Credit Cards Demand Deposit Account (DDA) Payments Data 
FICO
NOVEMBER 10, 2021
While the FICO® Score has been trusted by consumers, lenders and investors for decades, the data that goes into a FICO® Score can be as recent as a payment reported by your lender today. . FICO® Scores use data from the three main credit bureaus. are billed on a monthly cycle.
FICO
JANUARY 26, 2022
Mix in the fact that many consumers – enabled, in part, by historic levels of savings at least partly driven by government stimulus such as enhanced unemployment benefits – have shifted their focus to paying down their credit card debt, and the result is a greater than 10% decrease in the average credit card balance and utilization of the U.S.
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