Global Fintech & Digital Assets

MARCH 5, 2024

Regulator sets out its expectations for banks looking to provide digital asset custody services, and sell and distribute tokenised products. The guidance continues the momentum of digital asset regulation in Hong Kong, following a raft of other rules and consultations recently published by Hong Kong regulators.

Authorization 59

Authorization Product Due Diligence Procedures 59

Stax

APRIL 25, 2024

Most modern consumers are used to purchasing products and services across multiple channels (i.e., With this capability, you only have to ask customers to provide their payment info once, and tokenize it to securely store that data and continuously serve customers in the future. brick-and-mortar, ecommerce, mobile, etc.).

Credit Cards 88

Credit Cards Use Case Returns Transactions 88

Fintech Finance

SEPTEMBER 13, 2024

As instant payments continue to transform the payments ecosystem, financial institutions face unique challenges in adapting their systems and processes to this new real-time paradigm. With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Fintech Review

SEPTEMBER 17, 2024

Builders on Sui will soon be able to use native USDC in a multitude of digital dollar-backed financial products across a variety of use cases including DeFi, gaming, DePIN and ecommerce. Users can seamlessly send, spend and save with digital dollars.

Stablecoins 52

Stablecoins Blockchain Interoperability Caps 52

The Fintech Times

JUNE 26, 2024

“They are essential for attracting continued investment, scaling operations, and building lasting, valuable companies.” Established fintechs will continue to reap the lion’s share of the near-term benefits, while larger, more established banks will increasingly grow their share over time.

Embedded Finance 105

Embedded Finance FinTech Innovation Use Case 105

Fintech Finance

MARCH 15, 2024

Federal Reserve Financial Services (FRFS) has introduced the new FedNow User Group to continue promoting collaboration among the 607 participating financial institutions and their service providers on the FedNow Service network.

Federal Reserve 52

Federal Reserve FedNow Participant Instant Payments 52

Fintech News

APRIL 7, 2024

The stablecoin aims to improve the customer experience in payments and represents a significant use case in emerging markets for stablecoin disbursements. Brad Garlinghouse “This is a natural step for Ripple to continue bridging the gap between traditional finance and crypto. said Brad Garlinghouse, CEO of Ripple.

Stablecoins 104

Stablecoins Use Case Blockchain Regulatory Compliance 104

Finovate

AUGUST 27, 2024

Coupa announced a handful of AI-powered product enhancements this week. Spend management platform Coupa announced its new product enhancements this week. As market dynamics continue to shift and operating capital becomes more limited, companies are searching for more ways to drive profitable, sustainable growth.

AI 52

AI Treasury Management Treasury Use Case 52

Basis Theory

JUNE 18, 2024

Action is most likely required for your Production Tenant. Here’s how we’re enhancing reliability and security: Test Tenants now have specific Rate Limits to prevent test environments from impacting production stability. Will you notify me if I’m still using a Legacy key? What has Changed? What do you need to do?

Security 88

Security API Addressing Use Case 88

Fintech Finance

AUGUST 1, 2024

This positive trajectory, coupled with recent product and market expansion, adds further momentum to Thredd’s leadership in modern payments processing. 2024 continues to build on the robust foundation we established in 2023.

BNPL 93

BNPL FinTech B2C Payment Networks 93

Fintech Finance

AUGUST 14, 2024

We have already seen successful use cases on our Whale platform in areas such as instant tax refund services and SME cross-border payments, and we will continue working together with industry partners and leveraging blockchain technology to enable more open and inclusive cross-border payments.”

Liquidity Management 98

Liquidity Management Treasury Multi-Currency Cross-Border Payments 98

The Fintech Times

MAY 30, 2024

“Continued adoption from industry participants like PayPal helps realise the next generation of fintech innovation.” Paxos and its products – including expansion to new blockchains – are subject to regulatory oversight by the New York State Department of Financial Services.

Stablecoins 119

Stablecoins PayPal Blockchain Venmo 119

Fintech News

JUNE 11, 2024

This move aims to enhance Ripple ‘s product offerings and explore new ventures like stablecoins while maintaining regulatory compliance. Issued on the XRP Ledger, Ripple’s stablecoin will enhance liquidity and support financial use cases on the Ledger for developers, users, and businesses.

