This site uses cookies to improve your experience. To help us insure we adhere to various privacy regulations, please select your country/region of residence. If you do not select a country, we will assume you are from the United States. Select your Cookie Settings or view our Privacy Policy and Terms of Use.
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Used for the proper function of the website
Used for monitoring website traffic and interactions
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Credit Cards Related Topics 
Payments Dive
AUGUST 16, 2024
JD Power’s annual credit card survey found that more than half of U.S. credit card users don’t pay their balances in full every month, and less than half are considered financially healthy.
190 190 
Payments Dive
DECEMBER 2, 2024
Credit card debt will not slow shoppers down as they spend for the holidays, according to a new survey of U.S. consumers.
179 
Payments Dive
NOVEMBER 25, 2024
The network is expected to increase some fees it charges for credit card payments, according to a notice referenced during a Senate hearing last week.
179 
Payments Dive
NOVEMBER 27, 2024
Consumers’ credit card delinquencies have risen this year, along with their balances, according to an annual Federal Reserve Board report.
158 
Payments Dive
AUGUST 8, 2024
Consumer credit card debt delinquencies are also on the rise, particularly among younger consumers, according to a New York Federal Reserve report.
173 
Payments Dive
AUGUST 26, 2024
Gen Z and millennials were the age groups most likely to use loans and credit cards to respond to higher prices, a Federal Reserve research report said.
179 
Payments Dive
SEPTEMBER 15, 2023
The fight over the Credit Card Competition Act is intensifying on Capitol Hill, with Senate floor diatribes and doughnut truck freebies.
167 167 
Payments Dive
SEPTEMBER 19, 2024
"While rewards may feel like a bonus for those who use credit cards regularly, they ultimately come at a cost," writes one payments executive.
166 
Payments Dive
MARCH 28, 2023
Global credit card transaction value rose both online and in stores last year, despite an earlier FIS projection of a decline.
179 
Payments Dive
JANUARY 24, 2024
Credit cards balances, auto loans and high rents are straining low-income consumers’ limited budgets, the New York Fed details in a new report.
163 
Payments Dive
NOVEMBER 21, 2023
As consumers have leaned on credit cards more in recent months, applications for credit card limit extensions also rose, the New York Fed said Monday.
171 
Payments Dive
OCTOBER 26, 2023
"With credit card debt crossing the trillion dollar mark, we will be working to prevent bait-and-switch tactics when it comes to rewards,” CFPB Director Rohit Chopra said in a Wednesday press release.
161 
Payments Dive
MAY 8, 2023
The medical credit card industry has expanded in recent years as healthcare providers promoted the cards to patients, the agency said in a report.
158 
Stax
DECEMBER 20, 2023
Interchange is the fee that credit card companies like Visa and Mastercard charge businesses to accept their cards. In this article, we will break down credit card interchange fees so you will know exactly how much you’re spending when running your business. How much does interchange cost?
167 
Payments Dive
DECEMBER 18, 2024
The federal agency warned companies issuing credit cards about illegal tactics, specifically calling out promotions that turn into “bait-and-switch” offers.
99 
Payments Dive
MARCH 26, 2024
card networks agreed to cap interchange fees for five years, among other terms, to settle merchant litigation that has lasted nearly two decades. The two biggest U.S.
179 
Finextra
JULY 17, 2024
Chase customers will soon be banned from using their credit cards to pay for third-part BNPL instalment plans.
129 
Payments Dive
APRIL 3, 2024
The Consumer Financial Protection Bureau received 70,000 card-related complaints from consumers last year, according to a report last week.
173 
Fintech News
MAY 21, 2024
Natthapol Luepromchai, Executive Vice President of KBank, and Jenny Cheng, Vice President and General Manager of Google Wallet, introduced the integration of KBank Visa Credit Card with Google Pay. To use this service, customers need to download the Google Wallet app from the Play Store and add their KBank Visa Credit Card.
112 
TechCrunch Fintech
MARCH 26, 2024
Eight months after acquiring credit card startup X1 for $95 million, Robinhood announced today the launch of its new Gold Card, with a list of features that could even give Apple Card users envy. All rights reserved.
134 
Clearly Payments
DECEMBER 2, 2024
With over 79% of consumers using credit or debit cards for transactions, businesses that do not accept cards risk losing significant sales. This article will explore the various ways businesses can accept credit cards, including their advantages, costs, and considerations. Transaction fees range from 1.5%
96 
Stax
NOVEMBER 14, 2024
Credit card processing can be overwhelming, expensive, and confusing. Credit, debit, and digital payments have far and away become the most popular payment method. If your AOV is above $25, you must accept credit cards. TL;DR There are several parties involved in credit card processing.
88 
Stax
NOVEMBER 21, 2024
Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. In this article, you will discover all you should know about credit card payment processing for small businesses.
88 
Payments Dive
AUGUST 6, 2024
The two developments stem from greater use of credit cards, and could have implications for some businesses, says a Bain & Company analyst.
