PYMNTS

OCTOBER 7, 2020

US Bank Instant Card Connects With Concur Expense. Bank Instant Card transactions now “seamlessly integrate” into Concur Expense, according to an announcement. Furthermore, businesses can institute a credit limit and date of expiration for the card. To help monitor, report and reconcile expenses, U.S.

Commercial Card 99

Commercial Card Innovation Push-to-Card Credit Cards 99

Fintech Finance

FEBRUARY 14, 2025

Together, FIS and Affirm will deliver a new program that enables FIS vast network of banking clients to integrate Affirms industry-leading solution into their existing debit program via their digital banking and mobile app platforms, allowing their customers to easily manage their finances in a single place.

Debit Card 59

Debit Card Online and Mobile Banking Issuers Underwriting 59

PYMNTS

JULY 2, 2020

If you’re an online merchant, you may be all too familiar with this drill. A shopper finds you online, finds a product to buy, fills their cart and hits the checkout button. Or maybe it’s maxed out the credit limit. Transaction declined. Maybe the card has expired. It’s something we are making great progress toward.”.

PayPal 91

PayPal Issuers Online and Mobile Banking Authorization 91

Finovate

SEPTEMBER 27, 2024

In addition to its funding announcement, Nmbr also reported that RBCx, the technology and innovation arm of Royal Bank of Canada, will serve as the company’s banking partner. This week, the Canadian fintech announced that it is helping Multitude Bank enhance its loan repayment processes to enable instant loan repayments.

Embedded Finance 64

Embedded Finance Finance Payroll Online and Mobile Banking 64

PYMNTS

SEPTEMBER 20, 2018

Banks offer credit limits to borrowers that would seem punitively low in much of the Western world, so there is a pent-up demand for online alternatives. X Financial offerings include a balance-transfer credit card product and an unsecured, high-credit-limit loan product.

P2P 66

P2P Credit Cards Online and Mobile Banking Credit Limit 66

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. In aggregate, these product development and investment decisions reveal that Amazon isn’t building a traditional bank that serves everyone.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

NOVEMBER 29, 2016

Citi is the first major credit card issuer to offer real-time card replacement tracking. Members can track their card’s status through Citi Online or within the Citi mobile app for iPhone and Android. Citi partnered with Mastercard to enable the Citi Pay platform to run smoothly for thousands of online merchants in 33 countries.

Online and Mobile Banking 40

Online and Mobile Banking Push-to-Card Credit Cards Card Issuer 40

PYMNTS

SEPTEMBER 6, 2019

landed on the board, too, as alternative lending, small business banking, back-office financial management and accounts receivable technology enticed backers. Challenger bank Yelo, operating in India, raised an undisclosed sum from Matrix Partners India, Omidyar Network, Flourish VC and Better Capital, Inc 42 reports said this week.

B2B 62

B2B FinTech Small Business Online and Mobile Banking 62

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Posting 52

Posting Online and Mobile Banking Credit Limit Risk 52

Clearly Payments

APRIL 3, 2024

This process is vital for businesses, as it enables them to accept payments through various methods, including credit and debit cards, electronic bank transfers ( EFT/ACH ), and digital wallets. Card Network: The credit card network sends the transaction details to the issuing bank (the customer’s bank) for authorization.

Process 59

Process Processors Online and Mobile Banking Payments 59

PYMNTS

JANUARY 4, 2017

Then, there’s the lag between the recipient getting the proverbial check in the mail and, oh yes, remembering to haul it down to the bank to be cashed. For WEX, said Pratt, the answer came way back when, and still does, in the form of creating a 16-digit card number “in real time” with a transaction bracketed by credit limits.

B2B 48

B2B Cross-Border Payments Cross-Border Online and Mobile Banking 48

PayHawk

APRIL 18, 2023

Automated Clearing House (ACH) An electronic network that enables the transfer of funds between bank accounts. Annual Percentage Rate (APR) The annual interest rate charged by a credit card issuer on outstanding balances. B Bank Identification Number (BIN) The first six digits of a payment card number that identify the card issuer.

Process 52

Process Card Issuer Online and Mobile Banking Issuers 52

PYMNTS

MAY 22, 2020

The company connects SMBs to invoice financing via is mobile app Bridge2Capital, targeting retail shopkeepers with a way to finance their outstanding payables. In addition to invoice finance, the company offers SMBs a range of other solutions, including order management and online payments tools.

Finance 56

Finance B2B Online and Mobile Banking Participant 56

PYMNTS

SEPTEMBER 29, 2020

percent planned to unveil mobile wallet-enabled cards. Many CUs’ credit innovation plans ground to a halt when the health crisis began, however. Credit unions must firmly understand their members’ needs during the pandemic to create innovative credit products. The report also revealed that 66.7 More than 40 million U.S.

Credit Union 56

Credit Union Debit Card Credit Cards Innovation 56

Nanonets

JUNE 29, 2023

Streamlined expense approval processes, automating spend limits and approval mechanisms Spend data analysis to identify savings opportunities and recommend cost-saving measures. I Two-factor authentication for bank account changes via the vendor portal further fortifies protection against scams.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Automation Push-to-Card 52

EBizCharge

MAY 15, 2024

Payment methods commonly used in B2B transactions include bank transfers, checks, electronic funds transfers (EFT) , credit cards, and increasingly digital payment platforms. Merchant accounts are essential for businesses in online commerce or retail environments where card payments are prevalent.

B2B 52

B2B Wire Transfer Payments Payment Gateways 52

Nanonets

MARCH 28, 2024

Starter ($49/user/month or $199/month for 5+ users): Processes up to 30 invoices/month - Includes vendor management, standard ERP sync, payment via bank transfer or credit card - Supports up to 10 users 2. Mobile app:  Manage expenses, book travel, and submit receipts on the go with Navan's user-friendly mobile app.

Payment APIs and Integration 52

Payment APIs and Integration Automation AI Treasury Management 52

PYMNTS

JUNE 14, 2019

Big Debate Of The Week: Did Amazon’s Estimated Online Market Share Just Drop? While Amazon is fairly tight-lipped about specific numbers, eMarketer has cut its estimate of Amazon’s current online commerce market share in the U.S. percent of online commerce this year — a sharp drop from its prior estimate of 47 percent.

Push-to-Card 40

Push-to-Card Online and Mobile Banking Accounts On-Demand 40

Payment Savvy

JUNE 8, 2023

Using PayPal In-Store Without a Card While most people know PayPal as a digital wallet for online transactions, few realize that it’s also a feasible payment option in physical stores. This application turns your phone into a mobile wallet that you can use in a brick-and-mortar store.

PayPal 52

PayPal Online and Mobile Banking Debit Card Contactless Payments 52

Fintech News

FEBRUARY 10, 2025

The digital banking landscape in Singapore has undergone a rapid transformation, with four players gaining approval from the Monetary Authority of Singapore (MAS). Last Updated: 11 February 2025 What Are Digital Banks? Consumer demand for more convenient, cost-effective banking solutions has driven this shift towards digital banking.

Multi-Currency 111

Multi-Currency Online and Mobile Banking Credit Cards Finance 111

EBizCharge

FEBRUARY 17, 2025

These solutions automate the processing of ACH payments, reducing the manual effort required to handle bank transfers and ensuring seamless reconciliation within NetSuite. Secure customer payment data Implementing PCI-compliant security measures allows businesses to safeguard credit card and bank account details to prevent data breaches.

ACH 59

ACH Credit Cards Transactions Accounts 59