The Payments Association

MARCH 18, 2025

Carlos Albo Wenalyze The evolution of open banking to open finance Open finance is fundamentally restructuring the financial services landscapeexpanding data-sharing from payments into credit, investments, insurance, and pensions.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Clearly Payments

JANUARY 10, 2024

A business model is a holistic framework that describes how a company creates, delivers, and captures value. It encompasses various elements, including the target customer segment, value proposition, distribution channels, revenue streams, key resources, and cost structure.

Processors 105

Processors ISOs Embedded Finance Payments 105

PYMNTS

MARCH 20, 2020

Offering advice and value-added service is critical, she said, because once the economy recovers, those PayFacs that are still in business will need those sub-merchants again. In the current downturn, said Mielke, the PayFac or ISV that is diversified will be better positioned to weather the storm.

ISVS 67

ISVS Risk Cost Structure Value Added Service 67

Clearly Payments

SEPTEMBER 13, 2024

Typically, the cost structure includes a combination of the following: Monthly Subscription Fees : Many payment orchestrators charge a base monthly fee, which can vary based on the size and needs of the business. This can include costs for API connections, custom development, or specialized configurations.

Payment APIs and Integration 104

Payment APIs and Integration Multi-Currency Payments Gateways 104