Clearly Payments

OCTOBER 22, 2024

As a merchant, understanding how a PIN (Personal Identification Number) works with credit and debit card transactions is essential for running a secure and efficient payment process. This guide explains how a PIN functions in credit and debit card payments and its importance for merchants. What is a PIN?

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Debit Card Credit Cards Point-of-Sale (POS) Encryption 105

Payments Source

FEBRUARY 18, 2021

Marqeta reached a $4 billion valuation over the last decade focusing only on prepaid and debit card issuing, and now it’s retooled its digital platform to issue credit cards, too.

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Credit Cards Debit Card Process Digital Payments 165

Stax

MARCH 4, 2025

One way to do this is by offering credit card integrations. Heres what companies need to know about credit card integrations and how they can handle payments. The data is then submitted to a payment processor, which directs the payment to a credit card interchange. The more options, the better.

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Stax

JULY 30, 2024

Credit cards are incredibly convenient as a payment method. Unfortunately for them though, credit card payments come with a cost. billion in fees for accepting Mastercard and Visa credit cards in 2023. This was, in fact, the first time that swipe fees for these two card networks crossed $100 billion.

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The Fintech Times

FEBRUARY 6, 2025

Section 75 is a law that applies exclusively to credit cards, ensuring providers share responsibility with merchants for purchases ranging from 100 to 30,000. Debit card users have historically not had this level of protection, leaving them vulnerable in cases of faulty goods.

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Stax

DECEMBER 20, 2023

Interchange is the fee that credit card companies like Visa and Mastercard charge businesses to accept their cards. In this article, we will break down credit card interchange fees so you will know exactly how much you’re spending when running your business. How much does interchange cost?

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Payments Dive

AUGUST 10, 2023

The telecom carriers are incentivizing customers to use their debit cards or bank accounts, as opposed to credit cards, in automatic bill-pay programs.

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Payments Source

MAY 21, 2020

Customers normally receive debit and credit cards inside a branch. Now banks are shifting the process to their drive-throughs and finding alternative ways for cardholders to key in their PINs.

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Debit Card Credit Cards Process Bank Card 169

Fintech Finance

NOVEMBER 14, 2024

The partnership will focus on strengthening the Pagaloop app’s credit and debit card processing capabilities and ensuring high approval rates to facilitate the company’s continued expansion in the region. – even in situations when cards are not accepted. – even in situations when cards are not accepted.

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Credit Cards Debit Card Payroll Economy 97

EBizCharge

FEBRUARY 26, 2025

Understanding credit card processing in NetSuite NetSuite credit card payment processing allows businesses to securely process customer payments by integrating with payment gateways and merchant accounts, enabling seamless transactions for online, in-store, and invoice-based sales.

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Credit Cards Process Payment APIs and Integration Payment Gateways 52

Clearly Payments

OCTOBER 31, 2024

From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. Security Features : With advances in fraud protection, debit cards now offer a high level of security, contributing to their growing popularity.

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Stax

MARCH 13, 2025

Credit and debit cards have become the preferred payment methods for many, and it isn’t hard to see why. In 2023, 27% of all point-of-sale (POS) payments were made using credit cards while 23% were made with debit cards. Credit card companies also use them to fund rewards programs.

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Debit Card Credit Cards Processors Processing Costs 88

Payments Next

FEBRUARY 25, 2025

By Shawn Conahan, CRO, Wildfire Systems The direction of interest rates in 2025 remains uncertain, but one trend is becoming increasingly clear: The post As Credit Card Concerns Rise, Banks Look to Sweeten the Pot for Debit Card Users first appeared on Payments NEXT.

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Payments Dive

JUNE 27, 2024

Spending by travelers and tourists is often done in cash or by debit card, even if most travelers would prefer to pay another way.

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Fintech Finance

JANUARY 15, 2025

The research uncovers compelling trends in how people choose to pay and what drives their decisions: Debit card is the preferred method of payment for all in-person transactions, with the exception of cruises, where credit cards prevail.

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Research Debit Card Alternative Payment Methods Payments 98

Fintech News

NOVEMBER 13, 2024

Recently, the bank introduced Vietnam’s first disposable virtual debit card through the CMS and plans to expand its product line with additional debit and credit card options. Its modern architecture incorporates Google Cloud technologies such as GKE Enterprise and BigQuery to optimise scalability and efficiency.

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Clearly Payments

NOVEMBER 6, 2024

market’s total transaction volume in 2023 was over $10 trillion, encompassing credit and debit card transactions as well as Automated Clearing House (ACH) payments. Credit Card Transaction Volume : Credit card payments specifically accounted for around $5.6 Credit cards accounted for around $5.6

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Clearly Payments

FEBRUARY 5, 2025

The credit card industry is one of the most profitable and complex financial sectors in the world. Credit cards are used by billions of people for everyday transactions, allowing them to make purchases without needing immediate cash. Credit Card Market Size, Trends, and Key Statistics in Canada, the U.S.,

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VISTA InfoSec

MARCH 13, 2025

million credit card users in Australia, along with 43.77 million actively issued debit cards? These figures reflect Australia’s heavy reliance on digital payments and card-based transactions for everyday purchases and online commerce. Did you know that there are approximately 12.52

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PCI DSS Data Breach Breach Compliance 165

Evolve Payment

DECEMBER 12, 2024

Table of Contents Senator Dick Durbin (D-IL) is looking to breathe new life into his Credit Card Competition Act bill thats been stuck in Congress for two years and counting. credit card market. Here is all you need to know about the Credit Card Competition Act and the bill’s future in Congress.

