PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade. Connectivity Is Key.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

Fintech Finance

OCTOBER 23, 2024

The global nature of its business required G2A.COM to scale its fraud prevention and payments program to meet growing demand. Forter’s technology uses the speed and sophistication of AI to detect patterns across vast datasets and the savvy of fraud experts to continuously update its models.

Blocks 98

Blocks Payments Fraud Prevention APACS 98

PYMNTS

APRIL 10, 2020

While this strategy can yield results, it can also create silos, hampering a bank’s ability to achieve one of the most vital goals of DX: seamless integration of operations that boost efficiency and improve the end-user experience. “Banks are technology companies,” Rio Tinto recently told PYMNTS.

Technology 144

Technology End User Cross-Border On-Demand 144

Fintech Finance

JULY 2, 2024

This is part of Swiss4’s recently launched application that combines financial services and high-end lifestyle management, the first of its kind in Switzerland. With Marqeta’s platform, Swiss4 can swiftly design and introduce novel payment features, continually enhancing the end user experience.

Embedded Finance 97

Embedded Finance Non-Bank SWIFT Finance 97

PYMNTS

JANUARY 20, 2021

Consumers keep demanding a better, more convenient, seamless, secure user experience that makes their lives better. Instant payments are critical to fully delivering on that end user experience, she noted. The Road Ahead. have disappeared from public life.

Instant Payments 110

Instant Payments Visa Payments On-Demand 110

Fintech Finance

DECEMBER 17, 2024

This integration provides users with an unprecedented payment experience, allowing faster and safer transactions while redefining how Colombians shop. In a country where mobile payment growth is projected at 22% annually, adopting solutions like Google Pay is essential to meet market demand. billion by 2025, compared to $59.74

Payment Gateways 78

Payment Gateways Gateways Online and Mobile Banking Payments 78

Fintech Review

NOVEMBER 20, 2024

What’s more, financial barriers continue to impact quality of life for people globally. Describe how Almond FinTech ensures the affordability of cross-border transactions for end-users. Almond’s SOE puts end-users at the core of our mission. Let’s dive in. One-third of adults don’t have access to a bank.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Multi-Currency FinTech 115

NFCW

APRIL 4, 2024

Daily use of mobile payment platforms is becoming increasingly common, with users citing the security, reliability and convenience of digital solutions as core driving factors. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 95

Consumer Contactless Payments Use Case Research 95

PYMNTS

DECEMBER 16, 2019

Service providers are increasingly understanding that, like consumers, businesses demand a better and more seamless end-user experience. The higher the level of anti-fraud risk you build into your transaction monitoring rules and into your platform, the more clunky the system becomes for end users,” he continued.

Compliance 81

Compliance B2B Payment APIs and Integration End User 81

PYMNTS

FEBRUARY 14, 2020

These exceptions can be linked to changes in weather, customer demand, and other logistical risks that impact where and when deliveries occur. Continuous Data. Supply chain management has always presented a challenge for global corporates, with digitization and automation technology aiming to reduce friction and enhance visibility.

Addressing 99

Addressing On-Demand Volume Continuity 99

Stax

APRIL 18, 2024

SaaS companies deliver software applications over the internet on a subscription basis, simplifying access and management for users. ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. Primarily through direct-to-user subscriptions and third-party distributors.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

PYMNTS

JANUARY 12, 2021

That includes Payments-as-a-Service (PaaS) in which providers help enterprises accept a range of transactions from their end customers — whether those end users (the ones actually paying and getting paid) are consumers or corporates. Flexibility Is Key. Technology brings the concept of flexible payments into reality.

Payment APIs and Integration 104

Payment APIs and Integration Payments B2B Money Laundering 104

Fintech News

JUNE 12, 2024

Rapid globalisation and available technological advancements have spurred the demand for more efficient, transparent, and accessible cross-border payment systems. Balancing incentives between sending and receiving jurisdictions is crucial, and costs should not be passed solely to the end-user.

