedded Finance 97

Embedded Finance Non-Bank SWIFT Finance 97

Fintech Finance

OCTOBER 24, 2024

This partnership delivers significant value to end users, and we act as an extension of the SI’s team, providing end-to-end payment support.” “Our Channel Partner Program is designed to meet these needs by integrating our robust global payment functionality with the expertise of System Integrators.

Multi-Currency 98

Multi-Currency B2C End User Global Payments 98

Fintech Finance

JULY 29, 2024

This collaboration with Newline further enhances Stripe’s ability to deliver compliant embedded money movement solutions for their platform clients and their end users. Software platforms look to Stripe to simplify money movement so they can offer embedded, compliant financial services to their own business customers.

Embedded Payments 97

Embedded Payments Treasury End User Processors 97

Fintech Finance

JUNE 11, 2024

With its commitment to best-in-class technology and customer-centric products, Jaja consistently prioritises their end users. TrueLayer’s open banking-powered instant payments capabilities means we can continue to harness the future of payments while optimising our technology and enhancing our customer’s user experience.”

Finance 104

Finance Credit Cards Instant Payments End User 104

Fintech Finance

OCTOBER 23, 2024

Forter’s technology uses the speed and sophistication of AI to detect patterns across vast datasets and the savvy of fraud experts to continuously update its models. With over 400 banking channels, both global and local, we always put G2A.COM users first. G2A.COM continues to champion strong security measures across the industry.

Blocks 98

Blocks Payments Fraud Prevention APACS 98

NFCW

APRIL 4, 2024

“Daily use of mobile payment platforms is becoming increasingly common, with users citing the security, reliability and convenience of digital solutions as core driving factors. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 122

Consumer Contactless Payments Use Case Research 122

The Fintech Times

JANUARY 10, 2024

Devices and end-user computing emerged as the second most important investment priority for the finance sector, with over a third (36 per cent) of respondents planning to invest in this area in 2024. I look forward to continuing to work with our customers towards a brighter future!”

Cybersecurity 120

Cybersecurity AI Risk End User 120

Fintech Finance

AUGUST 7, 2024

The collaboration between dLocal and iTransfer aims to address these challenges by offering competitive rates, real-time currency updates, and enhanced flexibility for end-users. “Offering our users competitive rates and reliable payout methods is crucial to our mission of supporting financial needs in emerging markets. .”

Cross-Border 97

Cross-Border Cross-Border Payments APACS Financial Inclusion 97

Fintech Finance

JULY 9, 2024

Galileo continues to power most of the leading fintechs in the US and provide a one-stop-shop for a wide variety of payment methods,” said David Feuer, CPO at Galileo. ” Enabling wire capabilities benefit end users in several ways: Fast Transactions: Recipients receive their funds on the same day they’re sent.

Wire Transfer 97

Wire Transfer Wire Wires FedWire 97

Fintech News

FEBRUARY 19, 2024

. “Now, almost two years after the acquisition, a greater integration has happened, so critical capabilities got integrated into what we know as Visa Cross-Border Solutions” to continue delivering global money movement solutions for banks, fintechs, FX brokers, and other payment institutions, according to Rohit.

Cross-Border 114

Cross-Border Cross-Border Payments Multi-Currency Payment APIs and Integration 114

Fintech Finance

AUGUST 29, 2024

“Our partnership with Unlimit will provide massive benefit to end users, by allowing Alchemy Pay to offer wider global coverage, lower costs, and improve transaction success rates.

Payment Gateways 97

Payment Gateways Gateways End User Settlement 97

Fintech Finance

AUGUST 7, 2024

Ensuring a smooth process with Tribe is key for end-user functionality. We look forward to continued growth over the coming months and years.” Joshua Vittori, CEO of Orenda, commented: “Orenda has been able to issue 10,000 cards in under two months with Tribe being the processor.

Issuers 105

Issuers Process Payment APIs and Integration Processors 105

PYMNTS

JANUARY 27, 2021

The concept of embedded banking has opened up a new frontier for financial service providers to drive holistic, elevated experiences for end-users. But the continued evolution of FinTech has made integration far more accessible, and today, it’s up to those FinTech providers to facilitate connectivity.

Payment APIs and Integration 115

Payment APIs and Integration On-Demand End User Treasury 115