PYMNTS

OCTOBER 21, 2019

Accounting platforms are increasingly positioning themselves at the center of the small business ecosystem,” he said, adding that this evolution “makes a lot of sense” with many companies considering the accounting portal the “single source of truth” for company finances. feel like a second job.”. Expanding Open Banking’s Horizons.

Small Business 40

Small Business Payment APIs and Integration Underwriting Value Added Service 40

Fintech News

MAY 28, 2024

The company’s competitive advantage lies in its ability to leverage data, proprietary machine learning algorithms, and agile cloud infrastructure to make better credit and underwriting decisions than traditional banks.

APACS 115

APACS Financial Inclusion Online and Mobile Banking Disaster Recovery 115

PYMNTS

FEBRUARY 20, 2020

In fast-growth small businesses, the focus is on expanding the top line — not tackling the paper chase in the back office. Unless a business is at least five years old, its credit profile is likely quite thin, leaving banks to rely on personal guarantees to underwrite an account.

Commercial Card 56

Commercial Card Duplicate Underwriting Transactions 56

PYMNTS

JUNE 25, 2018

He noted that, making the issue more complex for banks, startups are not small businesses — that means banks, which are already struggling to address the needs of the SMB community, are often at a loss when it comes to startup clients. “They have systems in place that have worked for decades. . ”

Credit Cards 52

Credit Cards Commercial Card Small Business Assessments 52

Fintech Labs Insights

OCTOBER 14, 2021

The Brex card’s unique feature is its high credit limit for startups. The startup underwrites the care, not with credit history, but with cash in the bank. It’s a ridiculous number for a company with an estimated 20,000 clients ($370,000 per customer) but in a world where jpgs of apes sell for $2.4M

FDIC 15

FDIC Card Issuer Non-Bank Credit Cards 15

CB Insights

FEBRUARY 13, 2020

‘PayFac’ technology simplifies underwriting and onboarding. Stripe’s business strategy: How the $35B unicorn sets itself apart. Additionally, the company must underwrite risk, and is on the hook in the event of fraud or returned items. Stripe’s business strategy: How the $35B unicorn sets itself apart.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

PYMNTS

OCTOBER 24, 2019

Commercial cards remain a small, but growing, part of the B2B payments ecosystem, thanks in part to their versatility. Visa debuted its latest small business card offering with Visa Infinite Business , announced Wednesday (Oct. Visa Targets High-Spenders. Brex Expands Beyond Cards.

Commercial Card 40

Commercial Card Small Business Credit Limit B2B 40