Cross-Border Payments 116

Cross-Border Payments Cross-Border Interoperability Payments 116

PYMNTS

DECEMBER 1, 2019

Effective next month, joint customers who continue to use Gusto for payroll will need to manually enter information the API does not support, such as banking and tax details.” ” Gusto, on the other hand, said its decision to request changes on Zenefits’ end stems from security issues.

Disputes 81

Disputes API Security Payroll 81

PYMNTS

SEPTEMBER 16, 2020

To that end, in an interview with PYMNTS, Vincent Caldeira , chief technologist, Financial Services, APAC at Red Hat , said that moving to the digital age will require banks to renovate their suite of core banking functions (checking and savings, for example) by moving to the cloud — and to microservices in particular.

APACS 117

APACS On-Demand End User Technology 117

PYMNTS

APRIL 16, 2018

According to the publication, Foursquare has the data of more than 12 billion user check-ins on its platform that it extends to 125,000 businesses that use that location information. Foursquare began strengthening its B2B services in 2015 following partnerships with Twitter and Microsoft as demand for Big Data increased.

API 74

API On-Demand End User B2B 74

Fintech Finance

JUNE 12, 2024

These legacy methods falter under high demand and diverse consumer preferences, leading to an 8% churn due to card expirations and insufficient funds, with an additional 12% of setups failing from manual entry errors. Trustly’s new solution taps into the growing subscription market, projected to reach $1.5

Economy 98

Economy AI Payment APIs and Integration Fraud Prevention 98

PYMNTS

APRIL 2, 2018

Consumers demand easy, digital banking, but this pressure for banks to deliver is also coming from corporate clients. Take mobile banking, which has propelled the introduction of mobile-only banks to meet demand for better services on smaller screens. Analysts say the tangible benefits of digitization and a happier end user are clear.

Blockchain 68

Blockchain Online and Mobile Banking End User Non-Bank 68

PYMNTS

FEBRUARY 5, 2020

And he said the opportunity surrounding cross-border real-time payments (RTP) will have the most significant impact on end-users due to the “potential implications” for changing how the FinTech conducts business. And Praeger says veteran players in the FinTech space will continue to grow this year. Blockchain.

B2B 95

B2B FinTech Cross-Border Innovation 95

PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first. So far, corporate banking users are always left out in the cold.” They’re out there; they just have to be used.”.

End User 89

End User API Credit Union Value Added Service 89

PYMNTS

NOVEMBER 14, 2016

Small and medium-sized businesses can be fickle when it comes to adopting new technologies, for instance, or SMEs can feel hesitant to adopt emerging solutions, like on-demand services. Though, according to experts, it’s not the cloud service that’s usually to blame for data breaches; it’s the end user.

On-Demand 75

On-Demand Data Breach Data Security Small Business 75

PYMNTS

DECEMBER 10, 2020

Phalen, along with Conferma Pay CEO Simon Barker , recently spoke with Karen Webster about what today's finance chiefs need in a B2B payment solution, and how mobile-based virtual card technology can address end-users' demand for an optimal experience while also meeting CFOs' new requirements.

Security 106

Security B2B Use Case Payment Solutions 106

PYMNTS

DECEMBER 22, 2020

I think debit ultimately wins out,” Fagan continued. Fagan said that beyond the pandemic, there may be some tightening between credit and debit activity, particularly as credit rewards programs continue to proliferate and international travel to vacation destinations picks up again.

Consumer 123

Consumer Credit Union BNPL Payment APIs and Integration 123

PYMNTS

AUGUST 20, 2020

The fallout from the global pandemic occurred almost overnight for organizations, which were suddenly struggling to ensure business continuity as professionals worked from home. And we’ve seen incredible demand for integrated receivables and more advanced receivables automation as a result of this.” A Gradual Process.

Payment APIs and Integration 104

Payment APIs and Integration Automation B2B API 104

PYMNTS

SEPTEMBER 14, 2020

Brands and their manufacturers today continue to rely on legacy technologies and manual processes to sell products online, said King. Today, paper checks continue to be the dominant form of B2B payment. "The core difference between B2B and B2C is that in B2B, the individual researching and buying has a job to do,” King said.