Stablecoins 100

Stablecoins Acquirers Regulatory Compliance Central Bank 100

Fintech Finance

JUNE 17, 2024

She has been deeply involved in the open banking sector and building out real-time capabilities, drawing on her extensive experience at PayPal, where she developed the UK credit product. We are determined to demonstrate the value of open banking and bank-app payments to consumers, and Lisa is the right person to help us do that.

Consumer 95

Consumer Alternative Payment Methods PayPal Use Case 95

Nanonets

MAY 10, 2024

  Whether you are launching a new product or improving an existing one, market research is necessary to understand the market trend and user perception. Through market research, businesses understand their customers sentiment, monitor pricing, plan product launches, and do competitor analysis.

Research 52

Research Use Case Automation Legal 52

The Fintech Times

JUNE 11, 2024

Ripple will collaborate with leading companies in Japan and Korea to integrate the use of the XRP Ledger and explore enterprise use cases across a range of industries. Furthermore, it will identify and invest in early-stage companies leveraging the XRP Ledger to build new and exciting use cases.

NFTs 98

NFTs Blockchain Encryption Use Case 98

The Fintech Times

MAY 22, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. Since Bitcoin’s inception in 2009, the crypto world has jumped from one height to the next continually breaking records.

Cryptocurrency 78

Cryptocurrency Innovation Bitcoin Blockchain 78

The Fintech Times

JULY 20, 2024

These participants will conduct testing for various use cases of a proprietary Hong Kong Dollar stablecoin , (HKDR), such as digital asset trading and cross-border trade payments. RD Technologies will continue to contribute to the development of the Web3 ecosystem in Hong Kong.”

Stablecoins 105

Stablecoins Participant Cross-Border Issuers 105

The Fintech Times

JUNE 13, 2024

Tokenisation unlocks a plethora of use-cases and benefits, such as helping turn everyday technology, like phones and cars, into commerce devices. Reasons for change Despite rigorous security solutions put in place by the payments industry, online commerce continues to face vulnerabilities due to bad actors.

Visa 69

Visa Online and Mobile Banking Card Issuer Issuers 69

Fintech Finance

FEBRUARY 28, 2024

Today Mastercard announced the Open Banking for Account Opening program, providing a foundational set of open banking products as a core benefit to Mastercard consumer and small business debit issuers as well as consumer prepaid issuers in the U.S. year over year, from 20.7 million in 2020 to hit 47.8 million by 2026.

Visa 59

Visa Accounts Issuers Online and Mobile Banking 59

Fintech Finance

AUGUST 15, 2024

Instant payments use the FedNow service, developed and launched by the Federal Reserve in July 2023, and the RTP® network, launched in 2017 by The Clearing House. So far, over 1,000 banks and credit unions have signed on with either the RTP or FedNow networks, or both, and instant payment volume continues to grow. is growing.

Instant Payments 105

Instant Payments Treasury RFP RTP 105

Fintech Finance

JULY 9, 2024

Running on Mambu provides Outpayce with the ability to configure, launch and optimise a breadth of financial products through its self-service, SaaS platform, all from the cloud. On Mambu’s modern core foundation, Outpayce can continue to deliver a steady pace of innovation.”

B2B 98

B2B Multi-Currency Embedded Finance Funds Transfer 98

Fintech News

JULY 7, 2024

As Southeast Asia’s digital economy continues to surge, businesses are seeking robust technological solutions to support their growth. Projections suggest that the burgeoning ASEAN digital economy will contribute an additional US$1 trillion to the regional Gross Domestic Product (GDP) over the coming decade.

Database 111

Database Economy On-Demand Innovation 111

The Fintech Times

AUGUST 14, 2024

Leveraging AI for fraud detection (68 per cent) and answering enquiries on banking products and solutions (61 per cent) were cited as desired applications by consumers from a banking perspective. Some 25 per cent of consumers surveyed in Singapore have already used gen AI for online shopping; and Gen Z are leading the way at 43 per cent.

