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Gathering and analyzing these new forms of data to build new credit scoring models allows lenders to make better decisions and extend credit to these consumers within their creditrisk guidelines. FICO is a longtime leader in incorporating available data into our credit scoring models. In the U.S.,
Ethan Dornhelm wrote: The FICO® Score is the lingua franca, or common language, for the credit scoring industry. It serves as a broad-based, independent standard measure of creditrisk. Read the full post: FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access To Credit?
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