PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade. Connectivity Is Key.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

PYMNTS

JANUARY 14, 2020

In financial services, demand for ease of use and security are sky-high, even for business customers. Regulatory mandates “seem to update every year,” he added, meaning service providers will continue to have to stay on their toes to keep security and compliance at the center of their cloud migration and digitization initiatives.

Security 101

Security PCI DSS Compromise Service Provider 101

Fintech Finance

JUNE 7, 2024

“As we prepare to formally launch EPP at PegaWorld iNspire 2024, we invite you to join us at the event and see first-hand how EPP enables banks to transform the user experience associated with cross-border payments.” ” International payments are the lifeblood of the global economy.

Cross-Border Payments 52

Cross-Border Payments Cross-Border SWIFT Payment APIs and Integration 52

Fintech Finance

MAY 23, 2024

Payments are becoming increasingly sophisticated, and it is crucial that we continue to evolve to meet our customers’ business needs and regulatory requirements,” said Bernhard Strauch, Head Securities & Payments Services at LGT Financial Services Ltd. “We We look forward to supporting LGT on further developing its payments services.”

Instant Payments 52

Instant Payments Compliance Regulations Payment APIs and Integration 52

Fintech News

JUNE 12, 2024

Rapid globalisation and available technological advancements have spurred the demand for more efficient, transparent, and accessible cross-border payment systems. Balancing incentives between sending and receiving jurisdictions is crucial, and costs should not be passed solely to the end-user.

Cross-Border Payments 116

Cross-Border Payments Cross-Border Interoperability Payments 116

The Fintech Times

JANUARY 7, 2024

” Costs outweigh value As the cost of living crisis continues, many consumers are finding that the costs of their insurance premiums no longer merit the coverage. These concerns could stem from the fact that many users have come across hurdles during their payments process.

Security 59

Security Payments On-Demand Scams 59

Fintech Finance

JANUARY 15, 2024

We set very high expectations for end-user experience and focused on meeting Revolut’s specific objectives for device layout, along with screen and touchpad functionality,” said Mauricio Ferreira, senior director, Point of Sales for the Digital Commerce Business Unit at Jabil.

Mobile Payments 59

Mobile Payments Innovation Product Payment APIs and Integration 59

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Among corporates, there is an increasing demand that their global payment activity is able to keep up with the pace of doing business.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

PYMNTS

JANUARY 20, 2021

Consumers keep demanding a better, more convenient, seamless, secure user experience that makes their lives better. Instant payments are critical to fully delivering on that end user experience, she noted. The Road Ahead. have disappeared from public life.

Instant Payments 110

Instant Payments Visa Payments On-Demand 110

PYMNTS

DECEMBER 16, 2019

Service providers are increasingly understanding that, like consumers, businesses demand a better and more seamless end-user experience. The higher the level of anti-fraud risk you build into your transaction monitoring rules and into your platform, the more clunky the system becomes for end users,” he continued.

Compliance 81

Compliance B2B Payment APIs and Integration End User 81

PYMNTS

DECEMBER 1, 2019

Effective next month, joint customers who continue to use Gusto for payroll will need to manually enter information the API does not support, such as banking and tax details.” ” Gusto, on the other hand, said its decision to request changes on Zenefits’ end stems from security issues.

Disputes 81

Disputes API Security Payroll 81

The Fintech Times

DECEMBER 13, 2023

Fintech remains in the top three sectors for investment, as 63 per cent of respondents strongly agreeing that there remain many opportunities for disruption by startups in the fintech sector, with a further 60 per cent strongly agreeing that exit opportunities will continue to have strong return potential.

FinTech 75

FinTech Payment Networks Research Payments Strategy 75

PYMNTS

JANUARY 12, 2021

That includes Payments-as-a-Service (PaaS) in which providers help enterprises accept a range of transactions from their end customers — whether those end users (the ones actually paying and getting paid) are consumers or corporates. Flexibility Is Key. Technology brings the concept of flexible payments into reality.

