Exact Payments

OCTOBER 30, 2023

The world of payment processing has evolved rapidly since the early days of credit card payments. Issuing banks Issuing banks, or issuers, are entities that issue customer credit cards and handle the transfer of funds to the merchant’s account.

Facilitators 52

Facilitators Processors Payment APIs and Integration ISOs 52

EBizCharge

NOVEMBER 12, 2024

The underwriting process consists of several steps to ensure the merchant and payment processor can handle the financial responsibilities involved in processing credit card payments. While ISOs and PayFacs enable merchants to accept credit card payments, they operate differently.

Underwriting 52

Underwriting ISOs Risk Assessment Assessments 52

Exact Payments

NOVEMBER 8, 2023

Acting as intermediaries between acquiring banks and merchants, ISOs sign up merchants with their own merchant processing accounts and resell payment software and hardware. The ISO model thrived at a time when brick-and-mortar merchants needed a way to accept credit cards in person.

Facilitators 52

Facilitators ISVS ISOs Payment APIs and Integration 52

PYMNTS

MARCH 14, 2019

And while Google and Facebook can act as the auto-repositories for all passwords —solving part of the problem — it does create the small issue that if someone should gain access to or control of those master accounts, they have “the keys to the kingdom,” according to Maloney.

Authentication 59

Authentication Master Account Push-to-Card Use Case 59