PYMNTS

APRIL 20, 2017

Can push payments make the push into full acceptance by consumers and corporates? In envisioning just what the concept of “push” payments means, Edwards said one need only think about how pull payments work. If there is an exchange of an item or a return, the data flow is simply reversed, and money goes back onto that card.

Push-to-Card 42

Push-to-Card Ubiquitous Checks Payments 42

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts. Real time is getting ever closer to prime time.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

PYMNTS

FEBRUARY 28, 2020

These digital pushes are far from ubiquitous, however, with many banks unwilling to make the massive financial investment involved in acquiring these new technologies. Those that are willing to pull the trigger are reaping the benefits, however, with studies finding an effectiveness increase of up to 70 percent.

Online and Mobile Banking 63

Online and Mobile Banking Push-to-Card Mobile Banking ATM 63

PYMNTS

FEBRUARY 14, 2017

Enter the mobile payments push, where buying is a 24/7/365 proposition. Yet, we cling to credit cards and cash even as technology increasingly makes it easier to pay with virtual means. The payments landscape is changing to the point where scale need not be the determining factor of success.

Ubiquitous 43

Ubiquitous Push-to-Card Payments Credit Cards 43

PYMNTS

SEPTEMBER 26, 2016

Same Day ACH is now a reality and, with much fanfare, represents the first ubiquitous faster payments initiative in the United States without an attendant regulatory mandate. Saks likened the “early days” of faster payments as one analogous to the advent of credit cards, which eventually shaped the way eCommerce is conducted.

Same Day ACH 71

Same Day ACH Faster Payments Ubiquitous ACH 71

PYMNTS

JANUARY 11, 2017

trillion market as measured by transactions seen in the latest fiscal year, which ended in September, and is marked by a shift by consumers using their phones to make mobile payments ubiquitous. UnionPay, which has a tight hold on credit card payments, has only 1 percent of the market (and it is owned by the state).

Ubiquitous 40

Ubiquitous Push-to-Card Mobile Payments Credit Cards 40

CB Insights

AUGUST 2, 2018

One of the biggest trends in fintech today is the rise of digital banking products like mobile checking accounts and new debit cards. From Square to Paypal, a host of fintechs are creating products that let consumers spend money directly out of digital accounts using a physical card. turning Digital p2p payments into debit cards.

Debit Card 71

Debit Card Checks Accounts FinTech 71

PYMNTS

JULY 1, 2019

The introduction of mobile payments and commercial card technology in the fleet sector has helped the industry progress toward automation and digitization, but cards are not without their challenges. One of the biggest opportunities is in fleet payments, where cash and checks remain prevalent (particularly in the U.S.),

Payments 59

Payments Push-to-Card Mobile Payments eWallet 59

FICO

APRIL 6, 2020

In countries such as the UK, real-time payment schemes have been ubiquitous for many years. For over 25 years, credit and debit card transactions have been assessed for fraud risk using AI and machine learning. Authorized push payment fraud relies on customers making a payment without stopping to think. What Banks Can Do.

Real Time Payments 52

Real Time Payments Money Laundering Payee Payments 52

FICO

FEBRUARY 9, 2023

As the PSR’s response to authorized push payment fraud moves towards becoming law, what will the results be? million stolen through fraud in the UK last year, payment scams (or authorised push payment fraud or APP scams) accounted for 41%. Furthermore, fraudsters tend to target people on low incomes or with a poor credit history.

Scams 52

Scams Push-to-Card Romance Scams Regulations 52

PYMNTS

MARCH 14, 2019

The release of a new Google app development tool is among the latest steps to try to bring more mobile accessibility to people with disabilities — a push that’s been going on in the background of digital retail and associated areas almost since the beginning. So what does that actually mean in plain English? ADA Compliance.

Push-to-Card 64

Push-to-Card Ubiquitous Laws Economy 64

PYMNTS

NOVEMBER 12, 2020

In a world where physical commerce went on hold eight months ago — and where there are still scores of known unknowns about what comes next — the brands that survive are the ones ready to pivot along with the environment. “I I think there are a lot of things that 2020 taught us for sure,” Kress said. “We

PayPal 73

PayPal Economy BNPL Consumer 73

PYMNTS

APRIL 8, 2019

Gig workers, for example, will likely soon see an upgrade to their payments speed, thanks to a bit of help from their card network friends. Card Payouts is a card-based, front end user experience that integrates with treasury banks’ existing infrastructure. Visa Ups the Pace of Gig Payments. Affirm Affirmed by Investors.

Contactless Payments 40

Contactless Payments Push-to-Card Debit Card Payments 40

PYMNTS

FEBRUARY 24, 2016

The push toward authentication standards has garnered the support of some heavyweights in the payments industry, among them Google, Microsoft and Apple, which have collectively made room for FIDO based solutions to be used across those companies’ platforms. That is of course specific (via fingerprint or, say iris scans) to users.

