FICO

APRIL 21, 2023

Q: Dale, to start with, can you provide a little background on your business motivation as a credit risk executive for exploring the value of consumer-permissioned DDA data? Q: What insights have you gained (risk or otherwise) about consumers who are willing to permission access to their DDA data? Any surprises?

Consumer 52

Consumer Demand Deposit Account (DDA) Credit Risk Non-Bank 52

FICO

MAY 22, 2019

You may have heard that alternative data holds great potential for expanding access to credit to more consumers to help them achieve their financial goals. Indeed, more data can enable credit score providers like FICO to provide a more complete snapshot of consumers’ credit behavior and potential risk.

Demand Deposit Account (DDA) 68

Demand Deposit Account (DDA) Credit Risk On-Demand Deposit Account 68

FICO

JANUARY 26, 2022

Ethan Dornhelm wrote: The FICO® Score is the lingua franca, or common language, for the credit scoring industry. It serves as a broad-based, independent standard measure of credit risk. Telco and utility payment data , similar to credit bureau data is generally reported on a monthly basis.

Demand Deposit Account (DDA) 52

Demand Deposit Account (DDA) Credit Cards Credit Risk Consumer 52

PYMNTS

MAY 10, 2016

Johnny Ayers, co-founder and SVP of Business Development for Socure , argues that being able to have a traditional savings account or demand deposit account (DDA) is a basic financial right that should be afforded to all.

Financial Inclusion 42

Financial Inclusion Demand Deposit Account (DDA) Online and Mobile Banking Authentication 42