PYMNTS

JULY 31, 2019

As PYMNTS readers know, the role and appeal of FinTech is increasing significantly as consumer demands rapidly change, and technology and regulatory efforts encourage further innovation in digital payments and global transactions. And that’s where we come to FinTech. an effort that was already operating in Europe and Asia-Pacific.

Innovation 76

Innovation FinTech Push-to-Card Digital Payments 76

PYMNTS

JUNE 12, 2019

The myth of the lone (and possibly mad) scientist died out a long time ago, as the industrial age led to teams of researchers working together (or at healthy cross purposes) to enable innovation. Science and invention are collective pursuits. LISNR Case Study. The basic idea behind LISNR is to send data securely via audio. Customer Journey.

Innovation 77

Innovation Push-to-Card Contactless Payments Technology 77

Fintech Finance

AUGUST 15, 2024

The commitment to accelerate payment innovation in India includes a technology hub in Bengaluru (Bangalore) and the launch of local payment processing capabilities. This means that brands can accelerate global expansion and optimize payment processes, while continuing to meet the expectations of customers.

Process 105

Process Technology Cross-Border Payments Push-to-Card 105

PYMNTS

SEPTEMBER 2, 2020

From flexible repayment plans for cash flow management to sustainability programs that offset carbon emissions from fleet vehicles, the commercial card is versatile in this week's innovation roundup. American Express is expanding its Pay Over Time offering on credit card bills to business cardholders in the U.S.,

Innovation 60

Innovation Push-to-Card Commercial Card Debit Card 60

The Fintech Times

FEBRUARY 6, 2024

The Network Enablement Partner (NEP) programme is a Mastercard initiative that enables service providers — the vendors of Mastercard-licensed issuers and acquirers who typically have a fully indirect relationship with Mastercard — to play a pivotal role in expediting product innovation.

Visa 105

Visa Card Issuer Issuers Push-to-Card 105

Fintech Finance

NOVEMBER 20, 2024

New research from NatWest has revealed the continued fast pace of change in the payments behaviours of people across the UK. Despite the ongoing use of cash in various circumstances, contactless methods and digital alternatives have continued to grow in popularity, even amongst frequent cash users.

ATM 102

ATM Push-to-Card Payments Non-Bank 102

The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Camerling added: “The growing importance of in-person payment orchestration, often referred to as card-present payment orchestration, has been a highlight.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

PYMNTS

NOVEMBER 1, 2018

Before CEO Toffer Grant founded PEX , he worked in the world of prepaid cards (gift cards in particular), where Christmas was the biggest challenge of every year. Gift card use would faithfully and intensely spike around Christmas, only to settle back to a more typical baseline six to eight weeks after the “event.”.

Economy 72

Economy Innovation Push-to-Card Payment APIs and Integration 72

PYMNTS

OCTOBER 5, 2020

The late Harvard Professor Clay Christensen was and is famed for the “jobs to be done” theory of business innovation. The great digital shift is upending B2B payments , pushing them away from the age-old reliance paper checks toward digital options. Beyond The Safety Factor . B2B is poised to make the same leap.

B2B 137

B2B Payment APIs and Integration Payments Push-to-Card 137

PYMNTS

OCTOBER 2, 2020

The conversation was the first in a multi-part series on the “race” that is bringing stakeholders in the payments processing, credit and financial services verticals together through a continuing spate of mergers, acquisitions and partnerships. Against such resistance, good, innovative ideas died and continue to die quickly, he said.

Push-to-Card 110

Push-to-Card Payment APIs and Integration Issuers Payments 110

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

PYMNTS

DECEMBER 1, 2016

Though credit cards may have taken the top spot as the overall preferred way to pay for the first time in TSYS’ U.S. So, here’s a surprise: Consumers would pick a product ranked number one in security over one ranked number one in rewards when selecting a new card. Cash Holds Steady. Consumers still love their cash.

Consumer 77

Consumer Innovation Payments Issuers 77

PYMNTS

JANUARY 28, 2021

A transformation toward contactless payments is underway at the nation’s credit unions as the public shuns cash and even physical cards to lower infection risks with COVID-19. This change in consumer behavior is expected to remain even after vaccines are more widely distributed. The High Stakes Of Offering Contactless.