Payment APIs and Integration 104

Payment APIs and Integration Payments B2B Money Laundering 104

PYMNTS

FEBRUARY 14, 2020

These exceptions can be linked to changes in weather, customer demand, and other logistical risks that impact where and when deliveries occur. Continuous Data. Supply chain management has always presented a challenge for global corporates, with digitization and automation technology aiming to reduce friction and enhance visibility.

Addressing 99

Addressing On-Demand Volume Continuity 99

PYMNTS

APRIL 10, 2020

While this strategy can yield results, it can also create silos, hampering a bank’s ability to achieve one of the most vital goals of DX: seamless integration of operations that boost efficiency and improve the end-user experience. “Banks are technology companies,” Rio Tinto recently told PYMNTS.

Technology 144

Technology End User Cross-Border On-Demand 144

PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first. So far, corporate banking users are always left out in the cold.” They’re out there; they just have to be used.”.

End User 89

End User API Credit Union Value Added Service 89

The Fintech Times

AUGUST 15, 2024

We’ve invested in new, cutting-edge tech solutions, either via acquisition or core software development, but our ultimate aim is still to improve and streamline the mortgage origination journey and provide the best digital self-service to our end users. Since launch, how has your company evolved?

Origination 59

Origination Payment APIs and Integration Addressing CRM 59

PYMNTS

APRIL 2, 2018

Consumers demand easy, digital banking, but this pressure for banks to deliver is also coming from corporate clients. Take mobile banking, which has propelled the introduction of mobile-only banks to meet demand for better services on smaller screens. Analysts say the tangible benefits of digitization and a happier end user are clear.

Blockchain 68

Blockchain Online and Mobile Banking End User Non-Bank 68

The Fintech Times

APRIL 3, 2024

“This trend suggests that the coming months may serve as a wakeup call for many payment intermediaries, as embedded finance threatens to disrupt traditional roles, potentially leading to the obsolescence of third-party intermediaries and consequent cost reductions for end users.

Embedded Finance 126

Embedded Finance Finance Non-Bank Embedded Payments 126

The Fintech Times

FEBRUARY 27, 2024

James Butland, UK managing director, Mangopay “By 2027, third-party sales via marketplaces will account for 59 per cent of all global e-commerce, and so we’ll see an increased demand for paytech built with marketplaces and platforms at the heart. This lightens the human load, allowing teams to concentrate on more complex and strategic tasks.

Consumer Protection 69

Consumer Protection Stablecoins Payments Trends Consumer 69

PYMNTS

APRIL 16, 2018

According to the publication, Foursquare has the data of more than 12 billion user check-ins on its platform that it extends to 125,000 businesses that use that location information. Foursquare began strengthening its B2B services in 2015 following partnerships with Twitter and Microsoft as demand for Big Data increased.

API 74

API On-Demand End User B2B 74

PYMNTS

DECEMBER 8, 2020

million will go toward continuing to add features, hire more employees and grow the company's user base. The most successful transformations will involve the end user, including small businesses that have had to use cumbersome or expensive products before.

Payment APIs and Integration 60

Payment APIs and Integration End User API Checks 60

PYMNTS

FEBRUARY 5, 2020

And he said the opportunity surrounding cross-border real-time payments (RTP) will have the most significant impact on end-users due to the “potential implications” for changing how the FinTech conducts business. And Praeger says veteran players in the FinTech space will continue to grow this year. Blockchain.

B2B 95

B2B FinTech Cross-Border Innovation 95

PYMNTS

DECEMBER 26, 2019

On the cusp of a new year, and a new decade, this trend will continue, according to Deluxe Treasury President and CEO Barry McCarthy. The AR innovation trajectory has followed the path that many B2B FinTech technologies have begun to follow in recent years — and it will continue to do so in 2020, said McCarthy. Customer Choice.

Accounts 53

Accounts B2B End User Payer 53

The Fintech Times

FEBRUARY 28, 2024

“Clearpay’s latest Oxford Economics report revealed that nearly one in three UK consumers used BNPL over the 12 months ending August 2023, with this figure rising to 41 per cent and 36 per cent respectively among Gen X and Millennials. He explains that more retailers will expand their offerings to include them as time goes on.