Authentication 40

Authentication Security Online and Mobile Banking Credential 40

PYMNTS

FEBRUARY 24, 2017

From there, the purchase is completed either via eCommerce or by going to the store and doing a card-present transaction. From there, the purchase is completed either via eCommerce or by going to the store and doing a card-present transaction. When they came down in price, they became ubiquitous,” he explained.

Online and Mobile Banking 68

Online and Mobile Banking Use Case Push-to-Card Transactions 68

PYMNTS

JUNE 3, 2019

The two most powerful forces shaping the future of retail payments have nothing to do with payments at all. At least at first glance. It’s why we’re witness to unprecedented waves of consolidation in the merchant acquiring and payments processing space – and why there will be even more to come in the short and longer term. Those two forces?

Retail Payments 78

Retail Payments Payments PayPal Push-to-Card 78

PYMNTS

JUNE 29, 2017

That is how the world first met the iPhone a little over ten years ago in January 2007, when Steve Jobs took to the stage to announce Apple’s latest and greatest innovation. The world stopped what it was doing to take a look. And then there was the Super Bowl. Americans may not at that point fully have known why, but they knew that they wanted it.

Push-to-Card 60

Push-to-Card Innovation Transactions Consumer 60

PYMNTS

JULY 30, 2018

The market reaction to the news underscored that view: Grubhub’s stock price surged by a staggering 25 percent, analysts said, on the news of the acquisition. Earnings were a fantastic beat, but the majority of this move is LevelUp. It improves their competitive long-term positioning,” said Guggenheim Partners’ Matthew DiFrisco, according to CNBC.

Third Party Vendors 40

Third Party Vendors Point-of-Sale (POS) Push-to-Card Ubiquitous 40

Fintech Labs Insights

MARCH 4, 2019

youth to obtain a credit card. So most rely on debit cards for spending. However, debit cards don’t help in establishing credit for the estimated 45 million American adults without a credit score ( see note 1 ). It used to be easy (perhaps too easy) to get your credit established.

Origination 12

Origination Credit Union Push-to-Card Debit Card 12

Clearly Payments

SEPTEMBER 16, 2024

Instead of entering a PIN or handling cash, users can simply tap their card or mobile device to complete a transaction in seconds. Contactless payments are a quick and secure way to make transactions without physically swiping a card or entering a PIN. Contactless payments market has been growing quickly.

Contactless Payments 52

Contactless Payments Push-to-Card Payments Transactions 52

PYMNTS

JUNE 27, 2019

The goal is to create a consistent and ubiquitous user experience across the channels they shop by leveraging the credit and debit relationships already in place with their banks. Globally, installments are a popular credit option, and for good reason — with a $1.2 Where installment payments are available, they are well liked.

Issuers 75

Issuers API Credential Ubiquitous 75

PYMNTS

DECEMBER 16, 2019

The last 10 years in payments and commerce have given us millions of dots to connect. The introduction of the iPhone in 2007 – and the birth of the apps ecosystem a year later in 2008 –inspired an entirely new class of innovators, stating the 2010s with a brand-new toolkit. Payments will power that shift. Payments will power that shift.

Online and Mobile Banking 72

Online and Mobile Banking Credential Payments Economy 72

PYMNTS

JANUARY 1, 2020

The last 10 years in payments and commerce have given us millions of dots to connect. The introduction of the iPhone in 2007 – and the birth of the apps ecosystem a year later in 2008 –inspired an entirely new class of innovators, starting the 2010s with a brand-new toolkit. Payments will power that shift. Payments will power that shift.

Economy 69

Economy Online and Mobile Banking Credential Push-to-Card 69

PYMNTS

OCTOBER 7, 2020

Bill payments can be done free of charge across ACH bank transfers or via credit cards for a few. The ongoing pain wrought by the pandemic is especially acute for smaller businesses in the U.S., tied as they are to paper-based payments. Melio’s focus on SMBs provides a unique lens through which to view the pandemic. “At

Checks 90

Checks Venmo B2B Digital Payments 90

PYMNTS

DECEMBER 5, 2016

But mobile and other connected devices, the cloud, software platforms, new technologies, data, near-ubiquitous wireless internet and the imaginations of innovators have changed all of that. Scientists report that the Thera eruption (Thera is now the beautiful resort town Santorini) killed just about everyone and everything on the island.

Online and Mobile Banking 86

Online and Mobile Banking Payments Ubiquitous Consumer 86

PYMNTS

DECEMBER 5, 2016

But mobile and other connected devices, the cloud, software platforms, new technologies, data, near-ubiquitous wireless internet and the imaginations of innovators have changed all of that. Scientists report that the Thera eruption (Thera is now the beautiful resort town Santorini) killed just about everyone and everything on the island.

Online and Mobile Banking 59

Online and Mobile Banking Payments Push-to-Card Consumer 59

PYMNTS

SEPTEMBER 19, 2016

Will anything ever excite millennials about credit cards? There were more questions than answers in the news last week. Are Hillary Clinton and Donald Trump each healthy enough to be president? Who planted the bomb in Manhattan on Saturday night (Sept. Elizabeth Warren. With an asterisk or two. Ready for the full story?

EMV 58

EMV Chip Cards CHIPS Push-to-Card 58