Contactless Payments 74

Contactless Payments Credit Union Innovation P2P 74

The Payments Association

OCTOBER 28, 2024

In the world of digital payments, fraud is an ever-present threat that continues to evolve, creating serious risks for both businesses and consumers. From shifts in unauthorised card fraud to the evolving nature of authorised push payment scams, there’s a lot to unpack—and a lot at stake. What’s next?

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

Fintech Finance

AUGUST 28, 2024

To enhance its conventional and Islamic banking applications with digital payment capabilities, BankDhofar has implemented the Entrust Digital Card Solution for Tap to Pay services and tokenization enablement – making BankDhofar one of the first banks in Oman to enable Tap to Pay services to its customers.

Push-to-Card 88

Push-to-Card Payments Debit Card Contactless Payments 88

The Fintech Times

DECEMBER 21, 2023

“This is driving innovation in the cross-border payments space, as companies are developing new technologies to enable faster and more efficient payments. . “This is driving innovation in the cross-border payments space, as companies are developing new technologies to enable faster and more efficient payments.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Online and Mobile Banking Payments 115

Fintech Finance

OCTOBER 9, 2024

MeaWallet , a leading digital payments enabler specialising in card tokenization announces its partnership with B89 , a pioneering TechFin (fintech fully driven by technology and data) company dedicated to creating Latin America’s first cross-border Neobank.

Digital Payments 97

Digital Payments Push-to-Card Cross-Border Payments 97

PYMNTS

OCTOBER 21, 2016

The world is full of once-brilliant innovations that — despite having been supplanted by an even better innovation — continue to have devotees who insist the 1.0 solution in a world of digital payments that continues to stick around. solution in a world of digital payments that continues to stick around.

Push-to-Card 79

Push-to-Card Debit Card Instant Payments Payments 79

PYMNTS

NOVEMBER 16, 2020

In Beyond the Card: Toward the Cardless and Contactless Future , a PYMNTS and i2c Inc. In Beyond the Card: Toward the Cardless and Contactless Future , a PYMNTS and i2c Inc. Physical cards are changing form, as some NFC-capable mini-cards are being embedded in rings and other wearables. In a word: no. told PYMNTS.

Issuers 95

Issuers Push-to-Card Contactless Payments Payments 95

The Payments Association

OCTOBER 28, 2024

These newcomers introduced more consumer-centric payment solutions, forcing traditional banks and processors to adapt and innovate to stay competitive. “In This meant that the stable environment was shaken up by newcomers who introduced new features, such as allowing consumers to manage their card parameters through an app.

Process 100

Process Payment APIs and Integration Processors Payments 100

PYMNTS

SEPTEMBER 18, 2018

18), a San Francisco startup launched by sending roughly 60,000 credit cards to consumers living in northern California. This startup was a bank, and its innovation was a single card that could be used by consumers to purchase things on credit from many different merchants. Sixty years ago today (Sept. Today, Visa counts 3.3

Global Payments 103

Global Payments Credit Cards Push-to-Card Payments 103

PYMNTS

DECEMBER 30, 2020

As one executive writing for this project put it, 2020 represented “innovation under adversity.”. They will continue to push the issue, taking accelerated business models like buy now, pay later into the new year, and doubling down on innovations that will serve the consumer’s wish to keep their hands off everything from cards to packages.

Push-to-Card 101

Push-to-Card Payments Economy API 101

Fintech Finance

OCTOBER 15, 2024

Card payments dominate the Nordic payment landscape, with 90 percent of shoppers using them for contactless payments either daily or once a week. Preference for mobile payments continues to increase: in Denmark, Apple Pay is now more popular than Mobilepay; and in Sweden it is almost on par with local mobile payment option, Swish.

Mobile Payments 90

Mobile Payments Push-to-Card Payments Contactless Payments 90

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts. Real time is getting ever closer to prime time.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

PYMNTS

AUGUST 6, 2020

are made with cash , for example, and 63 percent of consumers have at least two credit cards. These changes are likely here to stay, with 31 percent of bank customers saying they will continue to use digital payment methods even after the pandemic has passed. How Customer Expectations Have Driven Payments Innovation.

Regulations 98

Regulations B2B Instant Payments Payments 98

Open Banking Excellence

SEPTEMBER 5, 2023

How can we incentivise banks to create the APIs needed to power innovative services which will catalyse wider adoption? Our first reaction to observing this opportunity was to consider if and how we could persuade the regulator to push banks to make more APIs available. NatWest has been working to solve this puzzle for several years.