Payment Solutions 59

Payment Solutions BNPL Payment APIs and Integration Payments 59

The Fintech Times

APRIL 16, 2024

For over 50 years, FIS has continued to drive growth for clients around the world by creating tomorrow’s technology, solutions, and services. I’ve been fortunate to lead a number of projects to transform our product assets and ensure that we are continuing to stay ahead as industry trends and customer demands shift.

FinTech 59

FinTech Innovation Global Payments On-Demand 59

PYMNTS

DECEMBER 10, 2020

Phalen, along with Conferma Pay CEO Simon Barker , recently spoke with Karen Webster about what today's finance chiefs need in a B2B payment solution, and how mobile-based virtual card technology can address end-users' demand for an optimal experience while also meeting CFOs' new requirements.

Security 106

Security B2B Use Case Payment Solutions 106

PYMNTS

SEPTEMBER 16, 2020

To that end, in an interview with PYMNTS, Vincent Caldeira , chief technologist, Financial Services, APAC at Red Hat , said that moving to the digital age will require banks to renovate their suite of core banking functions (checking and savings, for example) by moving to the cloud — and to microservices in particular.

APACS 117

APACS On-Demand End User Technology 117

PYMNTS

AUGUST 20, 2020

The fallout from the global pandemic occurred almost overnight for organizations, which were suddenly struggling to ensure business continuity as professionals worked from home. And we’ve seen incredible demand for integrated receivables and more advanced receivables automation as a result of this.” A Gradual Process.

Payment APIs and Integration 104

Payment APIs and Integration Automation B2B API 104

PYMNTS

APRIL 2, 2020

In the consumer commerce world, offering customers choice in how they pay for goods and services across channels is an important part of offering an optimal end-user experience. Get me my money as fast as you can,” Gray said of SMBs’ demands today. Accelerating Collections. from a pricing perspective,” she said.

Small Business 64

Small Business Payments B2B On-Demand 64

PYMNTS

JANUARY 12, 2021

That includes Payments-as-a-Service (PaaS) in which providers help enterprises accept a range of transactions from their end customers — whether those end users (the ones actually paying and getting paid) are consumers or corporates. Flexibility is Key. Technology brings the concept of flexible payments into reality.

Payment APIs and Integration 61

Payment APIs and Integration Payments B2B Money Laundering 61

PYMNTS

SEPTEMBER 8, 2020

As Mack explained, tackling this issue for all types of FinServ providers must revolve around combating fraud risks and promoting compliance — but it also needs to prioritize the customer journey, as businesses increasingly demand the seamless onboarding experience that consumers already have. When the U.S. On Tuesday (Sept.

FinTech 79

FinTech Compliance On-Demand Mitigation 79

PYMNTS

NOVEMBER 14, 2016

Small and medium-sized businesses can be fickle when it comes to adopting new technologies, for instance, or SMEs can feel hesitant to adopt emerging solutions, like on-demand services. Though, according to experts, it’s not the cloud service that’s usually to blame for data breaches; it’s the end user.

On-Demand 75

On-Demand Data Breach Data Security Small Business 75

Faster Payments Council

MAY 7, 2020

Around the world, QR codes continue to explode in popularity as a payments instrument. With increased consumer and business demands on efficiency and speed, QR codes check a lot of faster payments boxes. So, that's the intent of the FPC's newly formed End-User QR Code Interface Work Group, chaired by Walmart's Matt Howarter.

FPC 68

FPC Faster Payments Payments Facilitators 68

PYMNTS

NOVEMBER 18, 2020

Just ask the estimated 42 percent of small- to medium-sized businesses ( SMBs ) that continue to use paper checks to make B2B payments. While businesses continue to rely on paper checks or even standard ACH transactions, Ledford said he's not necessarily surprised that business adoption of the RTP network has not been immediate.

RTP 82

RTP Use Case Real Time Payments ISO 20022 82

FICO

AUGUST 3, 2022

Banking and financial services continue to be disrupted by leaner, new-to-market fintechs andchallenger banks, as well as shifting economic and regulatory conditions. Amid the pressure to deliver results, IT teams continually face challenges in keeping up with the day-to-day demands of the business. Thu, 08/22/2019 - 12:37.

Use Case 52

Use Case AI On-Demand Automation 52