PYMNTS

JUNE 30, 2020

In an interview with Karen Webster, Ariff Kassam , CTO at NuoDB , delved into the roadmaps FIs should develop as they move to the cloud over a timeframe that best aligns with end users’ evolving (and sometimes rapidly changing) needs. A lot of people play lip service to continuity,” said Kassam.

Business Continuity 104

Business Continuity Continuity Disaster Recovery Best Practices 104

The Payments Association

FEBRUARY 10, 2025

While vIBANs offer innovation in payment systems, they introduce risks like money laundering due to insufficient oversight. Strengthening KYC procedures is critical, ensuring that verification extends beyond master account holders to individual vIBAN end users. Why is it important? What’s next?

IBAN 88

IBAN AML Master Account Due Diligence 88

PYMNTS

DECEMBER 15, 2020

Real-time rails continue to gain traction as solution providers debut new tools wielding existing instant payment infrastructure to enhance their offerings to business customers. Visa Talks Payment Rail Innovation. When we think about rails, we think about them as a means to an endpoint," he said.

Innovation 94

Innovation Cross-Border Payments Cross-Border Real Time Payments 94

PYMNTS

MARCH 19, 2020

The current climate of innovators appears to be up for the challenge, however. FinTechs and banks continue to develop new solutions to address many of the biggest pain points of global business payments, from speed to foreign exchange. Accelerating Ecosystem Innovation. “There’s just so much inefficiency.”

Cross-Border 95

Cross-Border B2B Innovation Payments 95

Fintech Finance

FEBRUARY 18, 2025

As charging infrastructure expands, EFT Corporation is pioneering payment innovation in South Africas electric vehicle (EV) charging space by implementing a cloud-based, open-loop payment system for EV charging stations. The country now has nearly 400 public charging stations, with further expansion planned for 2025.

Payment Solutions 75

Payment Solutions Push-to-Card Payments Credit Cards 75

PYMNTS

MARCH 23, 2018

In financial services today, security and innovation can work with each other, and against each other. FinServ cybersecurity is, of course, a prime target for innovation. The pace of innovation focused on consumer experience is showing no signs of slowing down. from EMVCo and “PIN on Glass” from the PCI Council.

Innovation 74

Innovation Security Visa Online and Mobile Banking 74

PYMNTS

APRIL 17, 2020

Open banking regulations across Europe kicked open the door for a wave of FinTech competition, with consumer-facing personal finance management (PFM) right in the crosshairs of innovators’ efforts. Small businesses and corporate end-users have emerged as powerful drivers of exploring new use-cases for open banking and PSD2 regulations.

Innovation 83

Innovation Payment APIs and Integration Use Case Reconciliation 83

The Fintech Times

DECEMBER 18, 2024

The integration of GPay responds to the needs of consumers and merchants for innovative tools that simplify the payment process, said Jaime Parra , head of product LatAm at PayU. PayU continues to lead innovation in digital payments, making life easier for both merchants and end-users, while driving e-commerce growth in the country.

Online and Mobile Banking 59

Online and Mobile Banking Payment Gateways Payments Encryption 59

PYMNTS

DECEMBER 3, 2020

Payment innovators are embracing the opportunities to mix payment rails old and new in search of business-to-business (B2B) solutions that can tackle longstanding friction. Corporate buyers continue to drive commercial card adoption in order to take advantage of capital float and rewards programs.

B2B 88

B2B NACHA Innovation Nacha Operating Rules 88

PYMNTS

FEBRUARY 5, 2020

And he said the opportunity surrounding cross-border real-time payments (RTP) will have the most significant impact on end-users due to the “potential implications” for changing how the FinTech conducts business. And Praeger says veteran players in the FinTech space will continue to grow this year. Blockchain.

B2B 95

B2B FinTech Cross-Border Innovation 95

The Payments Association

MARCH 19, 2025

At the gala dinner, which took place in London on March 13th, 2025, the business took home the Payments Innovation of the Year award. The FStech Awards have been celebrating excellence and innovation within the UK and EMEA financial services sector for 25 years.