API 130

API Large Merchants Due Diligence Regulations 130

CB Insights

MAY 9, 2019

Today, it seems like every large corporation has its own “ innovation lab.”. Few are more critical of the model than startup entrepreneurs and VCs, who argue that corporate innovation labs are mostly innovation theater. Get the Best of corporate innovation. Get the Best of corporate innovation. Waymo (Google X).

Innovation 76

Innovation Product Technology Origination 76

The Fintech Times

MARCH 20, 2024

After years of pushing to a fully digital payments landscape that will in theory see a cashless economy in the (reasonably) near future, it could all come tumbling down after a series of technical issues that has seen major retailers unable to process card or contactless payments and once again relying on notes and coins.

Contactless Payments 115

Contactless Payments Push-to-Card Payments Online and Mobile Banking 115

PYMNTS

SEPTEMBER 20, 2018

In an effort to kill the check — where B2B payments are anything but efficient — might virtual cards be the answer? As ePayables have emerged as an option in the commercial realm, Yarbrough noted that a virtual card can solve problems for both buyers and suppliers. The Friction Points Hindering Adoption.

Void 76

Void Checks Push-to-Card Rules 76

PYMNTS

JANUARY 8, 2021

It also pushed our industry to think about ways to provide faster availability of funds to people and businesses in need.”. A lot of what the pandemic did was force our industry to truly be digital, to facilitate frictionless transactions,” TCH Senior Vice President Elena Whisler said in a recent conversation with PYMNTS. “A

RTP 139

RTP TCH Funding Agent Continuing Education 139

PYMNTS

APRIL 22, 2020

While there has been some innovation in wage payment mechanisms as more employers shift away from the paper check toward direct deposit and payroll cards, little has changed about the timing of those payments. ACH Innovation Breaks The Mold. workforce doesn’t look like it used to. Balancing Employer-Employee Needs.

Payroll 62

Payroll ACH Same Day ACH Innovation 62

The Fintech Times

MARCH 26, 2024

Ray Merceron, general manager of sales, LAC region at i2c i2c’s mission is to responsibly help our clients remove barriers to innovation. The paytech scene in Latin America is indeed burgeoning with innovation and growth. They are rolling out contactless cards and enhancing terminal infrastructure across key Latin American markets.

Innovation 59

Innovation Alternative Payment Methods Payments SWIFT 59

PYMNTS

JULY 20, 2020

small and medium-sized business (SMB)-focused bank Tide said it has a new relationship with Mastercard that makes Tide one of the card company’s principal issuers, Finextra reported Monday (July 20). Under the multi-year arrangement, Tide will settle funds directly with Mastercard. In October 2019 the company raised $54 million.

Visa 91

Visa Push-to-Card Card Issuer Issuers 91

PYMNTS

JULY 8, 2019

The project also could grow to include app or loyalty card identification of shoppers to further the frictionless commerce and payments ideal. The paper noted that many such retail innovation efforts for grocery start in Europe. Sainsbury’s also is taking part in the cashierless push. The grocery industry is making a go of it.

Innovation 61

Innovation Push-to-Card Privacy Technology 61

PYMNTS

SEPTEMBER 7, 2020

In B2B payments, the commercial card has experienced a dramatic spike in adoption this year as organizations accelerated their digital transformations and, unable to physically enter the office, began to rely on electronic payments to conduct their business. Winter Blues. Spring’s SMB Support. Spring began in dramatic fashion.

Commercial Card 98

Commercial Card Push-to-Card Small Business Card Issuer 98

PYMNTS

AUGUST 26, 2019

Pretty much everyone needs medicine at one or another, and that need is helping to drive retail innovation and attempts at disruption in the pharmacy business. Delivery Push. But innovation efforts continue for retail pharmacy operations. That’s not the only area of innovation in this part of the retail world.

Innovation 54

Innovation ATM Push-to-Card On-Demand 54

Fintech Finance

OCTOBER 2, 2024

Duck Creek Payments Facilitator delivers a global solution, combining real-time capabilities, like FedNow, with traditional payments services and Banking as a Service (BaaS) functionalities, such as transactions via push-to-card or digital wallets.

Facilitators 88

Facilitators Payment Solutions Technology FedNow 88