PYMNTS

NOVEMBER 24, 2020

If I were to issue a million [physical] cards or provision a million cards on a phone, my cost structure is very different. When it comes to innovation in the credit space — including acquisition, provisioning and engagement in particular, Wain says mobile technology is a game-changer that must be seen as the new normal. “If

Mobile Banking 124

Mobile Banking Credit Union FinTech Cost Structure 124

The Payments Association

MARCH 18, 2025

In India, telecom data is being leveraged to assess first-time borrowers, while in Kenya, mobile money transaction data is already driving credit underwriting for underserved populations. For payments providers, this blurs the line between transaction services and credit enablement, with implications for product strategy and partnerships.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

PYMNTS

JANUARY 7, 2021

As stated by CEO and Co-Founder Eren Bali in a conversation with PYMNTS, the firm’s goal since it was founded in 2015 has been to use technology to provide high-quality care with a cost structure that is accessible to the entire patient population. When the COVID pandemic broke, it just made the existing disparities in U.S.

Cost Structure 116

Cost Structure Addressing Underserved Procedures 116