Payment APIs and Integration 88

Payment APIs and Integration End User Payment Solutions Innovation 88

PYMNTS

JUNE 30, 2020

One thing is certain: The seismic shifts have shone a spotlight on the fact that cash (and even plastic cards) has seen – and will continue to see – dwindling use. To get there, according to some of the executives we queried, agility is key, and responding to end users’ demands will be paramount.

End User 107

End User On-Demand Commercial Card Instant Payments 107

The Fintech Times

APRIL 2, 2025

Mastercard is already partnering with ERP (enterprise resource planning) platforms to deliver VCN-led innovation that automates end-corporate users workflows. This substantially streamlined process empowers corporate end-users to seamlessly utilize VCN technology on systems that they use every day such as HRS and Cvent.

Visa 52

Visa Embedded Payments Payments Participant 52

PYMNTS

DECEMBER 3, 2020

For all of the innovation that's occurred in the banking landscape, it's often consumers – not corporates – that benefit from the latest technologies. Looking ahead, data integrations and APIs will continue to be integral components of the corporate banking world as new innovations emerge. The Drive To Upgrade.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

Fintech News

JUNE 5, 2024

By joining the Engage Programme, Sumsub aims to streamline customer onboarding, reduce fraud risks, and foster trust, ultimately improving the digital experience for end-users. They require continuous fraud prevention measures that extend beyond just the user onboarding phase.

Visa 107

Visa Product Fraud Detection Fraud Prevention 107

PYMNTS

DECEMBER 16, 2019

one of the largest FinTech hubs of the world today, initiatives like Open Banking demonstrate the opportunity for regulatory mandates to encourage innovation and competition — even in markets where such regulatory mandates don’t exist. Achieving A Better User Experience. Mixing Innovation With Compliance. With the U.K.

Compliance 81

Compliance B2B Payment APIs and Integration End User 81

The Fintech Times

FEBRUARY 27, 2025

Fintech innovations are not just streamlining back-office operations theyre reshaping the future of finance. With the growth of alternative assets in institutional portfolios and the retailisation of the asset class, a myriad of innovative fintech solutions has emerged to resolve this challenge.

AI 76

AI FinTech Fraud Detection Automation 76

Fintech Finance

JULY 29, 2024

This collaboration with Newline further enhances Stripe’s ability to deliver compliant embedded money movement solutions for their platform clients and their end users. Software platforms look to Stripe to simplify money movement so they can offer embedded, compliant financial services to their own business customers.

Embedded Payments 97

Embedded Payments Treasury End User Processors 97

Fintech Finance

JULY 23, 2024

To build on that heritage, we are now putting a renewed focus on helping our clients accelerate innovation in payments, banking and lending, cost transformation, regulation and risk management and operating model development.”

Consulting 98

Consulting Alternative Payment Methods Payments BNPL 98

PYMNTS

AUGUST 31, 2017

With initiatives like the Faster Payments Task Force and the Secure Payments Task Force, the Fed is pushing for innovation and progress in the nation’s payments infrastructure and market. Technology provides the opportunity to make big changes in how end-users use the payment system.”. There are a lot of challenges here.”.

Federal Reserve 64

Federal Reserve Innovation Secure Payments Task Force Faster Payments 64

PYMNTS

JANUARY 14, 2020

“Financial services and payments companies today are required to enable and support innovative new ways for customers to conduct financial transactions from any device, and from any location, without exposing themselves or their data to risk,” he said.

Security 101

Security PCI DSS Compromise Service Provider 101

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Although the technology exists, it’s ultimately the end user who will dictate how (or if) to use it. What Faster Payments Hasn’t Solved … Yet.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

Fintech Finance

JULY 2, 2024

Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced a new customer, Swiss4 , providing real-time and personalised digital payment services for their customers.

Embedded Finance 97

Embedded Finance Non-Bank SWIFT Finance 97

PYMNTS

MARCH 7, 2019

However, the way payments innovation is pursued — and becomes reality — is changing, too. Furthermore, the lines between financial services, FinTech firms, payment providers and even open source “communities” continue to blur as collaboration takes shape.