B2B 107

B2B B2C Checks Commercial Card 107

The Fintech Times

DECEMBER 18, 2024

Therefore, the adoption of solutions like Google Pay is a must for organisations to stay competitive and meet market demands. This system allows a payment token to be sent to the user’s device, which is then converted into card information before communicating with the bank.

Online and Mobile Banking 59

Online and Mobile Banking Payment Gateways Payments Encryption 59

PYMNTS

MARCH 9, 2020

” At the same time, ongoing shifts in customer expectations and demands mean that addressing the underbanked does not necessarily mean having to build more physical bank locations. He added that open banking appears to be an “inevitability” as the broader financial services market continues to innovate worldwide.

Credit Union 75

Credit Union Community Banks Small Business Online and Mobile Banking 75

The Fintech Times

APRIL 3, 2024

“This trend suggests that the coming months may serve as a wakeup call for many payment intermediaries, as embedded finance threatens to disrupt traditional roles, potentially leading to the obsolescence of third-party intermediaries and consequent cost reductions for end users.

Embedded Finance 126

Embedded Finance Finance Non-Bank Embedded Payments 126

PYMNTS

NOVEMBER 18, 2020

Just ask the estimated 42 percent of small- to medium-sized businesses ( SMBs ) that continue to use paper checks to make B2B payments. While businesses continue to rely on paper checks or even standard ACH transactions, Ledford said he's not necessarily surprised that business adoption of the RTP network has not been immediate.

RTP 82

RTP Use Case Real Time Payments ISO 20022 82

PYMNTS

SEPTEMBER 8, 2020

As Mack explained, tackling this issue for all types of FinServ providers must revolve around combating fraud risks and promoting compliance — but it also needs to prioritize the customer journey, as businesses increasingly demand the seamless onboarding experience that consumers already have. When the U.S. On Tuesday (Sept.

FinTech 79

FinTech Compliance On-Demand Mitigation 79

PYMNTS

JANUARY 8, 2021

Retailers with streamlined online ordering earned increased revenue during the pandemic, while merchants — even popular ones — unable to keep pace with audience demand and expectations did not. The Checkout Conversion Index offers a few critical points to keep in mind. It’s All About Maximizing Value, Minimizing Effort . percent), however.

On-Demand 104

On-Demand Consumer BNPL Innovation 104

The Fintech Times

JULY 3, 2024

By using the Marqeta platform, Swiss4 hopes to swiftly design and introduce novel payment features, continually enhancing the end-user experience. The post Swiss4 Selects Marqeta Platform to Power Personalised Payment Services and Future Expansion appeared first on The Fintech Times.

Embedded Finance 59

Embedded Finance Payments Non-Bank BNPL 59

PYMNTS

JANUARY 10, 2019

Five of the 13 newly announced participants are using the digital asset known as XRP (which is in turn 60 percent owned by Ripple) to source liquidity as it is demanded. First Billing will continue to operate under its existing brand, the companies said on Tuesday. s Faster Payments service.

Blockchain 77

Blockchain Cross-Border Cross-Border Payments Payment APIs and Integration 77

PYMNTS

APRIL 28, 2017

Its end users were also the most willing to pay. In 2016, cybercriminals demanded an average of $1,077 per victim, compared to $294 in the previous year. The rise makes sense, said Haley, given how end users in the U.S. — was the number one target for ransomware last year. In the U.S., that rate was 64 percent.

Ransomware 62

Ransomware End User Crime Authentication 62

PYMNTS

MARCH 23, 2018

But customers’ constant demand for cutting-edge products and services is adding to the load of already heavy security burdens. Bank customers’ needs and demands of financial service providers are growing more sophisticated and complex. FinServ cybersecurity is, of course, a prime target for innovation. What is driving this trend?

Innovation 74

Innovation Security Visa Online and Mobile Banking 74