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This process is vital for businesses, as it enables them to accept payments through various methods, including credit and debit cards, electronicbank transfers ( EFT/ACH ), and digital wallets. Card Network: The credit card network sends the transaction details to the issuing bank (the customer’s bank) for authorization.
Moreover, issuers manage creditlimits and oversee credit card billing cycles while serving as crucial mediators in dispute resolution. ACH transfers Automated Clearing House (ACH) transfers have emerged as a preferred B2B payment option for electronicbank-to-bank transactions.
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