ATM 77

ATM Innovation Real Time Payments Blockchain 77

PYMNTS

JULY 15, 2020

But today, as pandemic-fueled late payments and supply chain disruptions continue to threaten the livelihood of businesses around the globe, factoring and supply chain finance have, in many cases, proven to be a valuable cash flow strategy for B2B buyers and suppliers alike.

Innovation 54

Innovation Due Diligence End User Small Business 54

PYMNTS

JANUARY 26, 2021

Over the last three years, the open banking model has continued to proliferate in markets around the world — even in jurisdictions, like the U.S., where there is no open banking regulatory mandate. Citi Drives ISO 20022 Adoption With Volante.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

Fintech Finance

OCTOBER 22, 2024

This innovation allows Members of the Thunes’ Direct Global Network – including mobile wallets, neo-banks, and banks with mobile capabilities – to connect directly to China’s QR code payment systems operated by the Digital Currency Institute (DCI) and NetsUnion Clearing Corporation (NUCC).

Payment Solutions 98

Payment Solutions Economy Cross-Border Payments Payments 98

Fintech Finance

JULY 24, 2024

With experience and focus on innovative payment services across Real-Time Payments (RTP® and FedNow®), ACH, card solutions and alternative payment rails, Carl is well-positioned to support the FPC’s continued growth and innovation in faster payments.

Faster Payments 97

Faster Payments FPC FedNow RTP 97

Fintech Finance

AUGUST 7, 2024

The collaboration between dLocal and iTransfer aims to address these challenges by offering competitive rates, real-time currency updates, and enhanced flexibility for end-users. “Offering our users competitive rates and reliable payout methods is crucial to our mission of supporting financial needs in emerging markets. .”

Cross-Border 97

Cross-Border Cross-Border Payments APACS Financial Inclusion 97

Fintech Finance

JUNE 20, 2024

The company has processed over €100 billion in transactions and now supports over 250 million end users. Mangopay’s award-winning payment solutions enable platforms to build customized payment infrastructures, facilitating business growth both locally and internationally, enhancing user experiences, and safeguarding against fraud.

Cross-Border 97

Cross-Border End User Economy Facilitators 97

PYMNTS

MARCH 2, 2020

FinTech innovation has opened the floodgates for a stream of new platforms and products designed to help small businesses and corporates more efficiently manage money and make payments. The acceleration of payments innovation has also added complexity to the ability of an accounting platform to integrate payments functionality directly.

Accounts 56

Accounts Innovation Payment APIs and Integration Payments 56

Fintech News

JUNE 12, 2024

The Bank for International Settlements (BIS) Innovation Hub ‘s Point Zero Forum 2023 roundtable brought together key stakeholders and leaders from both the public and private sectors to discuss opportunities and challenges in cross-border payments.

Cross-Border Payments 119

Cross-Border Payments Cross-Border Interoperability Payments 119

PYMNTS

NOVEMBER 27, 2020

As B2B eCommerce accelerates its technological innovation, and as adoption grows, it continues to look toward the world of B2C to implement optimized end-user experiences – for both the buyer and the seller. Challenge of Extending Trade Credit.

B2B 104

B2B Point-of-Sale (POS) B2C Due Diligence 104

Fintech News

FEBRUARY 19, 2024

. “Now, almost two years after the acquisition, a greater integration has happened, so critical capabilities got integrated into what we know as Visa Cross-Border Solutions” to continue delivering global money movement solutions for banks, fintechs, FX brokers, and other payment institutions, according to Rohit.

Cross-Border 114

Cross-Border Cross-Border Payments Multi-Currency Payment APIs and Integration 114

Fintech Finance

JANUARY 15, 2024

NYSE: JBL) today announced ongoing innovation between its payment solutions business unit and Revolut , a digital banking pioneer and global financial super app provider, to support the neobank’s rapid growth trajectory and global expansion in merchant acquiring.

Mobile Payments 59

Mobile Payments Innovation Product Payment APIs and Integration 59

The Fintech Times

JANUARY 10, 2024

Devices and end-user computing emerged as the second most important investment priority for the finance sector, with over a third (36 per cent) of respondents planning to invest in this area in 2024. I look forward to continuing to work with our customers towards a brighter future!”

Cybersecurity 120

Cybersecurity AI Risk End User 120