Credit Limit Funds Availability Issuers 
PYMNTS
JULY 2, 2020
Or maybe it’s maxed out the credit limit. If it’s a debit card, bank account or prepaid card, maybe there aren’t enough funds available for the purchase. Maybe the issuer has flagged something suspicious — or at least unusual — about the transaction. Data and Issuers. Transaction declined.
PayHawk
APRIL 18, 2023
Address Verification Service (AVS) A fraud prevention tool that checks the billing address provided by the cardholder against the address on file with the card issuer. Authorization The process of verifying that a transaction can be approved and funds are available for the transaction.
EBizCharge
MAY 15, 2024
Here are some fundamental terms to understand: Merchant account Payment gateway Payment processor Acquirer Issuer Merchant account A merchant account is a specialized bank account that allows businesses to accept customer payments through credit cards and other electronic payment methods.
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