AI 75

AI Consumer Fraud Detection Payments 75

The Fintech Times

MARCH 1, 2024

Payments giant Mastercard has launched its new ‘Open Banking for Account Opening’ programme for select US debit and prepaid products, hoping to streamline and secure account opening. In a recent study, Insider Intelligence found that Gen Z mobile banking adoption continues to rise by 12.4 million in 2020 to 47.8

Card Issuer 64

Card Issuer Issuers Visa Online and Mobile Banking 64

Finovate

SEPTEMBER 16, 2024

From hyper-personalization to compliance automation to product management, the digital transformation in retail bears many similarities to the digital transformation taking place in financial services. We caught up with Lohith Kumar Paripati ( LinkedIn ), Product Lead at Walmart, to talk about the digital transformation in retail.

Consumer 59

Consumer AI Embedded Finance Automation 59

The Fintech Times

MAY 16, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. Martin Goycoolea Scott , product lead and builder at web3 wallet Zeal , explains: “It’s been an exciting year for digital assets.

Innovation 80

Innovation Blockchain Stablecoins AI 80

The Fintech Times

MAY 19, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. Currently, the only business use case for Web3 is the Play-to-Earn industry. In recent years, digital currencies have been all the rave. Just as web 1.0

Metaverse 69

Metaverse Blockchain Use Case On-Demand 69

Nanonets

MAY 28, 2023

Get Started Schedule a Demo Alternate Solutions * Adobe plugins *Does the job but not automated *Requires considerable manual intervention *Might throw up errors Most solutions that attempt to rename documents in bulk come in the form of plugins for Adobe’s PDF reader; since renaming PDFs is the most popular use case.

Use Case 98

Use Case XML Automation Rules 98

The Fintech Times

APRIL 5, 2024

. “This is a natural step for Ripple to continue bridging the gap between traditional finance and crypto,” said Brad Garlinghouse , Ripple CEO. This move is also monumental for the XRP Ledger community, driving more use cases, liquidity and opportunities for developers and users.”

Stablecoins 64

Stablecoins Use Case Blockchain On-Demand 64

The Fintech Times

JUNE 25, 2024

Our customers are the world’s largest banks, consumer brands, gaming companies, fintechs, startups, and enterprises that leverage the Fireblocks platform and network to create innovative products on the blockchain and manage their digital asset operations. What are some of your recent achievements you’d like to highlight?

Blockchain 59

Blockchain Visa Use Case FinTech 59

The Fintech Times

JULY 11, 2024

Running on Mambu provides Outpayce with the ability to configure, launch and optimise a breadth of financial products through its self-service, SaaS platform, all from the cloud. On Mambu’s modern core foundation, Outpayce can continue to deliver a steady pace of innovation.”

Multi-Currency 45

Multi-Currency Embedded Finance Payments Funds Transfer 45

Fintech News

JUNE 30, 2024

Reference model of GL1 Over the past two years, MAS has collaborated with 24 financial institutions to pilot asset tokenisation use cases under Project Guardian. These institutions encompass asset managers, market operators, custodians, credit rating agencies, and commercial banks.

Central Bank 112

Central Bank Non-Bank Risk Participant 112

The Fintech Times

DECEMBER 18, 2023

Circle, the issuer of the US-dollar-backed stablecoin USDC, has plans to work alongside Fuze to expand the adoption of USDC amongst new customers in the region, such as banks, fintechs, traditional enterprises and Web3 firms.

Stablecoins 84

Stablecoins Financial Inclusion Issuers Use Case 84

The Fintech Times

AUGUST 19, 2024

Since China took Hong Kong back from the British during the 1997 handover, the uniqueness of the Hong Kong Special Administrative Region (SAR) meant that under the ‘one country two systems’ policy, it continues to thrive thanks to its own strengths. Hong Kong’s financial services sector accounts for 21.3

FinTech 72

FinTech SARS Central Bank Cross-Border 72

The Fintech Times

JULY 24, 2024

” The end-to-end OMS platform covers product areas including residential, buy-to-let, second charge, equity release, bridging, commercial plus general insurance, and protection. Open banking offering ‘real value’ The partnership becomes the latest move for GoCardless as it continues to accelerate its growth through partners.

CRM 59

CRM Payer Payments Online Payment Processing 59

Fintech Finance

MARCH 14, 2024

Other recent product innovations include Fraud Detection Pro , Issuing , and Identity Verification. Forrester’s report states that ‘Checkout.com is a great fit for merchants seeking a partner for digital-first use cases.’

Digital Payments 52

Digital Payments Fraud Detection Settlement Payments 52