Remove Credit Risk Remove Demand Deposit Account (DDA) Remove Verification
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Leveraging DDA Data in Consumer Lending to Stay Competitive

FICO

Q: Dale, to start with, can you provide a little background on your business motivation as a credit risk executive for exploring the value of consumer-permissioned DDA data? Q: Some lenders only ask applicants for access to DDA data permissioned by them when it’s an absolute requirement (e.g.,

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Why Credit Isn’t Working For Financial Inclusion

PYMNTS

Johnny Ayers, co-founder and SVP of Business Development for Socure , argues that being able to have a traditional savings account or demand deposit account (DDA) is a basic financial right that should be afforded to all. Today, the path taken by many banks in both the U.S.