109 
Fintech News
JUNE 12, 2024
In the rapidly evolving digital landscape, traditional credit cards face the challenge of staying relevant amidst the rise of digital wallets and changing consumer expectations. The emergence of Cards-as-a-Service (CaaS) offers a transformative solution that can help credit cards adapt and thrive in this new era.
109 
Payments Dive
AUGUST 2, 2024
“In the aftermath of the CrowdStrike outage, Congress and state lawmakers should look for opportunities to build backups and redundancies into critical online systems,” writes a payments consultant.
147 
Fintech Finance
JUNE 18, 2024
ZORRZ , the pioneering fintech driving financial inclusivity, has announced its strategic partnership with CLOWD9 , a B-Corp certified processing platform, to power its innovative BlueAccess Hybrid Credit Card platform. We are thrilled to collaborate with a partner dedicated to driving change and making credit accessible to all.”
Basis Theory
SEPTEMBER 3, 2024
Learn the meaning behind the different parts found on a credit card, as well as their function and relevant PCI DSS requirements, with this overview and FAQ.
104 
Payments Dive
NOVEMBER 8, 2023
Nearly 3% of millennials are newly delinquent as of the third quarter this year, slightly up from 2.5% in Q3 2019, according to a report from the Federal Reserve Bank of New York.
167 
Payments Dive
OCTOBER 13, 2023
“The CFPB will not allow companies to use immigration status as an excuse for illegal discrimination,” the bureau’s Director Rohit Chopra said Thursday.
167 
Stax
DECEMBER 9, 2024
As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest. What Are Credit Card Chargebacks?
88 
Fintech News
OCTOBER 7, 2024
Digital bank GXS has launched the GXS FlexiCard , a credit card that charges flat fees on outstanding balances rather than traditional revolving interest. With the GXS FlexiCard, these consumers now have the opportunity to start building their credit history.
115 
Fintech News
OCTOBER 16, 2024
DCS Card Centre has launched its first Visa credit card, the FLEX Card , designed for young professionals aged 21 to 35. According to DCS, it’s the first entry-level credit card in Singapore that lets users choose between rewards like miles, cash rebates, or investment credits.
108 
Stax
OCTOBER 21, 2024
Accepting credit card payments at your business is a surefire way of increasing customer satisfaction and retention. Over 80% of American adults owned at least one credit card in 2023. Also, credit cards contributed to 27% of the spending at point-of-sale (POS) systems worldwide. Don’t believe it?
88 
Payments Dive
JUNE 27, 2024
Spending by travelers and tourists is often done in cash or by debit card, even if most travelers would prefer to pay another way.
156 
Fintech Finance
DECEMBER 19, 2024
Enfuce , the leading provider of next-generation payment solutions in the Nordics, has partnered with Alisa Bank , Finlands forward-thinking digital bank, to introduce an innovative business credit card tailored for small and medium-sized enterprises (SMEs) in Finland.
84 
Finextra
MAY 13, 2024
Israeli startup Kima is running a project with Mastercard's FinSec Innovation Lab to connect decentralised finance (DeFi) applications with fiat systems.
145 
Fintech News
AUGUST 28, 2024
Singapore’s digital bank Trust has introduced a new cashback credit card on the second-anniversary of its launch. The new Trust Cashback Card offers features such as instant cashback credit, real-time earnings tracking, and a consolidated billing option for customers who hold both the Trust Link and Cashback cards.
108 
Tearsheet
MAY 1, 2024
However, in the healthcare sector, small and medium-sized businesses (SMB) have increasingly turned to RTP payments for A2A transfers, showing a surge compared to credit cards and checks over the past year, according to a new report by PYMNTS. A similar trend is observed for sending real-time payments.
The Fintech Times
AUGUST 22, 2024
Consumers are becoming increasingly careful with their spending and are losing confidence, according to the latest data from analytics firm, FICO , which has published its ‘UK Credit Card Market Report’ for June 2024. Credit card spending rose 4.2 After rising quite significantly from April to May (8.3
103 
Fintech Finance
SEPTEMBER 10, 2024
Brazil’s instant payment system Pix is set to surpass credit cards as the most widely used payment method in Brazilian digital commerce by next year, according to Payments and Commerce Market Intelligence (PCMI) data analyzed by EBANX , a global technology company specializing in payment services for emerging markets.
96 
Clearly Payments
OCTOBER 22, 2024
A PIN system is typically used when customers pay with their debit cards or, in some cases, credit cards—especially for transactions involving cash advances. When a customer uses a credit or debit card at your store, the transaction follows a specific process if a PIN is required. How Does a PIN Work?
93 
Payments Dive
OCTOBER 3, 2023
Retailers may feel the pinch, especially those whose own store cards are facing rising delinquencies and a potential cap on late fees.
158 
Stax
DECEMBER 2, 2024
In recent years, market adoption of credit card surcharging—a practice by which merchants pass on the transaction fee for accepting a credit card to the cardholder—has increased dramatically. Do these laws impact compliant credit card surcharging? What are drip pricing laws?
68
Expert insights. Personalized for you.
We have resent the email to
Are you sure you want to cancel your subscriptions?
Let's personalize your content