PYMNTS

NOVEMBER 13, 2018

Given that even small upgrades are big projects — and big upgrades are endeavors that their host governments are planning as decade(s)-long events — isn’t it possible that the best thing anyone can hope for, when it comes to digital ID, is doing things like digitizing those physical credentials?

Credential 73

Credential Consumer Government Governance 73

PYMNTS

JANUARY 10, 2020

billion people worldwide lack basic ID credentials, according to the World Bank, and that number rises even higher when it includes individuals with poor-quality IDs that cannot be easily verified. Those without access to verifiable credentials are often restricted from obtaining vital services like education and healthcare.

Credential 58

Credential Governance Government Authentication 58

PYMNTS

JUNE 28, 2016

“We’re very excited to announce that Wells Fargo customers will soon have access to real-time P2P payments through our mobile app, which will allow them to securely send and receive money with tens of millions of banking customers across the country, at any time, with immediate funds availability.”.

P2P 43

P2P Tax Refunds Credential Funds Availability 43

PYMNTS

AUGUST 2, 2019

Careful attention to regional payment trends also helps merchants retain customers, even if the first attempt to charge the payment credentials is unsuccessful. It might provide one free month if they refresh their payment credentials, for example. Avoiding Payment Failure .

Payments 49

Payments Online and Mobile Banking Cross-Border Credit Cards 49

PYMNTS

SEPTEMBER 17, 2018

PayPal and Amazon enable users to attach Visa- and Mastercard -branded payment methods to their accounts and to use them as the funding source when transacting on sites where their buttons are accepted, eliminating the need to enter card credentials on sites they may not know.

Rules 78

Rules Zelle Payments PayPal 78

FICO

MARCH 22, 2022

They can use automated tools to mount mass attempts to access accounts with credential stuffing. They use the account they have taken over to maximize the funds available to them, for example by increasing credit limits or by using the account as a gateway to open more lucrative accounts such as a loan.

Account Takeovers 52

Account Takeovers Accounts Authentication Data Breach 52

PYMNTS

MARCH 7, 2016

Consumers aren’t bothered all that much about having their card credentials compromised. They bear no liability, so, although an inconvenience, it’s not as if they’re worried about how those credentials can be used down the road. They know they won’t be – and even if they are, they’re totally off the hook. Here in the U.S.,

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46