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Fintech Finance

JANUARY 13, 2025

To achieve this, the airline now offers Hands Ins split payment technology on its website, enabling customers to divide ticket costs between multiple travellers or credit cards at checkout. Air Europa continues extending the options for its customers to customize the shopping experience to suit their needs.

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Fintech News

FEBRUARY 28, 2024

Xiaomi-backed online brokerage Tiger Brokers Singapore has collaborated with online money transfer service Wise to introduce the Tiger BOSS debit card. With the Tiger BOSS debit card, users can start deploying rewards earned into their investments of choice from the time when a transaction is approved.

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Debit Card Contactless Payments Credit Cards Transactions 114

Electronic Payments Coalition

FEBRUARY 7, 2024

Since Congress introduced price caps and routing mandates on debit cards in 2011, research from independent and government sources has illuminated their disproportionate negative impact on small businesses. Now, Senators Dick Durbin and Roger Marshall aim to extend similar mandates to credit cards. They shouldn’t.

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The Payments Association

FEBRUARY 4, 2025

The research uncovers compelling trends in how people choose to pay and what drives their decisions: Debit cards are the preferred payment method for all in-person transactions, except cruises, where credit cards prevail.

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Research Debit Card Alternative Payment Methods Payments 88

Fintech Finance

FEBRUARY 20, 2025

Technology Platform (NASDAQ: SOFI), has launched a co-brand debit program offering, enabling brands to offer debit users access to rewards typically reserved for credit card holders. While co-brand credit rewards programs are common, debit users have largely been left outuntil now. hospitality sector.

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The Fintech Times

MARCH 14, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies, according to new data revealed by EBANX , the global payment service provider (PSP). Four out of 10 of these people are credit card holders. Will debit card growth wane?

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Synapse Payment Systems

AUGUST 25, 2022

Almost every business accepts credit card payments these days. The good news is that it is possible to learn how to lower credit card processing fees. Here’s what you should know about negotiating lower credit card processing fees. Most credit card processing fees are between 2.5

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Stax

DECEMBER 20, 2023

In the complicated world of payment processing, understanding the nuances of debit card and credit card payments, along with associated processing fees, is essential for businesses. TL;DR Card brands such as Visa and MasterCard along with state and federal laws prohibit debit card surcharging.

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Debit Card Legal Credit Cards Processing Costs 88

Electronic Payments Coalition

JANUARY 17, 2024

The independent Congressional Research Service (CRS) released the latest in a string of reports questioning the benefits and raising the unintended consequences of the Durbin-Marshall credit card bill.

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Credit Cards Federal Reserve Debit Card Caps 105

Electronic Payments Coalition

FEBRUARY 1, 2024

Nearly 15 years since Congress imposed new mandates on your debit card, Senators Dick Durbin and Roger Marshall are trying to do the same thing to American’s credit cards. Congress should listen to the facts and oppose the Durbin-Marshall Credit Card Bill.

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The Payments Association

DECEMBER 16, 2024

Whether paying with a credit or debit card, splitting payments across cards, or using alternative financing options, we believe in empowering consumers at the moment of purchase with every payment method possible. At Skipify , our vision is simple: provide shoppers the ultimate choice and flexibility at checkout.

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Clearly Payments

AUGUST 24, 2024

Summary of Statistics in this Article In the United States, contactless payments accounted for 34% of all debit card transactions in 2023, a significant increase from 19% in 2020. According to Visa, tokenized transactions accounted for 85% of all mobile debit transactions in North America in 2023.

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Clearly Payments

APRIL 24, 2025

How Payment Processing Fees Work When a customer pays with a credit or debit card, a few parties get a cut of the transaction. Heres a simple breakdown: Interchange fees: Interchange fees go to the customers bank (the card issuer). Assessment fees: These go to the card networks like Visa and Mastercard.

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Fintech Finance

MARCH 12, 2025

According to internal data from EBANX , a global Payment Service Provider (PSP) that has already processed transactions for nearly 70% of Brazil’s credit cardholders, fintech companies and digital players now account for 41% of the total value transacted through credit cards for online purchases in Brazil.

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Clearly Payments

JANUARY 14, 2025

With so many payment options available from credit cards to mobile wallets it can be hard to know which methods are the best fit for you and your customers. Credit and Debit Cards The majority of businesses we spoke with accept both credit and debit cards. The Most Popular Payment Methods 1.

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Clearly Payments

MARCH 28, 2024

Accepting credit card payments is no longer a luxury but a necessity for most businesses. People are using credit cards more while cash use is declining. As a result, choosing the right credit card machine for your business is crucial for ensuring smooth transactions and customer satisfaction.

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Stax

MAY 7, 2024

With credit card transaction volume hitting over $9.5 trillion in the US in 2022, accepting card payments is no longer a question of whether to, but how to. To complete payment processing, credit card companies have to charge processing fees. Cashless transactions have dethroned the age-old cash payments.

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